Term deposits 1 to 9 months

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Banks

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
ANZ	AA-	$10,000	Z	Y	0.35	2.20	2.45	2.60	2.80	2.80
ASB	AA-	$5,000	Z	Y	0.75	1.75	2.00	2.00	2.00	2.00
	AA-	$10,000	Q	Y	1.00	2.15	2.35	2.40	2.85	2.80
	AA-	$10,000	Z	Y	7 months = 3.00
Bank of Baroda	BBB-	$5,000	M	M	1.65	2.20	2.20	2.20	2.20	3.00
	BBB-	$10,000	M	M	1.65	2.40	2.45	2.50	2.90	3.00
Bank of India	BB+	$5,000	M	Y	1.70	2.50	2.60	2.60	2.75	2.75
	AA-	$2,000	Z	Z	0.35	2.20	2.45	2.60	2.85	2.85
	AA-	$2,000	Q	Q	7 months = 2.95 8 months = 2.90
	AA-	$2,000	M	M		2.20	2.45	2.60	2.85	2.85
Co-operative Bank	BBB	$2,000	Q	Q	1.45	2.45	2.45	2.45	2.65	2.65
	BBB	$5,000	Q	Z					2.80
	BBB	$10,000	Q	Q	1.55	2.55	2.55	2.55	2.75	2.75
	BBB	$1,000	Q	Q	1.40	2.60	2.80	2.80	3.00	3.00
HSBC	AA-	$5,000	Z	Z	0.20	1.20	1.20	1.20	1.20	1.20
	AA-	$10,000	Z	Z	0.30	1.50	1.90	2.10	2.20	2.20
	AA-	$100,000	Z	Z	0.50	2.00	2.10	2.30	2.40	2.40
	A	$5,000	Z	Z	0.45	2.25	2.50	2.60	2.85	2.85
	A	$10,000	Z	Z	0.50	2.30	2.55	2.65	2.90	2.90
	A	$50,000	Z	Z	0.55	2.35	2.60	2.70	2.95	2.95
Kiwibank	A	$1,000	Z	Z		2.00	2.00	2.00	2.00	2.00
	A	$5,000	Z	Z	0.25	2.10	2.30	2.50	2.75	2.80
	A	$10,000	Z	Z	0.35	2.20	2.40	2.60	2.85	2.80
	A	$10,000	Z	Z	200 days = 2.90
Kookmin	A	$5,000	Z	Z	0.30	2.00	2.20	2.30	2.50	2.50
	A	$10,000	Z	Z	0.30	2.10	2.30	2.40	2.60	2.60
	A	$50,000	Z	Z	0.30	2.30	2.40	2.50	2.70	2.70
	A	$100,000	Z	Z	0.30	2.30	2.50	2.60	2.80	2.80
	A	$1,000	Z	A	1.45	2.25			2.95	2.95
	BBB	$1,000	Q	Q		2.25	2.50	2.50	2.85	2.80
	BBB	$1,000	Q	Q	8 months = 2.85
	BBB	$1,000	Z	Z					2.85	2.80
TSB Bank	A-	$5,000	Z	S	0.65	2.05	2.30	2.50	2.70	2.75
	A-	$10,000	Z	S	0.90	2.15	2.40	2.60	2.80	2.85
	AA-	$5,000	M	M	0.35	2.20	2.50	2.60	2.80	2.80
	AA-	$5,000	Z	Z	8 months = 2.80

Building Societies

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	6 mths	9 mths
Heretaunga		$1				2.70		3.45
Nelson	BB+	$5,000			1.00	2.25		2.85	2.80
Wairarapa	BB+	$2,000				2.00	2.00	2.00	2.00
	BB+	$5,000	Z	Z		2.10	2.40	2.50	2.85

Credit Unions

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
Aotearoa Credit Union		$500		N	1.25	2.50			3.20	3.25
First CU	BB	$500				2.55			3.15	3.20
	BB	$10,000				2.55			3.15	3.20
NZ Firefighters CU		$1,000			1.00	2.50	2.75	2.85	3.10	3.15
NZCU Auckland		$500				2.50			2.75	2.75
		$10,000				2.65			3.10	3.10
NZCU Baywide	BB	$1,000			1.25	2.50	2.90	2.90	3.20	3.25
NZCU Central		$500			1.25	2.50	2.90	2.90	3.20	3.25
NZCU Employees		$10,000				3.00			3.50	3.85
NZCU South	BB	$500	Z	Z	1.00	1.50			2.20	2.25
	BB	$5,000	Z	Z	1.25	2.50			3.20	3.25
Police CU	BBB	$500				2.25	2.50	2.60	2.95	2.95

Finance Companies

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	6 mths	9 mths
Asset Finance	B-	$500	Q	Q				2.40
Christian Savings	BB	$1,000	Z	Z	0.60	2.25	2.90	2.90
FE Investments	B	$10,000	Z	Z			4.20
Finance Direct		$1,000	Q	Q			2.25
General Finance		$2,000					3.35	4.45
Gold Band Finance		$5,000	Q	Q			2.00	2.00
Liberty Financial	BBB-	$5,000	Q	Q		3.15	3.30	3.50
	BBB-	$20,000	Q	Q		3.35	3.55	3.65
	BBB-	$100,000	Q	Q		3.65	4.05	4.20

Crown Agencies

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths

Crown Companies

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
Kiwi Bonds	AA+	$1,000	Q	Q					1.00

Term deposits 1 to 9 months

Banks

Building Societies

Credit Unions

Finance Companies

Crown Agencies

Crown Companies

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