If you are Floating now, and are wondering if Fixing makes sense for you, see this handy tool »
See our comparison of home loan cash incentives here »
Revolving Credit
Banks
| Institution | Plan | Monthly Fee | Rate |
|---|---|---|---|
 | Flexible | 12.50 | 4.55 |
| ASB | Orbit (up to $100,000) | 6.00 | 4.55 |
| Orbit ($100,000 to $250,000) | 12.00 | 4.55 | |
| Orbit (above $250,000) | 24.00 | 4.55 | |
| BNZ | Mortgage One | 2.00 | 5.15 |
| Mortgage One - Investor | 2.00 | 5.15 | |
| Rapid Repay | 2.00 | 4.60 | |
| Rapid Repay - Investor | 2.00 | 4.60 | |
| Co-operative Bank | Revolving Credit | 7.50 | 4.40 |
| Heartland Bank | Revolving | 0.00 | 2.55 |
| HSBC | Revolving | 0.00 | 4.69 |
| Kiwibank | Revolving | 0.00 | 3.80 |
 | Transactional Flexi | 0.00 | 4.54 |
| TSB Bank | Liberty Revolving Credit | 10.00 | 4.54 |
| Westpac | Choices Everyday | 9.95 | 4.69 |
Building Societies
| Institution | Plan | Monthly Fee | Rate |
|---|---|---|---|
| Nelson | Personal Flexi | 0.00 | 5.70 |
Finance Companies
| Institution | Plan | Monthly Fee | Rate |
|---|---|---|---|
| General Finance | Line of Credit | 0.00 | 5.95 |
Insurance Companies
| Institution | Plan | Monthly Fee | Rate |
|---|---|---|---|
| AIA | "Go" Home Loan | 0.00 | 4.55 |