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Macroprudential tools

1st Sep 19, 6:02am
David Hargreaves takes liberties with metaphors as he ponders the uphill task RBNZ Governor Adrian Orr has as he tries to get New Zealand spending and investing
David Hargreaves takes liberties with metaphors as he ponders the uphill task RBNZ Governor Adrian Orr has as he tries to get New Zealand spending and investing
1st Sep 19, 6:02am
28th Aug 19, 12:16pm
Reserve Bank Governor Adrian Orr puts in a plug for the Government and businesses to invest more to take advantage of low global interest rates
Reserve Bank Governor Adrian Orr puts in a plug for the Government and businesses to invest more to take advantage of low global interest rates
28th Aug 19, 12:16pm
27th Aug 19, 10:37am
ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'
ASB economists see 5%-6% nationwide house price inflation next year, with falling interest rates and population growth reviving the Auckland market and keeping regional markets 'simmering'
27th Aug 19, 10:37am
26th Aug 19, 3:58pm
In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest
In July the first home buyers collectively borrowed over a billion dollars for the second time in three months; little sign of resurgence in investor interest
26th Aug 19, 3:58pm
17th Aug 19, 9:31am
Finance Minister Grant Robertson now tight-lipped on whether the RBNZ should be able to limit bank lending based on borrowers' incomes, having previously opposed such restrictions 
Finance Minister Grant Robertson now tight-lipped on whether the RBNZ should be able to limit bank lending based on borrowers' incomes, having previously opposed such restrictions 
17th Aug 19, 9:31am
14th Aug 19, 1:05pm
Lobbyist and think tank the NZ Initiative is concerned the Reserve Bank's role could 'morph' once it starts using unconventional monetary policies and it might feel required to align itself with the Government's fiscal policy
Lobbyist and think tank the NZ Initiative is concerned the Reserve Bank's role could 'morph' once it starts using unconventional monetary policies and it might feel required to align itself with the Government's fiscal policy
14th Aug 19, 1:05pm
8th Aug 19, 12:15pm
In its latest Monetary Policy Statement the Reserve Bank has expressed surprise that house price inflation has not picked up as it expected and it now forecasts very modest growth over the next few years
In its latest Monetary Policy Statement the Reserve Bank has expressed surprise that house price inflation has not picked up as it expected and it now forecasts very modest growth over the next few years
8th Aug 19, 12:15pm
[Updated]
7th Aug 19, 2:08pm
'A stunning decision' - RBNZ delivers huge surprise with a 50-basis-point cut to the Official Cash Rate; banks quickly react with mortgage cuts; dollar drops
[Updated]
'A stunning decision' - RBNZ delivers huge surprise with a 50-basis-point cut to the Official Cash Rate; banks quickly react with mortgage cuts; dollar drops
7th Aug 19, 2:08pm
24th Jul 19, 3:42pm
In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high
In June the first home buyers borrowed the smallest amount for this grouping since February, while their share of the total borrowed dropped from the previous month's high
24th Jul 19, 3:42pm
9th Jul 19, 5:00am
Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
Phase two of RBNZ Act review raises the possibility of loan-to-value ratio restrictions being extended from banks to all lenders active in the residential mortgage market
9th Jul 19, 5:00am
1st Jul 19, 10:14am
Reserve Bank Deputy Governor says the central bank is 'comfortable' with further easing in bank lending restrictions for home buying
Reserve Bank Deputy Governor says the central bank is 'comfortable' with further easing in bank lending restrictions for home buying
1st Jul 19, 10:14am
27th Jun 19, 3:26pm
In May the first home buyers hit their highest monthly total of borrowing, the highest share of the total advanced - and borrowed more in dollar terms than investors for the first time
In May the first home buyers hit their highest monthly total of borrowing, the highest share of the total advanced - and borrowed more in dollar terms than investors for the first time
27th Jun 19, 3:26pm
26th Jun 19, 10:57am
