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Bonus savings accounts

We have updated our coverage of Saving accounts, separating them out by type. Unique pages now exist for the following savings account types:
- Bonus savings accounts - Business savings accounts - Children's accounts
- Online savings accounts - Standard savings accounts  

Printer-friendly version of this page                                  for term deposits from 1 to 9 months, see here »

Make sense of all these rates by using our Savings Calculator »

* = These products may require a regular monthly deposit. Other conditional may also apply. Refer to institution directly.


Institution Credit Rating Account type Minimum deposit $ Interest rate %
ANZAA-Serious Saver - base rate$11.25
AA-Serious Saver - bonus rate $13.25
AA-Serious Saver - potential rate $14.50
ASBAA-Savings Plus - base rate$12.55
AA-Savings Plus - bonus, no withdraw/qtr$12.45
AA-Savings Plus - potential rate, no withdraw/qtr$15.00
AA-Savings Plus - bonus, one withdraw/qtr$10.10
AA-Savings Plus - potential rate, one withdraw/qtr$12.65
Co-operative BankBBBStep Saver - base$11.90
BBBStep Saver - bonus rate$12.85
BBBStep Saver - base and bonus rate$14.75
RaboDirectAPremiumSaver - base$12.50
APremiumSaver - bonus$12.75
APremiumSaver - potential rate - to $100,000$15.25
SBS BankBBBIncentive Saver - base rate$10.55
BBBIncentive Saver - bonus rate$12.80
BBBIncentive Saver - potential rate$13.35
WestpacAA-Westpac Bonus Saver - base rate$11.00
AA-Westpac Bonus Saver - bonus rate $13.50
AA-Westpac Bonus Saver - potential rate $14.50

Credit Unions

Institution Credit Rating Account type Minimum deposit $ Interest rate %
Police CUBBB-Bonus Saver - base$200.75
BBB-Bonus Saver - bonus*$203.15
BBB-Bonus Saver - potential interest$203.90
BBB-Future Saver - base$200.75
BBB-Future Saver - bonus$203.15
BBB-Future Saver - potential interest$203.90