Bonus savings accounts

We have updated our coverage of Saving accounts, separating them out by type. Unique pages now exist for the following savings account types:
- Bonus savings accounts - Business savings accounts - Children's accounts
- Online savings accounts - Standard savings accounts  

Printer-friendly version of this page                                                                        for term deposits from 1 to 9 months, see here »

Make sense of all these rates by using our Savings Calculator »

* = These products may require a regular monthly deposit. Other conditional may also apply. Refer to institution directly.


Institution Credit Rating Account type Minimum deposit $ Interest rate %
ANZAA-Serious Saver - base rate$10.10
AA-Serious Saver - bonus rate $12.10
AA-Serious Saver - potential rate $12.20
ASBAA-Savings Plus - base rate$10.25
AA-Savings Plus - bonus, one withdraw/qtr$10.60
AA-Savings Plus - potential rate, one withdraw/qtr$10.85
AA-Savings Plus - bonus, no withdraw/qtr$12.00
AA-Savings Plus - potential rate, no withdraw/qtr$12.25
BNZAA-Rapid Save - base rate$10.05
AA-Rapid Save - bonus rate$12.15
AA-Rapid Save - potential rate$12.20
Co-operative BankBBBStep Saver - base$10.25
BBBStep Saver - bonus rate$11.95
BBBStep Saver - base and bonus rate$12.20
KiwibankAOn-line Call - base rate$2,0000.50
AOn-line Call - bonus rate$2,0001.00
AOn-line call - potential rate$2,0001.50
AFast Foward - base rate$10.10
AFast Foward - base rate$1,0000.10
AFast Foward - base rate$4,0000.15
AFast Forward - base and bonus rate$11.10
AFast Forward - base and bonus rate$1,0001.10
AFast Forward - base and bonus rate$4,0001.15
RaboDirectAPremiumSaver - base$10.55
APremiumSaver - bonus$11.55
APremiumSaver - potential rate$12.10
SBS BankBBBIncentive Saver - base rate$10.15
BBBIncentive Saver - bonus rate$12.35
BBBIncentive Saver - potential rate$12.50
WestpacAA-Online Bonus Saver - base rate$10.10
AA-Online Bonus Saver - bonus rate $12.00
AA-Online Bonus Saver - potential rate $12.10
AA-Bonus Saver - base$10.05
AA-Bonus Saver - base and bonus rate$10.10

Credit Unions

Institution Credit Rating Account type Minimum deposit $ Interest rate %
NZCU BaywideBBRetirement Saver - base$13.00
BBRetirement Saver - bonus$10.50
BBRetirement Saver - potential rate$13.50
Police CUBBBBonus Saver - base$201.30
BBBBonus Saver - bonus*$201.30
BBBBonus Saver - potential interest$202.60
BBBFuture Saver - base$201.00
BBBFuture Saver - bonus$201.25
BBBFuture Saver - potential interest$202.25