Term deposits 1 to 5 years

Term deposit 1 to 5 years Intro

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Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM4.20*4.30*4.40*4.50*4.55*4.60*
ASBAA-$5,000QM3.003.003.003.003.003.00
AA-$10,000QM4.304.404.504.554.654.75
Bank of BarodaBBB-$5,000QQ4.254.254.505.005.105.30
BBB-$10,000QQ4.604.604.705.005.105.30
Bank of IndiaBBB-$5,000QQ4.504.604.755.00
BankDirectAA-$10,000ZZ4.304.404.504.554.75
BNZAA-$2,000QQ2.002.002.002.002.002.00
AA-$5,000QQ4.304.404.504.554.654.75
AA-$5,000ZZ4.30
AA-$20,000MM4.304.404.504.554.654.75
Co-operative BankBBB-$2,000QQ4.20*4.35*4.45*4.60*4.70*
BBB-$5,000ZZ4.40*
BBB-$10,000QQ4.30*4.45*4.55*4.70*4.80*
HBS BankBBB$5,000SF4.304.404.504.60
BBB$5,000ZZ4.404.504.604.70
Heartland BankBBB$1,000QQ4.50*4.55*4.65*4.90*5.00*5.15*
BBB$20,000QQ4.50*4.65*4.75*5.00*5.10*5.25*
HSBCAA-$5,000ZZ1.901.901.901.901.901.90
AA-$10,000ZZ4.004.204.354.354.454.55
AA-$100,000ZZ4.104.304.454.454.554.65
ICBCA$5,000ZZ3.503.50
A$10,000ZZ4.604.70
A$50,000ZZ4.604.70
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ4.404.404.504.604.65
A+$5,000MM4.354.304.304.254.15
A+$10,000ZZ4.504.504.604.704.75
A+$10,000MM4.454.404.404.354.25
KookminA$5,000ZZ4.204.454.704.955.10
A$10,000ZZ4.304.554.805.055.30
A$50,000ZZ4.404.654.905.155.40
A$100,000ZZ4.504.755.005.255.50
RaboDirectA+$1,000AA4.354.404.554.654.754.85
A+$1,000AA
A+$1,000MM4.274.314.464.554.654.75
SBS Bank.BBB$5,000QQ4.304.404.504.60
BBB$5,000ZZ4.404.504.604.80
TSB BankBBB+$1,000SS3.804.004.054.154.354.50
BBB+$5,000SS4.10*4.15*4.25*4.40*4.60*4.70*
BBB+$10,000SS4.30*4.40*4.50*4.60*4.70*4.80*
BBB+$10,000SS
WestpacAA-$5,000QQ3.753.853.904.104.154.20
AA-$10,000ZZ4.204.304.404.504.604.75
Westpac SuperGoldAA-$5,000MM4.154.20

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$14.60
Napier$5,0004.30
NelsonBB+$5,0004.604.805.10
WairarapaBB+$2,0003.00
BB+$5,0004.25

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
CU Aotearoa $5006.255.75
First CUBB$5004.50
BB$10,0004.50
NZCU Auckland$5004.004.154.20
$10,0004.755.005.00
NZCU BaywideBB$1,0004.705.005.005.205.305.80
BB$1,000
15 months = 4.90
NZCU Central$5004.254.75
NZCU SouthBB$500QQ4.253.754.30
BB$5,000QQ5.254.755.30
Police CUBB+$5004.604.654.70

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB+$500QQ5.006.056.907.257.557.85
Baptist Savings$500ZZ4.304.404.454.554.75
Bible Society$100SS3.503.754.00
$10,000SS4.254.354.50
FE Investments B$1,000QQ4.004.505.005.50
B$5,000QQ7.60*7.808.008.00
Finance Direct$1,000QQ4.955.506.256.357.007.50
$1,000QQ
49 months = 7.50
Fisher & Paykel FinanceBB+$1,000QQ4.854.905.055.255.455.65
BB+$25,000QQ5.005.055.205.405.605.80
General Finance$5,000QQ5.256.006.757.006.006.00
Gold Band Finance$1QQ3.005.005.505.756.006.00
$5,000QQ3.505.506.006.256.506.50
Liberty FinancialBB+$5,000QQ5.355.806.056.556.706.75
BB+$20,000QQ5.505.956.206.706.856.90
BB+$100,000QQ5.556.006.256.756.906.95
Medical SecuritiesBBB+$500QQ4.154.254.404.504.654.80
BBB+$25,000QQ4.404.504.654.754.905.05
Mutual Credit Finance$5,000QQ5.255.756.757.507.507.50
Presbyterian Savings $10QQ3.403.50
$5,000QQ4.204.154.25
$10,000QQ4.304.204.30
$10,000ZZ4.35
UDC FinanceAA-$5,000ZZ4.454.504.504.604.704.85
AA-$100,000ZZ4.554.604.604.704.854.95

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ3.50
Kiwi BondsAA+$1,000QQ3.003.25