Days to the General Election: 39
See Party Policies here. Party Lists here.

Term deposits 1 to 5 years

Banks

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
ANZAA-$10,000QY1.501.501.501.551.551.60
ASBAA-$5,000QY1.401.401.401.401.451.50
AA-$10,000QY1.401.401.401.401.451.50
Bank of BarodaBBB-$1,000MM2.052.002.002.002.002.00
BBB-$10,000MM2.052.002.002.002.002.00
Bank of ChinaA$100,000ZZ1.701.501.501.501.501.50
Bank of IndiaBB+$5,000QY2.302.302.152.15
BNZAA-$2,000MM1.401.601.401.401.401.40
AA-$2,000ZZ1.401.601.401.401.401.40
Co-operative BankBBB$2,000QQ1.401.601.701.801.90
BBB$5,000ZZ1.50
BBB$10,000QQ1.401.601.701.801.90
Heartland BankBBB$1,000QQ1.651.702.001.801.801.80
BBB$1,000QQ
15 months = 1.65 Invest in Heartland to invest in New Zealand
HSBCAA-$5,000ZZ0.100.200.200.200.20
AA-$10,000ZZ1.101.201.201.201.20
AA-$100,000ZZ1.301.401.401.401.40
ICBC A$5,000ZZ1.701.751.751.751.801.85
A$10,000ZZ1.751.801.801.801.851.90
A$50,000ZZ1.801.851.851.851.901.95
KiwibankA$1,000ZZ1.251.251.251.251.25
A$5,000ZZ1.451.401.501.551.60
A$5,000MM1.451.401.501.551.60
A$10,000ZZ1.551.501.601.651.70
A$10,000ZM1.551.501.601.651.70
KookminA$5,000ZZ1.601.501.501.601.50
A$10,000ZZ1.701.601.601.601.70
A$50,000ZZ1.801.701.701.701.80
A$100,000ZZ1.901.801.801.801.90
RaboDirectA$1,000AA1.701.701.701.751.751.85
A$1,000AA
A$1,000MM1.691.691.691.741.741.83
SBS Bank.BBB$1,000QQ1.501.501.501.55
BBB$1,000ZZ1.501.501.501.55
TSB BankA-$5,000SS1.501.501.601.601.601.60
A-$10,000SS1.601.601.701.701.701.70
WestpacAA-$5,000MM1.501.551.601.651.651.70

Building Societies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Heretaunga$12.202.20
NelsonBB+$5,0001.601.601.65
WairarapaBB+$2,0001.301.401.50
BB+$10,000ZZ1.701.80

Credit Unions

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Aotearoa Credit UnionBB$5001.701.751.801.851.901.90
First CUBB$5001.701.751.80
NZ Firefighters CU$1,0002.702.702.75
NZCU Auckland$5001.801.851.85
$10,0001.901.951.95
NZCU BaywideBB$1,0001.701.751.801.851.901.90
NZCU CentralBB$5001.701.751.801.851.901.90
NZCU Employees$2,0001.70
$10,0001.851.951.952.00
NZCU SouthBB$1,000ZZ1.701.751.801.851.901.90
Police CUBBB$5001.651.651.65

Peer-to-Peer

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Squirrel Money - home loans base$500MM4.004.004.004.00
Squirrel Money - personal loans base$500MM6.006.506.507.50

Finance Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Asset FinanceB-$500QQ3.954.454.955.055.155.25
Christian Savings BB$1,000ZZ1.801.851.901.952.00
Finance Direct$1,000QQ3.954.654.955.105.355.75
General FinanceBB-$2,000QQ3.553.954.154.153.953.95
Gold Band Finance$5,000QQ3.804.304.905.055.305.30
Liberty FinancialBBB-$5,000QQ3.003.053.103.103.103.10
BBB-$20,000QQ3.053.103.153.153.153.15
BBB-$100,000QQ3.103.153.203.203.203.20
BBB-$250,000QQ3.153.203.253.253.253.25
Mutual Credit Finance$5,000QQ3.754.005.005.255.505.50

Crown Companies

Institution Credit Rating Minimum Deposit Credit Paid 12 mths 18 mths 2 years 3 years 4 years 5 years
Kiwi BondsAA+$1,000QQ0.250.500.50

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Days to the General Election: 39
See Party Policies here. Party Lists here.