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Term deposits 1 to 9 months

Banks

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
ANZAA-$10,000ZY0.300.801.101.201.501.70
AA-$10,000ZY
8 months = 1.60
ASBAA-$5,000ZY0.250.700.951.101.301.55
AA-$10,000QY0.250.700.951.101.301.55
Bank of BarodaBBB-$1,000MM0.650.750.850.951.501.80
BBB-$10,000MM0.650.750.850.951.501.80
Bank of ChinaA$100,000ZZ0.500.901.301.401.701.80
Bank of IndiaBB+$5,000MY0.750.800.900.901.251.60
BNZAA-$2,000ZZ0.300.701.001.201.501.80
AA-$2,000QQ
AA-$2,000MM0.701.001.201.501.80
China Construction BankA$100,000ZZ0.500.951.351.451.751.85
Co-operative BankBBB$2,000QQ0.300.701.451.65
BBB$5,000QZ1.50
BBB$10,000QQ0.300.701.501.65
Heartland BankBBB$1,000QQ0.150.601.251.151.651.50
BBB$1,000ZZ
2 months = 1.15 Invest in Heartland to invest in New Zealand
HSBCAA-$1ZZ0.200.350.500.550.650.80
AA-$10,000ZZ0.250.600.851.001.351.50
ICBC A$5,000ZZ0.350.851.251.351.651.75
A$10,000ZZ0.450.951.351.451.751.85
KiwibankA1$1,000ZZ0.250.250.250.500.50
A1$5,000ZZ0.200.601.101.151.501.55
A1$10,000ZZ0.300.701.201.251.601.65
A1$10,000ZZ
200 days = 1.60
100 days = 0.80
KookminA$5,000ZZ0.100.400.700.701.201.30
A$10,000ZZ0.100.400.800.801.301.40
A$50,000ZZ0.100.400.900.901.401.50
A$100,000ZZ0.100.501.001.001.501.60
RaboDirectA$1,000ZA0.450.901.751.85
SBS Bank.BBB$1,000QQ0.701.001.001.651.75
BBB$1,000QQ
BBB$1,000ZZ1.651.75
TSB BankA-$5,000ZS0.150.600.851.001.401.90
A-$10,000ZS0.250.700.951.101.502.00
WestpacAA-$5,000MM0.250.701.001.101.501.65
AA-$5,000ZZ
8 months = 1.55

 

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Heretaunga$11.001.75
NelsonBB+$5,0000.300.701.501.70
WairarapaBB+$10,0000.500.701.301.55
BB+$100,000ZZ0.500.801.401.65

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
First CUBB$5001.301.952.20
NZ Firefighters CU$1,0000.401.001.00
NZCU Auckland$5000.601.501.55
$10,0000.601.501.70
NZCU Employees$5000.350.75
Police CUBBB-$5000.651.001.101.551.65
UnityBB$1,0000.300.751.051.151.501.70

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Christian Savings BB$1,000ZZ0.500.751.701.75
Finance Direct$1,000QQ1.30
General FinanceBB-$2,0003.153.65
Gold Band Finance$5,000QQ1.501.50
Liberty FinancialBBB-$5,000QQ2.452.902.95
BBB-$20,000QQ2.502.953.00
BBB-$100,000QQ2.553.003.05
BBB-$250,000QQ2.603.053.10
Xceda FinanceB$2,500QQ2.652.95

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 1 mth 3 mths 4 mths 5 mths 6 mths 9 mths
Kiwi BondsAA+$1,000QQ0.70