Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QM3.503.553.653.804.004.10
ASBAA-$5,000QM2.002.002.002.002.002.00
AA-$10,000QM3.503.603.703.804.004.10
Bank of BarodaBBB-$5,000MM3.703.703.954.054.254.30
BBB-$10,000MM3.703.703.954.054.254.30
Bank of IndiaBB+$5,000QQ3.503.604.004.00
BNZAA-$2,000QQ0.750.750.750.750.750.75
AA-$5,000QQ3.503.603.653.753.954.05
AA-$5,000ZZ3.50
AA-$20,000MM3.503.603.653.753.954.05
Co-operative BankBBB$2,000QQ3.253.553.653.803.90
BBB$5,000ZZ3.45
BBB$10,000QQ3.353.653.753.904.00
Heartland BankBBB$1,000QQ3.603.603.703.753.903.90
BBB$20,000QQ3.603.703.803.854.004.00
HSBCAA-$5,000ZZ1.901.901.901.901.90
AA-$10,000ZZ2.902.903.003.153.30
AA-$100,000ZZ3.003.003.103.253.40
ICBC A$5,000ZZ3.303.703.803.904.104.20
A$10,000ZZ3.353.753.853.954.154.25
A$50,000ZZ3.403.803.904.004.204.30
KiwibankA$1,000ZZ2.002.002.002.002.00
A$5,000ZZ3.353.653.754.004.10
A$5,000MM3.303.553.603.703.70
A$10,000ZZ3.403.703.854.104.20
A$10,000ZM3.353.603.703.803.80
KookminA$5,000ZZ3.203.403.453.553.65
A$10,000ZZ3.303.503.553.653.75
A$50,000ZZ3.403.603.653.753.85
A$100,000ZZ3.503.703.753.853.95
RaboDirectA$1,000AA3.353.653.803.904.054.20
A$1,000AA
A$1,000MM3.303.593.743.833.784.12
SBS Bank.BBB$5,000QQ3.503.553.753.80
BBB$5,000ZZ3.553.653.854.00
TSB BankA-$5,000SS3.153.453.603.854.104.20
A-$10,000SS3.253.503.654.054.204.30
WestpacAA-$5,000MM3.403.653.653.804.004.10

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.60
NelsonBB+$5,0003.503.854.00
WairarapaBB+$2,0002.75
BB+$5,000ZZ3.60

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500N4.955.255.505.55
First CUBB-$5003.80
BB-$10,0003.80
NZ Firefighters CU$1,0003.503.754.00
NZCU Auckland$5003.003.003.00
$10,0003.754.004.00
NZCU BaywideBB$1,0003.753.954.104.204.254.30
NZCU Central$5004.304.505.00
NZCU Employees$10,0003.804.004.204.40
NZCU SouthBB$500QQ2.753.003.203.35
BB$5,000QQ3.703.904.104.25
Police CUBBB$5003.403.803.85

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.404.305.205.706.306.50
Christian Savings BB-$1,000ZZ3.883.923.974.33
FE Investments B$5,000QQ4.805.005.305.50
Finance Direct$1,000QQ3.954.955.255.505.756.10
General Finance$2,000QQ4.005.005.505.754.754.75
Gold Band Finance$5,000QQ3.804.755.555.756.106.15
Liberty FinancialBBB-$5,000QQ4.054.054.054.104.304.40
BBB-$20,000QQ4.304.354.404.454.554.65
BBB-$100,000QQ4.554.604.654.704.854.95
Mutual Credit Finance$5,000QQ4.504.755.255.756.006.00
UDCBBB$5,000ZZ3.703.653.853.854.054.15
BBB$5,000QQ3.703.653.853.854.054.15
BBB$100,000ZZ3.703.703.903.904.104.20
BBB$100,000QQ3.703.703.903.904.104.20

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ1.752.002.25