Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM3.353.753.903.904.104.20
ASBAA-$5,000QM2.002.002.002.002.002.00
AA-$10,000QM3.203.653.904.004.154.25
Bank of BarodaBBB-$5,000MM3.603.603.803.904.004.00
BBB-$10,000MM3.603.603.803.904.004.00
Bank of IndiaBB+$5,000QQ3.503.604.004.00
BankDirectAA-$10,000ZZ3.203.653.904.004.25
BNZAA-$2,000QQ0.750.750.750.750.750.75
AA-$5,000QQ3.253.603.854.004.154.25
AA-$5,000ZZ3.25
AA-$20,000MM3.253.603.854.004.154.25
Co-operative BankBBB$2,000QQ3.503.653.753.954.10
BBB$5,000ZZ3.70
BBB$10,000QQ3.603.753.854.054.20
Heartland BankBBB$1,000QQ3.403.303.303.603.653.70
BBB$20,000QQ3.403.403.403.703.753.80
HSBCAA-$5,000ZZ1.901.901.901.901.90
AA-$10,000ZZ2.902.903.003.153.30
AA-$100,000ZZ3.003.003.103.253.40
ICBC A$5,000ZZ3.353.753.753.804.004.10
A$10,000ZZ3.403.803.803.854.054.15
A$50,000ZZ3.453.853.853.904.104.20
KiwibankA$1,000ZZ2.002.002.002.002.00
A$5,000ZZ3.403.753.904.054.20
A$5,000MM3.353.653.703.703.70
A$10,000ZZ3.503.854.004.154.30
A$10,000MM3.453.753.803.803.80
KookminA$5,000ZZ3.003.203.253.353.45
A$10,000ZZ3.103.303.353.453.55
A$50,000ZZ3.203.403.453.553.65
A$100,000ZZ3.303.503.553.653.75
RaboDirectA$1,000AA3.403.703.853.954.104.25
A$1,000AA
A$1,000MM3.353.643.783.884.024.17
SBS Bank.BBB$5,000QQ3.603.653.803.80
BBB$5,000ZZ3.653.753.904.00
TSB BankA-$5,000SS3.553.653.803.854.104.20
A-$10,000SS3.653.754.004.054.204.30
WestpacAA-$5,000QQ2.502.502.503.003.003.00
AA-$10,000ZZ3.353.653.703.804.004.10
Westpac SuperGoldAA-$5,000MM3.253.55

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.70
NelsonBB+$5,0003.704.004.05
WairarapaBB+$2,0002.75
BB+$5,000ZZ3.40

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500ZZ4.955.255.505.50
Credit Union Central$5003.603.75
First CUBB-$5003.80
BB-$10,0003.80
NZCU Auckland$5003.003.003.00
$10,0003.503.753.60
NZCU BaywideBB$1,0004.004.054.104.154.204.30
NZCU SouthBB-$500QQ2.852.953.053.20
BB-$5,000QQ3.853.954.054.20
BB-$5,000QQ
16 months = 4.20
Police CUBB+$5003.403.803.85

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.404.505.405.756.356.50
Christian Savings B+$1,000ZZ3.303.603.803.904.20
FE Investments B$5,000QQ6.156.306.606.60
Finance Direct$1,000QQ3.954.955.255.505.756.10
Fisher & Paykel FinanceBB$1,000QQ3.954.104.204.354.554.65
BB$25,000QQ4.104.254.354.504.704.80
General Finance$5,000QQ4.005.005.505.754.754.75
Gold Band Finance$5,000QQ3.804.755.555.756.106.15
Liberty FinancialBBB$5,000QQ4.054.054.054.104.304.40
BBB$20,000QQ4.304.354.404.454.554.65
BBB$100,000QQ4.554.604.654.704.854.95
Mutual Credit Finance$5,000QQ4.504.755.255.756.006.00
UDC FinanceBBB$5,000ZZ3.803.753.853.854.054.15
BBB$5,000QQ3.803.753.853.854.054.15
BBB$100,000ZZ3.803.803.903.904.104.20
BBB$100,000QQ3.803.803.903.904.104.20

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ1.752.002.25