Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard6.24*5.39*5.10*5.25*5.59*5.75*5.79*
Standard
18 months = 5.15* Make it yours, get an online indicative approval today
Special LVR under 80%4.69*4.89*
ASBResidential6.255.395.055.255.355.555.65
Residential
Special LVR < 80%4.994.694.894.995.295.39
Special LVR < 80%
18 months = 4.69
HomePlus Equity Release8.00
BankDirectStandard6.255.305.055.255.355.65
Standard
18 months = 5.15
Special LVR < 80%4.994.694.894.995.39
Special LVR < 80%
18 months = 4.69
BNZSpecial - Classic4.694.69
TotalMoney5.99
Std & Flybuys6.245.395.095.095.195.555.65
Std & Flybuys
Co-operative BankResidential6.20*5.45*4.69*4.79*4.99*5.40*5.59*
Residential
18 months = 4.79* We'd love to talk to you about home loan options
HBS BankResidential6.145.595.395.395.395.59
Residential
18 months = 5.39
Special5.394.694.694.99
Special
18 months = 4.69
Advance Equity Release7.346.596.79
Heartland BankResidential6.706.907.007.257.858.55
Everyday Gold6.70
Home Equity8.10
HSBCPremier6.355.394.894.894.995.095.29
Premier Special4.494.494.49
ICBCStandard5.604.694.694.694.995.355.45
Standard
18 months = 4.69
KiwibankStandard6.15*5.29*5.39*5.49*5.69*5.39*5.99*
Special 4.79*4.65*4.99*5.50*
Chc new build Special5.45*5.04*4.54*4.74*4.74*5.14*5.24*
Offset Mortgage 6.15
KookminStandard6.805.845.846.04
SBS BankResidential6.14*5.59*5.39*5.39*5.39*5.59*
Residential
18 months = 5.39* click here to contact SBS Bank
Special5.39*4.69*4.69*4.99*
Special
18 months = 4.69* click here to contact SBS Bank
Advance Equity Release7.346.596.79
TSB BankStandard6.24*5.49*5.10*5.39*5.45*5.60*5.75*
Standard
18 months = 5.29* TSB Bank Home Loans_ Apply now or find out more
Special4.69*4.69*4.99*
Special
10 years = 5.75* TSB Bank Home Loans. Apply now or find out more
18 months = 4.69* TSB Bank Home Loans. Apply now or find out more
Lifestyle7.50
WestpacStandard 6.155.394.995.195.195.555.65
Standard
18 months = 5.19
Special LVR < 80%4.69*
Choices Offset6.15*
Choices Everyday6.25
Capped 6.596.156.15

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential6.205.105.40
NapierResidential6.255.25
Commercial7.50
NelsonResidential6.705.655.95
WairarapaResidential6.205.755.95

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.85
NZCU Auckland6.70
NZCU BaywideResidential6.455.755.755.75
Residential
18 months = 5.75
NZCU SouthResidential6.455.755.60
Police CUMembership criteria apply5.744.99

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential6.246.055.255.355.65

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
MASMembership Criteria Apply5.50*5.09*4.80*4.95*5.29*5.45*5.49*
Membership Criteria Apply
18 months = 4.85* Membership Criteria Apply
NZ Home LoansResidential6.355.395.395.495.695.555.99
Paraloanfor people with physical disabilities....from3.60
ResimacStandard LVR < 80% 5.595.375.405.525.585.71

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansPriority > $200,0006.645.294.89*4.99*5.39*5.755.60*
Standard < $200,0006.745.394.89*4.99*5.39*5.755.60*
Sovereign Standard Go6.355.395.055.255.355.555.65
Standard Go
18 months = 5.15
Special LVR < 80%4.994.694.894.995.295.39
Special LVR < 80%
18 months = 4.69

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from6.70*
Commercial / Rural - from6.70
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.50
Commercial9.00
Rural8.50

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0006.104.804.655.15