Savings
Government review of KiwiSaver default provider arrangements probes potential support for New Zealand capital markets development, fee reductions and more
14th Aug 19, 5:09pm
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Government review of KiwiSaver default provider arrangements probes potential support for New Zealand capital markets development, fee reductions and more
With interest rates down and seemingly heading ever lower, David Hargreaves ponders how long the remarkable restraint being shown by the New Zealand public will last for
2nd Aug 19, 10:00am
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With interest rates down and seemingly heading ever lower, David Hargreaves ponders how long the remarkable restraint being shown by the New Zealand public will last for
Latest Reserve Bank figures show that annual mortgage growth has slowed for the first time since last November
31st Jul 19, 3:44pm
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Latest Reserve Bank figures show that annual mortgage growth has slowed for the first time since last November
IRD now says over half a million kiwis in schemes such as Kiwisaver were on the wrong tax rate and will collectively be billed a total of between $45-50 million
19th Jun 19, 12:54pm
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IRD now says over half a million kiwis in schemes such as Kiwisaver were on the wrong tax rate and will collectively be billed a total of between $45-50 million
New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
29th Apr 19, 3:34pm
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New Reserve Bank lending by borrower type figures show lowest March borrowing total since at least 2015, but the First Home Buyers are still out and about
Home Funding Group faces Commerce Commission action for allegedly claiming it was offering a savings scheme when clients were instead paying for mortgage brokering and financial coaching
10th Apr 19, 11:44am
Home Funding Group faces Commerce Commission action for allegedly claiming it was offering a savings scheme when clients were instead paying for mortgage brokering and financial coaching
While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
2nd Apr 19, 11:23am
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While wannabe first home buyers face borrowing eye watering amounts of money just to get into a home, the money they borrow IS at least getting cheaper, thanks to falling interest rates. Is this a trap or an opportunity?
Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
27th Mar 19, 11:37am
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Two months after the Reserve Bank relaxed lending rules for banks there's no sign of a rush for high loan to value ratio loans - meaning the RBNZ may be encouraged to relax the rules again
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
28th Feb 19, 3:29pm
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Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while agricultural and business credit are rising again but consumer credit is falling
Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
27th Feb 19, 3:47pm
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Latest Reserve Bank figures show first home buyers getting a record high share of new mortgage money for the second consecutive month
FMA plans more work on KiwiSaver fees, says eye will be on the conduct of default providers ahead of the next round of default appointments
13th Feb 19, 4:16pm
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FMA plans more work on KiwiSaver fees, says eye will be on the conduct of default providers ahead of the next round of default appointments
David Hargreaves ponders the unanswerable question of how much money is desirable for a comfortable retirement
11th Feb 19, 1:54pm
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David Hargreaves ponders the unanswerable question of how much money is desirable for a comfortable retirement
Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
31st Jan 19, 3:43pm
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Latest Reserve Bank monthly figures show mortgage credit growth remains above 6%, while non-bank lending has surged in the past month
Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
29th Jan 19, 3:50pm
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Latest Reserve Bank monthly figures show first home buyers getting a record high share of new mortgage money last month
We look at some key data available from the RBNZ Dashboard to help investors and depositors in our banks understand where some important hazards lie
9th Jan 19, 12:00pm
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We look at some key data available from the RBNZ Dashboard to help investors and depositors in our banks understand where some important hazards lie
Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
20th Dec 18, 3:30pm
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Latest Reserve Bank monthly figures show the share of borrowing by the housing investor is continuing to drop sharply to new lows
The NZX warns against the introduction of a capital gains tax on NZ shares, saying it could uneven the playing field between those who invest in the market directly and indirectly through the likes of KiwiSaver
19th Nov 18, 4:58pm
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The NZX warns against the introduction of a capital gains tax on NZ shares, saying it could uneven the playing field between those who invest in the market directly and indirectly through the likes of KiwiSaver
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
31st Oct 18, 3:32pm
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Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
Michael Littlewood argues Tax Working Group members must ask themselves whether KiwiSaver has lifted NZ's overall savings & if its tax subsidies are worth it
25th Oct 18, 10:42am
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Michael Littlewood argues Tax Working Group members must ask themselves whether KiwiSaver has lifted NZ's overall savings & if its tax subsidies are worth it
Ratings agency Moody's says the financial performance of our banks will continue to compare favourably with peers in other countries over the next 12-18 months despite slower credit growth and rising wholesale funding costs
4th Oct 18, 3:49pm
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Ratings agency Moody's says the financial performance of our banks will continue to compare favourably with peers in other countries over the next 12-18 months despite slower credit growth and rising wholesale funding costs
Chairman Michael Cullen says the Tax Working Group will be as detailed as possible to combat political attacks through 'mischief by misrepresentation'
24th Sep 18, 2:22pm
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Chairman Michael Cullen says the Tax Working Group will be as detailed as possible to combat political attacks through 'mischief by misrepresentation'
Although intertwined with the issue of capital gains, finding a fairer treatment for retirement savings is arguably the most important objective for the TWG, says Terry Baucher
24th Sep 18, 9:39am
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Although intertwined with the issue of capital gains, finding a fairer treatment for retirement savings is arguably the most important objective for the TWG, says Terry Baucher
Tax Working Group Chairman Michael Cullen on taxing capital gains, environmental taxes, incentives for retirement savings & applying GST to financial services
22nd Sep 18, 5:00am
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Tax Working Group Chairman Michael Cullen on taxing capital gains, environmental taxes, incentives for retirement savings & applying GST to financial services
Crikey! Falling business investment is a serious threat to term deposit savers. The last time business loan demand slumped, TD returns fell -0.5%. If that happens this time, we would be at record lows
3rd Sep 18, 11:57am
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Crikey! Falling business investment is a serious threat to term deposit savers. The last time business loan demand slumped, TD returns fell -0.5%. If that happens this time, we would be at record lows
Liz Kendall and Miles Workman look at the Top 10 things keeping ANZ economists up at night, which include expensive houses, underwhelming productivity, the cost of an ageing population, anxious businesses and more
20th Jul 18, 10:00am
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Liz Kendall and Miles Workman look at the Top 10 things keeping ANZ economists up at night, which include expensive houses, underwhelming productivity, the cost of an ageing population, anxious businesses and more