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Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZY0.150.350.450.551.001.05
ASBAA-$5,000ZY0.150.350.450.551.000.90
AA-$10,000QY0.150.350.450.551.000.90
Bank of BarodaBBB-$1,000MM0.650.650.750.750.751.00
BBB-$10,000MM0.650.650.750.750.751.00
Bank of ChinaA$100,000ZZ0.200.650.750.851.101.15
Bank of IndiaBB+$5,000MY0.750.800.850.850.901.00
BNZAA-$2,000ZZ0.150.350.450.601.001.10
AA-$2,000QQ
AA-$2,000MM0.350.450.601.001.10
China Construction BankA$100,000ZZ0.250.450.901.15
Co-operative BankBBB$2,000QQ0.150.400.951.00
BBB$5,000QZ1.00
BBB$10,000QQ0.150.401.001.00
Heartland BankBBB$1,000QQ0.150.400.951.000.90
HSBCAA-$5,000ZZ0.100.100.100.150.300.40
AA-$10,000ZZ0.150.350.450.601.001.10
ICBC A$5,000ZZ0.100.400.500.551.051.10
A$10,000ZZ0.150.450.550.601.101.15
A$50,000ZZ0.200.500.600.651.151.20
KiwibankA$1,000ZZ0.250.250.250.500.50
A$5,000ZZ0.050.250.350.500.950.85
A$10,000ZZ0.150.350.450.601.050.95
A$10,000ZZ
200 days = 0.80
100 days = 0.40
KookminA$5,000ZZ0.100.300.300.300.500.50
A$10,000ZZ0.100.300.400.400.600.60
A$50,000ZZ0.100.300.500.500.700.70
A$100,000ZZ0.100.400.600.600.800.80
RaboDirectA$1,000ZA0.200.401.251.10
SBS Bank.BBB$1,000QQ0.400.500.501.001.20
BBB$1,000QQ
BBB$1,000ZZ1.001.20
TSB BankA-$5,000ZS0.050.250.350.450.800.90
A-$10,000ZS0.150.350.450.550.901.00
WestpacAA-$5,000MM0.150.350.450.600.801.00
AA-$5,000ZZ
8 months = 0.80

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$10.701.25
NelsonBB+$5,0000.150.451.301.50
WairarapaBB+$2,0000.400.450.600.65
BB+$10,000ZZ0.400.500.851.00

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Aotearoa Credit UnionBB$500N0.150.400.450.650.901.10
First CUBB$5001.051.401.60
NZ Firefighters CU$1,0000.401.001.00
NZCU Auckland$5000.601.051.05
$10,0000.601.101.10
NZCU BaywideBB$1,0000.150.400.450.650.901.10
NZCU CentralBB$5000.150.400.450.650.901.10
NZCU Employees$5000.350.75
NZCU SouthBB$1,000ZZ0.150.400.450.650.901.10
Police CUBBB-$5000.450.550.650.951.05

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Asset FinanceB$500QQ2.50
Christian Savings BB$1,000ZZ0.300.501.001.10
Finance Direct$1,000QQ1.30
General FinanceBB-$2,0002.603.15
Gold Band Finance$5,000QQ1.501.50
Liberty FinancialBBB-$5,000QQ2.452.902.95
BBB-$20,000QQ2.502.953.00
BBB-$100,000QQ2.553.003.05
BBB-$250,000QQ2.603.053.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ0.10