Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZZ1.00*2.60*3.00*3.00*3.15*3.30*
ASBAA-$5,000ZZ0.751.752.002.002.002.00
AA-$10,000QM1.102.603.003.003.303.10
Bank of BarodaBBB-$5,000MM2.503.203.203.203.403.50
BBB-$10,000MM2.603.303.303.303.503.60
Bank of IndiaBBB-$5,000MM2.303.203.253.253.403.40
BankDirectAA-$10,000ZZ1.102.603.003.003.303.10
BNZAA-$2,000ZZ0.750.750.750.750.750.75
AA-$5,000ZZ1.252.603.003.003.203.25
AA-$20,000MM3.20
Co-operative BankBBB-$2,000QQ2.402.852.852.853.053.10
BBB-$5,000QQ3.25*
BBB-$10,000QQ2.502.952.952.953.153.20
Heartland BankBBB$1,000QQ2.15*2.65*2.65*2.65*3.30*3.20*
BBB$10,000QQ2.15*2.65*2.65*2.65*3.30*3.20*
BBB$10,000QQ
7 months = 3.50* Invest in Heartland to invest in New Zealand
BBB$20,000QQ2.25*2.75*2.75*2.75*3.30*3.30*
HSBCAA-$5,000ZZ0.901.901.901.901.901.90
AA-$10,000ZZ0.902.552.502.902.802.90
AA-$100,000ZZ1.002.502.603.002.903.00
ICBCA$5,000ZZ2.402.652.903.053.103.25
A$10,000ZZ2.502.953.103.203.253.40
A$50,000ZZ2.603.253.303.353.403.55
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ1.152.502.903.153.003.10
A+$10,000ZZ1.252.603.003.253.103.20
A+$10,000ZZ
200 days = 3.30
100 days = 3.00
KookminA$5,000ZZ1.952.602.752.802.903.05
A$10,000ZZ2.452.853.003.053.103.20
A$50,000ZZ2.753.053.103.153.203.30
A$100,000ZZ2.853.153.203.253.303.40
RaboDirectA$1,000ZZ2.302.853.303.35
SBS Bank.BBB$5,000FF2.752.752.753.303.30
BBB$5,000ZZ3.353.35
TSB BankA-$5,000ZZ2.002.602.903.003.103.15
A-$10,000ZZ2.002.603.003.103.203.25
WestpacAA-$5,000ZZ0.751.502.002.002.002.00
AA-$10,000ZZ0.752.502.702.803.003.10
Westpac SuperGoldAA-$5,000MM3.00

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$12.803.35
Napier$5,0003.003.50
NelsonBB+$5,0002.002.753.353.35
WairarapaBB+$2,0003.003.003.003.00
BB+$5,000ZZ3.053.303.303.35

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit Union$5003.003.503.804.00
Credit Union Central$5002.253.003.253.25
First CUBB-$5003.403.603.70
BB-$10,0003.403.603.90
NZCU Auckland$5003.003.253.25
$10,0003.003.403.50
NZCU BaywideBB-$1,0002.502.803.253.353.45
NZCU SouthBB-$500ZZ2.002.002.002.002.102.20
BB-$5,000ZZ2.653.003.003.003.103.20
Police CUBB+$5003.003.203.203.303.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB$500QQ2.40
Baptist SavingsB+$500ZZ1.252.603.153.25
Finance Direct$1,000QQ2.25
Fisher & Paykel FinanceBB$1,000QQ2.953.653.70
BB$25,000QQ3.103.803.85
General Finance$5,000QQ2.00
Gold Band Finance$500QQ2.002.00
$5,000QQ2.002.00
Liberty FinancialBBB-$5,000QQ3.454.054.15
BBB-$20,000QQ3.604.204.30
BBB-$100,000QQ3.604.254.35
UDC FinanceAA-$5,000ZZ2.002.702.953.003.203.15
AA-$100,000ZZ2.052.753.003.053.253.20

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ2.00