Savings
Much of the huge financial stimulus being pumped into the economy seems as though it is being pumped into the housing market. David Hargreaves says the Reserve Bank has some serious thinking to do ahead of its last two major set piece events of the year
15th Oct 20, 8:18am
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Much of the huge financial stimulus being pumped into the economy seems as though it is being pumped into the housing market. David Hargreaves says the Reserve Bank has some serious thinking to do ahead of its last two major set piece events of the year
ASB economists say a much more severe shortage of housing than earlier thought is a key reason for rocketing house prices; 11% house price inflation forecast for June 2021 year
14th Oct 20, 9:23am
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ASB economists say a much more severe shortage of housing than earlier thought is a key reason for rocketing house prices; 11% house price inflation forecast for June 2021 year
Kiwibank economists believe the RBNZ will 'give with one hand' though lower mortgage rates and take a little back with the other - through tighter lending standards
12th Oct 20, 1:59pm
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Kiwibank economists believe the RBNZ will 'give with one hand' though lower mortgage rates and take a little back with the other - through tighter lending standards
Kiwibank economists have been scrutinising our Covid spending. It's good news and bad news. We are eating really healthily. But we're drinking more and gambling
6th Oct 20, 3:14pm
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Kiwibank economists have been scrutinising our Covid spending. It's good news and bad news. We are eating really healthily. But we're drinking more and gambling
Reserve Bank statistics show household deposits have grown at their fastest rate in four years while, the amount owed on houses just had its biggest monthly rise in 13 years
30th Sep 20, 3:42pm
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Reserve Bank statistics show household deposits have grown at their fastest rate in four years while, the amount owed on houses just had its biggest monthly rise in 13 years
What are we supposed to invest in now that interest rates have disappeared?
Reserve Bank statistics show New Zealanders increased the amount in their bank accounts by another $1.2 billion last month and the annual rate of saving is now at its highest level in nearly three years; business lending, however, has dried up
31st Aug 20, 3:33pm
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Reserve Bank statistics show New Zealanders increased the amount in their bank accounts by another $1.2 billion last month and the annual rate of saving is now at its highest level in nearly three years; business lending, however, has dried up
Reserve Bank statistics show New Zealanders increased the amount in their bank accounts by $10.6 billion in the four months to the end of June; separately an RBNZ survey shows Kiwis are becoming less worried about losing their jobs
3rd Aug 20, 4:09pm
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Reserve Bank statistics show New Zealanders increased the amount in their bank accounts by $10.6 billion in the four months to the end of June; separately an RBNZ survey shows Kiwis are becoming less worried about losing their jobs
Peter Dunne says what Judith Collins describes as money 'put aside for a rainy day' is far more than that
30th Jul 20, 9:07am
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Peter Dunne says what Judith Collins describes as money 'put aside for a rainy day' is far more than that
TOP leader Geoff Simmons rips into the Greens' wealth tax policy, arguing it would be disastrous for New Zealand
1st Jul 20, 2:35pm
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TOP leader Geoff Simmons rips into the Greens' wealth tax policy, arguing it would be disastrous for New Zealand
New Reserve Bank figures show that despite plunging interest rates Kiwis put the most money away in term deposits last month for a year
30th Jun 20, 3:28pm
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New Reserve Bank figures show that despite plunging interest rates Kiwis put the most money away in term deposits last month for a year
The number of borrowers going interest only increases, as 24% of housing and 41% of business loans were interest only at the end of April
29th May 20, 5:57pm
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The number of borrowers going interest only increases, as 24% of housing and 41% of business loans were interest only at the end of April
The Reserve Bank says 21% of all housing loans are now interest only, while the wage subsidy saw household deposits boosted by over $4.5 billion
30th Apr 20, 3:38pm
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The Reserve Bank says 21% of all housing loans are now interest only, while the wage subsidy saw household deposits boosted by over $4.5 billion
New Zealand companies have been paying out big portions of their profits as dividends - but that's going to change
13th Apr 20, 9:12am
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New Zealand companies have been paying out big portions of their profits as dividends - but that's going to change
Latest Reserve Bank figures show we have been gearing ourselves up with mortgages - but personal borrowing and agricultural debt have reduced
31st Mar 20, 3:37pm
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Latest Reserve Bank figures show we have been gearing ourselves up with mortgages - but personal borrowing and agricultural debt have reduced
David Hargreaves ponders the mediocre returns available on 'safe' investments and wonders whether technology might lead us to a new path of investment types
23rd Feb 20, 6:02am
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David Hargreaves ponders the mediocre returns available on 'safe' investments and wonders whether technology might lead us to a new path of investment types
Over the past ten years, KiwiSaver schemes have delivered less than half the returns the NZ Super Fund has, and in 2019 it was only marginally better
22nd Feb 20, 9:52am
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Over the past ten years, KiwiSaver schemes have delivered less than half the returns the NZ Super Fund has, and in 2019 it was only marginally better
ANZ economists see trouble ahead for the economy from the declining rate in growth of bank deposits at a time of strong demand for credit
17th Feb 20, 2:26pm
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ANZ economists see trouble ahead for the economy from the declining rate in growth of bank deposits at a time of strong demand for credit
ASB CEO Vittoria Shortt says in a low interest rate world where the bank's feeling a deposit margin squeeze, 'people need to be really careful about where they're putting their money and what returns are available and the risk profile attached to it'
16th Feb 20, 6:02am
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ASB CEO Vittoria Shortt says in a low interest rate world where the bank's feeling a deposit margin squeeze, 'people need to be really careful about where they're putting their money and what returns are available and the risk profile attached to it'
RBNZ data shows household deposits recorded their lowest annual percentage growth since October 2010 in the year to December as housing loan growth hits highest point since July 2017
3rd Feb 20, 1:56pm
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RBNZ data shows household deposits recorded their lowest annual percentage growth since October 2010 in the year to December as housing loan growth hits highest point since July 2017
Gareth Vaughan looks at how and why the Government decided on a deposit insurance limit of $50k per individual per financial institution, which is well below international norms
22nd Jan 20, 5:00am
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Gareth Vaughan looks at how and why the Government decided on a deposit insurance limit of $50k per individual per financial institution, which is well below international norms
Fees, nerves, and first-home-buyer activity - what the FMA's annual KiwiSaver report tells us about the state of our retirement savings scheme
10th Oct 19, 5:00am
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Fees, nerves, and first-home-buyer activity - what the FMA's annual KiwiSaver report tells us about the state of our retirement savings scheme
Interim Retirement Commissioner Peter Cordtz explains why many women arrive at retirement financially worse off than men and looks at how this could be addressed
24th Sep 19, 1:57pm
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Interim Retirement Commissioner Peter Cordtz explains why many women arrive at retirement financially worse off than men and looks at how this could be addressed
Capital markets review recommends changes to KiwiSaver to help lift the level of kiwis' engagement with & interest in investment so more New Zealanders actively participate to create personal wealth
9th Sep 19, 4:50pm
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Capital markets review recommends changes to KiwiSaver to help lift the level of kiwis' engagement with & interest in investment so more New Zealanders actively participate to create personal wealth
Peter Dunne says compulsory Kiwisaver and Flexi-Super are the real superannuation issues we ought to be discussing and debating now
29th Aug 19, 9:12am
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Peter Dunne says compulsory Kiwisaver and Flexi-Super are the real superannuation issues we ought to be discussing and debating now