Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY3.203.103.103.153.203.25
ASBAA-$5,000QY2.002.002.002.002.002.00
AA-$10,000QY3.153.103.103.153.203.25
Bank of BarodaBBB-$5,000MM3.353.403.403.403.453.50
BBB-$10,000MM3.353.403.403.453.453.50
Bank of IndiaBB+$5,000QY2.002.002.152.20
BNZAA-$2,000MM3.153.103.103.153.203.25
AA-$2,000ZZ3.153.103.103.153.203.25
Co-operative BankBBB$2,000QQ3.053.103.103.153.20
BBB$5,000ZZ3.25
BBB$10,000QQ3.153.203.203.253.30
Heartland BankBBB$1,000QQ3.353.353.353.403.503.55
HSBCAA-$5,000ZZ1.901.901.901.901.90
AA-$10,000ZZ2.902.903.003.153.30
AA-$100,000ZZ3.003.003.103.253.40
ICBC A$5,000ZZ3.203.153.153.203.253.30
A$10,000ZZ3.253.203.203.253.303.35
A$50,000ZZ3.303.253.253.303.353.40
KiwibankA$1,000ZZ2.002.002.002.002.00
A$5,000ZZ3.203.103.153.203.25
A$5,000MM3.203.053.103.153.20
A$10,000ZZ3.303.203.253.303.35
A$10,000ZM3.303.153.203.253.30
KookminA$5,000ZZ3.203.403.453.553.65
A$10,000ZZ3.303.503.553.653.75
A$50,000ZZ3.403.603.653.753.85
A$100,000ZZ3.503.703.753.853.95
RaboDirectA$1,000AA3.353.353.353.453.553.75
A$1,000AA
A$1,000MM3.303.303.303.403.493.69
SBS Bank.BBB$1,000QQ3.253.203.203.20
BBB$1,000ZZ3.253.203.203.25
TSB BankA-$5,000SS3.003.053.053.053.103.15
A-$10,000SS3.103.103.103.153.203.25
WestpacAA-$5,000MM3.153.153.153.153.203.25

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.40
NelsonBB+$5,0003.303.303.35
WairarapaBB+$2,0002.75
BB+$5,000ZZ3.60

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500N3.453.503.503.55
First CUBB$5003.70
BB$10,0003.70
NZ Firefighters CU$1,0003.503.603.70
NZCU Auckland$5003.003.003.00
$10,0003.453.453.45
NZCU BaywideBB$1,0003.453.503.503.553.603.65
NZCU Central$5003.453.503.503.553.603.65
NZCU Employees$10,0003.804.004.204.40
NZCU SouthBB$500QQ2.452.502.502.55
BB$5,000QQ3.453.503.503.55
Police CUBBB$5003.203.203.20

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.604.405.505.706.106.25
Christian Savings BB$1,000ZZ3.383.253.303.353.40
FE Investments B$5,000QQ5.005.205.405.505.605.60
Finance Direct$1,000QQ3.954.955.255.505.756.10
General Finance$2,000QQ4.805.405.505.755.755.75
Gold Band Finance$5,000QQ3.804.755.555.756.106.15
Liberty FinancialBBB-$5,000QQ4.054.054.054.104.304.40
BBB-$20,000QQ4.304.354.404.454.554.65
BBB-$100,000QQ4.554.604.654.704.854.95
Mutual Credit Finance$5,000QQ4.504.755.255.756.006.00

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ1.751.752.00