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Term deposits 1 to 5 years

Featured rate
Featured rate
Featured rate
Featured rate

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY4.004.054.104.204.304.40
ASBAA-$5,000QY4.004.054.104.354.404.50
AA-$10,000QY4.004.054.104.354.404.50
Bank of BarodaBBB-$1,000MM4.054.104.154.154.154.15
BBB-$10,000MM4.054.104.154.154.154.15
Bank of ChinaA$100,000ZZ4.104.204.304.404.504.60
Bank of IndiaBB+$5,000QQ2.002.002.502.602.903.00
BNZAA-$2,000MM4.004.054.104.354.404.50
AA-$2,000ZZ4.004.054.104.354.404.50
China Construction BankA$100,000ZZ4.154.204.404.604.754.80
Co-operative BankBBB$2,000QQ3.954.004.104.304.40
BBB$5,000ZZ4.00
BBB$10,000QQ4.004.004.104.304.40
Heartland BankBBB$1,000QQ4.203.804.104.204.304.40
BBB$1,000ZZ
15 months = 3.30 Invest in Heartland to invest in New Zealand
HSBCAA-$1ZZ3.103.453.503.653.70
AA-$10,000ZZ3.804.054.104.254.30
ICBC A$5,000ZZ3.953.954.204.304.404.50
A$10,000ZZ4.054.054.304.404.504.60
KiwibankA1$1,000ZZ0.500.500.500.500.50
A1$5,000ZZ3.904.004.104.154.20
A1$5,000MM3.904.004.104.154.20
A1$10,000ZZ4.004.104.204.254.30
A1$10,000ZM4.004.104.204.254.30
KookminA$5,000ZZ3.503.803.904.004.20
A$10,000ZZ3.603.904.004.104.30
A$50,000ZZ3.704.004.104.204.40
A$100,000ZZ3.804.104.204.304.50
RaboDirectA$1,000AA4.154.054.354.554.704.75
A$1,000AA
A$1,000MM4.073.984.274.464.604.65
SBS Bank.BBB$1,000QQ4.104.004.154.40
BBB$1,000ZZ4.104.004.154.40
TSB BankA-$5,000SS3.903.904.004.204.204.30
A-$10,000SS4.004.004.104.304.304.40
WestpacAA-$5,000QQ3.904.004.104.304.404.50

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$14.154.25
NelsonBB+$5,0004.004.104.35
WairarapaBB+$10,0004.004.004.104.35

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
First CUBB$5004.104.204.50
NZ Firefighters CU$1,0003.303.403.70
NZCU Auckland$5001.601.651.85
$10,0002.202.202.50
Police CUBBB-$5004.054.104.15
UnityBB$1,0004.154.154.254.454.504.60

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Christian Savings BB+$1,000ZZ4.254.354.404.504.60
Finance Direct$1,000QQ2.753.754.254.454.754.95
General FinanceBB-$2,000QQ5.155.906.206.756.756.75
Gold Band Finance$5,000QQ4.454.755.255.505.756.00
Liberty FinancialBBB-$5,000QQ4.204.405.005.005.005.00
BBB-$20,000QQ4.254.455.055.055.055.05
BBB-$100,000QQ4.554.855.555.555.555.55
BBB-$250,000QQ4.655.005.755.755.755.75
Mutual Credit Finance$5,000QQ5.005.255.756.006.256.25
Xceda FinanceB$2,500QQ5.355.755.856.106.156.25

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ3.253.503.50