LVRs
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
31st May 21, 3:46pm
20
The surge in mortgage borrowing in the second half of 2020 saw annual growth in the total amount of mortgages outstanding in New Zealand top 11% - the highest figure since March 2008
April mortgage borrowing has slowed, but is still running at historically high levels; first home buyers have strongly increased their share of the borrowing, while investor figures are down
26th May 21, 3:26pm
27
April mortgage borrowing has slowed, but is still running at historically high levels; first home buyers have strongly increased their share of the borrowing, while investor figures are down
Grant Robertson considers RBNZ advice on new tools to potentially restrict mortgage lending; Jenée Tibshraeny doesn't see changes in the immediate future, but believes financial stability will take centre stage
26th May 21, 8:00am
104
Grant Robertson considers RBNZ advice on new tools to potentially restrict mortgage lending; Jenée Tibshraeny doesn't see changes in the immediate future, but believes financial stability will take centre stage
ANZ NZ CEO Antonia Watson says growth of housing lending as a percentage of the bank's overall lending isn't a problem, but she'd like to see more borrowing for business investment
7th May 21, 9:30am
43
ANZ NZ CEO Antonia Watson says growth of housing lending as a percentage of the bank's overall lending isn't a problem, but she'd like to see more borrowing for business investment
RBNZ to take stock of new housing-related policies before doing more to restrict mortgage lending; Robertson not yet convinced by RBNZ's pitch for debt-to-income tools
6th May 21, 10:00am
58
RBNZ to take stock of new housing-related policies before doing more to restrict mortgage lending; Robertson not yet convinced by RBNZ's pitch for debt-to-income tools
Investors accounted for over a third of the growth in the country's bank mortgage stock in the six months to the end of March; meanwhile, on the farm, dairy lending is falling fast
4th May 21, 2:14pm
13
Investors accounted for over a third of the growth in the country's bank mortgage stock in the six months to the end of March; meanwhile, on the farm, dairy lending is falling fast
David Hargreaves looks at the all-night mortgage borrowing bender Kiwis are going on while lending to 'productive' parts of the economy withers
3rd May 21, 9:22am
78
David Hargreaves looks at the all-night mortgage borrowing bender Kiwis are going on while lending to 'productive' parts of the economy withers
Kiwis have again been borrowing up large, with nearly $10.5 billion loaned by the banks in the past month for mortgages; first home buyers borrowed a record amount; investors borrowed close to record levels
29th Apr 21, 3:25pm
34
Kiwis have again been borrowing up large, with nearly $10.5 billion loaned by the banks in the past month for mortgages; first home buyers borrowed a record amount; investors borrowed close to record levels
David Hargreaves doesn't see anything to be too fearful of in the moves by Finance Minister Grant Robertson to get more hands-on with the Reserve Bank's lending restrictions
29th Apr 21, 8:08am
36
David Hargreaves doesn't see anything to be too fearful of in the moves by Finance Minister Grant Robertson to get more hands-on with the Reserve Bank's lending restrictions
BNZ economists describe Govt plans to influence bank lending as a "surprise" but say judgement will have to wait until further details are revealed
27th Apr 21, 2:55pm
8
BNZ economists describe Govt plans to influence bank lending as a "surprise" but say judgement will have to wait until further details are revealed
Finance Minister Grant Robertson unveils a a new process for setting lending restrictions, which introduces what appears to be a more active role for the Minister of Finance
22nd Apr 21, 12:37pm
46
Finance Minister Grant Robertson unveils a a new process for setting lending restrictions, which introduces what appears to be a more active role for the Minister of Finance
ANZ economists say after the recent housing policy changes by the Government there's a greater chance that interest rate increases could cause investors to sell up; RBNZ may wait too long to raise rates
21st Apr 21, 2:58pm
83
ANZ economists say after the recent housing policy changes by the Government there's a greater chance that interest rate increases could cause investors to sell up; RBNZ may wait too long to raise rates
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
