Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY2.852.852.953.003.053.10
ASBAA-$5,000QY2.002.002.002.002.002.00
AA-$10,000QY2.752.702.702.702.702.70
Bank of BarodaBBB-$5,000MM3.203.203.253.253.253.25
BBB-$10,000MM3.203.203.253.253.253.25
Bank of IndiaBB+$5,000QY2.002.002.152.20
BNZAA-$2,000MM2.802.802.902.953.003.00
AA-$2,000ZZ2.802.802.902.953.003.00
Co-operative BankBBB$2,000QQ2.752.752.802.902.95
BBB$5,000ZZ2.90
BBB$10,000QQ2.852.852.903.003.05
Heartland BankBBB$1,000QQ3.053.103.153.203.253.30
BBB$1,000QQ
15 months = 3.15 Invest in Heartland to invest in New Zealand
HSBCAA-$5,000ZZ1.701.701.701.701.70
AA-$10,000ZZ2.702.702.702.802.90
AA-$100,000ZZ2.802.802.802.903.00
ICBC A$5,000ZZ2.852.852.902.953.003.05
A$10,000ZZ2.902.902.953.003.053.10
A$50,000ZZ2.952.953.003.053.103.15
KiwibankA$1,000ZZ2.002.002.002.002.00
A$5,000ZZ2.802.752.852.902.90
A$5,000MM2.802.752.852.902.90
A$10,000ZZ2.902.852.953.003.00
A$10,000ZM2.902.852.953.003.00
KookminA$5,000ZZ3.003.003.003.053.15
A$10,000ZZ3.103.103.103.153.20
A$50,000ZZ3.203.203.203.253.30
A$100,000ZZ3.303.303.303.353.40
RaboDirectA$1,000AA2.952.903.003.003.003.10
A$1,000AA
A$1,000MM2.912.962.962.962.963.06
SBS Bank.BBB$1,000QQ3.003.003.003.00
BBB$1,000ZZ3.003.003.003.00
TSB BankA-$5,000SS2.752.802.902.902.902.90
A-$10,000SS2.852.852.953.003.003.00
WestpacAA-$5,000MM2.752.752.752.752.752.75

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.60
NelsonBB+$5,0002.802.802.80
WairarapaBB+$2,0002.00
BB+$5,000ZZ2.90

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500N3.253.303.403.40
First CUBB$5003.253.253.503.60
BB$10,0003.253.253.503.60
NZ Firefighters CU$1,0003.003.003.00
NZCU Auckland$5003.003.003.00
$10,0003.253.253.25
NZCU BaywideBB$1,0003.253.303.403.403.453.50
NZCU Central$5003.253.303.403.403.453.50
NZCU Employees$10,0003.804.004.204.40
NZCU SouthBB$500QQ2.252.302.402.40
BB$5,000QQ3.253.303.403.40
Police CUBBB$5002.902.902.90

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.604.405.505.706.106.25
Christian Savings BB$1,000ZZ2.912.882.932.973.01
FE Investments B$5,000QQ5.005.205.405.505.605.60
Finance Direct$1,000QQ3.954.955.255.505.756.10
General Finance$2,000QQ4.655.205.405.555.555.55
Gold Band Finance$5,000QQ3.804.505.105.255.505.50
Liberty FinancialBBB-$5,000QQ3.603.653.753.853.954.05
BBB-$20,000QQ3.853.904.004.104.204.30
BBB-$100,000QQ4.254.254.254.354.454.55
Mutual Credit Finance$5,000QQ4.004.355.005.505.755.75

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ1.001.001.00