Mortgages

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to Fixing or Floating will be helpful too, here »
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Mortgage choices involve making a significant financial decision so it often pays to get professional advice.
An AMP360 mortgage broker can be contacted by following this link »
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See our comparison of home loan cash incentives here »

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard6.74*5.80*5.89*5.99*6.29*6.49*6.49*
Standard
Special LVR under 80%5.39*5.39*5.79*5.89*
ASBResidential6.755.805.995.996.396.396.49
Residential
Special LVR < 80%5.595.395.595.995.75
Special LVR < 80%
18 months = 5.70
HomePlus Equity Release8.00
BankDirectStandard6.755.805.995.996.396.49
Standard
18 months = 5.99
Special LVR < 80%5.595.395.595.75
Special LVR < 80%
18 months = 5.70
BNZClassic LVR < 80%5.695.395.595.79
TotalMoney6.74
Std & Flybuys6.745.895.896.196.296.496.59
Global Plus6.745.895.896.196.296.496.59
Global Plus
Co-operative BankResidential6.70*5.90*5.59*5.39*5.59*5.89*5.89*
Residential
HBS BankResidential6.655.805.695.395.695.99
Residential
18 months = 5.74
Special5.595.195.495.79
Advance Equity Release7.856.997.44
Heartland BankResidential6.706.907.007.257.858.55
Everyday Gold6.70
HSBCPremier6.845.855.295.295.295.295.29
Standard6.845.655.655.655.655.655.65
ICBCStandard6.395.605.405.605.746.295.84
Standard
18 months = 5.50
KiwibankStandard6.65*5.89*5.69*6.09*6.29*5.99*5.89*
Special 5.55*5.55*5.79*
Chc new build Special5.65*5.64*5.44*5.84*6.04*5.74*5.64*
Offset Mortgage 6.55
KookminStandard6.806.096.196.69
SBS BankResidential6.655.805.695.395.695.99
Residential
18 months = 5.74
Special5.595.195.495.79
Advance Equity Release7.856.897.19
TSB BankStandard6.74*5.80*5.70*5.70*6.00*6.40*6.50*
Standard
Special5.35*5.60*5.85*
Lifestyle8.00
WestpacStandard 6.595.895.996.196.396.496.59
Standard
18 months = 6.09
Special LVR < 80%5.395.89*5.99*
Choices Offset6.59*
Choices Everyday6.75
Capped 6.596.746.99

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential6.705.705.80
NapierResidential6.505.80
Rural and Commercial7.50
NelsonResidential6.956.156.60
WairarapaResidential6.205.755.95

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.85
NZCU Auckland6.70
NZCU BaywideResidential6.456.005.955.99
Residential
18 months = 5.95
NZCU SouthResidential6.455.956.00
Police CUMembership criteria apply6.245.89

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential6.745.706.096.296.49

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Medical SecuritiesMembership Criteria Apply6.00*5.50*5.79*5.69*5.99*6.19*6.19*
Membership Criteria Apply
18 months = 5.65*
NZ Home LoansResidential6.855.895.996.096.396.396.49
Paraloanfor people with physical disabilities....from3.60
ResimacStandard LVR < 80% 6.596.036.106.196.366.50

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansPriority > $200,0007.145.795.595.555.55*5.79
Standard < $200,0007.245.895.695.555.55*5.79
Sovereign Standard Go6.855.805.995.996.396.396.49
Standard Go
18 months = 5.99
Special LVR < 80%5.595.395.595.995.75

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from6.70*
Commercial / Rural - from6.70
NZ Mortgage Income Trust (No 2 Fund)Residential10.00
Residential Rental10.50
Commercial11.00
Rural11.00

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard6.505.555.305.55
Perpetual Trust Residential7.70
Rural9.00
Commercial10.00