Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY2.352.352.352.352.402.40
ASBAA-$5,000QY2.002.002.002.002.002.00
AA-$10,000QY2.302.252.252.252.252.25
Bank of BarodaBBB-$1,000MM2.252.252.252.252.252.25
BBB-$10,000MM2.252.252.252.252.252.25
Bank of IndiaBB+$5,000QY2.002.002.152.20
BNZAA-$2,000MM2.402.652.402.402.402.40
AA-$2,000ZZ2.402.652.402.402.402.40
Co-operative BankBBB$2,000QQ2.352.302.302.352.40
BBB$5,000ZZ2.55
BBB$10,000QQ2.452.402.402.452.50
Heartland BankBBB$1,000QQ2.752.702.702.702.702.70
BBB$1,000QQ
15 months = 2.70 Invest in Heartland to invest in New Zealand
HSBCAA-$5,000ZZ0.800.850.850.850.85
AA-$10,000ZZ1.801.851.851.851.85
AA-$100,000ZZ2.002.052.052.052.05
ICBC A$5,000ZZ2.752.752.752.752.752.75
A$10,000ZZ2.802.802.802.802.802.80
A$50,000ZZ2.852.852.852.852.852.85
KiwibankA$1,000ZZ2.002.002.002.002.00
A$5,000ZZ2.402.302.302.302.30
A$5,000MM2.402.302.302.302.30
A$10,000ZZ2.502.402.402.402.40
A$10,000ZM2.502.402.402.402.40
KookminA$5,000ZZ2.602.602.602.602.70
A$10,000ZZ2.702.702.702.702.80
A$50,000ZZ2.802.802.802.802.90
A$100,000ZZ2.902.902.902.903.00
RaboDirectA$1,000AA2.552.502.502.502.502.70
A$1,000AA
A$1,000MM2.522.472.472.472.472.67
SBS Bank.BBB$1,000QQ2.602.702.502.50
BBB$1,000ZZ2.602.702.502.50
TSB BankA-$5,000SS2.502.602.502.502.502.50
A-$10,000SS2.602.652.602.602.602.60
WestpacAA-$5,000MM2.502.702.502.502.502.50

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.003.00
NelsonBB+$5,0002.602.602.60
WairarapaBB+$2,0001.751.75
BB+$10,000ZZ2.652.15

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit UnionBB$5002.702.702.802.802.852.85
First CUBB$5003.153.153.203.20
NZ Firefighters CU$1,0002.802.802.80
NZCU Auckland$5002.752.702.70
$10,0002.902.852.85
NZCU BaywideBB$1,0002.702.702.802.802.852.85
NZCU CentralBB$5002.702.702.802.802.852.85
NZCU Employees$2,0002.50
$10,0003.003.103.203.30
NZCU SouthBB$1,000ZZ2.702.702.802.802.852.85
Police CUBBB$5002.452.452.45

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.504.155.055.255.505.75
Christian Savings BB$1,000ZZ2.862.903.002.602.60
Finance Direct$1,000QQ3.954.654.955.105.355.75
General FinanceBB-$2,000QQ4.354.754.954.954.754.75
Gold Band Finance$5,000QQ3.804.505.105.255.505.50
Liberty FinancialBBB-$5,000QQ3.203.253.353.453.553.65
BBB-$20,000QQ3.453.503.603.703.803.90
BBB-$100,000QQ3.853.853.853.954.054.15
BBB-$250,000QQ4.004.054.104.154.304.40
Mutual Credit Finance$5,000QQ4.004.355.005.505.755.75

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ0.500.750.75

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