credit cards

Banks urged to proactively improve credit cards for their customers

14 Feb 19, 5:00am

KPMG warns banks of threats to their lucrative credit card business from rivals and regulators if they don't get on the front foot and assist struggling borrowers
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ANZ NZ divorce from Mastercard nears completion

12 Feb 19, 9:43am

Gareth Vaughan

ANZ NZ to stop offering Mastercard credit cards in April as it goes exclusive with rival Visa
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Credit card providers should 'charge fees that are fair and reasonable'

17 Dec 18, 5:00am

Gareth Vaughan

14 comments

Credit card users should take advantage of low-interest cards, balance-transfer deals & interest-free periods, Commerce & Consumer Affairs Minister Kris Faafoi says
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Bank boss calls for competition probe into credit card market

11 Dec 18, 5:00am

Gareth Vaughan

34 comments

Credit card market 'a real area of customer harm', says The Co-operative Bank's CEO David Cunningham
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Why the regulators should take a look at the credit card market

10 Nov 18, 10:02am

Gareth Vaughan

7 comments

Gareth Vaughan argues credit cards should be the first target for our regulators if they're serious about making banks protect or enhance customer interests & outcomes
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The wrong card could waste $100s every year

14 Oct 18, 8:31am

Guest

6 comments

MoneyHub's Christopher Walsh does a deep dive into the fee detail of using a credit or debit card for making overseas purchases and finds the best options - and some not-so-good ones
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The problem is us

10 Oct 18, 1:53pm

David Chaston

10 comments

A lack of ability to assess financial costs and benefits seems to be behind most people choosing a credit card that isn't right for them. Optimism bias is at work here too
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Are foreign currency conversion fees reasonable?

8 Oct 18, 12:17pm

Gareth Vaughan

21 comments

Australian consumers are getting an inquiry into 'excessive' foreign currency conversion fees, so could their New Zealand counterparts also get one?
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'Unfortunately identity theft does happen'

25 Aug 18, 10:02am

Gareth Vaughan

The thief who was able to get a new Q Mastercard issued in someone else's name after stealing their wallet, also obtained a Gem Visa card in the victim's name
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FlexiGroup defends how its credit cards are obtained after fraud case

23 Aug 18, 5:00am

Gareth Vaughan

2 comments

How a thief was able to have a new FlexiGroup Q Mastercard issued in someone else's name after stealing their wallet
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NZ's new BEPS tax law - a case study

7 Jul 18, 9:29am

Gareth Vaughan

4 comments

Does NZ's new law 'ensuring multinationals pay tax based on the actual economic activity they carry out in NZ' apply to Visa and Mastercard?
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ASIC credit card report shows up NZ authorities

5 Jul 18, 1:54pm

Gareth Vaughan

11 comments

As NZ regulators investigate banks' conduct & culture they should take a leaf out of ASIC's book and probe the credit card market too, Gareth Vaughan argues
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Govt to 'test' whether there's a role for govt in facilitating open banking

27 Jun 18, 12:00pm

Gareth Vaughan

2 comments

Commerce & Consumer Affairs Minister Kris Faafoi leaving door open for interchange fees to be regulated, wants to see tangible examples of open banking working within a year
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Credit card interest rates included in CCCFA review

12 Jun 18, 12:07pm

Gareth Vaughan

1 comment

Government review of Credit Contracts and Consumer Finance Act includes a look at credit card interest rates
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A sea change at the Reserve Bank

2 Jun 18, 7:02am

Gareth Vaughan

7 comments

Although strictly speaking it's outside the RBNZ's mandate, Governor Adrian Orr introducing a much greater focus on consumer outcomes to the central bank is welcome, Gareth Vaughan says
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Big decision looms for Commerce & Consumer Affairs Minister Kris Faafoi

22 Apr 18, 5:45pm

Gareth Vaughan

The debate & lobbying over whether retail payments ought to be regulated in NZ bubbled to the surface again this week, with the ball slowly but surely moving firmly into the government's court
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How much tax do Visa & Mastercard pay in NZ?

13 Feb 18, 6:50am

Gareth Vaughan

12 comments

International technology behemoths such as Google & Facebook are under pressure over their tax strategies, should Visa & Mastercard also be?
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How having a credit card can impact your mortgage borrowing power

15 Dec 17, 12:24pm

Jenée Tibshraeny

22 comments

Mike Pero Mortgages case study shows the larger your credit card limit, the less you'll be able to borrow to buy a house, regardless of what's owing on your card
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This week's guest Top 10

3 Nov 17, 10:02am

Guest

25 comments

Money blogger Ryan Johnson on the 'getting rich from property' trap, sustainable frugality, automating your financial plan, the paying off debt vs investing debate, growing wealth to buy back time and more
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Govt pushing for open banking

7 Oct 17, 6:02am

Gareth Vaughan

4 comments

Commerce & Consumer Affairs Minister Jacqui Dean pushing for open banking in NZ as part of greater retail payments competition. Notes regulation limiting merchant fees, open access to bank data common overseas
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