Mortgage rates
China Construction Bank launches a 2.80% one year fixed rate 'special', now the third bank to offer home loan rates below 3%
4th May 20, 2:07pm
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China Construction Bank launches a 2.80% one year fixed rate 'special', now the third bank to offer home loan rates below 3%
Fixed mortgage rate offers below 3% arrive with HSBC's Premier new one year and eighteen month rates. They cut all other fixed rates too
26th Mar 20, 8:57am
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Fixed mortgage rate offers below 3% arrive with HSBC's Premier new one year and eighteen month rates. They cut all other fixed rates too
More banks make fixed home loan rate cuts and match them with steep term deposit rate cuts and the overall level of interest rates sink lower
25th Mar 20, 10:42am
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More banks make fixed home loan rate cuts and match them with steep term deposit rate cuts and the overall level of interest rates sink lower
Bank of New Zealand launches a market leading 18 month fixed mortgage rate offer at just 3.05%, the lowest rate for this term by any bank. They also change term deposit rates
20th Mar 20, 6:17pm
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Bank of New Zealand launches a market leading 18 month fixed mortgage rate offer at just 3.05%, the lowest rate for this term by any bank. They also change term deposit rates
Kiwibank is cutting 1-year fixed mortgage rate 'special' by -36 bps from Monday to 3.09%, and cutting savings rates by between -10 and -50 bps
19th Mar 20, 1:23pm
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Kiwibank is cutting 1-year fixed mortgage rate 'special' by -36 bps from Monday to 3.09%, and cutting savings rates by between -10 and -50 bps
ANZ sets a record low one year fixed home loan rate and slices -25 bps off of almost all term deposit offers. Other banks expected to follow soon
18th Mar 20, 4:49pm
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ANZ sets a record low one year fixed home loan rate and slices -25 bps off of almost all term deposit offers. Other banks expected to follow soon
No sign of downturn in house prices or sales volumes as buyers thumb their noses at coronavirus threat
18th Mar 20, 11:23am
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No sign of downturn in house prices or sales volumes as buyers thumb their noses at coronavirus threat
Kiwibank make the next home loan rate reductions, and its new three year rate stands out as the lowest among their main rivals. ANZ slips further behind the pace
14th Mar 20, 10:21am
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Kiwibank make the next home loan rate reductions, and its new three year rate stands out as the lowest among their main rivals. ANZ slips further behind the pace
ASB becomes the first bank to offer all fixed rates below 4%, and now offers the lowest two year fixed rate 'special' of any major bank. These reductions come after TD rate cuts
12th Mar 20, 12:46pm
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ASB becomes the first bank to offer all fixed rates below 4%, and now offers the lowest two year fixed rate 'special' of any major bank. These reductions come after TD rate cuts
HSBC launches a new low two year fixed home loan Premier offer, the first local bank to deeply discount a mortgage rate in 2020
14th Feb 20, 9:45am
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HSBC launches a new low two year fixed home loan Premier offer, the first local bank to deeply discount a mortgage rate in 2020
ANZ raises some key home loan rates as wholesale rates dip and deposit rates stay unchanged - because the re-ignited housing market takes pressure off banks to keep rates low
3rd Feb 20, 7:03pm
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ANZ raises some key home loan rates as wholesale rates dip and deposit rates stay unchanged - because the re-ignited housing market takes pressure off banks to keep rates low
Kiwibank makes an offer of a free five night Fiji holiday as an incentive for a home loan, kicking off the 2020 version of mortgage market competition
17th Jan 20, 11:45am
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Kiwibank makes an offer of a free five night Fiji holiday as an incentive for a home loan, kicking off the 2020 version of mortgage market competition
BNZ makes some end-of-year changes to its Classic 'special' home loan rates with three raised and one lowered. Westpac also tweaked one rate
16th Dec 19, 3:00pm
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BNZ makes some end-of-year changes to its Classic 'special' home loan rates with three raised and one lowered. Westpac also tweaked one rate
