Term deposits 1 to 9 months

Banks

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
ANZ	AA-	$10,000	Z	Y	0.15	0.35	0.45	0.55	0.80	0.80
ASB	AA-	$5,000	Z	Y	0.15	0.35	0.45	0.55	0.80	0.80
	AA-	$10,000	Q	Y	0.15	0.35	0.45	0.55	0.80	0.80
Bank of Baroda	BBB-	$1,000	M	M	0.65	0.65	0.75	0.75	0.75	1.00
	BBB-	$10,000	M	M	0.65	0.65	0.75	0.75	0.75	1.00
Bank of China	A	$100,000	Z	Z	0.20	0.65	0.75	0.85	1.10	1.00
Bank of India	BB+	$5,000	M	Y	0.75	0.80	0.85	0.85	0.90	1.00
	AA-	$2,000	Z	Z	0.15	0.35	0.45	0.55	0.80	0.80
	AA-	$2,000	M	M		0.35	0.45	0.55	0.80	0.80
China Construction Bank	A	$100,000	Z	Z	0.25	0.55			0.95	1.00
Co-operative Bank	BBB	$2,000	Q	Q	0.15	0.40			0.95	0.95
	BBB	$5,000	Q	Z					1.00
	BBB	$10,000	Q	Q	0.15	0.40			0.95	0.95
	BBB	$1,000	Q	Q	0.15	0.40	0.45		0.90	0.90
HSBC	AA-	$5,000	Z	Z	0.05	0.05	0.10	0.10	0.10	0.10
	AA-	$10,000	Z	Z	0.07	0.10	0.25	0.35	0.60	0.60
	AA-	$100,000	Z	Z	0.10	0.35	0.45	0.55	0.80	0.80
	A	$5,000	Z	Z	0.10	0.35	0.50	0.55	0.80	0.85
	A	$10,000	Z	Z	0.15	0.40	0.50	0.55	0.80	0.90
	A	$50,000	Z	Z	0.20	0.45	0.60	0.65	0.90	0.95
Kiwibank	A	$1,000	Z	Z		0.25	0.25	0.25	0.50	0.50
	A	$5,000	Z	Z	0.10	0.25	0.35	0.50	0.80	0.70
	A	$10,000	Z	Z	0.15	0.35	0.45	0.60	0.90	0.80
	A	$10,000	Z	Z	200 days = 0.80 100 days = 0.40
Kookmin	A	$5,000	Z	Z	0.10	0.30	0.30	0.30	0.50	0.50
	A	$10,000	Z	Z	0.10	0.30	0.40	0.40	0.60	0.60
	A	$50,000	Z	Z	0.10	0.30	0.50	0.50	0.70	0.70
	A	$100,000	Z	Z	0.10	0.40	0.60	0.60	0.80	0.80
	A	$1,000	Z	A	0.20	0.25			1.00	1.00
	BBB	$1,000	Q	Q		0.40	0.50	0.50	0.90	0.90
	BBB	$1,000	Q	Q	8 months = 0.90
	BBB	$1,000	Z	Z					0.90	0.90
TSB Bank	A-	$5,000	Z	S	0.05	0.25	0.35	0.45	0.70	0.70
	A-	$10,000	Z	S	0.15	0.35	0.45	0.55	0.80	0.80
	AA-	$5,000	M	M	0.15	0.35	0.45	0.55	0.80	0.80
	AA-	$5,000	Z	Z	8 months = 0.85

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	6 mths	9 mths
Heretaunga		$1				0.50		0.90
Nelson	BB+	$5,000			0.15	0.45		0.85	0.85
Wairarapa	BB+	$2,000				0.45	0.55	0.65	0.70
	BB+	$10,000	Z	Z		0.50	0.55	0.95	1.00

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
Aotearoa Credit Union	BB	$500		N	0.15	0.40	0.45	0.55	0.80	0.80
First CU	BB	$500				0.75			1.10	1.15
NZ Firefighters CU		$1,000				0.40			1.00	1.00
NZCU Auckland		$500				0.60			1.05	1.05
		$10,000				0.60			1.10	1.10
NZCU Baywide	BB	$1,000			0.15	0.40	0.45	0.55	0.80	0.80
NZCU Central	BB	$500			0.15	0.40	0.45	0.55	0.80	0.80
NZCU Employees		$500				0.35			0.75
NZCU South	BB	$1,000	Z	Z	0.15	0.40	0.45	0.55	0.80	0.80
Police CU	BBB	$500				0.45	0.55	0.65	0.95	0.95

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	6 mths	9 mths
Asset Finance	B-	$500	Q	Q				2.50
Christian Savings	BB	$1,000	Z	Z	0.30	0.50	0.80	0.50
Finance Direct		$1,000	Q	Q			1.30
General Finance	BB-	$2,000					2.40	2.95
Gold Band Finance		$5,000	Q	Q			1.50	1.50
Liberty Financial	BBB-	$5,000	Q	Q		2.45	2.90	2.95
	BBB-	$20,000	Q	Q		2.50	2.95	3.00
	BBB-	$100,000	Q	Q		2.55	3.00	3.05
	BBB-	$250,000	Q	Q		2.60	3.05	3.10

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
Kiwi Bonds	AA+	$1,000	Q	Q					0.10