Credit cards

Amex

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
AmexAir NZ Platinum55149.002.996 mths21.9519.95
Air NZ Platinum55195.000.0019.95
Air NZ zero fees550.0021.9519.95
Low Rate5559.002.996 mths21.9512.69
Platinum Charge Card01,250.000.000.00
Auck. Dist. Law SocietyGold5570.0021.9519.95
Platinum55325.0021.9519.95
HSBCGold5550.0021.9519.95
Platinum55250.0021.9519.95
NZ Medical AssociationGold5570.0021.9519.95
Platinum55250.0021.9519.95
NZICAGold550.009.4920.9520.95
Platinum55325.007.9917.9517.95

Diners Club

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Diners ClubPersonal4468.0021.9519.95
New Zealand Golf440.0021.9519.95

Finance Companies

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
GemCredit Line12048.0029.9529.95
Gem Visa (<$250.00)5548.0024.9524.95
Gem Visa (>$250.00)18048.0024.9524.95

JCB

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Arthur BarnettStandard900.0018.0018.00

Mastercard

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
BNZAdvantage Classic 5540.000.0012 mths22.9520.95
Low Rate Mastercard5560.000.0012 mths22.9513.45
Co-operative BankFair Rate5520.004.9512 mths12.9512.95
Flight CentreRewards4450.0024.9522.95
KiwibankLow Rate5550.001.996 mths22.9513.45
Low Rate - Tertiary/Graduate5550.001.996 mths22.9513.45
Zero550.001.996 mths22.9516.90
Gold5580.001.996 mths22.9517.90
Air NZ Airpoints Low Fee4425.001.996 mths22.9516.90
Air NZ Airpoints Standard4465.001.996 mths22.9520.95
Air NZ Airpoints Platinum44150.001.996 mths22.9520.95
WestpacHotpoints5544.005.9512 mths22.9520.95
Platinum Hotpoints55125.005.9512 mths22.9520.95
Hotpoints World 44390.000.0012 mths22.9516.95
Airpoints5555.005.9512 mths22.9520.95
Airpoints Platinum44145.005.9512 mths22.9520.95
Airpoints World44390.005.9512 mths22.9516.95
Low Rate5565.005.9512 mths22.9513.45

Storecards

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
BallantynesBallantynes Card550.0015.0015.00
Consumer FinanceQ Card9030.0025.2525.25
Farmers FinanceFarmers Card550.0025.5025.50
Retail Financial Services FarmersCard550.0023.9523.95
Smith & Caughey The Card600.009.009.00

Visa

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
ANZLow Rate5535.001.9912 mths22.9513.90
Airpoints Visa4465.0022.9520.95
Airpoints Visa Platinum44150.0022.9520.95
CashBack5560.0022.9520.95
CashBack Platinum55125.0022.9520.95
ASBVisa Light550.000.006 mths22.9513.50
Standard5524.000.006 mths22.9520.95
Gold5580.000.006 mths22.9520.95
Platinum55130.000.006 mths22.9519.95
BankDirectClassic5520.0019.9519.95
Gold5550.0019.9519.95
Low Interest5560.0013.6013.60
BNZAdvantage Classic 5540.000.0012 mths22.9520.95
Advantage Visa Platinum55145.000.0012 mths18.9518.95
GEM VisaGem Visa (<$250.00)5548.0024.9524.95
Gem Visa (>$250.00)18048.0024.9524.95
The Warehouse Purple Visa550.0022.9519.95
Warehose Money550.0022.9519.95
TSB BankStandard5530.0018.5018.50
Warehouse MoneyWarehouse Money550.0022.9519.95

Prepaid Visa

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
ASBDebit Card010.000.000.00
BNZFlexi Debit10.000.000.00
KiwibankVisa Debit10.000.000.00
Loaded12.000.000.00
NZ PostLoaded010.000.000.00
Prezzy Card - Online00.000.000.00
Prezzy Card - Postshop00.000.000.00
WestpacExpress00.000.000.00
Travel00.000.000.000.00
Prepaid00.000.000.00

Prepaid MasterCard

Issuer Plan Interest free period Fee primary $ Balance transfer % Balance transfer period Cash Adv % Purchases %
Air New Zealandonesmart0.000.000.00
Co-operative BankDebit Card05.000.000.00
WestpacDebit00.000.000.00
Airpoints00.000.00 0.000.00