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Credit Contracts and Consumer Finance Act

ANZ NZ to pay customers more than $35 million after admitting a breach of its responsible lending obligations in relation to a coding error within a loan calculator
2nd Mar 20, 1:35pm
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ANZ NZ to pay customers more than $35 million after admitting a breach of its responsible lending obligations in relation to a coding error within a loan calculator
Credit card users should take advantage of low-interest cards, balance-transfer deals & interest-free periods, Commerce & Consumer Affairs Minister Kris Faafoi says
17th Dec 18, 5:00am
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Credit card users should take advantage of low-interest cards, balance-transfer deals & interest-free periods, Commerce & Consumer Affairs Minister Kris Faafoi says
A Commerce Commission review of 215 selected lenders' websites found 21% of them failed to comply with disclosure obligations under the Credit Contracts and Consumer Finance Act
31st May 18, 1:20pm
by admin
A Commerce Commission review of 215 selected lenders' websites found 21% of them failed to comply with disclosure obligations under the Credit Contracts and Consumer Finance Act
Helpful clarifications seen by law firm in Commerce Commission's finalised Consumer Credit Fees Guidelines
6th Jul 17, 9:55am
Helpful clarifications seen by law firm in Commerce Commission's finalised Consumer Credit Fees Guidelines
Commerce Commission's consumer credit fees guidance calls for 'reasonable' fees not used to generate profits or recover costs, but doesn't limit interest rates as long as they're disclosed and not 'oppressively high'
3rd Jul 17, 3:27pm
Commerce Commission's consumer credit fees guidance calls for 'reasonable' fees not used to generate profits or recover costs, but doesn't limit interest rates as long as they're disclosed and not 'oppressively high'
Despite having 2 questions knocked back by a High Court judge, the Commerce Commission says it can get the answers it needs from the 3 questions allowed in its Harmoney CCCFA case
22nd Jun 17, 9:35am
Despite having 2 questions knocked back by a High Court judge, the Commerce Commission says it can get the answers it needs from the 3 questions allowed in its Harmoney CCCFA case
First skirmish in the Commerce Commission's fees court case against P2P lender Harmoney results in something of a draw
8th Jun 17, 4:37pm
First skirmish in the Commerce Commission's fees court case against P2P lender Harmoney results in something of a draw
Financial Markets Authority says it's purpose is not to advocate for Harmoney as P2P lender's dispute with the Commerce Commission ratchets up a notch
13th Oct 16, 10:25am
Financial Markets Authority says it's purpose is not to advocate for Harmoney as P2P lender's dispute with the Commerce Commission ratchets up a notch
ACT's leader tells Commerce & Consumer Affairs Minister Paul Goldsmith to overrule 'over zealous' regulator and make a law change for P2P lender Harmoney
12th Oct 16, 10:02am
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ACT's leader tells Commerce & Consumer Affairs Minister Paul Goldsmith to overrule 'over zealous' regulator and make a law change for P2P lender Harmoney
Waikato mobile traders Ace Marketing and Smart Shop fined $150k & $135k, Ace Marketing ordered to refund customer fees from 1,500 contracts
6th Oct 16, 2:28pm
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Waikato mobile traders Ace Marketing and Smart Shop fined $150k & $135k, Ace Marketing ordered to refund customer fees from 1,500 contracts
Commerce and Consumer Affairs Minister gets govt officials to look into concerns raised with him by Harmoney over P2P lenders' fees & the CCCFA
21st Sep 16, 5:01am
Commerce and Consumer Affairs Minister gets govt officials to look into concerns raised with him by Harmoney over P2P lenders' fees & the CCCFA
Emboldened by Supreme Court victory, the Commerce Commission sets out updated guidelines on lenders' fees
8th Sep 16, 12:15pm
Emboldened by Supreme Court victory, the Commerce Commission sets out updated guidelines on lenders' fees
A review of things you need to know before you go home on Wednesday; Trade deficit wider than expected, home loan approval growth softens, finance companies refund $1.5m
24th Aug 16, 3:58pm
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A review of things you need to know before you go home on Wednesday; Trade deficit wider than expected, home loan approval growth softens, finance companies refund $1.5m
A review of things you need to know before you go home on Thursday; Fonterra sees early signs of milk price recovery, consumer confidence 'aplomb', RBNZ critiques itself
18th Aug 16, 4:02pm
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A review of things you need to know before you go home on Thursday; Fonterra sees early signs of milk price recovery, consumer confidence 'aplomb', RBNZ critiques itself
Commerce Commission says P2P lender Harmoney pleading guilty to misleading consumers into believing they had been pre-approved for a personal loan
1st Aug 16, 9:41am
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Commerce Commission says P2P lender Harmoney pleading guilty to misleading consumers into believing they had been pre-approved for a personal loan
Bell Gully says court ruling means lenders ought to assess which of their costs are closely connected to the activities they charge fees for
16th May 16, 10:27am
by Guest
Bell Gully says court ruling means lenders ought to assess which of their costs are closely connected to the activities they charge fees for
Motor Trades Finance says with support from others in the finance industry, it wants to take the Commerce Commission to the Supreme Court
14th May 15, 7:46pm
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Motor Trades Finance says with support from others in the finance industry, it wants to take the Commerce Commission to the Supreme Court
When are lenders’ fees unreasonable? Guidance from the Court of Appeal
9th Apr 15, 3:52pm
by Guest
3
When are lenders’ fees unreasonable? Guidance from the Court of Appeal
Commerce Commission says court ruling makes it clear a lender's credit fees should only cover costs closely related to a particular loan transaction
31st Mar 15, 9:44am
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Commerce Commission says court ruling makes it clear a lender's credit fees should only cover costs closely related to a particular loan transaction
Shake-up to consumer credit laws includes introduction of minimum repayment warnings on credit card statements
26th Mar 15, 10:12am
Shake-up to consumer credit laws includes introduction of minimum repayment warnings on credit card statements
MBIE calls for views on proposals to extend laws on what lenders must pay borrowers who repay loans in full early
7th Nov 14, 5:00am
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MBIE calls for views on proposals to extend laws on what lenders must pay borrowers who repay loans in full early
Chapman Tripp and Bell Gully muse on the likely shape of the incoming Responsible Lending Code
18th Jul 14, 4:30pm
Chapman Tripp and Bell Gully muse on the likely shape of the incoming Responsible Lending Code
Responsible Lending Code discussion document outlines choice between prescription certainty and benefits of flexibility
14th Jul 14, 5:13pm
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Responsible Lending Code discussion document outlines choice between prescription certainty and benefits of flexibility
Commerce Commission prosecutes 'reprehensible' loan shark who charged interest rates as high as 1,738% to vulnerable consumers
29th Jun 12, 11:16am
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Commerce Commission prosecutes 'reprehensible' loan shark who charged interest rates as high as 1,738% to vulnerable consumers
Aussie bank exception fee court ruling good news for NZ banks, Chapman Tripp says
9th Dec 11, 4:20pm
Aussie bank exception fee court ruling good news for NZ banks, Chapman Tripp says