Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY2.702.602.602.602.652.70
ASBAA-$5,000QY2.002.002.002.002.002.00
AA-$10,000QY2.602.502.502.502.502.60
Bank of BarodaBBB-$5,000MM2.902.902.952.953.003.05
BBB-$10,000MM2.852.902.952.953.003.05
Bank of IndiaBB+$5,000QY2.002.002.152.20
BNZAA-$2,000MM2.602.502.502.502.502.50
AA-$2,000ZZ2.602.502.502.502.502.50
Co-operative BankBBB$2,000QQ2.402.402.402.402.40
BBB$5,000ZZ2.60
BBB$10,000QQ2.502.502.502.502.50
Heartland BankBBB$1,000QQ2.802.802.802.802.802.85
BBB$1,000QQ
15 months = 2.90 Invest in Heartland to invest in New Zealand
HSBCAA-$5,000ZZ1.051.051.051.051.05
AA-$10,000ZZ2.052.052.052.052.05
AA-$100,000ZZ2.252.252.252.252.25
ICBC A$5,000ZZ2.752.752.752.752.752.75
A$10,000ZZ2.802.802.802.802.802.80
A$50,000ZZ2.852.852.852.852.852.85
KiwibankA$1,000ZZ2.002.002.002.002.00
A$5,000ZZ2.602.502.502.502.50
A$5,000MM2.602.502.502.502.50
A$10,000ZZ2.702.602.602.602.60
A$10,000ZM2.702.602.602.602.60
KookminA$5,000ZZ2.602.602.602.602.70
A$10,000ZZ2.702.702.702.702.80
A$50,000ZZ2.802.802.802.802.90
A$100,000ZZ2.902.902.902.903.00
RaboDirectA$1,000AA2.652.602.602.602.602.80
A$1,000AA
A$1,000MM2.622.572.572.572.572.76
SBS Bank.BBB$1,000QQ2.752.752.753.00
BBB$1,000ZZ2.752.752.753.00
TSB BankA-$5,000SS2.602.652.652.602.602.60
A-$10,000SS2.702.702.702.702.702.70
WestpacAA-$5,000MM2.702.702.702.702.702.70

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$13.253.30
NelsonBB+$5,0002.752.702.70
WairarapaBB+$2,0002.00
BB+$5,000ZZ2.90

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit Union$500N3.103.153.153.20
First CUBB$5002.952.852.752.75
BB$10,0002.952.852.752.75
NZ Firefighters CU$1,0002.802.802.80
NZCU Auckland$5002.852.852.85
$10,0003.003.003.00
NZCU BaywideBB$1,0003.103.153.153.203.253.30
NZCU Central$5003.103.153.153.203.253.30
NZCU Employees$2,0002.80
$10,0003.804.004.204.40
NZCU SouthBB$1,000QQ3.103.153.153.20
Police CUBBB$5002.752.752.75

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.504.355.255.555.755.95
Christian Savings BB$1,000ZZ3.002.852.852.903.05
FE Investments B$5,000QQ4.605.005.205.505.505.50
Finance Direct$1,000QQ3.954.654.955.105.355.75
General Finance$2,000QQ4.655.205.405.555.555.55
Gold Band Finance$5,000QQ3.804.505.105.255.505.50
Liberty FinancialBBB-$5,000QQ3.203.253.353.453.553.65
BBB-$20,000QQ3.453.503.603.703.803.90
BBB-$100,000QQ3.853.853.853.954.054.15
Mutual Credit Finance$5,000QQ4.004.355.005.505.755.75

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ1.001.001.00