Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZZ2.00*2.75*3.20*3.20*3.30*3.30*
ASBAA-$5,000ZZ1.252.002.252.252.252.25
AA-$10,000QM1.502.703.203.203.303.30
Bank of BarodaBBB-$5,000MM2.503.203.203.203.403.50
BBB-$10,000MM2.603.303.303.303.503.60
Bank of IndiaBBB-$5,000MM3.003.303.503.503.703.70
BankDirectAA-$10,000ZZ1.502.703.203.203.303.30
BNZAA-$2,000ZZ2.002.002.002.002.002.00
AA-$5,000ZZ2.002.753.203.203.303.40
AA-$20,000MM3.30
Co-operative BankBBB-$2,000QQ2.653.103.103.103.203.25
BBB-$5,000QQ3.40*
BBB-$10,000QQ2.753.203.203.203.303.35
Heartland BankBBB$1,000QQ2.40*2.90*2.90*2.90*3.40*3.30*
BBB$20,000QQ2.50*3.00*3.00*3.00*3.40*3.40*
HSBCAA-$5,000ZZ1.651.901.901.901.901.90
AA-$10,000ZZ1.902.502.602.902.903.00
AA-$100,000ZZ2.002.602.703.003.003.10
ICBCA$5,000ZZ2.502.503.103.153.253.25
A$10,000ZZ2.753.003.253.303.453.50
A$50,000ZZ3.003.353.453.503.653.70
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ2.202.803.103.203.403.35
A+$10,000ZZ2.302.903.203.303.503.45
A+$10,000ZZ
200 days = 3.30
100 days = 3.00
KookminA$5,000ZZ1.952.602.752.802.903.05
A$10,000ZZ2.452.853.003.053.103.20
A$50,000ZZ2.753.053.103.153.203.30
A$100,000ZZ2.853.153.203.253.303.40
RaboDirectA$1,000ZZ2.402.953.453.45
SBS Bank.BBB$5,000FF2.752.752.753.303.55
BBB$5,000ZZ3.453.60
TSB BankA-$5,000ZZ2.302.903.103.153.203.30
A-$10,000ZZ2.302.903.203.253.303.40
WestpacAA-$5,000ZZ1.251.502.002.002.002.00
AA-$10,000ZZ1.252.702.902.903.153.25
Westpac SuperGoldAA-$5,000MM3.15

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$13.003.50
Napier$5,0003.003.50
NelsonBB+$5,0002.503.003.453.50
WairarapaBB+$2,0003.003.003.003.00
BB+$5,000ZZ3.153.453.503.45

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit Union$5003.003.503.804.50
Credit Union Central$5002.253.003.253.25
First CUBB-$5003.403.603.70
BB-$10,0003.403.603.90
NZCU Auckland$5003.003.503.50
$10,0003.253.753.75
NZCU BaywideBB-$1,0003.103.103.453.503.60
NZCU SouthBB-$500ZZ2.002.252.252.252.252.25
BB-$5,000ZZ2.903.253.253.253.253.25
Police CUBB+$5003.403.303.303.403.55

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB$500QQ2.60
Baptist SavingsB+$500ZZ2.002.753.303.35
Finance Direct$1,000QQ2.50
Fisher & Paykel FinanceBB$1,000QQ3.153.653.75
BB$25,000QQ3.303.803.90
General Finance$5,000QQ2.00
Gold Band Finance$500QQ2.002.00
$5,000QQ2.502.50
Liberty FinancialBBB-$5,000QQ3.454.054.15
BBB-$20,000QQ3.604.204.30
BBB-$100,000QQ3.604.254.35
MASBBB+$500QQ2.452.90
BBB+$25,000QQ2.703.15
UDC FinanceAA-$5,000ZZ2.352.953.303.453.503.65
AA-$100,000ZZ2.352.953.353.503.553.65

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ2.25