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Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZY0.300.500.600.701.101.20
ASBAA-$5,000ZY0.150.450.550.701.001.20
AA-$10,000QY0.150.450.550.701.001.20
Bank of BarodaBBB-$1,000MM0.650.650.750.750.751.00
BBB-$10,000MM0.650.650.750.750.751.00
Bank of ChinaA$100,000ZZ0.500.800.901.001.401.50
Bank of IndiaBB+$5,000MY0.750.800.850.850.901.00
BNZAA-$2,000ZZ0.150.450.550.701.101.30
AA-$2,000QQ
AA-$2,000MM0.450.550.701.101.30
China Construction BankA$100,000ZZ0.250.451.151.25
Co-operative BankBBB$2,000QQ0.150.451.051.10
BBB$5,000QZ1.10
BBB$10,000QQ0.150.451.051.10
Heartland BankBBB$1,000QQ0.150.600.601.251.001.50
HSBCAA-$5,000ZZ0.100.200.200.250.350.50
AA-$10,000ZZ0.150.450.550.701.051.20
ICBC A$5,000ZZ0.250.450.550.651.151.20
A$10,000ZZ0.300.500.600.701.201.25
A$50,000ZZ0.350.550.650.751.251.30
KiwibankA$1,000ZZ0.250.250.250.500.50
A$5,000ZZ0.150.350.450.601.050.90
A$10,000ZZ0.250.450.550.701.151.00
A$10,000ZZ
200 days = 1.00
100 days = 0.45
KookminA$5,000ZZ0.100.300.300.300.800.90
A$10,000ZZ0.100.300.400.400.901.00
A$50,000ZZ0.100.300.500.501.001.10
A$100,000ZZ0.100.400.600.601.101.20
RaboDirectA$1,000ZA0.200.401.351.25
SBS Bank.BBB$1,000QQ0.400.500.501.451.45
BBB$1,000QQ
BBB$1,000ZZ1.451.45
TSB BankA-$5,000ZS0.050.350.450.600.901.10
A-$10,000ZS0.150.450.550.701.001.20
WestpacAA-$5,000MM0.150.400.550.600.901.00
AA-$5,000ZZ
8 months = 0.90

 

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$10.701.25
NelsonBB+$5,0000.150.451.101.30
WairarapaBB+$10,0000.400.500.951.10
BB+$100,000ZZ0.400.500.951.15

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit UnionBB$500N0.150.400.450.651.051.15
First CUBB$5001.051.401.60
NZ Firefighters CU$1,0000.401.001.00
NZCU Auckland$5000.601.051.05
$10,0000.601.151.15
NZCU BaywideBB$1,0000.150.400.450.651.051.15
NZCU CentralBB$5000.150.400.450.651.051.15
NZCU Employees$5000.350.75
NZCU SouthBB$1,000ZZ0.150.400.450.651.051.15
Police CUBBB-$5000.450.550.651.051.25

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB$500QQ2.652.95
Christian Savings BB$1,000ZZ0.350.551.151.25
Finance Direct$1,000QQ1.30
General FinanceBB-$2,0002.953.40
Gold Band Finance$5,000QQ1.501.50
Liberty FinancialBBB-$5,000QQ2.452.902.95
BBB-$20,000QQ2.502.953.00
BBB-$100,000QQ2.553.003.05
BBB-$250,000QQ2.603.053.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ0.40