Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY0.800.850.850.900.900.90
ASBAA-$5,000QY0.750.800.800.901.001.00
AA-$10,000QY0.750.800.800.901.001.00
Bank of BarodaBBB-$1,000MM1.101.101.251.251.251.25
BBB-$10,000MM1.101.101.251.251.251.25
Bank of ChinaA$100,000ZZ1.000.800.800.800.800.80
Bank of IndiaBB+$5,000QY1.201.201.201.25
BNZAA-$2,000MM0.800.800.850.850.900.90
AA-$2,000ZZ0.800.800.850.850.900.90
China Construction BankA$10,000ZZ1.251.251.301.301.401.30
Co-operative BankBBB$2,000QQ1.051.051.151.251.35
BBB$5,000ZZ1.10
BBB$10,000QQ1.051.051.151.251.35
Heartland BankBBB$1,000QQ1.000.951.001.051.001.00
HSBCAA-$5,000ZZ0.100.200.200.200.20
AA-$10,000ZZ0.600.600.600.600.60
AA-$100,000ZZ0.800.800.800.800.80
ICBC A$5,000ZZ0.850.850.850.850.850.85
A$10,000ZZ0.900.900.900.900.900.90
A$50,000ZZ0.950.950.950.950.950.95
KiwibankA$1,000ZZ0.500.500.500.500.50
A$5,000ZZ0.800.800.800.800.80
A$5,000MM0.800.800.800.800.80
A$10,000ZZ0.900.900.900.900.90
A$10,000ZM0.900.900.900.900.90
KookminA$5,000ZZ0.800.800.800.800.80
A$10,000ZZ0.900.900.900.900.90
A$50,000ZZ1.001.001.001.001.00
A$100,000ZZ1.101.101.101.101.10
RaboDirectA$1,000AA1.001.001.001.051.051.15
A$1,000AA
A$1,000MM1.001.001.001.041.041.14
SBS Bank.BBB$1,000QQ1.051.051.051.05
BBB$1,000ZZ1.051.051.051.05
TSB BankA-$5,000SS0.700.700.700.800.800.80
A-$10,000SS0.800.800.800.900.900.90
WestpacAA-$5,000MM0.800.800.850.850.900.90

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$11.001.00
NelsonBB+$5,0000.950.950.95
WairarapaBB+$2,0000.750.800.85
BB+$10,000ZZ1.051.101.15

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit UnionBB$5001.001.051.101.151.151.15
First CUBB$5001.201.251.30
NZ Firefighters CU$1,0001.001.101.10
NZCU Auckland$5001.101.101.20
$10,0001.151.151.20
NZCU BaywideBB$1,0001.001.051.101.151.151.15
NZCU CentralBB$5001.001.051.101.151.151.15
NZCU Employees$5000.75
NZCU SouthBB$1,000ZZ1.001.051.101.151.151.15
Police CUBBB$5000.900.900.90

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.303.754.254.504.755.00
Christian Savings BB$1,000ZZ1.151.171.231.251.28
Finance Direct$1,000QQ2.303.984.104.654.655.85
General FinanceBB-$2,000QQ3.303.653.753.653.553.55
Gold Band Finance$5,000QQ3.453.754.504.754.904.90
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ3.503.754.505.005.105.10

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ0.100.200.20