21st Apr 21, 7:38am
55
Mortgage broker Squirrel unveils home loans requiring a deposit as low as 5% targeted at first home buyers in cities who are on good incomes but can't rely on parental support
Kiwibank economists say housing supply should be able to meet demand by 2024 and we could even see an over-supply, leading to improved affordability; house price growth to fall to 1% by end of 2022
19th Apr 21, 3:33pm
41
Kiwibank economists say housing supply should be able to meet demand by 2024 and we could even see an over-supply, leading to improved affordability; house price growth to fall to 1% by end of 2022
Westpac economists say landlords might be better off selling their property to the tenants rather than trying to push through large rent hikes
10th Apr 21, 10:00am
99
Westpac economists say landlords might be better off selling their property to the tenants rather than trying to push through large rent hikes
ASB economists says rent controls benefit incumbent renters, regardless of their financial circumstances, but 'pretty much everyone else' bears costs
6th Apr 21, 1:23pm
122
ASB economists says rent controls benefit incumbent renters, regardless of their financial circumstances, but 'pretty much everyone else' bears costs
Economist Brian Easton says the government’s recent housing package may work; will it do enough?
6th Apr 21, 8:43am
145
Economist Brian Easton says the government’s recent housing package may work; will it do enough?
Does the removal of interest deductibility for investors reduce the likelihood of the RBNZ further restricting bank lending? Quite possibly, Jenée Tibshraeny argues
2nd Apr 21, 7:01am
150
Does the removal of interest deductibility for investors reduce the likelihood of the RBNZ further restricting bank lending? Quite possibly, Jenée Tibshraeny argues
David Hargreaves assesses some of the more intemperate suggestions being made about what might be ahead in the wake of the Government's housing policy package
29th Mar 21, 3:35pm
202
David Hargreaves assesses some of the more intemperate suggestions being made about what might be ahead in the wake of the Government's housing policy package
Westpac economists say the Govt's housing taxation changes will 'dramatically tilt' financial conditions in favour of owner-occupiers and 'cashed-up' investors, who will now determine the market price of houses
29th Mar 21, 12:09pm
156
Westpac economists say the Govt's housing taxation changes will 'dramatically tilt' financial conditions in favour of owner-occupiers and 'cashed-up' investors, who will now determine the market price of houses
David Hargreaves settles in for a fascinating few months ahead as we wait to see how the housing market reacts to the bold housing package unveiled by the Government this week
26th Mar 21, 10:34am
252
David Hargreaves settles in for a fascinating few months ahead as we wait to see how the housing market reacts to the bold housing package unveiled by the Government this week
BNZ economists say the Government is 'dead set' on curtailing soaring house prices and will do what it takes - 'it will almost certainly win in the end'
25th Mar 21, 11:14am
237
BNZ economists say the Government is 'dead set' on curtailing soaring house prices and will do what it takes - 'it will almost certainly win in the end'
Kiwis kept up the frenetic borrowing pace for house purchases in February, but first home buyers are feeling the heat and there's early signs of investor fall-off
24th Mar 21, 3:33pm
84
Kiwis kept up the frenetic borrowing pace for house purchases in February, but first home buyers are feeling the heat and there's early signs of investor fall-off
Economists see the housing changes announced by the Government as having a chilling effect on investor demand and acting as a significant drag on house price growth
23rd Mar 21, 2:57pm
114
Economists see the housing changes announced by the Government as having a chilling effect on investor demand and acting as a significant drag on house price growth
David Hargreaves says the Government's plan to directly fund housing infrastructure is great - but as ever with this government, the policy will stand or fall on whether the government can deliver, and its previous form is not good
23rd Mar 21, 11:07am
34
David Hargreaves says the Government's plan to directly fund housing infrastructure is great - but as ever with this government, the policy will stand or fall on whether the government can deliver, and its previous form is not good