Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard6.24*5.59*5.10*5.59*5.59*5.75*5.79*
Standard
18 months = 5.55* Make it yours, get an online indicative approval today
Special LVR under 80%4.89*4.99*
ASBResidential6.255.395.055.255.355.555.65
Residential
Special LVR < 80%4.694.894.99
HomePlus Equity Release8.00
BankDirectStandard6.255.395.055.255.355.65
Standard
18 months = 5.15
Special LVR < 80%4.694.894.99
BNZSpecial - Classic4.69
TotalMoney5.99
Std & Flybuys6.245.595.195.395.295.655.75
Std & Flybuys
Co-operative BankResidential6.20*5.45*4.89*4.99*5.20*5.40*5.59*
Residential
18 months = 4.99* We'd love to talk to you about home loan options
HBS BankResidential6.145.595.395.395.395.59
Residential
18 months = 5.39
Special4.994.994.99
Special
18 months = 4.85
Advance Equity Release7.346.596.79
Heartland BankResidential6.706.907.007.257.858.55
Everyday Gold6.70
Home Equity8.10
HSBCPremier6.355.394.894.894.995.095.29
Premier Special4.494.494.49
ICBCStandard6.004.894.894.995.295.605.60
Standard
18 months = 4.99
KiwibankStandard6.15*5.39*5.39*5.49*5.69*5.75*5.99*
Special 4.89*4.99*5.39*5.60*
Chc new build Special5.45*5.14*5.14*5.24*5.44*5.50*5.74*
Offset Mortgage 6.15
KookminStandard6.805.995.996.19
SBS BankResidential6.14*5.59*5.39*5.39*5.39*5.59*
Residential
18 months = 5.39* click here to contact SBS Bank
Special4.99*4.99*4.99*
Special
18 months = 4.85* click here to contact SBS Bank
Advance Equity Release7.346.596.79
TSB BankStandard6.24*5.60*5.45*5.49*5.75*5.85*5.85*
Standard
18 months = 5.59* TSB Bank Home Loans_ Apply now or find out more
Special4.79*5.40*
Special
10 years = 5.95* TSB Bank Home Loans. Apply now or find out more
Lifestyle7.50
WestpacStandard 6.155.395.395.395.495.755.79
Standard
18 months = 5.39
Special LVR < 80%4.69*
Choices Offset6.15*
Choices Everyday6.25
Capped 6.596.156.15

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential6.205.105.40
NapierResidential6.505.80
Commercial7.50
NelsonResidential6.705.655.95
WairarapaResidential6.205.755.95

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.85
NZCU Auckland6.70
NZCU BaywideResidential6.455.755.755.75
Residential
18 months = 5.75
NZCU SouthResidential6.455.755.60
Police CUMembership criteria apply5.745.19

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential6.495.195.495.595.79

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Medical SecuritiesMembership Criteria Apply6.00*5.50*5.79*5.69*5.99*6.19*6.19*
Membership Criteria Apply
18 months = 5.65* Membership Criteria Apply
NZ Home LoansResidential6.355.395.395.496.295.755.99
Paraloanfor people with physical disabilities....from3.60
ResimacStandard LVR < 80% 5.845.605.655.795.906.04

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansPriority > $200,0006.645.294.89*4.99*5.39*5.755.60*
Standard < $200,0006.745.394.89*4.99*5.39*5.755.60*
Sovereign Standard Go6.355.395.055.255.355.555.65
Standard Go
18 months = 5.15
Special LVR < 80%4.694.894.99

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from6.70*
Commercial / Rural - from6.70
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.50
Commercial9.00
Rural8.50

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard6.104.954.805.30