Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZY0.150.350.450.550.800.80
ASBAA-$5,000ZY0.150.350.450.550.800.80
AA-$10,000QY0.150.350.450.550.800.80
Bank of BarodaBBB-$1,000MM0.650.650.750.750.751.00
BBB-$10,000MM0.650.650.750.750.751.00
Bank of ChinaA$100,000ZZ0.200.650.750.851.101.00
Bank of IndiaBB+$5,000MY0.750.800.850.850.901.00
BNZAA-$2,000ZZ0.150.350.450.550.800.80
AA-$2,000MM0.350.450.550.800.80
China Construction BankA$100,000ZZ0.250.550.951.00
Co-operative BankBBB$2,000QQ0.150.400.950.95
BBB$5,000QZ1.00
BBB$10,000QQ0.150.400.950.95
Heartland BankBBB$1,000QQ0.150.400.450.900.90
HSBCAA-$5,000ZZ0.050.050.100.100.100.10
AA-$10,000ZZ0.070.100.250.350.600.60
AA-$100,000ZZ0.100.350.450.550.800.80
ICBC A$5,000ZZ0.100.350.500.550.800.85
A$10,000ZZ0.150.400.500.550.800.90
A$50,000ZZ0.200.450.600.650.900.95
KiwibankA$1,000ZZ0.250.250.250.500.50
A$5,000ZZ0.100.250.350.500.800.70
A$10,000ZZ0.150.350.450.600.900.80
A$10,000ZZ
200 days = 0.80
100 days = 0.40
KookminA$5,000ZZ0.100.300.300.300.500.50
A$10,000ZZ0.100.300.400.400.600.60
A$50,000ZZ0.100.300.500.500.700.70
A$100,000ZZ0.100.400.600.600.800.80
RaboDirectA$1,000ZA0.200.251.001.00
SBS Bank.BBB$1,000QQ0.400.500.500.900.90
BBB$1,000QQ
BBB$1,000ZZ0.900.90
TSB BankA-$5,000ZS0.050.250.350.450.700.70
A-$10,000ZS0.150.350.450.550.800.80
WestpacAA-$5,000MM0.150.350.450.550.800.80
AA-$5,000ZZ
8 months = 0.85

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$10.500.90
NelsonBB+$5,0000.150.450.850.85
WairarapaBB+$2,0000.450.550.650.70
BB+$10,000ZZ0.500.550.951.00

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit UnionBB$500N0.150.400.450.550.800.80
First CUBB$5000.751.101.15
NZ Firefighters CU$1,0000.401.001.00
NZCU Auckland$5000.601.051.05
$10,0000.601.101.10
NZCU BaywideBB$1,0000.150.400.450.550.800.80
NZCU CentralBB$5000.150.400.450.550.800.80
NZCU Employees$5000.350.75
NZCU SouthBB$1,000ZZ0.150.400.450.550.800.80
Police CUBBB$5000.450.550.650.950.95

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB-$500QQ2.50
Christian Savings BB$1,000ZZ0.300.500.800.50
Finance Direct$1,000QQ1.30
General FinanceBB-$2,0002.402.95
Gold Band Finance$5,000QQ1.501.50
Liberty FinancialBBB-$5,000QQ2.452.902.95
BBB-$20,000QQ2.502.953.00
BBB-$100,000QQ2.553.003.05
BBB-$250,000QQ2.603.053.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ0.10