interest-only
David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
13th Nov 18, 7:50am
61
David Hargreaves says the new wave of competition between banks for mortgage business may prove to be short lived but it should certainly provide some life for the housing market leading up to Christmas
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
31st Oct 18, 3:32pm
30
Latest Reserve Bank monthly figures show declines in the rate of annual borrowing growth across the personal, housing, business and agricultural sectors
ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
30th Oct 18, 11:34am
24
ANZ economists believe the RBNZ will further relax the mortgage lending restrictions next month, though not by much; they see a 'neutral level' of low deposit loans being about 15%-20% of banks' lending
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
11th Oct 18, 1:47pm
37
There's some expectation the Reserve Bank might loosen mortgage lending restrictions next month - but the 'evidence' either supportive or against such a move is is not definitive
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
26th Sep 18, 3:38pm
28
Monthly mortgage figures show a decline in the share of new mortgages taken out by both first home buyers and investors
David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election
25th Sep 18, 11:29am
88
David Hargreaves reckons the direction of the housing market over the next few months will decide a lot of things, including who wins the next election
David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
4th Sep 18, 8:09am
10
David Hargreaves says surprisingly robust monthly mortgage figures suggest the RBNZ will put on hold indefinitely any further relaxation of lending limits
Monthly mortgage figures show investors are slowly rebuilding their share of borrowing, gaining their highest share of the overall figures for over a year last month
27th Aug 18, 3:38pm
30
Monthly mortgage figures show investors are slowly rebuilding their share of borrowing, gaining their highest share of the overall figures for over a year last month
The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
14th Aug 18, 9:32am
15
The fact borrowing on the 100,000 KiwiBuild houses will mostly fall outside the LVR restrictions may force a rethink on macro-prudential policies
David Hargreaves mulls whether the sudden sharp drop-off in first home buyers taking up mortgages is just a glitch or shows that people are waiting for KiwiBuild
27th Jul 18, 7:43am
148
David Hargreaves mulls whether the sudden sharp drop-off in first home buyers taking up mortgages is just a glitch or shows that people are waiting for KiwiBuild
Total monthly mortgage borrowing figures dropped sharply in June, while the first home buyers had their smallest share of new mortgage lending so far this year
25th Jul 18, 3:44pm
43
Total monthly mortgage borrowing figures dropped sharply in June, while the first home buyers had their smallest share of new mortgage lending so far this year
ANZ economists suggest that our expensive housing is affecting the economy's productive potential
18th Jul 18, 12:26pm
120
ANZ economists suggest that our expensive housing is affecting the economy's productive potential
David Hargreaves says on one hand it's great to see so many first home buyers getting into the market - but the risks are looking very real at the moment
28th Jun 18, 11:52am
114
David Hargreaves says on one hand it's great to see so many first home buyers getting into the market - but the risks are looking very real at the moment
Total monthly mortgage borrowing figures hit their highest level in nearly two years last month, while first-home-buyer borrowing topped the $1 billion mark for the first time
27th Jun 18, 3:40pm
108
Total monthly mortgage borrowing figures hit their highest level in nearly two years last month, while first-home-buyer borrowing topped the $1 billion mark for the first time
The annual growth rate in the amount of mortgage money outstanding rose a touch last month - for the first time since late 2016
31st May 18, 3:25pm
7
The annual growth rate in the amount of mortgage money outstanding rose a touch last month - for the first time since late 2016
New monthly mortgage borrowing figures show a strong continuation of the relative honeymoon period first home buyers are enjoying after the Reserve Bank clampdown on lending to investors
24th May 18, 3:52pm
61
New monthly mortgage borrowing figures show a strong continuation of the relative honeymoon period first home buyers are enjoying after the Reserve Bank clampdown on lending to investors
The annual growth rate in the amount of mortgage money outstanding remained at 5.8% for the third month in a row, while non-bank lenders are experiencing a perceptible rise in mortgage lending
30th Apr 18, 3:40pm
1
The annual growth rate in the amount of mortgage money outstanding remained at 5.8% for the third month in a row, while non-bank lenders are experiencing a perceptible rise in mortgage lending
Westpac economists see Govt policies as acting to rein in household debt and providing scope for the Reserve Bank to further loosen lending restrictions
30th Apr 18, 1:42pm
11
Westpac economists see Govt policies as acting to rein in household debt and providing scope for the Reserve Bank to further loosen lending restrictions
The amount borrowed by first home buyers topped $900 mln last month - the first time this figure has been reached since the RBNZ started releasing mortgage borrower by type information in 2014
30th Apr 18, 11:16am
63
The amount borrowed by first home buyers topped $900 mln last month - the first time this figure has been reached since the RBNZ started releasing mortgage borrower by type information in 2014
As the new Government puts various supply and demand policies into place aimed at the housing market, David Hargreaves wonders if it has a clear plan of how it would like to see the market looking and behaving
16th Apr 18, 5:03pm
53
As the new Government puts various supply and demand policies into place aimed at the housing market, David Hargreaves wonders if it has a clear plan of how it would like to see the market looking and behaving
David Hargreaves wonders whether the Reserve Bank would be best served by leaving tough deposit restrictions in place on housing investors for the time being
11th Apr 18, 2:10pm
71
David Hargreaves wonders whether the Reserve Bank would be best served by leaving tough deposit restrictions in place on housing investors for the time being
The sharp decline in the growth rates of mortgage borrowing seen in the past year has ended; the recent fast rise in consumer borrowing has slowed
29th Mar 18, 3:34pm
4
The sharp decline in the growth rates of mortgage borrowing seen in the past year has ended; the recent fast rise in consumer borrowing has slowed
The rate of growth in mortgage borrowing continues to slow - but consumer borrowing is hitting growth levels last seen 12 years ago
31st Jan 18, 3:36pm
32
The rate of growth in mortgage borrowing continues to slow - but consumer borrowing is hitting growth levels last seen 12 years ago
The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
30th Nov 17, 3:21pm
4
The rate of growth in mortgage borrowing is continuing to slow markedly - but consumer borrowing growth has hit a 12-year high
New Reserve Bank figures show that despite significant falls in overall mortgage borrowing, first home buyers are very much still around and interested
27th Nov 17, 1:17pm
67
New Reserve Bank figures show that despite significant falls in overall mortgage borrowing, first home buyers are very much still around and interested