How much can you bid?

This calculator works out how much you can pay for a house. It figures out how large a mortgage your deposit and your payment capacity will support. You should be conservative when adding those two numbers because you need to allow for some sensible headroom in case unexpected things happen. And also don't forget the bank will apply a 'serviceability test' of their own, usually by checking you could still make the payments if the interest rate rose by a full +2%. You can do that in this calculator too.

It is here as part of our partnership with

Your access to our unique content is free - always has been. But ad revenues are diving so we need your direct support.

Become a supporter

Thanks, I'm already a supporter.