HOT TOPICS:   New RBNZ Governor   |   House prices firming   |   Top 10 with NZ Mint

In this section

Offers for readers

Personal loan

Personal Loan Intro

Printer-friendly version                 This page includes coverage of Debt Consolidation loans.

Banks

Institution Product Plan Notes Interest rate %
ANZDebt ConsolidationUnsecured14.95
Personal LoanUnsecured$3,00018.75
Personal LoanUnsecured$10,000 16.95
Graduate PackageUnsecuredFirst two years then variable 11.95
ASBPersonal LoanSecured14.95
Personal LoanUnsecured17.95
Debt ConsolidationUnsecured15.50
BankDirectDebt ConsolidationUnsecured15.00
Personal LoanSecured14.45
Personal LoanUnsecured17.45
BNZAdvancedUnsecured18.20
Campus Pack AdvancedUnsecured12.20
Graduate Pack AdvancedUnsecured12.20
KiwibankPersonal LoanUnsecuredfrom14.99
Personal Loan - Graduate packUnsecuredfrom13.10
Home Loan CustomersUnsecuredfrom11.95
National BankPersonal LoanUnsecured$3,00017.95
Personal LoanUnsecured$10,000 16.95
TertiaryUnsecured11.95
GraduateUnsecured11.95
Debt ConsolidationUnsecuredSpecial 31/3/201214.95
The Co-operative BankPersonal LoanSecuredfrom10.50*
Personal LoanUnsecuredfrom16.50
WestpacPersonal LoanUnsecuredNew clients, less $10K18.95
Personal LoanUnsecuredNew clients >$10K17.95
Personal LoanUnsecuredExisting clients17.95
Personal LoanSecuredfrom16.25
Graduate LoanUnsecured14.00

Building Societies

Institution Product Plan Notes Interest rate %
CBS CanterburyPersonal LoanSecuredChattel Loans, $2K17.00
Personal LoanSecuredChattel Loans, $20K15.00
Personal LoanUnsecuredTerm Loan16.25
NelsonPersonal LoanSecured16.00

Credit Unions

Institution Product Plan Notes Interest rate %
CU AucklandPersonal LoanSecured12.00
CU BaywidePersonal LoanSecured13.95
CU CentralPersonal LoanSecured15.00
Personal LoanUnsecured22.00
CU NorthPersonal LoanSecuredFrom11.50
CU SouthPersonal LoanSecuredFrom13.00
Personal LoanUnsecuredFrom13.00
First CUPersonal LoanSecuredFrom12.00
Manchester Unity Personal loansSecured15.25
Police CUPersonal LoanSecured9.75
Personal LoanSecured80%, max $10K11.50
Personal LoanSecured50% - 80%, max $10K12.50
Personal LoanSecuredBlue Credit12.50
Personal LoanUnsecuredmax $5K17.00
United CUPersonal LoanUnsecured$500 13.00*
Personal LoanUnsecured$10,000 15.00
Personal LoanSavings Secured9.00
Personal LoanMotor Vehicle Secured11.00

Finance Companies

Institution Product Plan Notes Interest rate %
ActivaHealth Management AccountSecured15.95
Basecorp FinancePersonal LoanSecured16.00
Consumer FinancePersonal LoanSecured19.70
Diners ClubPersonal LoanUnsecured17.80
Dorchester GroupPersonal Loan Secured$1,00018.00
Personal Loan Secured$5,000 16.00
Personal Loan Secured$10,000 13.95
FAI MoneyPersonal Loan Secured15.95
Finance Now Personal LoanSecured$100013.95
FinanceDirectPersonal Loan Secured$1,00015.95
Personal Loan Secured$8,00014.95
Personal Loan Secured$15,00013.95
Personal Loan Secured$25,00012.95
FinancepointPersonal LoanSecured13.95
Personal LoanUnsecured15.95
Personal LoanDebt Consolidation14.95
Financial Holdings Personal LoanSecured$1,00019.75
Personal LoanSecured$5,000 17.75
Personal LoanSecured$10,000 15.95
Personal LoanUnsecured$1,00023.95
Personal LoanUnsecured$5,000 22.95
Future FinancePersonal LoanSecuredfrom16.25
GE Money Fixed LoanStandard$5,000, from19.40
Fixed LoanStandard$10,000, from17.50
Fixed LoanStandard$20,000, from14.25
Fixed LoanStandard$25,000, from12.60
Gilrose FinanceCredit ContractsSecured$2,00014.50*
Credit ContractsSecured$20,00012.50
Mutual Credit FinancePersonal LoanSecured$300013.95
NZ LoanPersonal LoanDebt ConsolidationFrom13.50
Personal LoanSecuredFrom13.50
Personal LoanUnsecuredFrom16.00
Panda FinancePersonal LoanSecured12.50
Paraloanfor people with physical disabilitiesSecuredFrom6.60
Sth Canty Finance Personal LoanSecuredFrom15.00