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Mortgages

Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard4.443.993.203.594.004.294.59
Standard
18 months = 3.45
Special LVR under 80%3.392.602.993.40
Special LVR under 80%
18 months = 2.85
Blueprint to Build1.68
ASBStandard4.453.552.853.253.553.994.29
Standard
Back My Build1.79
Bank of BarodaStandard5.253.853.90
Bank of ChinaStandard5.005.155.255.355.505.705.99
Special4.353.452.452.852.993.653.95
Special
18 months = 2.65
BNZSpecial - Classic3.552.853.253.553.993.99
Special - Classic
TotalMoney4.55
Std & Flybuys4.554.153.453.854.154.594.59
Std & Flybuys
China Construction BankStandard5.004.504.504.404.304.954.95
Standard
18 months = 4.50
Special2.652.652.853.253.553.99
Special
18 months = 2.65
Co-operative BankOwner Occupied4.402.852.853.253.493.994.29
Owner Occupied
18 months = 3.09
Standard4.403.353.353.753.994.494.79
Standard
18 months = 3.59
First Home Buyer Special2.65
Heartland BankResidential2.252.152.452.65
Reverse Mortgage5.95
HSBCPremier4.492.892.402.792.993.393.69
Premier
18 months = 2.65
ICBC Standard5.795.354.494.694.995.455.49
Special3.692.852.352.753.053.453.75
Special
18 months = 2.65
KiwibankStandard3.754.303.804.004.344.745.04
Special 3.552.953.153.493.894.19
Offset Mortgage 3.75
KookminStandard5.203.903.904.00
SBS BankResidential4.543.292.993.393.593.994.29
Residential
Special2.792.492.893.093.493.79
Special
First Home Combo1.99
Construction lending for FHB 1.99
Unwind reverse equity5.85
TSB BankStandard5.343.693.353.754.054.495.34
Standard
Special LVR <80%4.542.892.552.953.253.693.99
Special LVR <80%
18 months = 2.79 Click to contact TSB
WestpacStandard 4.593.893.453.854.094.594.89
Standard
Special LVR < 80%3.292.853.253.493.994.29
Special LVR < 80%
Choices Offset4.59
Choices Everyday4.69

Building Societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential4.993.803.90
NelsonResidential4.952.993.24
WairarapaResidential4.993.553.49

Credit Unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUSpecial5.852.953.45
Standard5.853.453.95
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
NZCU BaywideResidential5.653.993.953.85
Residential
18 months = 3.95
NZCU CentralResidential5.653.993.953.85
NZCU SouthResidential LVR < 80%5.653.993.953.85
Residential LVR < 80%
18 months = 3.95
Police CUMembership criteria apply3.942.75

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Kainga Ora - HNZResidential4.432.883.283.594.22

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Avanti FinanceNear Prime3.95
Basecorp FinancePrime, from5.49
BluestonePrime3.493.342.993.343.443.54
CFML LoansStandard4.95
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from2.99
Pepper MoneyEssential4.79
Easy4.19
Advantage6.29
ResimacStandard LVR < 70%3.392.982.793.293.443.54
Standard LVR < 80% 3.493.193.093.393.593.69
SimplicityMember home loan1.90

Insurance Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AIA Standard Go4.553.552.853.253.553.994.29
Standard Go
18 months = 3.09
Back My Build1.79

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First Mortgage Trust Residential - from5.99
Commercial / Rural - from5.99
Midlands Mortgage TrustResidential6.25
Commercial6.49
Rural6.36