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Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard6.845.755.596.056.296.856.95
Standard
18 months = 5.89
Special LVR under 80%5.154.995.455.69
Special LVR under 80%
18 months = 5.29
Blueprint to Build4.08
Good Energy - Up to $80K1.00
ASBStandard6.355.154.995.455.695.795.79
Standard
Back My Build4.04
Bank of BarodaStandard6.505.455.95
Bank of ChinaStandard7.356.056.196.396.596.59
Special5.454.855.195.395.595.59
Special
18 months = 5.09
BNZSpecial - Classic4.994.955.395.695.895.99
Special - Classic
TotalMoney6.39
Std & Flybuys6.395.595.555.996.296.496.59
Std & Flybuys
China Construction BankNon Standard6.505.956.356.606.807.107.10
Non Standard
18 months = 6.60
Standard4.994.955.455.696.856.85
Standard
18 months = 5.29
Co-operative BankOwner Occupied6.254.994.995.395.695.795.89
Owner Occupied
18 months = 5.39
Standard6.255.495.495.896.196.296.39
Standard
18 months = 5.89
First Home Buyer Special4.89
Heartland BankResidential4.604.795.155.14
Reverse Mortgage7.50
HSBCPremier6.345.044.895.145.396.096.19
Premier
18 months = 5.09 effective on Monday 8th August, 2022
ICBC Special6.004.994.795.155.695.895.99
Special
18 months = 5.15
KiwibankStandard6.506.455.956.456.596.656.69
Special 5.454.955.455.695.855.99
Offset Mortgage 6.50
KookminStandard6.206.306.306.80
SBS BankResidential6.295.455.395.795.996.296.29
Residential
Special4.954.895.295.495.795.79
Special
First Home Combo4.15
Construction lending for FHB 3.74
Unwind reverse equity7.10
TSB BankStandard7.055.695.656.096.396.496.49
Standard
Special LVR <80%6.254.894.855.295.595.695.69
Special LVR <80%
WestpacStandard 6.395.595.556.056.296.596.69
Standard
Special LVR < 80%4.994.955.455.695.996.09
Special LVR < 80%
Choices Offset6.39
Choices Everyday6.49

Building Societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential6.505.506.00
NelsonResidential6.955.556.15
WairarapaResidential6.495.556.15

Credit Unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUSpecial5.855.355.85
Standard5.856.056.55
NZ Firefighters CUResidential6.50
NZCU Auckland5.95
Police CUMembership criteria apply5.855.19
UnityResidential5.655.505.455.75
Residential
18 months = 5.70

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Kainga Ora - HNZResidential5.855.315.585.976.77

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Avanti FinanceNear Prime6.65
Basecorp FinanceStandard, from7.25
BluestonePrime6.89
CFML LoansStandard7.25
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.34
Mike Pero MortgagesResidential4.84
Residential Investor < 70% LVR4.84
Paraloanfor people with physical disabilities....from2.99
Pepper MoneyEssential5.29
Easy5.65
Advantage6.89
ResimacStandard LVR < 80% 5.596.746.446.746.696.64
Standard LVR < 90%6.597.747.447.747.697.64
SimplicityMember home loan3.90

Insurance Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AIA Standard Go6.355.154.995.455.695.795.79
Standard Go
18 months = 5.29
Back My Build4.04

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First Mortgage Trust Residential - from8.00
Commercial / Rural - from8.00
Midlands Mortgage TrustResidential8.10
Commercial8.35
Rural8.20