debt to income ratios

13 Jun 17, 5:02am
The RBNZ floats the idea of macro-prudential tools such as LVR and DTI restrictions becoming permanent fixtures of the borrowing and lending landscape
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9 Jun 17, 7:49am
The RBNZ says debt to income restrictions could prevent about 10,000 borrowers from buying a house, reduce house sales volumes by about 9%, trim house prices and credit growth by up to 5%, and shave 0.1% off GDP
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3 Jun 17, 6:02am
Debt-to-income ratio limits might not have 'terribly big effects' on first home buyer sector, the RBNZ's macro-stability head tells interest.co.nz; But it depends on how tool is calibrated; Cost-benefit analysis 'not easy'
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1 Jun 17, 8:29am
Reserve Bank's Auckland house price correction warning: Why 5% is an important threshold for stressed, highly leveraged home-owners; And why the RBNZ needs that DTI tool
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31 May 17, 2:40pm
The RBNZ says a significant proportion of New Zealand borrowers are vulnerable to a material increase in mortgage rates, with Auckland borrowers appearing particularly vulnerable
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31 May 17, 12:19pm
RBNZ gives clearest signals yet how and where it could pitch a debt-to-income ratio restricting tool for mortgage borrowers, and which type of borrowers would be targeted
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18 Apr 17, 2:36pm
NZ's rising debt-to-income ratios for new property lending presenting additional risks; New DTI restriction tool could help - Reserve Bank of Australia
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12 Apr 17, 2:15pm
Moody's says house price increases in NZ 'closely resemble' those in Spain, Ireland and the US on the eve of their housing market crashes
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12 Apr 17, 10:53am
Murray Jackson previews the RBNZ review of banks’ regulatory capital requirements, arguing NZ banks should hold capital equivalent to 19% of their total assets
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7 Mar 17, 1:11pm
IMF warns NZ on household debt levels, proposes better CGT, land tax; Says RBNZ should have DTI tool; NZ$ overvalued
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4 Mar 17, 9:06am
Macro-prudential tools must be permanent features of the housing market landscape, Murray Jackson argues
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17 Feb 17, 10:00am
If NZ economic fundamentals remain strong, rising interest rates shouldn't cause strain in ASB's lending book, CEO Barbara Chapman says
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16 Feb 17, 8:42am
Bank bosses see debt-to-income ratio between 5 and 7 as ideal in any new RBNZ macro-prudential tool
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11 Feb 17, 7:44am
The RBNZ was late to the debt-to-income limit party which is why this tool won't be added to its macro-prudential toolkit anytime soon, Gareth Vaughan argues
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10 Feb 17, 9:32am
RBNZ Governor tells MPs sceptical about debt-to-income restrictions they could distort the housing market, which the government's tax policies already do
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9 Feb 17, 12:41pm
Unprecedented net migration has little effect on monetary policy as younger people arrive, but macro-prudential tools may help if it feeds through to higher house prices, RBNZ says
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8 Feb 17, 1:09pm
Finance Minister says he wants full 'cost benefit analysis' and public consultation before considering introduction of debt-to-income ratios for house buying; DTIs now very unlikely before election
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30 Nov 16, 9:18am
RBNZ warns in Financial Stability Report that housing imbalances remain; Wheeler says won't use Debt To Income multiple restriction 'at this time'; RBNZ notes rising use by banks of 'hot' overseas funds
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10 Nov 16, 1:10pm
RBNZ Governor says still in talks about including Debt to Income multiple limit in tool kit, but wouldn't use it right now because housing market has moderated; says English posing many questions on DTI
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7 Nov 16, 10:05am
Westpac annual cash profit falls as expenses rise faster than income, net interest margin falls 12 basis points
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30 Nov 16, 9:18am
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5 Nov 16, 6:02am
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3 Nov 16, 8:19am
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2 Nov 16, 7:12pm
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