Personal Finance
Challenger bank SBS jumps into the mortgage market with a big splash, aiming to snare an outsized share of deals as the real estate market winds down for the summer/autumn season
19th Apr 24, 3:18pm
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Challenger bank SBS jumps into the mortgage market with a big splash, aiming to snare an outsized share of deals as the real estate market winds down for the summer/autumn season
As the prospect of OCR rate cuts fade and global forces and local inflation push up wholesale interest rates, ASB trims its key term deposit rate offers
18th Apr 24, 10:07am
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As the prospect of OCR rate cuts fade and global forces and local inflation push up wholesale interest rates, ASB trims its key term deposit rate offers
[updated]
Perhaps surprisingly, at-call cash accounts can return income better than inflation, after-tax. We identify which ones do that in an assessment of all interest-earning savings accounts
17th Apr 24, 11:37am
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Perhaps surprisingly, at-call cash accounts can return income better than inflation, after-tax. We identify which ones do that in an assessment of all interest-earning savings accounts
New Zealanders think most major product and services markets serving them are uncompetitive, survey shows
17th Apr 24, 11:18am
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New Zealanders think most major product and services markets serving them are uncompetitive, survey shows
Lynda Moore says purchases that bring not only temporary delight but lasting satisfaction, require you to be mindful, intentional, and wise with every swipe, click, and buy
16th Apr 24, 1:34pm
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Lynda Moore says purchases that bring not only temporary delight but lasting satisfaction, require you to be mindful, intentional, and wise with every swipe, click, and buy
From side hustles to sleeping streams: Jake Pitre looks at the truth behind passive income hype
12th Apr 24, 9:41am
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From side hustles to sleeping streams: Jake Pitre looks at the truth behind passive income hype
Lynda Moore explores how to identify financial abuse in any personal relationship, and what you can do about it
10th Apr 24, 11:26am
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Lynda Moore explores how to identify financial abuse in any personal relationship, and what you can do about it
Loyalty programmes may limit competition, and they could be pushing prices up for everyone, Alexandru Nichifor & Scott Duke Kominers argue
10th Apr 24, 7:48am
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Loyalty programmes may limit competition, and they could be pushing prices up for everyone, Alexandru Nichifor & Scott Duke Kominers argue
Anthony Edmonds says the half million Kiwis who changed their KiwiSaver schemes or funds last year faced costs they probably didn't realise. Balancing the potential benefits of switching against the costs of doing it should be done first
9th Apr 24, 2:16pm
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Anthony Edmonds says the half million Kiwis who changed their KiwiSaver schemes or funds last year faced costs they probably didn't realise. Balancing the potential benefits of switching against the costs of doing it should be done first
interest.co.nz is a free service for all - help us stay that way. If you know us, trust us, and value what we do, can we ask you to support us? And supporters can go ad-free
9th Apr 24, 11:31am
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interest.co.nz is a free service for all - help us stay that way. If you know us, trust us, and value what we do, can we ask you to support us? And supporters can go ad-free
As the real estate selling season tails off, two banks trim a key home loan rate just before the RBNZ does its review, and markets turn sceptical rate cuts are imminent
8th Apr 24, 9:08am
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As the real estate selling season tails off, two banks trim a key home loan rate just before the RBNZ does its review, and markets turn sceptical rate cuts are imminent
Commerce Commission finds mortgage advisors face a conflict of interest because they are incentivised to recommend a lender who pays them the best commissions, even if that lender is not the best fit for the borrower
4th Apr 24, 7:28am
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Commerce Commission finds mortgage advisors face a conflict of interest because they are incentivised to recommend a lender who pays them the best commissions, even if that lender is not the best fit for the borrower
RBNZ figures show further rises in troubled housing loans, while SME loan stress is increasing sharply, non-performing commercial property loans have gone past half a billion dollars and system-wide non-performing loans have topped $4 billion
2nd Apr 24, 6:21pm
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RBNZ figures show further rises in troubled housing loans, while SME loan stress is increasing sharply, non-performing commercial property loans have gone past half a billion dollars and system-wide non-performing loans have topped $4 billion
