Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM3.35*3.60*3.80*3.90*4.10*4.20*
ASBAA-$5,000QM2.002.002.002.002.002.00
AA-$10,000QM3.203.503.653.804.004.10
Bank of BarodaBBB-$5,000MM3.603.603.803.904.004.00
BBB-$10,000MM3.603.603.803.904.004.00
Bank of IndiaBBB-$5,000QQ3.503.603.754.00
BankDirectAA-$10,000ZZ3.203.753.653.804.10
BNZAA-$2,000QQ0.750.750.750.750.750.75
AA-$5,000QQ3.253.603.353.804.004.10
AA-$5,000ZZ3.253.75
AA-$20,000MM3.253.603.753.804.004.10
Co-operative BankBBB$2,000QQ3.40*3.55*3.65*3.75*3.90*
BBB$5,000ZZ3.60*
BBB$10,000QQ3.50*3.65*3.75*3.85*4.00*
Heartland BankBBB$1,000QQ3.40*3.30*3.30*3.60*3.65*3.70*
BBB$20,000QQ3.40*3.40*3.40*3.70*3.75*3.80*
HSBCAA-$5,000ZZ1.901.901.901.901.90
AA-$10,000ZZ2.902.902.953.003.05
AA-$100,000ZZ3.003.003.053.103.15
ICBC A$5,000ZZ3.353.553.653.753.954.05
A$10,000ZZ3.453.653.753.854.054.15
A$50,000ZZ3.503.703.803.904.104.20
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ3.253.303.503.603.75
A+$5,000MM3.203.203.303.253.25
A+$10,000ZZ3.353.403.603.703.85
A+$10,000MM3.303.303.403.353.35
KookminA$5,000ZZ3.003.203.253.353.45
A$10,000ZZ3.103.303.353.453.55
A$50,000ZZ3.203.403.453.553.65
A$100,000ZZ3.303.503.553.653.75
RaboDirectA$1,000AA3.403.403.453.804.054.15
A$1,000AA
A$1,000MM3.353.353.403.743.984.07
SBS Bank.BBB$5,000QQ3.553.603.703.80
BBB$5,000ZZ3.603.703.804.00
TSB BankA-$5,000SS3.40*3.60*3.70*3.80*4.00*4.10*
A-$10,000SS3.50*3.70*3.80*4.00*4.10*4.20*
WestpacAA-$5,000QQ2.502.502.503.003.003.00
AA-$10,000ZZ3.403.203.703.503.603.70
Westpac SuperGoldAA-$5,000MM3.303.70

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.60
NelsonBB+$5,0003.603.804.00
WairarapaBB+$2,0002.75
BB+$5,000ZZ3.40

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500ZZ3.703.754.00
Credit Union Central$5003.603.75
First CUBB-$5003.75
BB-$10,0003.75
NZCU Auckland$5003.003.003.00
$10,0003.503.753.60
NZCU BaywideBB$1,0003.803.853.854.004.004.00
NZCU SouthBB-$500QQ2.502.702.853.00
BB-$5,000QQ3.503.703.854.00
Police CUBB+$5003.40*3.70*3.80*

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.404.305.205.706.206.30
Christian Savings B+$1,000ZZ3.303.453.553.653.95
FE Investments B$5,000QQ6.006.506.206.30
Finance Direct$1,000QQ3.954.955.255.505.756.10
Fisher & Paykel FinanceBB$1,000QQ3.954.004.104.204.354.35
BB$25,000QQ4.104.154.254.354.504.50
General Finance$5,000QQ4.005.005.505.754.754.75
Gold Band Finance$500QQ2.804.055.305.105.105.10
$5,000QQ3.804.555.555.656.106.10
Liberty FinancialBBB$5,000QQ4.40*4.80*4.95*5.15*5.40*5.65*
BBB$20,000QQ4.65*4.85*5.00*5.40*5.55*5.75*
BBB$100,000QQ4.75*5.00*5.20*5.50*5.60*5.80*
Mutual Credit Finance$5,000QQ4.504.755.255.756.006.00
UDC FinanceBBB$5,000ZZ3.80*3.75*3.75*3.85*4.05*4.15*
BBB$5,000QQ3.80*3.75*3.75*3.85*4.05*4.15*
BBB$100,000ZZ3.80*3.80*3.80*3.90*4.10*4.20*
BBB$100,000QQ3.80*3.80*3.80*3.90*4.10*4.20*

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ2.25
Kiwi BondsAA+$1,000QQ1.752.00