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Bonus savings accounts

We have updated our coverage of Saving accounts, separating them out by type. Unique pages now exist for the following savings account types:
- Bonus savings accounts - Business savings accounts - Children's accounts
- Online savings accounts - Standard savings accounts  

Printer-friendly version of this page                                  for term deposits from 1 to 9 months, see here »

Make sense of all these rates by using our Savings Calculator »

* = These products may require a regular monthly deposit. Other conditional may also apply. Refer to institution directly.


Institution Credit Rating Account type Minimum deposit $ Interest rate %
ANZAA-Serious Saver - base rate$10.80
AA-Serious Saver - bonus rate $11.50
AA-Serious Saver - potential rate $12.30
ASBAA-Savings Plus - base rate$10.05
AA-Savings Plus - bonus, one withdraw/qtr$10.10
AA-Savings Plus - potential rate, one withdraw/qtr$10.15
AA-Savings Plus - bonus, no withdraw/qtr$11.70
AA-Savings Plus - potential rate, no withdraw/qtr$11.75
Co-operative BankBBBStep Saver - base$10.75
BBBStep Saver - bonus rate$11.45
BBBStep Saver - base and bonus rate$12.20
KiwibankA1On-line Call - base rate$2,0002.10
A1On-line Call - bonus rate$2,0000.00
A1On-line call - potential rate$2,0002.10
A1Fast Foward - base rate$10.10
A1Fast Forward - base and bonus rate$10.30
RaboDirectAPremiumSaver - base$11.50
APremiumSaver - bonus$10.80
APremiumSaver - potential rate$12.30
SBS BankBBBIncentive Saver - base rate$10.55
BBBIncentive Saver - bonus rate$11.20
BBBIncentive Saver - potential rate$11.75
WestpacAA-Westpac Bonus Saver - base rate$10.35
AA-Westpac Bonus Saver - bonus rate $11.40
AA-Westpac Bonus Saver - potential rate $11.75

Credit Unions

Institution Credit Rating Account type Minimum deposit $ Interest rate %
Police CUBBB-Bonus Saver - base$200.40
BBB-Bonus Saver - bonus*$201.40
BBB-Bonus Saver - potential interest$201.80
BBB-Future Saver - base$200.40
BBB-Future Saver - bonus$201.40
BBB-Future Saver - potential interest$201.80