It helps to use a mortgage calculator that can handle a range of realistic options and solve for the answers you actually need, when your budget gets tight
2nd Apr 24, 9:35am
It helps to use a mortgage calculator that can handle a range of realistic options and solve for the answers you actually need, when your budget gets tight
Lynda Moore wants you to shift focus from external sources of validation, such as material possessions and financial achievements, to internal sources of fulfilment. She has five tips, and thinks you will be much happier as a result
1st Apr 24, 8:00am
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Lynda Moore wants you to shift focus from external sources of validation, such as material possessions and financial achievements, to internal sources of fulfilment. She has five tips, and thinks you will be much happier as a result
In a deep dive into the fundamentals, the World Gold Council claims gold has a key role as a strategic long-term investment and as a mainstay allocation in a well-diversified portfolio
31st Mar 24, 10:16am
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In a deep dive into the fundamentals, the World Gold Council claims gold has a key role as a strategic long-term investment and as a mainstay allocation in a well-diversified portfolio
Lynda Moore says Easter treats require extra will power, and clearer thinking to avoid spending regret. She has some tips to help
29th Mar 24, 10:11am
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Lynda Moore says Easter treats require extra will power, and clearer thinking to avoid spending regret. She has some tips to help
ANZ-Roy Morgan consumer confidence survey shows a sharp fall with sentiment 'likely affected by recession headlines'
28th Mar 24, 10:46am
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ANZ-Roy Morgan consumer confidence survey shows a sharp fall with sentiment 'likely affected by recession headlines'
Latest mortgage figures from the Reserve Bank show that for February there was a seasonally-adjusted rise of 4% in borrowing, while the latest figures are up some 28% on the dire February 2023 figures
26th Mar 24, 3:54pm
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Latest mortgage figures from the Reserve Bank show that for February there was a seasonally-adjusted rise of 4% in borrowing, while the latest figures are up some 28% on the dire February 2023 figures
Lynda Moore finds that overspending (spending more than you earn) and financial infidelity (secret spending) combined with a lack of communication results in heartbreak at some point
23rd Mar 24, 10:17am
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Lynda Moore finds that overspending (spending more than you earn) and financial infidelity (secret spending) combined with a lack of communication results in heartbreak at some point
ANZ adds back 1% to its credit card interest rates that it reduced during 'the low interest rate environment during Covid' with its standard cards now incurring a 20.95% rate
22nd Mar 24, 1:34pm
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ANZ adds back 1% to its credit card interest rates that it reduced during 'the low interest rate environment during Covid' with its standard cards now incurring a 20.95% rate
The World Gold Council says the gold price is at record highs from a weaker USD, higher risk and momentum, plus factors such as ‘technicals’ and over-the-counter activity all combining
16th Mar 24, 10:50am
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The World Gold Council says the gold price is at record highs from a weaker USD, higher risk and momentum, plus factors such as ‘technicals’ and over-the-counter activity all combining
Lynda Moore is on a campaign to make savings fun again. She has a program that will work for every party animal
13th Mar 24, 1:13pm
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Lynda Moore is on a campaign to make savings fun again. She has a program that will work for every party animal
[updated]
Even though they are small and not market-leading, ASB has made a third set of home loan rate reductions to ensure it remains competitive with its main home loan rivals. And it has cut TD rates too
11th Mar 24, 8:32am
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Even though they are small and not market-leading, ASB has made a third set of home loan rate reductions to ensure it remains competitive with its main home loan rivals. And it has cut TD rates too
Reserve Bank figures are showing rising levels of non-performing housing loans. What we all want to know is whether we are now seeing the full extent of the pressure caused by high interest rates - or whether the problems may be just starting
10th Mar 24, 6:00am
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Reserve Bank figures are showing rising levels of non-performing housing loans. What we all want to know is whether we are now seeing the full extent of the pressure caused by high interest rates - or whether the problems may be just starting
