Term deposits 1 to 9 months

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Banks

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
ANZ	AA-	$10,000	Z	Y	0.25	1.15	1.35	1.50	1.80	1.85
ASB	AA-	$5,000	Z	Y	0.25	1.15	1.30	1.40	1.85	1.80
	AA-	$10,000	Q	Y	0.25	1.15	1.30	1.40	1.85	1.80
Bank of Baroda	BBB-	$1,000	M	M	1.05	1.75	1.90	1.90	2.00	2.45
	BBB-	$10,000	M	M	1.05	1.85	2.05	2.20	2.45	2.45
Bank of India	BB+	$5,000	M	Y	1.10	1.80	2.00	2.00	2.50	2.65
	AA-	$2,000	Z	Z	0.15	1.15	1.35	1.35	1.80	2.00
	AA-	$2,000	Q	Q	7 months = 2.05 8 months = 2.10
	AA-	$2,000	M	M		1.15	1.35	1.50	1.80	2.00
Co-operative Bank	BBB	$2,000	Q	Q	0.15	1.15			1.55	1.75
	BBB	$5,000	Q	Z					1.75
	BBB	$10,000	Q	Q	0.25	1.25			1.65	1.85
	BBB	$1,000	Q	Q	0.35	1.50	1.75		2.25	2.25
HSBC	AA-	$5,000	Z	Z	0.05	0.05	0.25	0.25	0.30	0.30
	AA-	$10,000	Z	Z	0.07	0.50	1.05	1.15	1.30	1.35
	AA-	$100,000	Z	Z	0.10	1.00	1.25	1.35	1.50	1.50
	A	$5,000	Z	Z	0.35	1.50	1.80	1.90	2.45	2.35
	A	$10,000	Z	Z	0.40	1.55	1.85	1.95	2.50	2.40
	A	$50,000	Z	Z	0.45	1.60	1.90	2.00	2.55	2.45
Kiwibank	A	$1,000	Z	Z		1.25	1.25	1.25	2.00	2.00
	A	$5,000	Z	Z	0.25	1.35	1.55	1.70	2.10	2.05
	A	$10,000	Z	Z	0.35	1.45	1.65	1.80	2.20	2.15
	A	$10,000	Z	Z	200 days = 2.15
Kookmin	A	$5,000	Z	Z	0.30	1.30	1.50	1.60	1.90	1.90
	A	$10,000	Z	Z	0.30	1.40	1.60	1.70	2.00	2.00
	A	$50,000	Z	Z	0.30	1.50	1.70	1.80	2.10	2.10
	A	$100,000	Z	Z	0.30	1.60	1.80	1.90	2.20	2.20
	A	$1,000	Z	A	0.30	1.85			2.20	2.20
	BBB	$1,000	Q	Q		1.45	1.65	1.65	2.20	2.35
	BBB	$1,000	Q	Q	8 months = 2.20
	BBB	$1,000	Z	Z					2.20	2.35
TSB Bank	A-	$5,000	Z	S	0.15	1.10	1.30	1.50	1.90	1.90
	A-	$10,000	Z	S	0.40	1.20	1.40	1.60	2.00	2.00
	AA-	$5,000	M	M	0.20	1.15	1.35	1.50	1.80	1.85
	AA-	$5,000	Z	Z	8 months = 1.90

Building Societies

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	6 mths	9 mths
Heretaunga		$1				2.30		2.65
Nelson	BB+	$5,000			0.75	1.50		2.30	2.40
Wairarapa	BB+	$2,000				1.75	1.75	1.75	1.75
	BB+	$10,000	Z	Z		1.95	2.15	2.40	2.45

Credit Unions

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
Aotearoa Credit Union	BB	$500		N	0.70	1.65	1.90	1.95	2.40	2.45
First CU	BB	$500				2.20			2.60	2.60
NZ Firefighters CU		$1,000			0.50	2.15	2.20	2.30	2.50	2.60
NZCU Auckland		$500				1.80			2.40	2.40
		$10,000				1.85			2.50	2.50
NZCU Baywide	BB	$1,000			0.70	1.65	1.90	1.95	2.40	2.45
NZCU Central	BB	$500			1.00	2.15	2.20	2.30	2.50	2.65
NZCU Employees		$10,000				2.20			2.85	2.85
NZCU South	BB	$1,000	Z	Z	0.70	1.65	1.90		2.40	2.45
Police CU	BBB	$500				1.75	1.90	2.10	2.35	2.40

Finance Companies

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	6 mths	9 mths
Asset Finance	B-	$500	Q	Q				2.25
Christian Savings	BB	$1,000	Z	Z	0.50	1.90	2.40	2.45
Finance Direct		$1,000	Q	Q			2.25
General Finance	BB-	$2,000					3.05	3.95
Gold Band Finance		$5,000	Q	Q			2.00	2.00
Liberty Financial	BBB-	$5,000	Q	Q		2.45	2.90	2.95
	BBB-	$20,000	Q	Q		2.50	2.95	3.00
	BBB-	$100,000	Q	Q		2.55	3.00	3.05
	BBB-	$250,000	Q	Q		2.60	3.05	3.10

Crown Agencies

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths

Crown Companies

Institution	Credit Rating	Minimum Deposit	Credit	Paid	1 mth	3 mths	4 mths	5 mths	6 mths	9 mths
Kiwi Bonds	AA+	$1,000	Q	Q					0.50

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Term deposits 1 to 9 months

Banks

Building Societies

Credit Unions

Finance Companies

Crown Agencies

Crown Companies

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