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responsible lending

Macquarie analysts suggest BNZ's parent National Australia Bank and Westpac NZ's parent the Westpac Banking Corporation may be 'materially understating' their negative equity exposure
17th May 19, 9:57am
Macquarie analysts suggest BNZ's parent National Australia Bank and Westpac NZ's parent the Westpac Banking Corporation may be 'materially understating' their negative equity exposure
Chapman Tripp says government legislation designed to crack down on predatory lending could drive some borrowers to high cost loans
15th Apr 19, 11:29am
Chapman Tripp says government legislation designed to crack down on predatory lending could drive some borrowers to high cost loans
Interest-free 'buy now pay later' products such as Afterpay, PartPay, Laybuy and Oxipay, to remain outside the CCCFA, MBIE says
12th Oct 18, 10:58am
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Interest-free 'buy now pay later' products such as Afterpay, PartPay, Laybuy and Oxipay, to remain outside the CCCFA, MBIE says
As NZ regulators investigate banks' conduct & culture they should take a leaf out of ASIC's book and probe the credit card market too, Gareth Vaughan argues
5th Jul 18, 1:54pm
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As NZ regulators investigate banks' conduct & culture they should take a leaf out of ASIC's book and probe the credit card market too, Gareth Vaughan argues
Could Australia's banking Royal Commission be the catalyst for the country's Minsky moment?
10th Apr 18, 3:01pm
Could Australia's banking Royal Commission be the catalyst for the country's Minsky moment?
Could Australia's banking Royal Commission be the catalyst for a credit crunch, and potentially a recession?
27th Mar 18, 9:52am
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Could Australia's banking Royal Commission be the catalyst for a credit crunch, and potentially a recession?
The newly-minted Commerce and Consumer Affairs Minister commits to championing open banking, capping payday lenders' interest rates, and writing a code of conduct for the supermarket industry
4th Nov 17, 7:30am
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The newly-minted Commerce and Consumer Affairs Minister commits to championing open banking, capping payday lenders' interest rates, and writing a code of conduct for the supermarket industry
Ex-TV reporter Kris Faafoi replaces former Play School host Jacqui Dean as Minister of Commerce & Consumer Affairs
26th Oct 17, 3:14pm
Ex-TV reporter Kris Faafoi replaces former Play School host Jacqui Dean as Minister of Commerce & Consumer Affairs
The banking industry is seeking the public's views on its proposed new, dramatically thinned down, Code of Banking Practice. But is the new Code too vague?
21st Jun 17, 5:02am
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The banking industry is seeking the public's views on its proposed new, dramatically thinned down, Code of Banking Practice. But is the new Code too vague?
A year after Aussie regulator moved against burgeoning growth of interest-only loans, RBNZ's still to make local data available
9th Nov 15, 5:03am
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A year after Aussie regulator moved against burgeoning growth of interest-only loans, RBNZ's still to make local data available
Voluntary Responsible Borrowing Code issued by NZ Federation of Family Budgeting Services as counterpart to lenders' new Responsible Lending Code
9th Jun 15, 12:02pm
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Voluntary Responsible Borrowing Code issued by NZ Federation of Family Budgeting Services as counterpart to lenders' new Responsible Lending Code
Minister Paul Goldsmith says Responsible Lending Code doesn't drill down to the nth degree of detail, expects Commerce Commission to seek clarity in court
19th Mar 15, 4:15pm
Minister Paul Goldsmith says Responsible Lending Code doesn't drill down to the nth degree of detail, expects Commerce Commission to seek clarity in court
Banks, finance companies relaxed about final version of Responsible Lending Code. Focus now on Commerce Commission's enforcement
18th Mar 15, 4:15pm
Banks, finance companies relaxed about final version of Responsible Lending Code. Focus now on Commerce Commission's enforcement
Loan sharks and 'unscrupulous' payday lenders key targets as government releases Responsible Lending Code
17th Mar 15, 11:03am
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Loan sharks and 'unscrupulous' payday lenders key targets as government releases Responsible Lending Code
Heartland Bank eyes targeting consumers before their time of purchase decision with approved credit facility
5th Mar 15, 10:53am
Heartland Bank eyes targeting consumers before their time of purchase decision with approved credit facility
BNZ requests delay to introduction of Government's Responsible Lending Code
17th Feb 15, 4:15pm
BNZ requests delay to introduction of Government's Responsible Lending Code
Commerce Commission eyes clarifying 'court action' over proposed Responsible Lending Code
9th Feb 15, 4:30pm
Commerce Commission eyes clarifying 'court action' over proposed Responsible Lending Code
Bell Gully argues MBIE's draft Responsible Lending Code goes against Parliament's intentions
9th Feb 15, 4:15pm
Bell Gully argues MBIE's draft Responsible Lending Code goes against Parliament's intentions
ASB, Westpac baulking at proposed Responsible Lending Code. ASB highlights threat to use of big data
5th Feb 15, 4:15pm
ASB, Westpac baulking at proposed Responsible Lending Code. ASB highlights threat to use of big data
Heartland Bank sees threat of compliance cost 'burden' from Responsible Lending Code
5th Feb 15, 4:15pm
Heartland Bank sees threat of compliance cost 'burden' from Responsible Lending Code
ANZ, NZBA take MBIE to task over the lack of plain language in the Responsible Lending Code
20th Jan 15, 7:00am
ANZ, NZBA take MBIE to task over the lack of plain language in the Responsible Lending Code
Banks argue proposed Responsible Lending Code will unfairly clamp down on pre-approved lending
19th Jan 15, 5:00pm
Banks argue proposed Responsible Lending Code will unfairly clamp down on pre-approved lending
Could the RBNZ and FMA or Commerce Commission follow APRA and ASIC's one-two combination attack on risky home lending?
10th Dec 14, 1:31pm
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Could the RBNZ and FMA or Commerce Commission follow APRA and ASIC's one-two combination attack on risky home lending?
Chapman Tripp says 'rigorous' checks and procedures in draft Responsible Lending Code could make it hard for lenders to grant home buyers pre-approvals
27th Nov 14, 9:36am
by Guest
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Chapman Tripp says 'rigorous' checks and procedures in draft Responsible Lending Code could make it hard for lenders to grant home buyers pre-approvals
Draft Responsible Lending Code says lenders should review fees if the fees are generating a profit
19th Nov 14, 4:00pm
Draft Responsible Lending Code says lenders should review fees if the fees are generating a profit