Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZZ1.00*2.60*3.00*3.25*3.15*3.50*
ASBAA-$5,000ZZ0.751.752.002.002.002.00
AA-$10,000QM1.002.603.003.003.203.10
Bank of BarodaBBB-$5,000MM2.503.203.203.203.403.50
BBB-$10,000MM2.603.303.303.303.503.60
Bank of IndiaBBB-$5,000MM2.303.203.253.253.403.40
BankDirectAA-$10,000ZZ1.002.603.003.003.203.10
BNZAA-$2,000ZZ0.550.750.750.750.750.75
AA-$5,000ZZ0.552.603.003.003.153.25
AA-$20,000MM3.15
Co-operative BankBBB-$2,000QQ2.152.852.852.853.103.15
BBB-$5,000QQ3.30*
BBB-$10,000QQ2.252.952.952.953.203.25
Heartland BankBBB$1,000QQ2.15*2.65*2.65*2.65*3.30*3.20*
BBB$10,000QQ2.15*2.65*2.65*2.65*3.30*3.75*
BBB$20,000QQ2.25*2.75*2.75*2.75*3.30*3.75*
HSBCAA-$5,000ZZ0.901.901.901.901.901.90
AA-$10,000ZZ0.902.552.502.902.802.90
AA-$100,000ZZ1.002.652.603.002.903.00
ICBCA$5,000ZZ2.252.702.752.802.952.95
A$10,000ZZ2.252.652.802.852.903.00
A$50,000ZZ2.453.103.153.203.353.35
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ0.902.503.102.903.053.10
A+$10,000ZZ1.002.603.203.003.153.20
A+$10,000ZZ
200 days = 3.10
100 days = 2.65
KookminA$5,000ZZ1.752.402.552.602.702.85
A$10,000ZZ2.252.652.802.852.903.00
A$50,000ZZ2.552.852.902.953.003.10
A$100,000ZZ2.652.953.003.053.103.20
RaboDirectA$1,000ZZ2.052.853.303.35
SBS Bank.BBB$5,000FF2.752.752.753.253.25
BBB$5,000ZZ3.303.30
TSB BankA-$5,000ZZ2.002.752.902.903.053.05
A-$10,000ZZ2.002.753.003.003.153.15
WestpacAA-$5,000ZZ0.551.502.002.002.002.00
AA-$10,000ZZ0.552.502.703.003.10
AA-$10,000ZZ
6 months = 3.50
Westpac SuperGoldAA-$5,000MM3.00

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$12.703.20
NelsonBB+$5,0002.002.753.353.35
WairarapaBB+$2,0003.003.003.003.00
BB+$5,000ZZ3.053.303.303.35

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit Union$5002.902.903.103.60
Credit Union Central$5002.253.003.253.25
First CUBB-$5003.003.453.45
BB-$10,0003.003.453.45
NZCU Auckland$5003.003.253.25
$10,0003.003.403.50
NZCU BaywideBB$1,0001.752.703.003.003.103.25
NZCU SouthBB-$500ZZ2.002.002.002.002.002.10
BB-$5,000ZZ2.002.503.003.003.003.10
Police CUBB+$5003.00*3.20*3.20*3.30*3.50*

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB$500QQ2.30
Baptist SavingsB+$500ZZ1.002.603.203.20
Bible Society$100SS2.00
$10,000SS2.00
Finance Direct$1,000QQ2.25
Fisher & Paykel FinanceBB$1,000QQ2.953.653.70
BB$25,000QQ3.103.803.85
General Finance$5,000QQ2.00
Gold Band Finance$500QQ2.002.00
$5,000QQ2.002.00
Liberty FinancialBBB-$5,000QQ3.30*3.85*4.10*
BBB-$20,000QQ3.40*3.95*4.15*
BBB-$100,000QQ3.50*4.05*4.25*
UDC FinanceAA-$5,000ZZ2.002.702.953.303.203.50
AA-$100,000ZZ2.052.753.003.303.253.50

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ2.00