debt to income ratios

12 Apr 17, 10:53am
Murray Jackson previews the RBNZ review of banks’ regulatory capital requirements, arguing NZ banks should hold capital equivalent to 19% of their total assets
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7 Mar 17, 1:11pm
IMF warns NZ on household debt levels, proposes better CGT, land tax; Says RBNZ should have DTI tool; NZ$ overvalued
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4 Mar 17, 9:06am
Macro-prudential tools must be permanent features of the housing market landscape, Murray Jackson argues
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17 Feb 17, 10:00am
If NZ economic fundamentals remain strong, rising interest rates shouldn't cause strain in ASB's lending book, CEO Barbara Chapman says
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16 Feb 17, 8:42am
Bank bosses see debt-to-income ratio between 5 and 7 as ideal in any new RBNZ macro-prudential tool
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11 Feb 17, 7:44am
The RBNZ was late to the debt-to-income limit party which is why this tool won't be added to its macro-prudential toolkit anytime soon, Gareth Vaughan argues
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10 Feb 17, 9:32am
RBNZ Governor tells MPs sceptical about debt-to-income restrictions they could distort the housing market, which the government's tax policies already do
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9 Feb 17, 12:41pm
Unprecedented net migration has little effect on monetary policy as younger people arrive, but macro-prudential tools may help if it feeds through to higher house prices, RBNZ says
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8 Feb 17, 1:09pm
Finance Minister says he wants full 'cost benefit analysis' and public consultation before considering introduction of debt-to-income ratios for house buying; DTIs now very unlikely before election
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30 Nov 16, 9:18am
RBNZ warns in Financial Stability Report that housing imbalances remain; Wheeler says won't use Debt To Income multiple restriction 'at this time'; RBNZ notes rising use by banks of 'hot' overseas funds
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10 Nov 16, 1:10pm
RBNZ Governor says still in talks about including Debt to Income multiple limit in tool kit, but wouldn't use it right now because housing market has moderated; says English posing many questions on DTI
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7 Nov 16, 10:05am
Westpac annual cash profit falls as expenses rise faster than income, net interest margin falls 12 basis points
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5 Nov 16, 6:02am
ANZ NZ CEO says volume of Auckland apartment developments falling over not a problem yet, debt-to-income ratio limits 'complex,' new LVR investor restrictions working
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3 Nov 16, 8:19am
The Government is showing signs of wanting to call all the shots on the housing market itself next year
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2 Nov 16, 7:12pm
Finance Minister cautious about Reserve Bank hopes for Debt to Income multiple limits; say looking closely at unintended consequences; Key says Auckland housing market stabilising; points Mt Roskill voters to low interest rates
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31 Oct 16, 1:21pm
BNZ economists cast doubts on the Reserve Bank being soon able to introduce new income-related mortgage limits
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29 Oct 16, 5:02am
BNZ CEO Anthony Healy says RBNZ must be careful with DTI tool not to lock young first home buyers out of the housing market
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24 Oct 16, 5:02am
The RBNZ is keen to bolster its macro-prudential arsenal with a debt-to-income ratio limiting tool. What might this mean for borrowers, banks, the housing market & politicians?
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12 Aug 16, 1:21pm
NZ Bankers' Association completes about face on 'weak tool with low welfare gains', but is wary of RBNZ move towards debt-to-income ratio limits & making banks hold more capital against housing loans
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21 Jun 16, 4:01pm
Treasury Secretary warns Aucklanders could struggle to pay their mortgages in the event of a downturn causing a knock on effect on banks and the wider economy
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Pages

8 Feb 17, 1:09pm
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30 Nov 16, 9:18am
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5 Nov 16, 6:02am
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3 Nov 16, 8:19am
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2 Nov 16, 7:12pm
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5 Jun 16, 5:02am
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22 May 16, 5:02am
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15 May 16, 5:02am
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