This calculator allows you to compare different offers - all the costs, all the incentives, and how those colour the core interest rate offered. It will show you an effective interest rate, p.a. for each offer, when those extras are taken into account.
When using this tool, ensure you read the tool tips marked and use the guidance.
This calculator can only provide an estimate. The actual results can only be provided by the bank.
To be a proper and valid comparison the amounts borrowed must be the same under each option.
The loan term should be the same too.
We welcome feedback on this tool. Please use the Contact Us link at the bottom of this page. However we cannot give advice on your personal situation. Please contact a qualified advisor for that.