LVRs
Horizon poll shows almost 40% oppose limits on loan to value ratios over 80%, but almost as many support such limits; older, richer buyers most worried
23rd May 13, 7:29pm
9
Horizon poll shows almost 40% oppose limits on loan to value ratios over 80%, but almost as many support such limits; older, richer buyers most worried
Westpac grows March quarter home loans by NZ$571 mln with 92% of growth coming through loans with LVRs below 80%
23rd May 13, 4:32pm
Westpac grows March quarter home loans by NZ$571 mln with 92% of growth coming through loans with LVRs below 80%
Kiwibank credit rating affirmed at AA but Fitch cautions on increasing competition and weaker capital position than rivals
21st May 13, 9:34am
4
Kiwibank credit rating affirmed at AA but Fitch cautions on increasing competition and weaker capital position than rivals
RBNZ chooses 'speed limits' and 'tiered limits' to contain banks' high LVR loans rather than outright caps on high LVR lending
20th May 13, 4:18pm
4
RBNZ chooses 'speed limits' and 'tiered limits' to contain banks' high LVR loans rather than outright caps on high LVR lending
ASB grows home loans by NZ$791 mln in March quarter with 71% of growth in loans where borrower has less than 20% equity
16th May 13, 9:24pm
2
ASB grows home loans by NZ$791 mln in March quarter with 71% of growth in loans where borrower has less than 20% equity
Finance Minister Bill English says RBNZ Governor Graeme Wheeler will decide if, and when, to use new tools designed to dampen excessive growth in credit and asset prices
16th May 13, 3:01pm
1
Finance Minister Bill English says RBNZ Governor Graeme Wheeler will decide if, and when, to use new tools designed to dampen excessive growth in credit and asset prices
BNZ CEO Andrew Thorburn questions whether the big banks holding more capital against high LVR home loans will address the key problems in the housing market
10th May 13, 3:33pm
9
BNZ CEO Andrew Thorburn questions whether the big banks holding more capital against high LVR home loans will address the key problems in the housing market
Reserve Bank suggests it's not keen on exempting first home buyers from any LVR caps on home loans, nor on targeting LVR restrictions at regions
9th May 13, 4:43pm
10
Reserve Bank suggests it's not keen on exempting first home buyers from any LVR caps on home loans, nor on targeting LVR restrictions at regions
Reserve Bank's move to make the big four banks hold more capital against housing loans adds up to NZ$125 mln on average for each of them
9th May 13, 3:04pm
3
Reserve Bank's move to make the big four banks hold more capital against housing loans adds up to NZ$125 mln on average for each of them
RBNZ to force banks to hold more capital to back high LVR mortgages from Sept 30; says will result in average increase in capital for housing of 12%
8th May 13, 9:10am
32
RBNZ to force banks to hold more capital to back high LVR mortgages from Sept 30; says will result in average increase in capital for housing of 12%
CEO Peter Clare 'comfortable' with Westpac NZ's risk settings in housing market as 'volatility' increases
6th May 13, 4:27pm
7
CEO Peter Clare 'comfortable' with Westpac NZ's risk settings in housing market as 'volatility' increases
BNZ introduces new advertised one-year mortgage rate undercutting rivals, but borrowers require 20% equity
6th May 13, 9:34am
9
BNZ introduces new advertised one-year mortgage rate undercutting rivals, but borrowers require 20% equity
The Auckland housing market suffers from a supply shortage but there isn't necessarily a bubble, ANZ NZ's David Hisco says
1st May 13, 4:53pm
46
The Auckland housing market suffers from a supply shortage but there isn't necessarily a bubble, ANZ NZ's David Hisco says
PwC paper commissioned by NZ Bankers' Association says RBNZ's use of macro-prudential tools would result in borrowers paying banks higher interest rates
30th Apr 13, 8:00pm
25
PwC paper commissioned by NZ Bankers' Association says RBNZ's use of macro-prudential tools would result in borrowers paying banks higher interest rates
On the heels of Fitch's warning, Moody's seeing more evidence that a number of risks faced by NZ's big banks are 'coming through the banking system'
12th Apr 13, 4:21pm
5
On the heels of Fitch's warning, Moody's seeing more evidence that a number of risks faced by NZ's big banks are 'coming through the banking system'
Big bank credit ratings in no immediate danger of downgrade from Fitch despite its concerns about potential asset bubbles
10th Apr 13, 3:39pm
13
Big bank credit ratings in no immediate danger of downgrade from Fitch despite its concerns about potential asset bubbles
Credit rating agency Fitch warns challenges are increasing for NZ's big banks with strong asset growth and fierce price competition potentially leading to asset bubbles
9th Apr 13, 11:15am
25
Credit rating agency Fitch warns challenges are increasing for NZ's big banks with strong asset growth and fierce price competition potentially leading to asset bubbles
The Reserve Bank is finally getting serious about constraining low-deposit home lending says Bernard Hickey
31st Mar 13, 8:51am
28
The Reserve Bank is finally getting serious about constraining low-deposit home lending says Bernard Hickey
Reserve Bank wants to increase the amount of capital banks must set aside to cover potential losses from high loan to valuation ratio home loans
26th Mar 13, 9:56am
34
Reserve Bank wants to increase the amount of capital banks must set aside to cover potential losses from high loan to valuation ratio home loans
Fitch affirms big 4 NZ banks' credit ratings but cautions on housing market, high LVR lending and drought
18th Mar 13, 11:55am
4
Fitch affirms big 4 NZ banks' credit ratings but cautions on housing market, high LVR lending and drought
RBNZ's Wheeler concerned about high LVR lending, which now represents up to 30% of all new lending
14th Mar 13, 10:11am
17
RBNZ's Wheeler concerned about high LVR lending, which now represents up to 30% of all new lending
February house sales hit a six-year high; median price up 7.6% on a year ago; Auckland median up 14.3%
12th Mar 13, 1:53pm
89
February house sales hit a six-year high; median price up 7.6% on a year ago; Auckland median up 14.3%
The 'successful' use of loan-to-valuation ratio caps on home loans in Sweden, where there are some interesting comparisions with New Zealand
11th Mar 13, 5:25pm
25
The 'successful' use of loan-to-valuation ratio caps on home loans in Sweden, where there are some interesting comparisions with New Zealand
Loan to value ratio caps and increased sectoral capital requirements seen as the biggest threats to bank profitablity out of the RBNZ's macro-prudential tools
8th Mar 13, 4:07pm
1
Loan to value ratio caps and increased sectoral capital requirements seen as the biggest threats to bank profitablity out of the RBNZ's macro-prudential tools
NZ Bankers' Association wants more detail on RBNZ macro-prudential tools, raises issue of insurance in relation to LVR restrictions
6th Mar 13, 9:32pm
3
NZ Bankers' Association wants more detail on RBNZ macro-prudential tools, raises issue of insurance in relation to LVR restrictions