Term deposits 1 to 9 months

Banks

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
	AA-	$10,000	Z	Y	0.80	1.85	1.90	2.25	2.85	3.30
	AA-	$10,000	Z	Y	8 months = 3.00
ASB	AA-	$5,000	Z	Y	0.80	1.80	1.90	2.25	3.00	3.50
	AA-	$10,000	Q	Y	0.80	1.80	1.90	2.25	3.00	3.50
Bank of Baroda	BBB-	$1,000	M	M	0.65	1.55	1.75	2.00	3.00	3.25
	BBB-	$10,000	M	M	0.65	1.55	1.75	2.00	3.00	3.25
Bank of China	A	$100,000	Z	Z	1.80	2.50	2.60	2.90	3.50	3.85
Bank of India	BB+	$5,000	M	Y	0.75	0.80	0.90	0.90	1.25	1.60
	AA-	$2,000	Z	Z	0.80	1.80	1.90	2.25	3.00	3.30
	AA-	$2,000	Q	Q	8 months = 3.10
	AA-	$2,000	M	M		1.80	1.90	2.25	3.00	3.30
China Construction Bank	A	$100,000	Z	Z	1.80	2.50	2.70	3.00	3.55	3.85
Co-operative Bank	BBB	$2,000	Q	Q	0.80	1.80			2.80	3.30
	BBB	$5,000	Q	Z					2.85
	BBB	$10,000	Q	Q	0.80	1.80			2.85	3.30
Heartland Bank	BBB	$1,000	Q	Q	0.70	2.70	1.80		3.60	3.45
	BBB	$1,000	Z	Z	2 months = 1.00 Invest in Heartland to invest in New Zealand
HSBC	AA-	$1	Z	Z	0.75	1.50	1.50	1.80	2.15	2.30
	AA-	$10,000	Z	Z	0.80	1.75	1.85	2.25	2.85	3.00
	A	$5,000	Z	Z	1.70	2.30	2.40	2.65	3.40	3.75
	A	$10,000	Z	Z	1.80	2.40	2.50	2.75	3.50	3.85
	A1	$1,000	Z	Z		0.25	0.25	0.25	0.50	0.50
	A1	$5,000	Z	Z	0.70	1.75	1.80	2.15	3.00	3.20
	A1	$10,000	Z	Z	0.80	1.85	1.90	2.25	3.10	3.30
	A1	$10,000	Z	Z	200 days = 3.10 100 days = 1.85
Kookmin	A	$5,000	Z	Z	0.50	1.30	1.50	1.90	2.50	2.60
	A	$10,000	Z	Z	0.50	1.30	1.60	2.00	2.60	2.70
	A	$50,000	Z	Z	0.60	1.40	1.70	2.10	2.70	2.80
	A	$100,000	Z	Z	0.70	1.50	1.80	2.20	2.80	2.90
	A	$1,000	Z	A	1.05	2.30			3.50	3.55
	BBB	$1,000	Q	Q		1.80	1.90	1.90	3.00	3.30
	BBB	$1,000	Z	Z					3.00	3.30
	A-	$5,000	Z	S	0.75	1.70	1.75	2.15	3.05	3.20
	A-	$10,000	Z	S	0.85	1.80	1.85	2.25	3.15	3.30
	AA-	$5,000	Q	Q	0.80	1.70	1.90	2.25	2.85	3.20
	AA-	$5,000	Z	Z	8 months = 3.00

Institution	Credit Rating	Minimum Deposit	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
First CU	BB	$500		2.25			3.20	3.45
NZ Firefighters CU		$1,000		1.35			2.60	2.80
NZCU Auckland		$500		0.60			1.50	1.55
		$10,000		0.60			1.50	1.70
Police CU	BBB-	$500		1.90	1.95	2.30	3.00	3.35
Unity	BB	$1,000	0.70	1.75	1.90	2.35	3.05	3.40

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	6 mths	9 mths
Christian Savings	BB+	$1,000	Z	Z	1.10	1.90	3.10	3.40
Finance Direct		$1,000	Q	Q			1.25
General Finance	BB-	$2,000					4.40	4.80
Gold Band Finance		$5,000	Q	Q			2.00	2.25
Liberty Financial	BBB-	$5,000	Q	Q		2.65	3.30	3.60
	BBB-	$20,000	Q	Q		2.70	3.35	3.65
	BBB-	$100,000	Q	Q		2.75	3.40	3.70
	BBB-	$250,000	Q	Q		2.80	3.45	3.75
Xceda Finance	B	$2,500	Q	Q			4.50	4.80

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
Kiwi Bonds	AA+	$1,000	Q	Q					3.00