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Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY1.201.201.451.601.751.95
ASBAA-$5,000QY1.201.251.401.701.852.00
AA-$10,000QY1.201.251.401.701.852.00
Bank of BarodaBBB-$1,000MM1.201.351.451.601.752.00
BBB-$10,000MM1.201.351.451.601.752.00
Bank of ChinaA$100,000ZZ1.201.251.301.401.501.60
Bank of IndiaBB+$5,000QQ1.201.451.802.002.002.00
BNZAA-$2,000MM1.201.251.351.501.701.80
AA-$2,000ZZ1.201.251.351.501.701.80
China Construction BankA$100,000ZZ1.351.351.501.751.952.05
Co-operative BankBBB$2,000QQ1.151.251.451.701.90
BBB$5,000ZZ1.20
BBB$10,000QQ1.201.251.451.701.90
Heartland BankBBB$1,000QQ1.301.151.201.351.551.75
HSBCAA-$5,000ZZ0.500.801.101.301.40
AA-$10,000ZZ1.201.401.701.902.00
ICBC A$5,000ZZ1.251.301.401.651.851.95
A$10,000ZZ1.301.351.451.701.902.00
A$50,000ZZ1.351.401.501.751.952.05
KiwibankA$1,000ZZ0.500.500.500.500.50
A$5,000ZZ1.101.401.401.601.70
A$5,000MM1.101.401.401.601.70
A$10,000ZZ1.201.501.501.701.80
A$10,000ZM1.201.501.501.701.80
KookminA$5,000ZZ0.800.800.800.800.80
A$10,000ZZ0.900.900.900.900.90
A$50,000ZZ1.001.001.001.001.00
A$100,000ZZ1.101.101.101.101.10
RaboDirectA$1,000AA1.351.301.451.701.952.05
A$1,000AA
A$1,000MM1.341.291.441.691.932.03
SBS Bank.BBB$1,000QQ1.301.251.351.55
BBB$1,000ZZ1.301.251.351.55
TSB BankA-$5,000SS1.101.151.301.601.801.90
A-$10,000SS1.201.251.401.701.902.00
WestpacAA-$5,000MM1.201.251.451.701.902.00

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$11.401.60
NelsonBB+$5,0001.301.501.70
WairarapaBB+$2,0000.750.750.75
BB+$10,000ZZ1.251.251.35

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit UnionBB$5001.251.301.401.501.701.80
First CUBB$5001.651.701.75
NZ Firefighters CU$1,0001.001.101.10
NZCU Auckland$5001.251.251.30
$10,0001.401.401.50
NZCU BaywideBB$1,0001.251.301.401.501.701.80
NZCU CentralBB$5001.251.301.401.501.701.80
NZCU Employees$5000.75
NZCU SouthBB$1,000ZZ1.251.301.401.501.701.80
Police CUBBB-$5001.251.301.35

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.503.654.254.504.755.00
Christian Savings BB$1,000ZZ1.351.402.001.752.10
Finance Direct$1,000QQ2.303.984.104.654.655.85
General FinanceBB-$2,000QQ3.503.904.054.154.054.05
Gold Band Finance$5,000QQ3.453.754.504.754.904.90
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ3.003.504.254.755.005.00

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ0.300.500.70