Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZZ2.50*3.10*3.35*3.40*3.55*3.60*
ASBAA-$5,000ZZ2.003.003.003.003.003.00
AA-$10,000QM2.503.003.403.403.553.60
Bank of BarodaBBB-$5,000MM2.753.753.753.754.104.25
BBB-$10,000MM3.253.753.753.754.204.30
Bank of IndiaBBB-$5,000MM3.203.303.603.603.903.90
BankDirectAA-$10,000ZZ2.503.003.403.403.553.60
BNZAA-$2,000ZZ2.002.002.002.002.002.00
AA-$5,000ZZ2.503.103.403.403.603.65
AA-$20,000MM3.60
Co-operative BankBBB-$2,000QQ2.903.403.403.403.403.55
BBB-$5,000QQ3.60
BBB-$10,000QQ3.003.503.503.503.503.65
HBS BankBBB$1,000FF2.753.253.253.253.25
BBB$5,000SF3.303.303.303.553.55
BBB$5,000ZZ3.603.60
Heartland BankBBB$1,000QQ2.90*3.30*3.30*3.30*3.70*3.70*
BBB$20,000QQ3.00*3.40*3.40*3.40*3.70*3.80*
HSBCAA-$5,000ZZ1.651.901.901.901.901.90
AA-$10,000ZZ2.402.903.153.403.303.50
AA-$100,000ZZ2.503.003.253.503.403.60
ICBCA$5,000ZZ2.502.503.103.303.353.50
A$10,000ZZ3.153.553.553.753.953.95
A$50,000ZZ3.353.753.753.754.154.15
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ2.653.403.503.503.503.50
A+$10,000ZZ2.753.503.603.603.603.60
A+$10,000ZZ
200 days = 3.60
100 days = 3.80
KookminA$5,000ZZ2.253.103.203.203.353.60
A$10,000ZZ2.753.303.303.503.853.90
A$50,000ZZ3.103.403.503.603.904.05
A$100,000ZZ3.253.503.653.704.004.20
RaboDirectA$1,000ZZ3.003.303.703.75
SBS Bank.BBB$1,000FF2.753.253.253.253.25
BBB$5,000FF3.303.303.303.553.55
BBB$5,000ZZ3.603.60
TSB BankBBB+$5,000ZZ2.752.903.153.353.503.60
BBB+$10,000ZZ2.753.003.353.503.603.70
WestpacAA-$5,000ZZ2.002.202.552.552.602.65
AA-$10,000ZZ2.502.903.203.203.403.50
Westpac SuperGoldAA-$5,000MM3.40

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$13.503.80
Napier$5,0003.303.90
NelsonBB+$5,0003.003.303.603.70
WairarapaBB+$2,0003.003.003.003.00
BB+$5,0003.653.754.004.10

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit Union$5003.004.755.004.75
First CUBB-$5003.754.254.25
BB-$10,0003.754.254.25
NZCU Auckland$5003.003.503.50
$10,0003.503.853.95
NZCU BaywideBB-$1,0003.803.803.803.804.254.30
NZCU Central$5003.003.753.754.00
NZCU SouthBB-$500ZZ2.002.253.003.003.253.25
BB-$5,000ZZ3.003.254.004.004.254.25
Police CUBB+$5003.753.753.753.753.85
BB+$500
8 months = 3.75

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB$500QQ3.00
Baptist SavingsB+$500ZZ2.503.203.603.65
Finance Direct$1,000QQ2.50
Fisher & Paykel FinanceBB$1,000QQ3.503.954.10
BB$25,000QQ3.654.104.25
General Finance$5,000QQ3.00
Gold Band Finance$500QQ2.00*2.00*
$5,000QQ2.50*2.50*
Liberty FinancialBBB-$5,000QQ4.054.654.85
BBB-$20,000QQ4.204.805.00
BBB-$100,000QQ4.254.855.05
MASBBB+$500QQ2.803.303.35
BBB+$25,000QQ3.053.553.60
UDC FinanceAA-$5,000ZZ2.853.453.503.503.603.60
AA-$100,000ZZ2.853.453.553.553.653.65

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ2.50