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Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY1.401.401.601.751.902.10
ASBAA-$5,000QY1.301.451.601.902.002.15
AA-$10,000QY1.301.451.601.902.002.15
Bank of BarodaBBB-$1,000MM1.201.351.451.601.752.00
BBB-$10,000MM1.201.351.451.601.752.00
Bank of ChinaA$100,000ZZ1.601.701.802.002.202.40
Bank of IndiaBB+$5,000QQ1.201.451.802.002.002.00
BNZAA-$2,000MM1.401.451.601.902.002.15
AA-$2,000ZZ1.401.451.601.902.002.15
China Construction BankA$100,000ZZ1.551.551.701.902.152.25
Co-operative BankBBB$2,000QQ1.251.401.601.852.05
BBB$5,000ZZ1.30
BBB$10,000QQ1.251.401.601.852.05
Heartland BankBBB$1,000QQ1.301.151.201.351.551.75
BBB$1,000ZZ
15 months = 1.15 Invest in Heartland to invest in New Zealand
HSBCAA-$5,000ZZ0.601.001.301.401.50
AA-$10,000ZZ1.301.601.902.002.15
ICBC A$5,000ZZ1.351.351.551.701.902.00
A$10,000ZZ1.401.401.601.751.952.05
A$50,000ZZ1.451.451.651.802.002.10
KiwibankA$1,000ZZ0.500.500.500.500.50
A$5,000ZZ1.251.601.601.801.90
A$5,000MM1.251.601.601.801.90
A$10,000ZZ1.351.701.701.902.00
A$10,000ZM1.351.701.701.902.00
KookminA$5,000ZZ1.201.301.401.601.70
A$10,000ZZ1.301.401.501.701.80
A$50,000ZZ1.401.501.601.801.90
A$100,000ZZ1.501.601.701.902.00
RaboDirectA$1,000AA1.551.551.701.902.152.25
A$1,000AA
A$1,000MM1.541.541.691.882.132.23
SBS Bank.BBB$1,000QQ1.501.501.601.80
BBB$1,000ZZ1.501.501.601.80
TSB BankA-$5,000SS1.201.301.501.701.852.00
A-$10,000SS1.301.401.601.801.952.10
WestpacAA-$5,000MM1.301.351.601.902.202.30

 

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$11.501.70
NelsonBB+$5,0001.501.601.80
WairarapaBB+$10,0001.301.401.55
BB+$100,000ZZ1.351.501.65

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit UnionBB$5001.301.301.501.651.851.95
First CUBB$5001.651.701.75
NZ Firefighters CU$1,0001.001.101.10
NZCU Auckland$5001.251.251.30
$10,0001.401.401.50
NZCU BaywideBB$1,0001.301.301.501.651.851.95
NZCU CentralBB$5001.301.301.501.651.851.95
NZCU Employees$5000.75
NZCU SouthBB$1,000ZZ1.301.301.501.651.851.95
Police CUBBB-$5001.351.501.65

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.603.954.254.504.755.00
Christian Savings BB$1,000ZZ1.501.652.002.102.20
Finance Direct$1,000QQ2.303.984.104.654.655.85
General FinanceBB-$2,000QQ3.654.204.254.354.354.35
Gold Band Finance$5,000QQ3.453.754.504.754.904.90
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ3.003.504.254.755.005.00

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ0.500.700.90