IMF cautions the Reserve Bank about any further loosening of the 'speed limits' on high loan to value residential lending; welcomes prospect of introduction of vacant land tax and says Govt could go 'broader'
IMF cautions the Reserve Bank about any further loosening of the 'speed limits' on high loan to value residential lending; welcomes prospect of introduction of vacant land tax and says Govt could go 'broader'
26th Jun 19, 10:57am
25th Jun 19, 9:16am
David Hargreaves says Facebook's pre-emptive strike with a global cryptocurrency has given huge urgency to the whole question of what happens after cash
David Hargreaves says Facebook's pre-emptive strike with a global cryptocurrency has given huge urgency to the whole question of what happens after cash
25th Jun 19, 9:16am
20th Jun 19, 12:03pm
Reserve Bank has an 'open mind' on the new cryptocurrency being launched by Facebook, but says safeguards and 'how much protection society wants' need to be considered
Reserve Bank has an 'open mind' on the new cryptocurrency being launched by Facebook, but says safeguards and 'how much protection society wants' need to be considered
20th Jun 19, 12:03pm
19th Jun 19, 1:46pm
New Reserve Bank paper says with the declining use of cash, Kiwis already 'left out' of the banking or digital worlds may be 'severely disadvantaged'
New Reserve Bank paper says with the declining use of cash, Kiwis already 'left out' of the banking or digital worlds may be 'severely disadvantaged'
19th Jun 19, 1:46pm
19th Jun 19, 11:20am
Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers
Property information and analytics company CoreLogic believes the Reserve Bank will further loosen the loan to valuation ratio rules, which may include lower deposit limits for owner-occupiers
19th Jun 19, 11:20am
13th Jun 19, 7:53am
David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
David Hargreaves ponders the country's mountain of weighty mortgages, which, paradoxically, keep getting lighter and more affordable thanks to disappearing interest rates
13th Jun 19, 7:53am
7th Jun 19, 7:49am
David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead
David Hargreaves looks at the apparent absence of any upsurge in the housing market following the torpedoing of any Capital Gains Tax - and assesses the prospects ahead
7th Jun 19, 7:49am
29th May 19, 10:38am
The Reserve Bank says it is undertaking analysis to 'inform upcoming decision on the appropriate future role of cash' in the face of declining usage
The Reserve Bank says it is undertaking analysis to 'inform upcoming decision on the appropriate future role of cash' in the face of declining usage
29th May 19, 10:38am
29th May 19, 9:07am
The Reserve Bank says in its latest Financial Stability Report that it is 'imperative' to improve New Zealand’s financial system resilience while conditions are conducive
The Reserve Bank says in its latest Financial Stability Report that it is 'imperative' to improve New Zealand’s financial system resilience while conditions are conducive
29th May 19, 9:07am
28th May 19, 10:01am
As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
As the proportion of first home buyers getting mortgages continues to rise, David Hargreaves mulls whether we may yet pay a longer term price for having locked FHBs out of the market in recent years
28th May 19, 10:01am
24th May 19, 5:00am
Despite being knocked back by both major political parties during the 2017 election year, the RBNZ continues to push for the inclusion of a debt-to-income limiting tool in its macro-prudential toolkit
Despite being knocked back by both major political parties during the 2017 election year, the RBNZ continues to push for the inclusion of a debt-to-income limiting tool in its macro-prudential toolkit
24th May 19, 5:00am
22nd May 19, 2:02pm
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
The Reserve Bank has undertaken a review of the loan to value ratio (LVR) restrictions and found they have been effective in improving financial stability but have 'an efficiency cost'
22nd May 19, 2:02pm
10th May 19, 9:22am
The RBNZ is forecasting that house price growth will pick up again - and this week's Official Cash Rate cut would seem likely to provide a further boost
The RBNZ is forecasting that house price growth will pick up again - and this week's Official Cash Rate cut would seem likely to provide a further boost
10th May 19, 9:22am

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