Credit cards

Featured Rate

Amex

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
AmexAir NZ Platinum55149.002.996 mths21.9519.95
Air NZ Platinum55195.000.0019.95
Air NZ zero fees550.0021.9519.95
Low Rate5559.002.996 mths21.9512.69
Platinum Charge Card01,250.000.000.00
Auck. Dist. Law SocietyGold5570.0021.9519.95
Platinum55325.0021.9519.95
BNZClassic Everyday5530.000.0012 mths22.9520.95
Gold Everyday5580.000.0012 mths22.9520.95
HSBCGold5550.0021.9519.95
Platinum55250.0021.9519.95
NZ Medical AssociationGold5570.0021.9519.95
Platinum55250.0021.9519.95
NZICAGold550.009.4920.9520.95
Platinum55325.007.9917.9517.95

Diners Club

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Diners ClubPersonal4468.0021.9519.95
New Zealand Golf440.0021.9519.95

Finance Companies

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
GemCredit Line12048.0029.9529.95
Gem Visa (<$250.00)5548.0024.9524.95
Gem Visa (>$250.00)18048.0024.9524.95

JCB

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Arthur BarnettStandard900.0018.0018.00

Mastercard

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
ANZStandard5530.001.9912 mths22.9520.95
Low Rate5558.001.9912 mths22.9513.90
CashBack5560.001.9912 mths22.9520.95
CashBack Platinum55125.001.9912 mths22.9520.95
BNZClassic Everyday5530.000.0012 mths22.9520.95
Gold Everyday5580.000.0012 mths22.9520.95
Fly Buys4455.000.0012 mths22.9520.95
Low Rate5560.000.0012 mths22.9513.45
HomeAdvantage550.000.0012 mths15.955.69
Co-operative BankFair Rate5520.004.9512 mths12.9512.95
Flight CentreRewards4450.0024.9522.95
KiwibankLow Rate5550.001.996 mths22.9513.45
Low Rate - Tertiary/Graduate5550.001.996 mths22.9513.45
Zero550.001.996 mths22.9516.90
Gold5580.001.996 mths22.9517.90
Air NZ Airpoints Low Fee4425.001.996 mths22.9516.90
Air NZ Airpoints Standard4465.001.996 mths22.9520.95
Air NZ Airpoints Platinum44150.001.996 mths22.9520.95
WestpacHotpoints5544.005.95til repaid22.9520.95
Platinum Hotpoints55125.005.95til repaid22.9520.95
Hotpoints World 44390.005.95til repaid22.9516.95
Airpoints5555.005.95til repaid22.9520.95
Airpoints Platinum44145.005.95til repaid22.9520.95
Airpoints World44390.005.95til repaid22.9516.95
Low Rate5565.005.95til repaid22.9513.45

Storecards

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
BallantynesBallantynes Card550.0015.0015.00
Consumer FinanceQ Card9030.0025.2525.25
Farmers FinanceFarmers Card550.0025.5025.50
Retail Financial Services FarmersCard550.0023.9523.95
Smith & Caughey The Card600.009.009.00

Visa

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
ANZStandard5530.001.9912 mths22.9520.95
Qantas Visa4475.001.9912 mths22.9520.95
Qantas Visa Platinum44150.001.9912 mths22.9520.95
Airpoints Visa4465.001.9912 mths22.9520.95
Airpoints Visa Platinum44150.001.9912 mths22.9520.95
CashBack5560.001.9912 mths22.9520.95
CashBack Platinum55125.001.9912 mths22.9520.95
ASBVisa Light550.000.006 mths22.9513.50
Standard5524.000.006 mths22.9520.95
Gold5580.000.006 mths22.9520.95
Platinum55130.000.006 mths22.9519.95
BankDirectClassic5520.0019.9519.95
Gold5550.0019.9519.95
Low Interest5560.0013.6013.60
BNZClassic Everyday5530.000.0012 mths22.9520.95
Gold Everyday5580.000.0012 mths22.9520.95
Lite Card5560.000.0012 mths22.9513.90
Platinum55175.000.0012 mths18.9518.95
Fly Buys5530.004.9912 mths22.9520.95
GEM VisaGem Visa (<$250.00)5548.0024.9524.95
Gem Visa (>$250.00)18048.0024.9524.95
The Warehouse Purple Visa550.005.9922.9519.95
Warehose Money550.005.9922.9519.95
TSB BankStandard5530.0018.5018.50
Warehouse MoneyWarehouse Money550.0022.9519.95

Prepaid Visa

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
ASBDebit Card010.000.006 mths0.000.00
BNZFlexi Debit10.000.000.00
KiwibankVisa Debit10.000.000.00
Loaded12.000.000.00
NZ PostLoaded010.000.000.00
Prezzy Card - Online00.000.000.00
Prezzy Card - Postshop00.000.000.00
WestpacExpress00.000.000.00
Travel00.000.000.000.00
Prepaid00.000.000.00

Prepaid MasterCard

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Air New Zealandonesmart0.000.000.00
Co-operative BankDebit Card05.000.000.00
WestpacDebit00.000.000.00
Airpoints00.000.00 0.000.00