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Terms & Conditions

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By using this site, you are agreeing to the following:

Nothing on this site constitutes financial or other advice.  JDJL Limited (JDJL) provides this free service to consumers on an 'as-is' basis without representation to accuracy or suitability for any particular purpose.  The information is provided as a guide only, and is generally factual in nature.  Any recommendation or opinion expressed in relation to a particular product is solely the view of the relevant journalist, provided in the course of their occupation.  It is not financial advice for the purposes of the Financial Advisers Act and should not be relied upon in making an investment decision. 

We recommend that you seek professional advice from a suitable authorised or registered financial adviser which takes into account your personal circumstances before making an investment decision.  Do not sign any document without taking proper advice from a professional and competent person you trust. 

All rates listed are before income taxes and withholdings and are indicative only.  Always contact the listed financial institution directly to confirm all information before you invest or borrow.  Only the relevant financial institution can provide you with complete, up to date, accurate information. 

We have made all reasonable efforts to keep the information on this site as accurate as possible and ensure that the availability of the site is continuous and fault-free.  However, all information is either sourced from the public domain or is provided by the financial institution named, and there are risks - outside our control - that information may be recorded incorrectly or omitted from the site or that the site may not be available. 

To the extent permitted by law, none of JDJL, the publisher, or anyone else engaged in providing this site or compiling information for it, accepts any liability for inaccuracies, or any loss or damage which may result directly or indirectly from the use of the site or any error in, or omission of, information on the site, irrespective of the cause.

Intellectual property
You may view, copy, and print the contents of this site for your personal information only, but may not do so for any commercial purpose without explicit written consent from JDJL.

The coding of interest.co.nz web pages is the intellectual property of JDJL as the publisher, and will be protected under intellectual property rights law.  The content format of interest.co.nz web pages is (c) copyrighted 1999-2013 by JDJL.  All rights are reserved, and content may not be duplicated, redistributed, or mirrored without the express written consent of JDJL, unless explicitly stated otherwise.

All brands on this site are protected by intellectual property rights.  Logos and original art attract copyright.  All rights reserved.

Our web pages may contain digital signatures to protect our rights under the law. To find out more about co-branding service, please contact us.

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We may collect and store information about the way this site is used.  This may include sending a 'cookie' to your computer which identifies your computer uniquely but does not identify you.

We will not collect, store or use any information about you personally except as provided by you and only to the extent necessary to provide information requested by you.

If you wish to access or request correction of personal information, please contact us.

General
We may modify or update or change these conditions from time to time with or without notice to you. Amendments will come into effect as soon as they are posted on this website.  You are responsible for reviewing these and will be taken as accepting the then current conditions each time you choose to use the site.

This site and these conditions are governed by and to be interpreted in accordance with the laws of New Zealand. The New Zealand courts will have exclusive jurisdiction.

This page was updated on January 3, 2013.