Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZZ2.50*3.25*3.50*3.60*3.80*3.95*
AA-$10,000MM3.70*
ASBAA-$5,000ZZ2.003.003.003.003.003.00
AA-$10,000QM2.753.253.653.653.803.85
Bank of BarodaBBB-$5,000MM2.753.753.753.754.104.25
BBB-$10,000MM3.253.753.753.754.204.30
Bank of IndiaBBB-$5,000MM3.203.303.603.604.254.25
BankDirectAA-$10,000ZZ2.753.253.653.653.803.85
BNZAA-$2,000ZZ2.002.002.002.002.002.00
AA-$5,000ZZ2.753.353.653.653.904.00
AA-$20,000MM3.90
Co-operative BankBBB-$2,000QQ2.903.753.753.753.753.90
BBB-$5,000QQ3.95
BBB-$10,000QQ3.003.853.853.853.854.00
HBS BankBBB$1,000FF2.753.253.253.253.25
BBB$5,000SF3.653.653.654.054.10
BBB$5,000ZZ4.104.15
Heartland BankBBB$1,000QQ3.30*3.55*3.55*3.55*4.15*4.10*
BBB$20,000QQ3.40*3.65*3.65*3.65*4.15*4.20*
HSBCAA-$5,000ZZ1.651.901.901.901.901.90
AA-$10,000ZZ2.653.403.503.653.503.70
AA-$100,000ZZ2.753.503.603.753.603.80
ICBCA$5,000ZZ2.502.503.103.303.353.50
A$10,000ZZ3.153.553.553.753.953.95
A$50,000ZZ3.353.753.753.754.154.15
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ2.903.653.653.653.653.65
A+$10,000ZZ3.003.753.753.753.753.75
A+$10,000ZZ
200 days = 3.75
100 days = 3.90
KookminA$5,000ZZ2.253.103.203.203.503.80
A$10,000ZZ2.753.303.303.504.004.10
A$50,000ZZ3.103.403.503.604.054.25
A$100,000ZZ3.253.503.653.704.154.40
RaboDirectA$1,000ZZ3.003.553.954.15
SBS Bank.BBB$1,000FF2.753.253.253.253.25
BBB$5,000FF3.653.653.654.054.10
BBB$5,000ZZ4.104.15
TSB BankBBB+$1,000ZZ3.003.003.003.153.253.45
BBB+$5,000ZZ3.003.053.353.353.553.65
BBB+$10,000ZZ3.003.253.553.553.753.85
WestpacAA-$5,000ZZ2.002.602.852.852.902.85
AA-$10,000ZZ2.753.353.503.603.753.70
Westpac SuperGoldAA-$5,000MM3.75

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$13.754.30
Napier$5,0003.304.10
NelsonBB+$5,0003.253.504.204.15
WairarapaBB+$2,0003.003.003.003.00
BB+$5,0003.653.754.004.10

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit Union$5003.004.755.004.75
First CUBB$5003.754.254.25
BB$10,0003.754.254.25
NZCU Auckland$5003.003.503.50
$10,0003.504.254.50
NZCU BaywideBB$1,0003.803.803.803.804.404.50
NZCU Central$5003.753.754.004.00
NZCU SouthBB$500ZZ2.002.253.003.003.253.50
BB$5,000ZZ3.003.254.004.004.254.50
Police CUBB+$5003.753.753.754.104.20
BB+$500
8 months = 4.10

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB+$500QQ3.25
Baptist SavingsB+$500ZZ2.853.403.803.85
Finance Direct$1,000QQ2.50
Fisher & Paykel FinanceBB+$1,000QQ3.704.254.45
BB+$25,000QQ3.854.404.60
General Finance$5,000QQ3.50
Gold Band Finance$1QQ2.002.00
$5,000QQ2.502.50
Liberty FinancialBBB-$5,000QQ4.054.654.85
BBB-$20,000QQ4.204.805.00
BBB-$100,000QQ4.254.855.05
Medical SecuritiesBBB+$500QQ3.253.753.90
BBB+$25,000QQ3.504.004.15
UDC FinanceAA-$5,000ZZ3.103.553.803.703.853.90
AA-$100,000ZZ3.103.653.903.903.954.00

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ2.75