Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard5.694.994.394.454.554.854.95
Standard
18 months = 4.69
Special LVR under 80%3.893.954.05
Special LVR under 80%
18 months = 4.19
ASBResidential5.705.254.454.394.554.854.95
Residential
Special LVR < 80%4.953.953.894.054.354.45
Special LVR < 80%
Bank of BarodaStandard5.594.694.59
Bank of ChinaStandard5.754.994.854.895.10
BNZSpecial - Classic3.893.953.894.354.45
TotalMoney5.80
Std & Flybuys5.804.994.694.594.795.195.39
Std & Flybuys
China Construction BankStandard5.805.155.103.653.90
Co-operative BankOwner Occupied5.653.993.993.994.154.394.49
Owner Occupied
18 months = 4.09 We'd love to talk to you about home loan options
Standard5.654.494.494.494.654.894.99
Standard
Heartland BankReverse Mortgage7.82
HSBCPremier5.894.853.993.994.394.894.95
Premier
ICBC Standard5.794.853.993.994.494.954.99
Standard
18 months = 4.19
KiwibankStandard5.655.744.804.944.845.045.14
Special 4.994.053.994.094.294.39
Offset Mortgage 5.65
KookminStandard5.855.105.105.30
SBS BankResidential5.795.254.855.055.495.896.09
Residential
18 months = 5.15 click here to contact SBS Bank
Special4.993.993.993.994.494.49
Special
18 months = 3.99 click here to contact SBS Bank
Advance Equity Release7.55
TSB BankStandard5.695.354.454.494.654.955.05
Standard
18 months = 4.69 TSB Bank Home Loans_ Apply now or find out more
Special4.854.053.994.154.454.55
Special
18 months = 4.19 TSB Home Loans_ Apply now or find out more
Price match promise5.693.893.893.894.354.45
Price match promise
18 months = 4.09 TSB Home Loans - apply now
WestpacStandard 5.794.994.694.795.195.295.49
Standard
Special LVR < 80%3.893.953.954.354.45
Special LVR < 80%
Choices Offset5.79
Choices Everyday5.84

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential5.754.604.75
NelsonResidential6.104.894.99
WairarapaResidential5.704.854.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.854.494.79
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
NZCU BaywideResidential6.155.605.205.25
Residential
18 months = 5.30
NZCU SouthResidential LVR < 80%5.854.905.255.65
Police CUMembership criteria apply5.194.25

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential5.804.454.494.454.95

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Basecorp FinancePrime, from6.95
Christian Savings Residential5.494.694.90
Commercial5.995.745.99
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from3.20
ResimacStandard LVR < 80% 5.304.864.464.694.995.09

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansStandard < $200,0006.194.994.194.394.995.655.69
Priority > $200,0006.094.894.194.394.995.555.59
Sovereign Standard Go5.805.254.454.394.554.854.95
Standard Go
18 months = 4.59
Special LVR < 80%4.953.953.894.054.354.45
Special LVR < 80%
18 months = 4.19

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from7.25
Commercial / Rural - from7.25
Midlands Mortgage TrustResidential7.25
Commercial8.00
Rural7.75
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.00
Commercial8.00
Rural8.00

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.753.953.903.95