Online Savings accounts
| We have updated our coverage of Saving accounts, separating them out by type. Unique pages now exist for the following savings account types: | ||
| - Bonus savings accounts | - Business savings accounts | - Children's accounts |
| - Online savings accounts | - Standard savings accounts | |
Printer-friendly version of this page for term deposits from 1 to 9 months, see here »
Make sense of all these rates by using our Savings Calculator »
Online e-saver
| Institution | Credit Rating | Account type | Minimum deposit $ | Interest rate % |
|---|---|---|---|---|
| ANZ | AA- | Online savings | $1 | 0.05 |
| ASB | AA- | FastSaver | $1 | 0.10 |
| AA- | Savings On Call | $1 | 0.10 | |
| AA- | Savings On Call | $10,000 | 0.10 | |
| AA- | Savings On Call | $25,000 | 0.10 | |
| AA- | Savings On Call | $50,000 | 0.15 | |
| AA- | Savings On Call | $100,000 | 0.20 | |
| BNZ | AA- | Personal OnCall | $1 | 0.10 |
| Co-operative Bank | BBB | Online account | $1 | 0.75 |
 | BBB | Direct Call | $1 | 1.60 |
| BBB | Heartland Saver | $1 | 1.00 | |
| HSBC | AA- | E-Saver | $1 | 0.10 |
| ICBC | A | Savings | $1 | 2.05 |
| Kiwibank | A | On-line call - base rate | $2,000 | 0.30 |
| A | On-line call - bonus rate | $2,000 | 0.90 | |
| A | On-line call - potential rate | $2,000 | 1.20 | |
| A | Notice Saver 32 days | $2,000 | 1.70 | |
| A | Notice Saver 90 days | $2,000 | 2.70 | |
 | A | RaboSaver | $1 | 0.75 |
| A | RaboSaver | $5,000,000 | 0.55 | |
| A | PremiumSaver - base | $1 | 0.30 | |
| A | PremiumSaver - bonus | $1 | 1.45 | |
| A | PremiumSaver - potential rate | $1 | 1.75 | |
| SBS Bank. | BBB | i-Save | $1 | 0.25 |
 | A- | WebSaver | $1,000 | 0.90 |
| Westpac | AA- | Online Bonus Saver - base rate | $1 | 0.05 |
| AA- | Online Bonus Saver - bonus rate | $1 | 1.35 | |
| AA- | Online Bonus Saver - potential rate | $1 | 1.40 |
Building Societies
| Institution | Credit Rating | Account type | Minimum deposit $ | Interest rate % |
|---|---|---|---|---|
| Nelson | BB+ | Call | $1 | 1.00 |
Credit Unions
| Institution | Credit Rating | Account type | Minimum deposit $ | Interest rate % |
|---|---|---|---|---|
| First CU | BB | Online Savings | $1 | 2.00 |
| NZCU Baywide | BB | Online Saver | $1,000 | 1.50 |
| BB | Online Saver | $20,000 | 1.75 |