Personal loan

Printer-friendly version                 This page includes coverage of Debt Consolidation loans.

Banks

Institution Product Plan Notes Interest rate %
ANZPersonal LoanUnsecured$3,000 to $40,00013.95
ASBPersonal LoanSecured12.95
Personal LoanUnsecuredFrom13.95
Personal LoanUnsecuredTo19.95
Debt ConsolidationUnsecuredFrom13.95
BNZAnytimeUnsecured19.20
Advanced Unsecured17.85
Campus Pack AdvancedUnsecured12.65
Graduate Pack AdvancedUnsecured12.65
Co-operative BankPersonal LoanUnsecuredFrom6.99
Personal LoanUnsecuredTo19.99
Heartland BankPersonal LoanUnsecuredFrom9.75
Personal LoanUnsecuredTo14.95
KiwibankPersonal LoanUnsecured$10,000 & over16.95
Personal LoanUnsecuredunder $10,000 18.95
Personal Loan - Graduate packUnsecured13.95
Home Loan CustomersUnsecured13.95
SBS Bank.Personal loanSecured13.85
TSB BankPersonal loanSecuredfrom10.84
Personal loanUnsecuredfrom14.95
Overdraft facilitiesSecuredFrom11.54
Overdraft facilitiesUnsecuredFrom15.39
WestpacPersonal LoanUnsecuredFrom13.95
Graduate LoanUnsecuredTo14.00

Building Societies

Institution Product Plan Notes Interest rate %
NelsonPersonal LoanSecured16.00

Credit Unions

Institution Product Plan Notes Interest rate %
First CUPersonal LoanSecuredFrom11.99
NZ Firefighters CUInstant Personal Loan (Membership criteria apply)Secured9.95
Standard Personal Loan (Membership criteria apply)Secured11.95
Standard Personal Loan (Membership criteria apply)Unsecured13.95
NZCU AucklandPersonal LoanSecured9.95
Personal LoanUnsecured13.95
NZCU BaywidePersonal LoanUnsecuredfrom11.90
Personal LoanSecuredfrom9.90
NZCU CentralPersonal LoanSecured15.00
Personal LoanUnsecured22.00
NZCU EmployeesLoyalty SaverSecured10.00
Secured SecuredFrom12.50
Secured SecuredTo14.00
UnsecuredUnsecured14.00
UnsecuredUnsecured19.00
NZCU SouthPersonal LoanSecuredFrom9.95
Personal LoanUnsecuredFrom13.95
Police CUPersonal Loan (Membership criteria apply)Secured9.50
Personal Loan (Membership criteria apply)Secured80%, max $20K10.70
Personal Loan (Membership criteria apply)Secured40% - 60%, max $10K12.95
Personal Loan (Membership criteria apply)SecuredBlue Credit12.50
Personal Loan (Membership criteria apply)Unsecuredmax $5K17.00

Finance Companies

Institution Product Plan Notes Interest rate %
Advaro FinancePersonal LoanSecuredFrom10.95
Personal LoanSecuredTo19.95
Aotea FinancePersonal LoanSecured32.50
Avanti FinancePersonal LoansSecured14.95
Personal LoansSecured25.95
Diners ClubPersonal LoanUnsecured17.80
Finance DirectPersonal Loan SecuredTo25.95
Personal Loan SecuredFrom7.90
Finance Now Personal LoanSecuredFrom12.95
Personal LoanSecuredTo29.95
FinancepointPersonal LoanSecuredFrom13.95
Personal LoanUnsecured15.95
Personal LoanDebt Consolidation14.95
Financial Holdings Personal LoanSecuredFrom12.95
Personal LoanUnsecuredTo24.95
Future FinancePersonal LoanSecuredfrom16.25
GemPersonal LoanStandardfrom12.99
Personal LoanStandardto29.99
Geneva FinancePersonal LoanSecuredFrom11.95
Personal LoanSecuredTo29.95
Gilrose FinancePersonal LoanSecured$2,00018.75
Personal LoanSecured$20,00019.95
Instant FinancePersonal LoansUnsecuredFrom19.95
Personal LoansUnsecuredTo29.95
Mutual Credit FinancePersonal LoanSecuredFrom13.95
Nectar Personal LoanUnsecuredFrom11.95
Personal LoanUnsecuredTo29.95
Nova Medical FinancePersonal loanUnsecured14.00
NZ LoanPersonal LoanDebt ConsolidationFrom13.50
Personal LoanSecuredFrom13.50
Personal LoanUnsecuredFrom16.00
Paraloanfor people with physical disabilitiesSecuredFrom6.20
for people with physical disabilitiesUnsecuredFrom (limited to $2,000)9.20
Pronto FinancePersonal LoanSecuredFrom14.00
Personal LoanSecuredTo26.00
Thorn FinancePersonal LoanSecuredFrom9.95
Personal LoanSecuredTo17.95
Personal LoanUnsecuredFrom14.95
Personal LoanUnsecuredTo22.95
Toyota Financial ServicesPersonal LoanSecuredFrom 12.95
Personal LoanSecuredTo16.70