Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY1.851.851.851.901.952.00
ASBAA-$5,000QY1.801.851.851.851.851.90
AA-$10,000QY1.801.851.851.851.851.90
Bank of BarodaBBB-$1,000MM2.502.502.502.502.502.50
BBB-$10,000MM2.502.502.502.502.502.50
Bank of IndiaBB+$5,000QY2.302.302.152.15
BNZAA-$2,000MM2.002.102.002.002.002.00
AA-$2,000ZZ2.002.102.002.002.002.00
Co-operative BankBBB$2,000QQ1.701.851.902.002.10
BBB$5,000ZZ1.90
BBB$10,000QQ1.801.952.002.102.20
Heartland BankBBB$1,000QQ2.302.352.352.352.352.35
BBB$1,000ZZ
10 months = 2.35 Invest in Heartland to invest in New Zealand
HSBCAA-$5,000ZZ0.300.300.300.300.30
AA-$10,000ZZ1.301.301.301.301.30
AA-$100,000ZZ1.501.501.501.501.50
ICBC A$5,000ZZ2.352.352.352.352.352.35
A$10,000ZZ2.402.402.402.402.402.40
A$50,000ZZ2.452.452.452.452.452.45
KiwibankA$1,000ZZ2.002.002.002.002.00
A$5,000ZZ2.052.102.152.152.15
A$5,000MM2.052.102.152.152.15
A$10,000ZZ2.152.202.252.252.25
A$10,000ZM2.152.202.252.252.25
KookminA$5,000ZZ2.152.202.252.252.35
A$10,000ZZ2.202.102.102.102.20
A$50,000ZZ2.302.202.202.202.30
A$100,000ZZ2.402.302.302.302.40
RaboDirectA$1,000AA2.202.202.252.252.252.35
A$1,000AA
A$1,000MM2.182.182.232.232.232.33
SBS Bank.BBB$1,000QQ2.202.202.202.20
BBB$1,000ZZ2.202.202.202.20
TSB BankA-$5,000SS2.052.052.052.102.102.10
A-$10,000SS2.152.152.152.202.202.20
WestpacAA-$5,000MM1.851.851.851.901.952.00

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$12.852.75
NelsonBB+$5,0002.202.302.30
WairarapaBB+$2,0001.501.50
BB+$10,000ZZ2.402.45

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit UnionBB$5002.502.502.552.552.602.60
First CUBB$5002.852.852.702.70
NZ Firefighters CU$1,0002.702.702.75
NZCU Auckland$5002.502.502.50
$10,0002.502.502.60
NZCU BaywideBB$1,0002.502.502.552.552.602.60
NZCU CentralBB$5002.502.502.552.552.602.60
NZCU Employees$2,0002.50
$10,0002.852.902.953.00
NZCU SouthBB$1,000ZZ2.502.502.552.552.602.60
Police CUBBB$5002.352.352.35

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.504.154.955.055.155.25
Christian Savings BB$1,000ZZ2.522.552.602.622.70
Finance Direct$1,000QQ3.954.654.955.105.355.75
General FinanceBB-$2,000QQ4.254.654.804.804.654.65
Gold Band Finance$5,000QQ3.804.304.905.055.305.30
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ4.004.355.005.505.755.75

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ0.500.750.75

Your access to our unique content is free - always has been. But ad revenues are diving so we need your direct support.

Become a supporter

Thanks, I'm already a supporter.