Mortgages
RBNZ 'taking a premature gamble with the housing market,' BNZ's Stephen Toplis argues
29th Jan 15, 12:59pm
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RBNZ 'taking a premature gamble with the housing market,' BNZ's Stephen Toplis argues
We review who offered the lowest fixed mortgage rates in 2014 and find there are two banks who consistently feature for 1 and 2 years
26th Jan 15, 9:37am
We review who offered the lowest fixed mortgage rates in 2014 and find there are two banks who consistently feature for 1 and 2 years
Westpac pushes long term fixed mortgage rates lower; other banks signal they will follow with even lower rates
23rd Jan 15, 3:25pm
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Westpac pushes long term fixed mortgage rates lower; other banks signal they will follow with even lower rates
Unique 'Facebook exclusive' limited and conditional offer launched for one week run
22nd Jan 15, 5:04pm
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Unique 'Facebook exclusive' limited and conditional offer launched for one week run
ASB cuts 20 basis points from its advertised two-year, fixed-term home loan rates
22nd Jan 15, 9:37am
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ASB cuts 20 basis points from its advertised two-year, fixed-term home loan rates
Two more banks slice home loan rates as mortgage market competition heats up. New market lows breached
20th Jan 15, 5:10pm
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Two more banks slice home loan rates as mortgage market competition heats up. New market lows breached
Banks argue proposed Responsible Lending Code will unfairly clamp down on pre-approved lending
19th Jan 15, 5:00pm
Banks argue proposed Responsible Lending Code will unfairly clamp down on pre-approved lending
Even lower priced homes are now likely to require total mortgage payments of $1 million or more for many buyers in the main centres
19th Jan 15, 1:22pm
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Even lower priced homes are now likely to require total mortgage payments of $1 million or more for many buyers in the main centres
BNZ lops 40 basis points off advertised 3-year mortgage rate for borrowers with 20% equity
14th Jan 15, 10:09am
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BNZ lops 40 basis points off advertised 3-year mortgage rate for borrowers with 20% equity
Kiwibank kicks off 2015 mortgage campaign with 20 basis points cut to 2-year fixed home loan interest rate
12th Jan 15, 1:02am
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Kiwibank kicks off 2015 mortgage campaign with 20 basis points cut to 2-year fixed home loan interest rate
Reader Dean Attewell thinks 'unconventional is often better' and offers some ideas on that theme. Your view?
29th Dec 14, 10:02am
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Reader Dean Attewell thinks 'unconventional is often better' and offers some ideas on that theme. Your view?
Banks' net high LVR residential mortgage lending down nearly $5 bln in 1st year of 10% 'speed limit'
17th Dec 14, 4:28pm
Banks' net high LVR residential mortgage lending down nearly $5 bln in 1st year of 10% 'speed limit'
BNZ records decline in quarterly net interest margin but improvement in cost to income ratio
16th Dec 14, 4:54pm
BNZ records decline in quarterly net interest margin but improvement in cost to income ratio
Chapman Tripp touts potential for minimum risk weighting on NZ banks' residential mortgages
16th Dec 14, 4:50pm
Chapman Tripp touts potential for minimum risk weighting on NZ banks' residential mortgages
Interest rates, house prices, regulation, costs among the key focuses for banking in 2015, Co-operative Bank CEO Bruce McLachlan says
16th Dec 14, 7:30am
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Interest rates, house prices, regulation, costs among the key focuses for banking in 2015, Co-operative Bank CEO Bruce McLachlan says
Kiwibank edging cautiously back into high LVR home loan market
15th Dec 14, 5:42pm
Kiwibank edging cautiously back into high LVR home loan market
Deputy Governor Grant Spencer sees possible implications from Aussie FSI for NZ, but says RBNZ ahead of APRA
12th Dec 14, 3:00pm
Deputy Governor Grant Spencer sees possible implications from Aussie FSI for NZ, but says RBNZ ahead of APRA
Could the RBNZ and FMA or Commerce Commission follow APRA and ASIC's one-two combination attack on risky home lending?
10th Dec 14, 1:31pm
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Could the RBNZ and FMA or Commerce Commission follow APRA and ASIC's one-two combination attack on risky home lending?
The way people receive valuations when applying for a mortgage is changing
Westpac net interest margin rises in September quarter, home loan book grows a net 1%
8th Dec 14, 4:44pm
Westpac net interest margin rises in September quarter, home loan book grows a net 1%
Bernard Hickey looks at how to think about whether to fix or float, and what bank economists are saying about interest rates and house prices
8th Dec 14, 1:09pm
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Bernard Hickey looks at how to think about whether to fix or float, and what bank economists are saying about interest rates and house prices
SBS Bank sees home and gross loan books contract, but profit rises strongly
2nd Dec 14, 4:00pm
SBS Bank sees home and gross loan books contract, but profit rises strongly
ASB matches recent ANZ 'special' rate changes, reintroduces an 18 month 'special', now has market's lowest 18 month and 4 year home loan rates
30th Nov 14, 10:13am
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ASB matches recent ANZ 'special' rate changes, reintroduces an 18 month 'special', now has market's lowest 18 month and 4 year home loan rates
RBNZ seen potentially introducing another macro-prudential tool to try and rein in housing market building a new head of steam
27th Nov 14, 2:08pm
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RBNZ seen potentially introducing another macro-prudential tool to try and rein in housing market building a new head of steam
The Co-operative Bank delivers 26% rise in quarterly profit as home loan growth outpaces overall market
26th Nov 14, 4:36pm
The Co-operative Bank delivers 26% rise in quarterly profit as home loan growth outpaces overall market