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Institution	Term	Percentage
RaboDirect	12 months	4.10%
CU South	2 years	4.50%
Public Trust	24 months	2.15%
Prometheus	12 months	3.50%
Heretaunga	3 months	3.30%

Institution	Term	Percentage
HSBC	1 year fixed	5.10%
Baywide CU	1 year fixed	5.45%
Nelson BS	1 year fixed	5.95%
Fidelity Life	2 years fixed	6.35%
Housing NZ	5 years fixed	6.50%

Institution	Type	Percentage
RaboDirect	PremiumSaver	4.25%
Nelson BS	On Call	3.20%
Heretaunga	On Call	3.00%
Napier BS	On Call	3.00%
CU Baywide	Online Saver	3.50%

90 seconds at 9 am: Volcker rule flies News
11 Dec 13, 8:25am Gareth Vaughan 9

Volcker rule enacted; Fed official hints at tapering; No TPP deal; Lenders want in Welcome Home Loans scheme; Mixed picture in China

Fonterra slashes profit forecast, axes dividend Rural News
11 Dec 13, 8:59am David Hargreaves 3

Fonterra nearly halves full-year ebit forecast to $500-600 mln; cuts dividend to 10c; keeps milk price forecast at $8.30

Hanover on 'normal civil litigation path' Personal Finance
10 Dec 13, 3:29pm Gareth Vaughan

Departing FMA boss Sean Hughes on a 'resurgence' in retail investor confidence, why the FMA hasn't used its ASIC style power & the slow burning Hanover court case

RBNZ exempts new house construction from LVRs Updated Property
10 Dec 13, 11:11am David Hargreaves 102

RBNZ says newly constructed houses exempt from 'speed limits' on banks' high loan-to-value ratio lending; Kiwibank unveils 4.99% floating rate for new owner-occupied construction

You want a green economy? Support mining! Opinion
10 Dec 13, 3:56pm Guest 24

The industry group representing the NZ minerals sector mounts a vigorous defence of the benefits mining offers the country. Your view?

Shortfall of Auckland houses? Property
10 Dec 13, 3:46pm David Hargreaves 2

New report suggests Auckland could be around 8000 houses short of targeted levels in next three years

English eyes regulatory 'health check' Updated News
10 Dec 13, 11:45am Bernard Hickey 7

Responding to stock market concerns about regulatory risk, English flags 'health check' of telecoms and power regulation; Genesis still on

ANSCO puffs its chest Rural News
10 Dec 13, 1:19pm Allan Barber 1

Meat companies dividing into two groups making it hard to see a tidy industry restructure. Your view?

Bank mortgage margins fall Property
09 Dec 13, 4:04pm David Chaston 15

Margins between banks' carded fixed-term mortgage rates and swap rates drop to five-year low

Our regular reports

Personal Finance RBNZ 'should hike rates now' 32

Currencies When will US Fed start tapering? 4

Opinion Monday's Top 10 at 10 14

Property Roost home loan affordability report for October 4

CEO interviews


Justin Mahy DailedIn	Tessa Price UDC Finance	Jonny McKessar Three Beans	Sam Ovens SnapInspect

Opinion

A bit of an omnishambles really

It's time for a comprehensive capital gains tax because the current system is delivering 'haphazard' & inconsistent outcomes

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Calculators

Buying foreign currency

Find the best deal here when you need to buy foreign currency. Always up-to-date

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Charts

Term Deposit rates

This is the average bank rate, for a deposit of $10,000. Data is sourced from our archived rates, as at 5pm each Friday.

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Editor's Choice

The RB's restrictions' bye-bye Those FHB's now can let fly Their hard-earned...

by: waymad on: RBNZ exempts new house construction from LVRs

Do you agree?:

Readers' Choice

Trolls live under bridges. They don't devote their lives to paying off mortgages and dreaming about adding extra bathrooms and installing a hot...

Votes: 4

by: OilyN

on: 90 seconds at 9 am: Volcker rule flies

Do you agree?:

KiwiSaver

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Don't rely on fund name to assess risk

05 Dec 13, 9:19am, Craig Simpson

Categorising KiwiSaver funds into various buckets is not as simple as assessing how much is exposed to shares

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New KiwiSaver reporting 13 Nov 13, 10:20am 8
Review of KiwiSaver returns to September 30 30 Oct 13, 3:14pm 10
KiwiSaver default provider beauty parade 22 Oct 13, 5:01pm 9
Peters says KiwiFund a 'bottom line' 21 Oct 13, 10:43am 50

Business

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'Be willing to give it a go'

04 Dec 13, 2:05pm, Elizabeth Davies

6 comments

Elizabeth Davies talks to Jonny McKessar, the director of a boutique coffee roasting company who started off making coffee at BP after school

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English eyes regulatory 'health check' 10 Dec 13, 11:45am 7
NZ 'as politically risky as Pakistan' 06 Dec 13, 3:44pm 33
Japanese bank increases provision 06 Dec 13, 5:15pm
Cowell takes on Heartland role 06 Dec 13, 4:09pm

Bonds

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LGFA hoping to raise $150 mln

11 Dec 13, 8:42am, bnzeconomists

Expection is for strong demand for LGFA bonds; anticipation of increased offshore investor participation in 2014

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RBNZ to round out the year 11 Dec 13, 8:06am
90 seconds at 9 am: Volcker rule flies 11 Dec 13, 8:25am 9
English eyes regulatory 'health check' 10 Dec 13, 11:45am 7
Kiwi dollar over-extended against Australian counterpart 09 Dec 13, 12:35pm

Rural

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Fonterra slashes profit forecast, axes dividend

11 Dec 13, 8:59am, David Hargreaves

3 comments

Fonterra nearly halves full-year ebit forecast to $500-600 mln; cuts dividend to 10c; keeps milk price forecast at $8.30

More...

ANSCO puffs its chest 10 Dec 13, 1:19pm 1
The Sheep Deer and Cattle Report 10 Dec 13, 3:27pm
Land O’Lakes joins GlobalDairyTrade 10 Dec 13, 11:16am
Statistics reinforce resilience of dairy farmers 07 Dec 13, 12:05pm 3

Subscribe to Personal Finance news updates

Hanover on 'normal civil litigation path'

10 Dec 13, 3:29pm, Gareth Vaughan

Departing FMA boss Sean Hughes on a 'resurgence' in retail investor confidence, why the FMA hasn't used its ASIC style power & the slow burning Hanover court case

More...