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Mortgages

Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard4.443.992.793.193.593.994.39
Standard
18 months = 2.95
Special LVR under 80%3.392.192.592.99
Special LVR under 80%
18 months = 2.35
ASBStandard4.452.992.192.592.993.393.69
Standard
Back My Build1.79
Bank of BarodaStandard5.253.853.90
Bank of ChinaStandard5.005.155.255.355.505.705.99
Special4.353.452.152.552.753.053.35
Special
18 months = 2.15
BNZSpecial - Classic2.992.252.552.993.393.69
Special - Classic
TotalMoney4.55
Std & Flybuys4.553.592.853.153.593.994.29
Std & Flybuys
China Construction BankStandard5.004.704.704.804.954.954.95
Special2.652.652.802.892.99
Special
18 months = 2.65
Co-operative BankOwner Occupied4.402.252.252.592.943.243.54
Owner Occupied
18 months = 2.45
Standard4.402.752.753.093.443.744.04
Standard
18 months = 2.95
First Home Buyer Special2.09
Heartland BankResidential1.951.852.352.45
Reverse Mortgage5.95
HSBCPremier4.492.792.192.452.692.993.19
Premier
18 months = 2.19
ICBC Standard5.795.354.494.694.995.455.49
Special3.692.892.252.352.652.892.99
Special
18 months = 2.35
KiwibankStandard3.404.303.043.403.844.244.54
Special 3.552.192.552.993.393.69
Offset Mortgage 3.40
KookminStandard5.203.903.904.00
SBS BankResidential4.543.892.692.993.293.593.89
Residential
18 months = 2.89 click here to contact SBS Bank
Special3.392.192.492.793.093.39
Special
18 months = 2.39 click here to contact SBS Bank
Unwind reverse equity5.85
TSB BankStandard5.343.692.993.353.794.194.49
Standard
18 months = 3.15 TSB Bank Home Loans_ Apply now or find out more
Special LVR <80%4.542.892.192.552.993.393.69
Special LVR <80%
18 months = 2.35 TSB Home Loans_ Apply now or find out more
WestpacStandard 4.593.592.853.193.593.994.29
Standard
Special LVR < 80%2.992.252.592.993.393.69
Special LVR < 80%
18 months = 2.45 Minimum of 20% equity, salary credit to a Westpac transaction account plus one other Westpac NZ product
Choices Offset4.59
Choices Everyday4.69

Building Societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential4.993.803.90
NelsonResidential4.953.203.24
WairarapaResidential4.993.553.49

Credit Unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUSpecial5.852.953.45
Standard5.853.453.95
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
NZCU BaywideResidential5.653.993.953.85
Residential
18 months = 3.95
NZCU CentralResidential5.653.993.953.85
NZCU SouthResidential LVR < 80%5.653.993.953.85
Residential LVR < 80%
18 months = 3.95
Police CUMembership criteria apply3.942.49

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Kainga Ora - HNZResidential4.432.672.973.133.37

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Avanti FinanceNear Prime3.95
Basecorp FinancePrime, from5.49
BluestonePrime3.493.342.993.343.443.54
CFML LoansStandard4.95
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from2.99
Pepper MoneyEssential4.79
Easy4.19
Advantage6.29
ResimacStandard LVR < 70%3.392.982.793.293.443.54
Standard LVR < 80% 3.493.193.093.393.593.69
SimplicityMember home loan2.25

Insurance Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AIA / Sovereign Standard Go4.552.992.192.592.993.393.69
Standard Go
18 months = 2.49
Back My Build1.79
AMP Home LoansStandard < $200,0006.194.994.194.394.995.655.69
Priority > $200,0006.094.894.194.394.995.555.59

Trustee companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years