Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY1.001.051.051.051.051.05
ASBAA-$5,000QY0.900.900.901.051.051.05
AA-$10,000QY0.900.900.901.051.051.05
Bank of BarodaBBB-$1,000MM1.501.501.501.501.501.50
BBB-$10,000MM1.501.501.501.501.501.50
Bank of ChinaA$100,000ZZ1.451.201.201.201.201.20
Bank of IndiaBB+$5,000QY1.751.751.801.80
BNZAA-$2,000MM0.900.900.901.001.001.00
AA-$2,000ZZ0.900.900.901.001.001.00
Co-operative BankBBB$2,000QQ1.101.101.251.351.45
BBB$5,000ZZ1.15
BBB$10,000QQ1.101.101.251.351.45
Heartland BankBBB$1,000QQ1.401.401.401.601.401.40
BBB$1,000QQ
15 months = 1.40 Invest in Heartland to invest in New Zealand
HSBCAA-$5,000ZZ0.100.200.200.200.20
AA-$10,000ZZ0.800.800.800.800.80
AA-$100,000ZZ1.001.001.001.001.00
ICBC A$5,000ZZ0.950.950.950.950.950.95
A$10,000ZZ1.001.001.001.001.001.00
A$50,000ZZ1.051.051.051.051.051.05
KiwibankA$1,000ZZ0.500.500.500.500.50
A$5,000ZZ0.900.900.900.900.90
A$5,000MM0.900.900.900.900.90
A$10,000ZZ1.001.001.001.001.00
A$10,000ZM1.001.001.001.001.00
KookminA$5,000ZZ1.401.301.301.301.40
A$10,000ZZ1.501.401.401.401.50
A$50,000ZZ1.601.501.501.501.60
A$100,000ZZ1.701.601.601.601.70
RaboDirectA$1,000AA1.251.251.251.301.301.40
A$1,000AA
A$1,000MM1.241.241.241.291.291.39
SBS Bank.BBB$1,000QQ1.051.051.051.05
BBB$1,000ZZ1.051.051.051.05
TSB BankA-$5,000SS0.950.950.950.950.950.95
A-$10,000SS1.051.051.051.051.051.05
WestpacAA-$5,000MM0.900.900.950.951.001.00

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$11.451.40
NelsonBB+$5,0001.151.151.15
WairarapaBB+$2,0001.001.001.05
BB+$10,000ZZ1.301.301.35

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit UnionBB$5001.451.451.501.601.601.60
First CUBB$5001.451.501.55
NZ Firefighters CU$1,0001.001.101.10
NZCU Auckland$5001.501.501.50
$10,0001.551.551.60
NZCU BaywideBB$1,0001.451.451.501.601.601.60
NZCU CentralBB$5001.451.451.501.601.601.60
NZCU Employees$2,0001.70
$10,0001.851.951.952.00
NZCU SouthBB$1,000ZZ1.451.451.501.601.601.60
Police CUBBB$5001.201.201.20

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.554.004.504.755.005.10
Christian Savings BB$1,000ZZ1.251.301.351.371.40
Finance Direct$1,000QQ3.954.654.955.105.355.75
General FinanceBB-$2,000QQ3.303.653.753.653.553.55
Gold Band Finance$5,000QQ3.604.004.905.055.105.10
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ3.503.754.505.005.105.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ0.100.200.20