Banking

TSB Bank's March-year profit jumped by $6.7 million on "simplified operations"

TSB Bank's March-year profit jumped by $6.7 million on "simplified operations"

A changing of the guard at a key US Federal Reserve function has opened the door for a US$200+ bln relief from their 'tight' bank capital rules for the largest, globally important banks who are US based

A changing of the guard at a key US Federal Reserve function has opened the door for a US$200+ bln relief from their 'tight' bank capital rules for the largest, globally important banks who are US based

To understand bank profitability, it helps to understand the net interest margin. Banks are commodity businesses and small margin movements make a big difference. Big is always better in any commodity business

To understand bank profitability, it helps to understand the net interest margin. Banks are commodity businesses and small margin movements make a big difference. Big is always better in any commodity business

Kiwibank poses risk to the returns from the big four Aussie banks' NZ subsidiaries, analysts say

Kiwibank poses risk to the returns from the big four Aussie banks' NZ subsidiaries, analysts say

We look at the weakening bank appetite to lend for business purposes and find that after the scrum got screwed by Basel III, the desire cooled, and post pandemic two major banks quietly pulled back much further on supporting the business sector

We look at the weakening bank appetite to lend for business purposes and find that after the scrum got screwed by Basel III, the desire cooled, and post pandemic two major banks quietly pulled back much further on supporting the business sector

How the Depositor Compensation Scheme addresses moral hazard

How the Depositor Compensation Scheme addresses moral hazard

Australian banks are moving to upgrade proprietary channels for mortgage generation at the expense of brokers. Expect more direct digital campaigns. Rate transparency is key to this shift

Australian banks are moving to upgrade proprietary channels for mortgage generation at the expense of brokers. Expect more direct digital campaigns. Rate transparency is key to this shift

Who pays for the Depositor Compensation Scheme?

Who pays for the Depositor Compensation Scheme?

Bank concentration risk into home loans is rising from high to very high, with the largest banks making the biggest moves. We no longer have general banks, we have mortgage banks

Bank concentration risk into home loans is rising from high to very high, with the largest banks making the biggest moves. We no longer have general banks, we have mortgage banks

Extreme weather events have slowed economic growth, adding to the case for another Aussie rate cut

Extreme weather events have slowed economic growth, adding to the case for another Aussie rate cut

Kiwibank delivers healthy growth rate with housing lending rising

Kiwibank delivers healthy growth rate with housing lending rising

Live-stream of the May 2025 RBNZ Monetary Policy Statement press conference with Governor Christian Hawkesby

Live-stream of the May 2025 RBNZ Monetary Policy Statement press conference with Governor Christian Hawkesby

RBNZ doesn't believe changing bank capital rules to enable lower interest rates for first home buyers is warranted

RBNZ doesn't believe changing bank capital rules to enable lower interest rates for first home buyers is warranted

Nine months worth of submissions and information to be assessed as work on parliamentary banking inquiry report gets under way

Nine months worth of submissions and information to be assessed as work on parliamentary banking inquiry report gets under way

Joint submission from 5 banks asks MPs for level capital playing field with big 4 banks

Joint submission from 5 banks asks MPs for level capital playing field with big 4 banks