Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY0.850.900.900.900.900.90
ASBAA-$5,000QY0.750.800.800.901.001.00
AA-$10,000QY0.750.800.800.901.001.00
Bank of BarodaBBB-$1,000MM1.251.251.251.251.251.25
BBB-$10,000MM1.251.251.251.251.251.25
Bank of ChinaA$100,000ZZ1.000.800.800.800.800.80
Bank of IndiaBB+$5,000QY1.201.201.201.25
BNZAA-$2,000MM0.850.850.850.900.900.90
AA-$2,000ZZ0.850.850.850.900.900.90
Co-operative BankBBB$2,000QQ1.051.051.151.251.35
BBB$5,000ZZ1.10
BBB$10,000QQ1.051.051.151.251.35
Heartland BankBBB$1,000QQ1.051.051.301.051.051.05
HSBCAA-$5,000ZZ0.100.200.200.200.20
AA-$10,000ZZ0.600.600.600.600.60
AA-$100,000ZZ0.800.800.800.800.80
ICBC A$5,000ZZ0.850.850.850.850.850.85
A$10,000ZZ0.900.900.900.900.900.90
A$50,000ZZ0.950.950.950.950.950.95
KiwibankA$1,000ZZ0.500.500.500.500.50
A$5,000ZZ0.800.800.800.800.80
A$5,000MM0.800.800.800.800.80
A$10,000ZZ0.900.900.900.900.90
A$10,000ZM0.900.900.900.900.90
KookminA$5,000ZZ1.101.001.001.001.10
A$10,000ZZ1.201.101.101.101.20
A$50,000ZZ1.301.201.201.201.30
A$100,000ZZ1.401.301.301.301.40
RaboDirectA$1,000AA1.251.251.251.301.301.40
A$1,000AA
A$1,000MM1.241.241.241.291.291.39
SBS Bank.BBB$1,000QQ1.051.051.051.05
BBB$1,000ZZ1.051.051.051.05
TSB BankA-$5,000SS0.700.700.700.800.800.80
A-$10,000SS0.800.800.800.900.900.90
WestpacAA-$5,000MM0.800.800.850.850.900.90

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$11.201.10
NelsonBB+$5,0001.051.051.05
WairarapaBB+$2,0001.001.001.05
BB+$10,000ZZ1.301.301.35

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit UnionBB$5001.201.251.301.351.351.35
First CUBB$5001.201.251.30
NZ Firefighters CU$1,0001.001.101.10
NZCU Auckland$5001.201.201.20
$10,0001.251.251.25
NZCU BaywideBB$1,0001.201.251.301.351.351.35
NZCU CentralBB$5001.201.251.301.351.351.35
NZCU Employees$2,0001.70
$10,0001.851.951.952.00
NZCU SouthBB$1,000ZZ1.201.251.301.351.351.35
Police CUBBB$5001.051.051.05

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.303.754.504.754.955.00
Christian Savings BB$1,000ZZ1.251.301.351.371.40
Finance Direct$1,000QQ2.303.984.104.654.655.85
General FinanceBB-$2,000QQ3.303.653.753.653.553.55
Gold Band Finance$5,000QQ3.604.004.905.055.105.10
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ3.503.754.505.005.105.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ0.100.200.20