Term deposits 1 to 9 months

Banks

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
	AA-	$10,000	Z	Y	0.30	0.80	1.10	1.20	1.50	1.70
	AA-	$10,000	Z	Y	8 months = 1.60
ASB	AA-	$5,000	Z	Y	0.25	0.70	0.95	1.10	1.30	1.55
	AA-	$10,000	Q	Y	0.25	0.70	0.95	1.10	1.30	1.55
Bank of Baroda	BBB-	$1,000	M	M	0.65	0.75	0.85	0.95	1.50	1.80
	BBB-	$10,000	M	M	0.65	0.75	0.85	0.95	1.50	1.80
Bank of China	A	$100,000	Z	Z	0.50	0.90	1.30	1.40	1.70	1.80
Bank of India	BB+	$5,000	M	Y	0.75	0.80	0.90	0.90	1.25	1.60
	AA-	$2,000	Z	Z	0.30	0.70	1.00	1.20	1.50	1.80
	AA-	$2,000	Q	Q	8 months = 1.60
	AA-	$2,000	M	M		0.70	1.00	1.20	1.50	1.80
China Construction Bank	A	$100,000	Z	Z	0.50	0.95	1.35	1.45	1.75	1.85
Co-operative Bank	BBB	$2,000	Q	Q	0.30	0.70			1.45	1.65
	BBB	$5,000	Q	Z					1.50
	BBB	$10,000	Q	Q	0.30	0.70			1.50	1.65
	BBB	$1,000	Q	Q	0.15	0.60	1.25	1.15	1.65	1.50
	BBB	$1,000	Z	Z	2 months = 1.15 Invest in Heartland to invest in New Zealand
HSBC	AA-	$1	Z	Z	0.20	0.35	0.50	0.55	0.65	0.80
	AA-	$10,000	Z	Z	0.25	0.60	0.85	1.00	1.35	1.50
	A	$5,000	Z	Z	0.35	0.85	1.25	1.35	1.65	1.75
	A	$10,000	Z	Z	0.45	0.95	1.35	1.45	1.75	1.85
	A1	$1,000	Z	Z		0.25	0.25	0.25	0.50	0.50
	A1	$5,000	Z	Z	0.20	0.60	1.10	1.15	1.50	1.55
	A1	$10,000	Z	Z	0.30	0.70	1.20	1.25	1.60	1.65
	A1	$10,000	Z	Z	200 days = 1.60 100 days = 0.80
Kookmin	A	$5,000	Z	Z	0.10	0.40	0.70	0.70	1.20	1.30
	A	$10,000	Z	Z	0.10	0.40	0.80	0.80	1.30	1.40
	A	$50,000	Z	Z	0.10	0.40	0.90	0.90	1.40	1.50
	A	$100,000	Z	Z	0.10	0.50	1.00	1.00	1.50	1.60
	A	$1,000	Z	A	0.45	0.90			1.75	1.85
	BBB	$1,000	Q	Q		0.70	1.00	1.00	1.65	1.75
	BBB	$1,000	Q	Q	8 months = 1.65
	BBB	$1,000	Z	Z					1.65	1.75
TSB Bank	A-	$5,000	Z	S	0.15	0.60	0.85	1.00	1.40	1.90
	A-	$10,000	Z	S	0.25	0.70	0.95	1.10	1.50	2.00
	AA-	$5,000	M	M	0.25	0.70	1.00	1.10	1.50	1.65
	AA-	$5,000	Z	Z	8 months = 1.55

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	6 mths	9 mths
Heretaunga		$1				1.00		1.75
Nelson	BB+	$5,000			0.30	0.70		1.50	1.70
Wairarapa	BB+	$10,000				0.50	0.70	1.30	1.55
	BB+	$100,000	Z	Z		0.50	0.80	1.40	1.65

Institution	Credit Rating	Minimum Deposit	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
First CU	BB	$500		1.30			1.95	2.20
NZ Firefighters CU		$1,000		0.40			1.00	1.00
NZCU Auckland		$500		0.60			1.50	1.55
		$10,000		0.60			1.50	1.70
NZCU Employees		$500		0.35			0.75
Police CU	BBB-	$500		0.65	1.00	1.10	1.55	1.65
Unity	BB	$1,000	0.30	0.75	1.05	1.15	1.50	1.70

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	6 mths	9 mths
Christian Savings	BB	$1,000	Z	Z	0.50	0.75	1.70	1.75
Finance Direct		$1,000	Q	Q			1.30
General Finance	BB-	$2,000					3.15	3.65
Gold Band Finance		$5,000	Q	Q			1.50	1.50
Liberty Financial	BBB-	$5,000	Q	Q		2.45	2.90	2.95
	BBB-	$20,000	Q	Q		2.50	2.95	3.00
	BBB-	$100,000	Q	Q		2.55	3.00	3.05
	BBB-	$250,000	Q	Q		2.60	3.05	3.10
Xceda Finance	B	$2,500	Q	Q			2.65	2.95

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
Kiwi Bonds	AA+	$1,000	Q	Q					0.70