LVRs
IMF cautions the Reserve Bank about any further loosening of the 'speed limits' on high loan to value residential lending; welcomes prospect of introduction of vacant land tax and says Govt could go 'broader'
26th Jun 19, 10:57am
19
IMF cautions the Reserve Bank about any further loosening of the 'speed limits' on high loan to value residential lending; welcomes prospect of introduction of vacant land tax and says Govt could go 'broader'
Reserve Bank has an 'open mind' on the new cryptocurrency being launched by Facebook, but says safeguards and 'how much protection society wants' need to be considered
20th Jun 19, 12:03pm
14
Reserve Bank has an 'open mind' on the new cryptocurrency being launched by Facebook, but says safeguards and 'how much protection society wants' need to be considered
New Reserve Bank paper says with the declining use of cash, Kiwis already 'left out' of the banking or digital worlds may be 'severely disadvantaged'
19th Jun 19, 1:46pm
20
New Reserve Bank paper says with the declining use of cash, Kiwis already 'left out' of the banking or digital worlds may be 'severely disadvantaged'
The Reserve Bank says it is undertaking analysis to 'inform upcoming decision on the appropriate future role of cash' in the face of declining usage
29th May 19, 10:38am
21
The Reserve Bank says it is undertaking analysis to 'inform upcoming decision on the appropriate future role of cash' in the face of declining usage
The Reserve Bank says in its latest Financial Stability Report that it is 'imperative' to improve New Zealand’s financial system resilience while conditions are conducive
29th May 19, 9:07am
3
The Reserve Bank says in its latest Financial Stability Report that it is 'imperative' to improve New Zealand’s financial system resilience while conditions are conducive
Bank lobby group offers an alternative method the RBNZ could adopt to level the capital playing field between the big four banks and the rest of New Zealand's banks
21st May 19, 10:43am
2
Bank lobby group offers an alternative method the RBNZ could adopt to level the capital playing field between the big four banks and the rest of New Zealand's banks
There are numerous ways the Government could cool the housing market if prices started rocketing up again, including the capital gains taxes we already have, Greg Ninness writes
30th Apr 19, 12:19pm
52
There are numerous ways the Government could cool the housing market if prices started rocketing up again, including the capital gains taxes we already have, Greg Ninness writes
New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
29th Apr 19, 3:34pm
15
New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
Westpac economists say if the Reserve Bank doesn't cut interest rates in May there may be no cut at all over the rest of the calendar year
23rd Apr 19, 11:03am
8
Westpac economists say if the Reserve Bank doesn't cut interest rates in May there may be no cut at all over the rest of the calendar year
Westpac economists say an Official Cash Rate reduction could cause mortgage rates to fall even further, increasing the risk of 'stoking' the housing market
8th Apr 19, 12:57pm
19
Westpac economists say an Official Cash Rate reduction could cause mortgage rates to fall even further, increasing the risk of 'stoking' the housing market
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
2nd Apr 19, 11:23am
60
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
27th Mar 19, 11:37am
6
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market
5th Mar 19, 8:00am
90
David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
28th Feb 19, 3:29pm
7
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
27th Feb 19, 3:47pm
63
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
KPMG sees 2019 as a key year for house prices following the restrictions placed on overseas buyers late last year and with the current woes in the Australian market
13th Feb 19, 7:53am
29
KPMG sees 2019 as a key year for house prices following the restrictions placed on overseas buyers late last year and with the current woes in the Australian market
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
31st Jan 19, 3:43pm
7
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
29th Jan 19, 3:50pm
79
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
Against the backdrop of the RBNZ's bank capital review, Gareth Vaughan details the advantageous position NZ's Aussie owned banks have over their rivals & how this may change
23rd Jan 19, 5:00am
38
Against the backdrop of the RBNZ's bank capital review, Gareth Vaughan details the advantageous position NZ's Aussie owned banks have over their rivals & how this may change
David Chaston says thanks to affordability limits being reached & a range of public policy changes, Auckland home owners ought to buckle in for a prolonged housing market funk
17th Jan 19, 11:11am
89
David Chaston says thanks to affordability limits being reached & a range of public policy changes, Auckland home owners ought to buckle in for a prolonged housing market funk
REINZ highlights 'extremely quiet' December with lowest nationwide house sales volumes in seven years, national median price rises 1.5%
17th Jan 19, 9:26am
158
REINZ highlights 'extremely quiet' December with lowest nationwide house sales volumes in seven years, national median price rises 1.5%
Fitch sees Auckland continuing to record lower house price growth than other NZ regions this year with price falls likely
16th Jan 19, 4:49pm
22
Fitch sees Auckland continuing to record lower house price growth than other NZ regions this year with price falls likely
Nationwide housing values grew at their slowest rate since 2012 in the December year, but QV expects 'busy' start to 2019 thanks to the RBNZ loosening LVR restrictions
16th Jan 19, 5:00am
69
Nationwide housing values grew at their slowest rate since 2012 in the December year, but QV expects 'busy' start to 2019 thanks to the RBNZ loosening LVR restrictions
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
20th Dec 18, 3:30pm
47
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
Jarrod Kerr with the Top 10 things to think about into 2019 from trade wars to yield curve inversion, wage growth, property, Italy and more
14th Dec 18, 10:12am
7
Jarrod Kerr with the Top 10 things to think about into 2019 from trade wars to yield curve inversion, wage growth, property, Italy and more