credit charts

Rural credit

These charts report the growth in credit used by the rural sector in New Zealand. The data is provided by the RBNZ about one month after the end of each period. Data includes lending by both bank... Read full story

Business credit

These charts report the growth in credit used by the business sector in New Zealand, other than rural business.

The data is provided by the RBNZ about one month after the end of each period... Read full story

Bankruptcies

This data is published weekly in a Public Notice by the Insolvency and Trustee Service of the Ministry of Economic Development.

Bankruptcy is a way of dealing with debts you cannot pay.... Read full story

Electronic transactions

This data is released by Statistics NZ monthly, and includes all transactions done through credit cards, debit cards, and other card payment systems.

This series is a closely watched... Read full story

NZ$ Eurobonds

Because the NZ$ is a fully free and floating currency, it allows for the issuing of debt instruments demoninated in NZ$ but issued outside the country. They have been offered often by '... Read full story

Money supply

This data is published monthly by the Reserve Bank, in their C1 series.

M0 is Notes and coin on issue from the Reserve Bank.

M1 is M0 plus chequing accounts (or in technical... Read full story

Home loan approvals

This chart is based on an "experimental series" of data collected by the Reserve Bank. It is published weekly. It is attempting to track the volume and value of 'new' mortgages written by all... Read full story

Household deposits

This data is published by the Reserve Bank about 4 weeks after the end of each month in its C17 series. It is sourced from detailed data returns it gets from all banks and non-bank deposit-takers... Read full story

Housing credit

The Reserve Bank publishes the total volume of housing credit issued by almost all financial insitutions every month, about 4 weeks after month end.

This data enables us to derive the growth... Read full story

Consumer credit

This chart shows the total debt consumers have incurred, other than housing debt. It measures credit card debt, installment credit, hire purchase, personal loans, car loans, and store credit.... Read full story

Credit cards

New Zealand data on credit card use and balances is collected by the RBNZ and reported monthly.  This gives us an important look at the growth of credit limits, how much of those limits are being... Read full story