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Credit cards

Credit Card Intro

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Amex

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
AmexAir NZ Platinum55395.000.0019.95
Air NZ zero fees550.0021.9519.95
Platinum55325.0021.9519.95
Gold5590.0021.9519.95
Low Rate5559.002.996 mths21.9512.69
Green Charge Card055.000.000.00
Gold Charge Card095.000.000.00
Platinum Charge Card01,250.000.000.00
Auck. Dist. Law SocietyGold5570.0021.9519.95
Platinum55325.0021.9519.95
BNZClassic Everyday5530.001.0012 mths22.9520.95
Gold Everyday5580.001.0012 mths22.9520.95
GlobalPlus Standard4455.001.0012 mths22.9520.95
GlobalPlus Gold44105.001.0012 mths22.9520.95
HSBCGold5550.0021.9519.95
Platinum55250.0021.9519.95
NZ Medical AssociationGold5570.0021.9519.95
Platinum55250.0021.9519.95
NZICAGold550.009.4920.9520.95
Platinum55325.007.9917.9517.95

Diners Club

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Diners ClubPersonal4468.0021.9519.95
New Zealand Golf440.0021.9519.95

Finance Companies

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Co-operative BankCreditline5520.0018.5018.50
GE Money Credit Line12048.0029.2529.25
Gem Visa (<$250.00)5548.0024.9524.95
Gem Visa (>$250.00)18048.0024.9524.95

JCB

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Arthur BarnettStandard900.0018.0018.00

Mastercard

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
ANZStandard5530.000.006 mths22.9520.95*
Low Rate5558.000.006 mths21.9513.90*
Gold5575.000.006 mths22.9520.95*
CashBacks5560.000.006 mths22.9520.95*
CashBacks Gold55105.000.006 mths22.9520.95*
BNZClassic Everyday5530.001.0012 mths22.9520.95
Gold Everyday5580.001.0012 mths22.9520.95
Fly Buys4455.001.0012 mths22.9520.95
GlobalPlus Standard4455.001.0012 mths22.9520.95
GlobalPlus Gold44105.001.0012 mths22.9520.95
Low Rate5560.001.0012 mths22.9513.45
HomeAdvantage550.001.0012 mths15.956.74
KiwibankLow Rate5550.001.996 mths12.9012.90
Low Rate - Tertiary/Graduate5550.001.996 mths12.9012.90
Zero550.001.996 mths15.9015.90
Gold5580.001.996 mths16.9016.90
Go Fly Standard4456.001.996 mths21.9018.90
Go Fly Gold4498.001.996 mths21.9018.90
Go Fly Platinum44130.001.996 mths21.9018.90
Air NZ Airpoints Low Fee4425.001.996 mths17.9015.90
Air NZ Airpoints Standard4465.001.996 mths21.9519.95
Air NZ Airpoints Platinum44150.001.996 mths21.9519.95
The Warehouse Rewards5534.005.9921.9919.95
Low Interest 5565.005.9921.9912.99
WestpacStandard5544.005.9512 mths 22.4519.95
Gold55100.005.9512 mths22.4519.95
Low Interest5565.005.9512 mths22.4512.95
Titanium55290.005.9512 mths22.4515.65
World MasterCard44390.005.9512 mths22.4515.95

Storecards

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
BallantynesBallantynes Card550.0015.0015.00
Consumer FinanceQ Card9030.0025.2525.25
Farmers FinanceFarmers Card550.0024.9524.95
Retail Financial Services FarmersCard550.0023.9523.95
Smith & Caughey The Card600.009.009.00
The Warehouse Red Card550.0022.7522.75

Visa

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
ANZStandard5530.000.006 mths22.9520.95*
Gold5575.000.006 mths22.9520.95*
World Visa4450.000.006 mths22.9520.95*
Qantas Visa4475.000.006 mths22.9520.95*
Qantas Platinum Visa44150.000.006 mths22.9520.95*
World Visa Platinum44125.000.006 mths22.9520.95*
Airpoints Visa4465.000.006 mths22.9520.95*
Airpoints Visa Platinum44150.000.006 mths22.9520.95*
CashBacks5560.000.006 mths22.9520.95*
CashBacks Gold55105.000.006 mths22.9520.95*
CashBacks Platinum55125.000.006 mths22.9520.95*
ASBStandard5524.0022.4519.95
Gold5580.0022.4519.95
Platinum55130.0022.4518.95
Low Rate5540.0022.4513.50
BankDirectClassic5520.0019.9519.95
Gold5550.0019.9519.95
Low Interest5560.0013.6013.60
BNZClassic Everyday5530.001.0012 mths22.9520.95
Gold Everyday5580.001.0012 mths22.9520.95
Lite Card5560.001.0012 mths22.9513.90
GlobalPlus Standard4455.001.0012 mths22.9520.95
Platinum55175.001.0012 mths18.9518.95
GlobalPlus Gold44105.001.0012 mths22.2020.95
GlobalPlus Platinum44200.001.0012 mths18.9518.95
Fly Buys5530.003.9912 mths22.9520.95
GEM VisaGem Visa (<$250.00)5548.0024.9524.95
Gem Visa (>$250.00)18048.0024.9524.95
TSB BankStandard5530.0018.5018.50
WestpacClassic5544.005.9512 mths22.4519.95
Gold55100.005.9512 mths22.4519.95

Prepaid Visa

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
ASBDebit Card010.000.000.00
BNZFlexi Debit10.000.000.00
KiwibankVisa Debit10.000.000.00
Loaded12.000.000.00
NZ PostLoaded010.000.000.00
Prezzy Card - Online00.000.000.00
Prezzy Card - Postshop00.000.000.00
WestpacDebitplus010.000.000.00
Express0.000.000.00
Travel00.000.000.00
Prepaid00.000.000.00

Prepaid MasterCard

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Air New Zealandonesmart0.000.000.00
ANZRecharge012.000.000.00*
Travel Card012.000.000.00*