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Term deposits 1 to 5 years

Term deposit 1 to 5 years Intro

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Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000YM4.40*4.50*4.60*4.70*4.80*5.00*
ASBAA-$5,000QM3.003.003.003.003.003.00
AA-$10,000QM4.404.504.604.704.805.00
Bank of BarodaBBB-$5,000QQ4.254.254.505.005.105.30
BBB-$10,000QQ4.604.604.705.005.105.30
Bank of IndiaBBB-$5,000QQ4.504.604.755.00
BankDirectAA-$10,000ZZ4.404.504.604.705.00
BNZAA-$2,000QQ2.002.002.002.002.002.00
AA-$5,000QQ4.504.554.604.754.905.05
AA-$5,000ZZ4.50
AA-$20,000MM4.504.554.604.754.905.05
Co-operative BankBBB-$2,000QQ4.204.604.754.905.15
BBB-$5,000ZZ4.40
BBB-$10,000QQ4.304.704.855.005.25
HBS BankBBB$5,000SF4.504.604.755.00
BBB$5,000ZZ4.604.704.855.10
Heartland BankBBB$1,000QQ4.504.554.655.055.155.60
BBB$20,000QQ4.504.654.755.155.255.70
HSBCAA-$5,000ZZ1.901.901.901.901.901.90
AA-$10,000ZZ4.204.304.404.504.554.60
AA-$100,000ZZ4.304.404.504.604.654.70
ICBCA$5,000ZZ3.003.00
A$10,000ZZ4.404.90
A$50,000ZZ4.505.00
KiwibankA+$1,000ZZ2.002.002.002.002.00
A+$5,000ZZ4.504.504.654.804.95
A+$5,000MM4.454.404.454.454.45
A+$10,000ZZ4.604.604.754.905.05
A+$10,000MM4.554.504.554.554.55
KookminA$5,000ZZ4.204.454.704.955.10
A$10,000ZZ4.304.554.805.055.30
A$50,000ZZ4.404.654.905.155.40
A$100,000ZZ4.504.755.005.255.50
RaboDirectA+$1,000AA4.554.654.805.005.255.45
A+$1,000AA
A+$1,000MM4.464.554.704.895.135.32
SBS Bank.BBB$5,000QQ4.504.604.755.00
BBB$5,000ZZ4.604.704.855.10
TSB BankBBB+$1,000SS3.804.004.204.504.755.00
BBB+$5,000SS4.20*4.25*4.35*4.50*4.60*4.90*
BBB+$10,000SS4.40*4.50*4.60*4.70*4.80*5.00*
BBB+$10,000SS
WestpacAA-$5,000QQ3.753.853.904.104.154.20
AA-$10,000ZZ4.404.504.604.754.905.05
Westpac SuperGoldAA-$5,000MM4.354.40

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$14.60
Napier$5,0004.30
NelsonBB+$5,0004.605.005.10
WairarapaBB+$2,0003.00
BB+$5,0004.25

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
CU Aotearoa $5006.255.75
First CUBB$5004.50
BB$10,0004.50
NZCU Auckland$5004.004.154.20
$10,0004.755.005.00
NZCU BaywideBB$1,0004.805.005.205.355.605.85
BB$1,000
15 months = 4.90
NZCU Central$5004.254.75
NZCU SouthBB$500QQ3.653.753.50
BB$5,000QQ4.654.755.25
Police CUBB+$5004.604.805.00
United CU$1ZZ2.00
$5,000ZZ4.25

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB+$500QQ5.006.106.957.257.608.05
Baptist Savings$500ZZ4.504.554.705.005.25
Bible Society$100SS3.503.754.00
$10,000SS4.254.354.50
FE Investments B$1,000QQ4.004.505.005.50
B$5,000QQ7.507.707.808.00
Finance Direct$1,000QQ4.955.506.256.507.258.10
$1,000QQ
49 months = 8.25
Fisher & Paykel FinanceBB+$1,000QQ4.955.105.355.605.856.10
BB+$25,000QQ5.105.255.505.756.006.25
General Finance$5,000QQ5.256.006.757.006.006.00
Gold Band Finance$1QQ3.005.005.505.756.006.00
$5,000QQ3.505.506.006.256.506.50
Liberty FinancialBB+$5,000QQ5.355.806.056.556.706.75
BB+$20,000QQ5.505.956.206.706.856.90
BB+$100,000QQ5.556.006.256.756.906.95
Medical SecuritiesBBB+$500QQ4.254.354.504.755.005.25
BBB+$25,000QQ4.504.604.755.005.255.50
Mutual Credit Finance$5,000QQ5.255.756.757.507.507.50
Presbyterian Savings $10QQ3.403.50
$5,000QQ4.204.154.25
$10,000QQ4.304.204.30
$10,000ZZ4.35
UDC FinanceAA-$5,000ZZ4.504.754.805.005.105.25
AA-$100,000ZZ4.604.754.905.105.205.35

Crown Agencies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Public Trust Aaa$5,000ZZ2.152.152.652.903.153.15
Aaa$10,000ZZ2.152.152.652.903.153.15
Aaa$50,000ZZ2.152.152.652.903.153.15

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Earthquake Kiwi BondAA+$1,000QQ3.50
Kiwi BondsAA+$1,000QQ3.003.25