Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QM3.403.453.553.653.753.80
ASBAA-$5,000QM2.002.002.002.002.002.00
AA-$10,000QM3.453.453.503.653.753.80
Bank of BarodaBBB-$5,000MM3.703.703.954.054.254.30
BBB-$10,000MM3.703.703.954.054.254.30
Bank of IndiaBB+$5,000QQ3.003.003.253.50
BNZAA-$2,000QQ0.750.750.750.750.750.75
AA-$5,000QQ3.403.403.453.553.653.70
AA-$5,000ZZ3.45
AA-$20,000MM3.453.403.453.553.653.70
Co-operative BankBBB$2,000QQ3.203.353.453.553.70
BBB$5,000ZZ3.40
BBB$10,000QQ3.303.453.553.653.80
Heartland BankBBB$1,000QQ3.403.503.603.703.803.85
BBB$20,000QQ3.503.603.703.803.903.95
HSBCAA-$5,000ZZ1.901.901.901.901.90
AA-$10,000ZZ2.902.903.003.153.30
AA-$100,000ZZ3.003.003.103.253.40
ICBC A$5,000ZZ3.353.753.853.954.154.25
A$10,000ZZ3.403.803.904.004.204.30
A$50,000ZZ3.453.853.954.054.254.35
KiwibankA$1,000ZZ2.002.002.002.002.00
A$5,000ZZ3.353.453.603.703.75
A$5,000MM3.303.403.503.603.65
A$10,000ZZ3.453.553.703.803.85
A$10,000ZM3.403.503.603.703.75
KookminA$5,000ZZ3.203.403.453.553.65
A$10,000ZZ3.303.503.553.653.75
A$50,000ZZ3.403.603.653.753.85
A$100,000ZZ3.503.703.753.853.95
RaboDirectA$1,000AA3.353.553.553.703.804.00
A$1,000AA
A$1,000MM3.303.493.493.643.743.93
SBS Bank.BBB$1,000QQ3.403.403.503.50
BBB$1,000ZZ3.453.453.603.70
TSB BankA-$5,000SS3.153.403.453.553.653.70
A-$10,000SS3.253.453.503.653.753.80
WestpacAA-$5,000MM3.453.453.503.653.603.65

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.50
NelsonBB+$5,0003.503.803.85
WairarapaBB+$2,0002.75
BB+$5,000ZZ3.60

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500N3.754.004.004.00
First CUBB-$5003.80
BB-$10,0003.80
NZ Firefighters CU$1,0003.503.654.00
NZCU Auckland$5003.003.003.00
$10,0003.603.753.90
NZCU BaywideBB$1,0003.503.553.603.754.004.10
NZCU Central$5003.804.004.254.855.00
NZCU Employees$10,0003.804.004.204.40
NZCU SouthBB$500QQ2.702.903.103.25
BB$5,000QQ3.703.904.104.25
Police CUBBB$5003.403.653.65

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB$500QQ3.403.754.005.105.606.00
Christian Savings BB-$1,000ZZ3.663.713.773.813.91
FE Investments B$5,000QQ4.404.805.505.605.705.70
B$10,000QQ
B$10,000QQ
15 months = 5.00
Finance Direct$1,000QQ3.954.955.255.505.756.10
General Finance$2,000QQ4.005.005.505.754.754.75
Gold Band Finance$5,000QQ3.804.755.555.756.106.15
Liberty FinancialBBB-$5,000QQ4.054.054.054.104.304.40
BBB-$20,000QQ4.304.354.404.454.554.65
BBB-$100,000QQ4.554.604.654.704.854.95
Mutual Credit Finance$5,000QQ4.504.755.255.756.006.00
UDCBBB$5,000ZZ3.603.603.753.753.954.05
BBB$5,000QQ3.603.603.753.753.954.05
BBB$100,000ZZ3.603.653.803.804.004.10
BBB$100,000QQ3.603.653.803.804.004.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ1.752.002.25