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Term deposits 1 to 5 years

Featured rate
Featured rate
Featured rate
Featured rate

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY3.003.303.403.703.803.90
ASBAA-$5,000QY3.003.303.353.603.703.80
AA-$10,000QY3.003.303.353.603.703.80
Bank of BarodaBBB-$1,000MM2.852.902.952.953.003.00
BBB-$10,000MM2.852.902.952.953.003.00
Bank of ChinaA$100,000ZZ3.203.303.403.603.703.80
Bank of IndiaBB+$5,000QQ2.002.002.502.602.903.00
BNZAA-$2,000MM2.903.003.603.703.803.90
AA-$2,000ZZ2.903.003.603.703.803.90
China Construction BankA$100,000ZZ3.353.453.703.903.954.05
Co-operative BankBBB$2,000QQ2.853.103.553.804.00
BBB$5,000ZZ2.90
BBB$10,000QQ2.903.103.553.804.00
Heartland BankBBB$1,000QQ3.002.753.053.403.453.50
BBB$1,000ZZ
15 months = 2.75 Invest in Heartland to invest in New Zealand
HSBCAA-$1ZZ1.952.402.502.602.70
AA-$10,000ZZ2.653.003.103.203.30
ICBC A$5,000ZZ3.253.253.403.753.803.85
A$10,000ZZ3.353.353.503.853.903.95
KiwibankA1$1,000ZZ0.500.500.500.500.50
A1$5,000ZZ2.903.553.703.703.90
A1$5,000MM2.903.553.703.703.90
A1$10,000ZZ3.003.653.803.804.00
A1$10,000ZM3.003.653.803.804.00
KookminA$5,000ZZ3.003.303.403.503.70
A$10,000ZZ3.103.403.503.603.80
A$50,000ZZ3.203.503.603.703.90
A$100,000ZZ3.303.603.703.804.00
RaboDirectA$1,000AA3.203.303.553.954.004.05
A$1,000AA
A$1,000MM3.153.253.493.883.933.98
SBS Bank.BBB$1,000QQ3.103.303.653.80
BBB$1,000ZZ3.103.303.653.80
TSB BankA-$5,000SS2.902.803.203.453.503.60
A-$10,000SS3.002.903.303.553.603.70
WestpacAA-$5,000QQ3.003.203.503.803.904.00

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.103.50
NelsonBB+$5,0003.003.403.60
WairarapaBB+$10,0002.702.853.303.50

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
First CUBB$5003.253.453.75
NZ Firefighters CU$1,0001.001.101.10
NZCU Auckland$5001.601.651.85
$10,0002.202.202.50
NZCU Employees$5000.75
Police CUBBB-$5003.053.353.50
UnityBB$1,0003.103.303.503.653.753.85

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Christian Savings BB+$1,000ZZ3.203.503.753.904.10
Finance Direct$1,000QQ2.753.754.254.454.754.95
General FinanceBB-$2,000QQ4.405.105.155.455.505.60
Gold Band Finance$5,000QQ4.454.755.255.505.756.00
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ4.504.755.255.506.006.00
Xceda FinanceB$2,500QQ4.754.905.105.405.505.50

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ2.102.602.90