Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZY0.150.750.951.151.501.60
ASBAA-$5,000ZY0.150.650.901.001.401.40
AA-$10,000QY0.150.650.901.001.401.40
Bank of BarodaBBB-$1,000MM1.051.051.201.201.801.90
BBB-$10,000MM1.051.051.201.201.801.90
Bank of ChinaA$100,000ZZ0.301.201.301.401.701.70
Bank of IndiaBB+$5,000MY1.101.251.501.502.002.00
BNZAA-$2,000ZZ0.150.550.800.901.401.40
AA-$2,000MM0.550.800.901.401.40
Co-operative BankBBB$2,000QQ0.150.701.401.50
BBB$5,000QZ1.50
BBB$10,000QQ0.150.701.401.50
Heartland BankBBB$1,000QQ0.150.851.101.601.60
HSBCAA-$5,000ZZ0.050.050.100.100.100.10
AA-$10,000ZZ0.070.250.750.801.101.10
AA-$100,000ZZ0.100.750.951.001.301.30
ICBC A$5,000ZZ0.100.901.101.251.651.70
A$10,000ZZ0.150.951.151.301.701.75
A$50,000ZZ0.201.001.201.351.751.80
KiwibankA$1,000ZZ0.500.500.501.251.25
A$5,000ZZ0.100.650.850.901.401.50
A$10,000ZZ0.150.750.951.001.501.60
KookminA$5,000ZZ0.100.700.901.001.301.30
A$10,000ZZ0.100.801.001.101.401.40
A$50,000ZZ0.100.901.101.201.501.50
A$100,000ZZ0.101.001.201.301.601.60
RaboDirectA$1,000ZA0.300.901.651.65
SBS Bank.BBB$1,000QQ0.750.900.901.501.50
BBB$1,000QQ
BBB$1,000ZZ1.501.50
TSB BankA-$5,000ZS0.050.700.801.001.401.40
A-$10,000ZS0.150.800.901.101.501.50
WestpacAA-$5,000MM0.150.750.951.001.501.50
AA-$5,000ZZ
8 months = 1.55

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$11.502.00
NelsonBB+$5,0000.400.851.601.60
WairarapaBB+$2,0001.001.101.151.20
BB+$10,000ZZ1.001.101.601.65

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit UnionBB$500N0.151.001.101.251.651.65
First CUBB$5001.101.651.65
NZ Firefighters CU$1,0000.502.152.202.302.502.60
NZCU Auckland$5001.001.751.75
$10,0001.101.851.85
NZCU BaywideBB$1,0000.101.001.101.251.651.65
NZCU CentralBB$5000.151.001.351.351.651.65
NZCU Employees$10,0001.101.851.85
NZCU SouthBB$1,000ZZ0.151.001.101.651.65
Police CUBBB$5000.951.151.251.651.70

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB-$500QQ2.45
Christian Savings BB$1,000ZZ0.400.951.651.70
Finance Direct$1,000QQ2.25
General FinanceBB-$2,0002.553.10
Gold Band Finance$5,000QQ2.002.00
Liberty FinancialBBB-$5,000QQ2.452.902.95
BBB-$20,000QQ2.502.953.00
BBB-$100,000QQ2.553.003.05
BBB-$250,000QQ2.603.053.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ0.25

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