Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZZ0.65*2.60*3.00*3.25*3.35*3.60*
AA-$10,000ZZ
8 months = 3.40* ANZ Term Deposits combine competitive returns with peace of mind
ASBAA-$5,000ZZ0.751.752.002.002.002.00
AA-$10,000QM1.002.603.003.003.203.60
Bank of BarodaBBB-$5,000MM2.002.602.602.603.253.35
BBB-$10,000MM2.203.103.103.103.253.35
Bank of IndiaBBB-$5,000MM2.203.003.103.103.253.25
BankDirectAA-$10,000ZZ1.002.603.003.003.203.60
BNZAA-$2,000ZZ0.500.750.750.750.750.75
AA-$5,000ZZ0.502.753.003.303.153.65
AA-$20,000MM3.15
Co-operative BankBBB$2,000QQ2.152.852.852.853.203.40
BBB$5,000QQ3.40*
BBB$10,000QQ2.252.952.952.953.303.50
Heartland BankBBB$1,000QQ2.15*3.00*2.65*2.65*3.30*3.70*
BBB$20,000QQ2.25*3.10*2.75*2.75*3.30*3.70*
HSBCAA-$5,000ZZ0.901.901.901.901.901.90
AA-$10,000ZZ0.902.552.502.902.802.90
AA-$100,000ZZ1.002.652.603.002.903.00
ICBC A$5,000ZZ1.052.803.053.053.353.65
A$10,000ZZ1.052.803.053.053.353.65
A$50,000ZZ1.052.853.103.103.403.70
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ0.652.403.302.903.103.10
A+$10,000ZZ0.752.503.403.003.203.20
A+$10,000ZZ
200 days = 3.10
100 days = 2.55
KookminA$5,000ZZ1.752.402.552.602.702.85
A$10,000ZZ2.252.652.802.852.903.00
A$50,000ZZ2.552.852.902.953.003.10
A$100,000ZZ2.652.953.003.053.103.20
RaboDirectA$1,000ZZ2.052.853.403.35
SBS Bank.BBB$5,000QQ2.752.752.753.503.55
BBB$5,000ZZ3.553.60
TSB BankA-$5,000ZZ1.502.752.902.903.203.30
A-$10,000ZZ1.502.753.003.003.303.75
WestpacAA-$5,000ZZ0.351.502.002.002.002.00
AA-$10,000ZZ0.352.503.152.803.203.10
Westpac SuperGoldAA-$5,000MM3.35

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$12.703.40
NelsonBB+$5,0002.002.753.553.65
WairarapaBB+$2,0002.752.752.752.75
BB+$5,000ZZ3.053.303.303.35

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit Union$5002.902.903.103.60
Credit Union Central$5002.253.003.253.25
First CUBB-$5003.003.603.75
BB-$10,0003.003.603.75
NZCU Auckland$5002.502.752.75
$10,0002.753.303.40
NZCU BaywideBB$1,0001.503.003.103.353.603.75
NZCU SouthBB-$500ZZ1.001.402.002.002.202.35
BB-$5,000ZZ2.002.403.003.003.203.35
Police CUBB+$5003.00*3.20*3.20*3.40*3.60*

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB$500QQ2.30
Christian Savings B+$1,000ZZ0.652.603.303.40
FE Investments B$5,000QQ4.00
Finance Direct$1,000QQ2.25
Fisher & Paykel FinanceBB$1,000QQ2.953.653.85
BB$25,000QQ3.103.804.00
General Finance$5,000QQ2.50
Gold Band Finance$500QQ2.002.00
$5,000QQ2.002.00
Liberty FinancialBBB$5,000QQ3.30*3.85*4.10*
BBB$20,000QQ3.40*3.95*4.15*
BBB$100,000QQ3.50*4.05*4.25*
UDC FinanceBBB$5,000ZZ2.00*2.70*2.95*3.30*3.45*3.75*
BBB$100,000ZZ2.05*2.75*3.00*3.30*3.50*3.75*

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ1.75