Thank you for using Nothing on this site constitutes advice of any kind. By using this site, you are agreeing to the following:

This information is provided as a guide only. Although we believe it to be accurate, only the financial institution listed can provide you with full information. Do not sign any document without taking proper advice from a professional and competent person you trust.

All rates listed are before income taxes and withholdings and are Indicative only. Check with the institution before investing or borrowing.

You may view, copy, and print the contents of this site for your personal information only, but may not do so for any commercial purpose without explicit written consent from JDJL Limited (JDJL).

The coding of web pages is considered intellectual property by JDJL, the publisher, and will be protected under intellectual property rights law.

All brand owners own the copyright to their brand(s).

The content format of web pages is (c) copyrighted 1999-2009 by JDJL. All rights are reserved, and content may not be duplicated, redistributed, or mirrored without the express written consent of JDJL, unless explicitly stated otherwise.

Logos and original art are copyrighted. All rights reserved.

Our web pages may contain digital signatures to protect our rights under the law.

To find out more about co-branding service, please contact us.

We provide this free service to consumers on an 'as-is' basis without representation to accuracy or suitability for any particular purpose. JDJL uses its best efforts to provide reliable information. All information is either sourced from the public domain or is provided by the financial institution named, and JDJL is not responsible for any defects, the results of any defects of this site, or any lost profit or income or consequential damages that may result. Always contact the listed financial institution directly to confirm all information before you invest or borrow.

Only the financial institution can give you confirmed, accurate information. Do not sign any document without taking professional, competent advice from a person you trust.

We have made all reasonable efforts to keep the information on this site as accurate as possible and ensure that the availability of the site is continuous and fault-free, but we are dependent on access to public domain information, and/or co-operation of the companies listed, and there are risks - outside our control - that information may be recorded incorrectly at the site or omitted from it or that the site may not be available. Neither the publisher, JDJL, or anyone else engaged in providing this site or compiling information for it, accepts any liability for inaccuracies or any loss or damage which may directly or indirectly result from use of the site or any error at or ommission of information from it irrespective of the cause.

We may collect and store information about the way this site is used. This may include sending a 'cookie' to your computer which identifies your computer uniquely but does not identify you. We will not collect, store or use any information about you personally except as provided by you and only to the extent necessary to provide information requested by you. If you wish to access or request correction of personal information, please contact us.

We may modify or update or change these conditions from time to time with or without notice to you. Amendments will come into effect as soon as they are posted. You are responsible for reviewing these and will be taken as accepting the then current conditions each time you choose to use the site.

This site and these conditions are governed by and to be interpreted in accordance with the laws of New Zealand. The New Zealand courts will have exclusive jurisdiction.

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