residential property investors
Westpac economists say an Official Cash Rate reduction could cause mortgage rates to fall even further, increasing the risk of 'stoking' the housing market
8th Apr 19, 12:57pm
19
Westpac economists say an Official Cash Rate reduction could cause mortgage rates to fall even further, increasing the risk of 'stoking' the housing market
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
2nd Apr 19, 11:23am
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While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
27th Mar 19, 11:37am
6
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market
5th Mar 19, 8:00am
90
David Hargreaves crunches some numbers on the growing proportion of first home buyers in an uncertain housing market
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
28th Feb 19, 3:29pm
7
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
Whether the Government introduces a Capital Gains Tax or not, some investors will need to exit the residential property market, while others will still do well
28th Feb 19, 9:10am
102
Whether the Government introduces a Capital Gains Tax or not, some investors will need to exit the residential property market, while others will still do well
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
27th Feb 19, 3:47pm
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Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
31st Jan 19, 3:43pm
7
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
29th Jan 19, 3:50pm
79
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
David Hargreaves says the interlinked issues of KiwiBuild, immigration and the overall housing market performance in 2019 will together be the key determinant of who forms a Government in 2020
22nd Dec 18, 7:16am
31
David Hargreaves says the interlinked issues of KiwiBuild, immigration and the overall housing market performance in 2019 will together be the key determinant of who forms a Government in 2020
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
20th Dec 18, 3:30pm
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Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
David Hargreaves wonders whether perhaps we really can achieve a subdued, but not falling, house market - 'neither too hot, nor too cold'
6th Dec 18, 10:11am
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David Hargreaves wonders whether perhaps we really can achieve a subdued, but not falling, house market - 'neither too hot, nor too cold'
David Hargreaves looks at some of the past impacts of the RBNZ's 'LVR speed limit' home loan restrictions and ponders how the latest changes to the LVRs might affect the housing landscape
2nd Dec 18, 7:02am
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David Hargreaves looks at some of the past impacts of the RBNZ's 'LVR speed limit' home loan restrictions and ponders how the latest changes to the LVRs might affect the housing landscape
David Hargreaves admits to reservations about the Reserve Bank move to lift the 'speed limit' for high loan to value house lending - and particularly the move to free up some of the shackles on investors
28th Nov 18, 3:12pm
21
David Hargreaves admits to reservations about the Reserve Bank move to lift the 'speed limit' for high loan to value house lending - and particularly the move to free up some of the shackles on investors
The Reserve Bank is loosening the 'speed limits' on high loan to value ratio lending and says further relaxation of the rules is likely in future
28th Nov 18, 9:08am
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The Reserve Bank is loosening the 'speed limits' on high loan to value ratio lending and says further relaxation of the rules is likely in future
Kiwibank economists think the LVR 'speed limit' will be raised to 20% of new bank lending this week - but would like to see it at 25%; say the 'temporary' LVRs are set to be with us for good
26th Nov 18, 1:48pm
28
Kiwibank economists think the LVR 'speed limit' will be raised to 20% of new bank lending this week - but would like to see it at 25%; say the 'temporary' LVRs are set to be with us for good
David Hargreaves says the first half of next year should give us a much clearer idea of which way the housing market will go
23rd Nov 18, 9:26am
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David Hargreaves says the first half of next year should give us a much clearer idea of which way the housing market will go
ANZ economists see continued strength in the regional housing markets with further 'catch-up' on Auckland prices
20th Nov 18, 11:02am
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ANZ economists see continued strength in the regional housing markets with further 'catch-up' on Auckland prices
Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
14th Nov 18, 11:45am
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Kiwibank economists say latest house sales figures show a 'well behaved' market and so there is 'every possibility' of the RBNZ further relaxing lending limits
David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
13th Nov 18, 7:50am
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David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
31st Oct 18, 3:32pm
30
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
30th Oct 18, 11:34am
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ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
11th Oct 18, 1:47pm
37
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
26th Sep 18, 3:38pm
28
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election
25th Sep 18, 11:29am
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David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election