Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZY0.150.400.600.651.001.00
ASBAA-$5,000ZY0.150.400.550.600.950.90
AA-$10,000QY0.150.400.550.600.950.90
Bank of BarodaBBB-$1,000MM0.800.800.850.901.251.25
BBB-$10,000MM0.800.800.850.901.251.25
Bank of ChinaA$100,000ZZ0.300.901.001.101.501.50
Bank of IndiaBB+$5,000MY0.800.851.001.001.501.60
BNZAA-$2,000ZZ0.150.400.650.600.950.90
AA-$2,000MM0.400.650.600.950.90
Co-operative BankBBB$2,000QQ0.150.450.951.00
BBB$5,000QZ1.00
BBB$10,000QQ0.150.450.951.00
Heartland BankBBB$1,000QQ0.150.600.601.401.35
HSBCAA-$5,000ZZ0.050.050.100.100.100.10
AA-$10,000ZZ0.070.100.550.600.800.80
AA-$100,000ZZ0.100.500.750.801.001.00
ICBC A$5,000ZZ0.100.400.600.650.950.95
A$10,000ZZ0.150.450.650.701.001.00
A$50,000ZZ0.200.500.700.751.051.05
KiwibankA$1,000ZZ0.250.250.250.500.50
A$5,000ZZ0.100.350.550.650.950.90
A$10,000ZZ0.150.450.650.751.051.00
KookminA$5,000ZZ0.100.500.700.801.101.10
A$10,000ZZ0.100.600.800.901.201.20
A$50,000ZZ0.100.700.901.001.301.30
A$100,000ZZ0.100.801.001.101.401.40
RaboDirectA$1,000ZA0.200.501.251.25
SBS Bank.BBB$1,000QQ0.450.600.601.051.05
BBB$1,000QQ
BBB$1,000ZZ1.051.05
TSB BankA-$5,000ZS0.050.300.500.550.950.95
A-$10,000ZS0.150.400.600.651.051.05
WestpacAA-$5,000MM0.150.400.550.650.900.90
AA-$5,000ZZ
8 months = 0.95

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$10.851.40
NelsonBB+$5,0000.200.601.151.15
WairarapaBB+$2,0000.600.800.850.90
BB+$10,000ZZ0.600.801.201.25

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit UnionBB$500N0.150.600.750.851.401.40
First CUBB$5000.851.401.40
NZ Firefighters CU$1,0000.401.001.00
NZCU Auckland$5000.751.501.50
$10,0000.751.551.55
NZCU BaywideBB$1,0000.150.600.750.851.401.40
NZCU CentralBB$5000.150.600.750.851.401.40
NZCU Employees$10,0001.101.851.85
NZCU SouthBB$1,000ZZ0.150.600.750.851.401.40
Police CUBBB$5000.500.650.801.201.25

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB-$500QQ2.50
Christian Savings BB$1,000ZZ0.300.501.171.20
Finance Direct$1,000QQ2.25
General FinanceBB-$2,0002.402.95
Gold Band Finance$5,000QQ2.002.00
Liberty FinancialBBB-$5,000QQ2.452.902.95
BBB-$20,000QQ2.502.953.00
BBB-$100,000QQ2.553.003.05
BBB-$250,000QQ2.603.053.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ0.10