Core funding ratio
As with mortgage rates, short-term deposit rates are higher than five-year deposit rates for the first time since the Global Financial Crisis
27th Jul 23, 12:32pm
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As with mortgage rates, short-term deposit rates are higher than five-year deposit rates for the first time since the Global Financial Crisis
Reserve Bank mulls changing the eligibility criteria for banks' liquid assets, adopting international bank liquidity standards, and how to apply liquidity requirements to non-bank deposit takers in liquidity review
10th Feb 23, 9:51am
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Reserve Bank mulls changing the eligibility criteria for banks' liquid assets, adopting international bank liquidity standards, and how to apply liquidity requirements to non-bank deposit takers in liquidity review
RBNZ review of bank liquidity policy to look at adopting the international Basel liquidity framework and changes to requirements for NBDTs
1st Mar 22, 9:33am
RBNZ review of bank liquidity policy to look at adopting the international Basel liquidity framework and changes to requirements for NBDTs
Reserve Bank says thematic review of banks' compliance with its liquidity policy highlights gaps in banks’ liquidity risk management frameworks
9th Sep 21, 11:25am
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Reserve Bank says thematic review of banks' compliance with its liquidity policy highlights gaps in banks’ liquidity risk management frameworks
Brian Fallow provides a timely reminder that NZ banks are reliant on imported credit, the flip side of NZ households’ collective tendency to spend more than their income
29th May 20, 9:01am
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Brian Fallow provides a timely reminder that NZ banks are reliant on imported credit, the flip side of NZ households’ collective tendency to spend more than their income
ANZ NZ CEO Antonia Watson says some government working capital support in response to coronavirus outbreak might be useful, bank in a very good position from a liquidity and funding sense
10th Mar 20, 1:44pm
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ANZ NZ CEO Antonia Watson says some government working capital support in response to coronavirus outbreak might be useful, bank in a very good position from a liquidity and funding sense
ANZ economists see trouble ahead for the economy from the declining rate in growth of bank deposits at a time of strong demand for credit
17th Feb 20, 2:26pm
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ANZ economists see trouble ahead for the economy from the declining rate in growth of bank deposits at a time of strong demand for credit
ASB CEO Vittoria Shortt says in a low interest rate world where the bank's feeling a deposit margin squeeze, 'people need to be really careful about where they're putting their money and what returns are available and the risk profile attached to it'
16th Feb 20, 6:02am
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ASB CEO Vittoria Shortt says in a low interest rate world where the bank's feeling a deposit margin squeeze, 'people need to be really careful about where they're putting their money and what returns are available and the risk profile attached to it'
Westpac NZ CEO David McLean doubts further OCR cuts would stimulate the economy, doesn't offer an alternative suggestion but argues this is something we should be debating
6th Nov 19, 9:59am
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Westpac NZ CEO David McLean doubts further OCR cuts would stimulate the economy, doesn't offer an alternative suggestion but argues this is something we should be debating
Heartland Bank discloses breaches of conditions of bank registration related to regulatory capital and liquidity calculations as RBNZ unveils new regime for banks' breaches of regulatory requirements
25th Sep 19, 9:44am
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Heartland Bank discloses breaches of conditions of bank registration related to regulatory capital and liquidity calculations as RBNZ unveils new regime for banks' breaches of regulatory requirements
CEO Chris Flood says Heartland Bank's small size relative to competitors and high net interest margin gives him comfort the bank can continue to grow deposits
16th Aug 19, 9:25am
CEO Chris Flood says Heartland Bank's small size relative to competitors and high net interest margin gives him comfort the bank can continue to grow deposits
David Chaston looks at the impact of the rate cuts announced by banks so far, and what will be required to pass through all of the RBNZ OCR cut. He sees returns to savers in the crosshairs of bank interest rate strategies
8th Aug 19, 10:52am
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David Chaston looks at the impact of the rate cuts announced by banks so far, and what will be required to pass through all of the RBNZ OCR cut. He sees returns to savers in the crosshairs of bank interest rate strategies
Gareth Vaughan says Westpac NZ's mammoth NZ$900 million five-year bond issue paying investors just 2.22% pa highlights expectations of even lower interest rates
26th Jul 19, 9:51am
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Gareth Vaughan says Westpac NZ's mammoth NZ$900 million five-year bond issue paying investors just 2.22% pa highlights expectations of even lower interest rates
SBS Bank CEO Shaun Drylie hopeful the mutually owned building society will gain RBNZ approval for a Tier 1 capital instrument to help it meet the regulator's bank capital proposals
6th Jun 19, 5:00am
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SBS Bank CEO Shaun Drylie hopeful the mutually owned building society will gain RBNZ approval for a Tier 1 capital instrument to help it meet the regulator's bank capital proposals
Credit rating agency Fitch says ANZ NZ, ASB, BNZ and Westpac NZ 'won't need to do anything extraordinary' to meet RBNZ's proposed increased capital requirements
24th Apr 19, 5:00am
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Credit rating agency Fitch says ANZ NZ, ASB, BNZ and Westpac NZ 'won't need to do anything extraordinary' to meet RBNZ's proposed increased capital requirements
With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
6th Apr 19, 7:01am
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With future interest rate cuts on the cards is paying a break fee to terminate your fixed term mortgage a good option?
Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
6th Dec 18, 10:09am
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Co-operative Bank CEO David Cunningham says sub-4% home loan rates unsustainable unless deposit rates fall about 50 basis points
The collapse of Lehman Brothers, the GFC and all that it spawned, from sub-prime mortgages to Donald Trump. Plus reminiscing with 2 Kiwis who had front row seats
15th Sep 18, 8:27am
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The collapse of Lehman Brothers, the GFC and all that it spawned, from sub-prime mortgages to Donald Trump. Plus reminiscing with 2 Kiwis who had front row seats
Brad Olsen of Infometrics argues there are clear reasons for the Reserve Bank to leave the Official Cash Rate unchanged over the next year
6th Sep 18, 1:25pm
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Brad Olsen of Infometrics argues there are clear reasons for the Reserve Bank to leave the Official Cash Rate unchanged over the next year
Investors in bank deposits need to know that their bank has the liquidity to operate safely, with sufficient margin to tolerate unusual stresses
20th Jun 18, 7:36am
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Investors in bank deposits need to know that their bank has the liquidity to operate safely, with sufficient margin to tolerate unusual stresses
Economists doubt the Reserve Bank will want to further roll back mortgage lending restrictions this week and will prefer to wait longer to see how the housing market develops this year
28th May 18, 1:49pm
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Economists doubt the Reserve Bank will want to further roll back mortgage lending restrictions this week and will prefer to wait longer to see how the housing market develops this year
Housing mortgage rates are more likely to go down rather than up despite increased US dollar funding costs for New Zealand banks
12th May 18, 9:22am
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Housing mortgage rates are more likely to go down rather than up despite increased US dollar funding costs for New Zealand banks
New RBNZ Governor Adrian Orr gets an early opportunity to strike a favourable impression with the public late next month by further loosening the LVR lending restrictions
4th Apr 18, 7:45am
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New RBNZ Governor Adrian Orr gets an early opportunity to strike a favourable impression with the public late next month by further loosening the LVR lending restrictions
Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
27th Mar 18, 7:59am
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Gareth Vaughan takes a look at the interest rate environment for borrowers after receiving a surprise offer from his bank
The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment
30th Nov 17, 1:27pm
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The Reserve Bank's loosening of LVR limits will give the banks greater flexibility with their lending policies - but David Hargreaves wonders if the banks will actually want that at the moment