Kiwibank raises two fixed rates, one of them by ending a low-rate 'special'. It is a move that has a knock-on impact. We review why rates seem to be turning higher at this time
6th Dec 19, 2:35pm
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Kiwibank raises two fixed rates, one of them by ending a low-rate 'special'. It is a move that has a knock-on impact. We review why rates seem to be turning higher at this time
ANZ raises a key mortgage rate, fixes its uncompetitive 18 month rate, and lowers some term deposit rates. None of these moves are market-leading
3rd Dec 19, 5:02am
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ANZ raises a key mortgage rate, fixes its uncompetitive 18 month rate, and lowers some term deposit rates. None of these moves are market-leading
BNZ strikes with a hot eighteen month fixed rate, extending the 3.39% price point out longer just after others started raising two year rates recently
29th Nov 19, 8:56am
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BNZ strikes with a hot eighteen month fixed rate, extending the 3.39% price point out longer just after others started raising two year rates recently
HSBC ends its 3.35% across-the-board mortgage rate offer, raising rates by between +19 bps and +54 bps, but still with offers that are generally competitive with the main banks
27th Nov 19, 12:28pm
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HSBC ends its 3.35% across-the-board mortgage rate offer, raising rates by between +19 bps and +54 bps, but still with offers that are generally competitive with the main banks
Markets price in lending rate hikes following the RBNZ's decision to keep the OCR at 1%; Governor Adrian Orr says it's up to retail banks to make business decisions around what they charge their customers
13th Nov 19, 6:04pm
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Markets price in lending rate hikes following the RBNZ's decision to keep the OCR at 1%; Governor Adrian Orr says it's up to retail banks to make business decisions around what they charge their customers
The Co-operative Bank dives into the fixed home loan rate pool, going lower for five fixed terms and making a splash with 6 month and one year fixed rates
8th Oct 19, 4:06pm
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The Co-operative Bank dives into the fixed home loan rate pool, going lower for five fixed terms and making a splash with 6 month and one year fixed rates
Chinese bank ICBC sharpens its home loan rate card with fixed rate offers as low at 3.18% and no 'special' rate above 4%, closely following its main rivals
1st Oct 19, 12:07pm
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Chinese bank ICBC sharpens its home loan rate card with fixed rate offers as low at 3.18% and no 'special' rate above 4%, closely following its main rivals
While most of the main banks have settled on 3.49% as their new two year fixed mortgage rate, the question is, will they jump lower again?
27th Sep 19, 12:30pm
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While most of the main banks have settled on 3.49% as their new two year fixed mortgage rate, the question is, will they jump lower again?
After being matched by some of their main rivals after their earlier cut, BNZ makes a second cut to its benchmark two year home loan rate, taking it down to 3.49%
20th Sep 19, 5:09pm
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After being matched by some of their main rivals after their earlier cut, BNZ makes a second cut to its benchmark two year home loan rate, taking it down to 3.49%
New Zealand's largest home loan lender cuts its two year rate to the same level BNZ adopted a few days ago. So does Westpac. But they remain much higher than the recent market leaders
18th Sep 19, 5:33pm
New Zealand's largest home loan lender cuts its two year rate to the same level BNZ adopted a few days ago. So does Westpac. But they remain much higher than the recent market leaders
The New Zealand subsidiary of the Bank of China has launched a 3.15% rate for one and two year fixed home loan contracts, setting a new low in the New Zealand mortgage market
18th Sep 19, 6:02am
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The New Zealand subsidiary of the Bank of China has launched a 3.15% rate for one and two year fixed home loan contracts, setting a new low in the New Zealand mortgage market
Another mortgage major trims a key mortgage rate. Even if it is not a huge cut, it does drop them to the lowest level among their main rivals
16th Sep 19, 10:06am
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Another mortgage major trims a key mortgage rate. Even if it is not a huge cut, it does drop them to the lowest level among their main rivals