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Personal Finance

Bankruptcy rates low despite pandemic, with kiwi's dodging them in a way they weren't able to during the GFC
21st Jan 22, 3:49pm
12
Bankruptcy rates low despite pandemic, with kiwi's dodging them in a way they weren't able to during the GFC
Surprisingly, the first retail interest rate rise in 2022 is for savers. BNZ takes its offers to the top of what all banks are prepared to pay, even if it is much lower than inflation's bite
21st Jan 22, 9:08am
48
Surprisingly, the first retail interest rate rise in 2022 is for savers. BNZ takes its offers to the top of what all banks are prepared to pay, even if it is much lower than inflation's bite
The cost of eating healthy rose much faster than the alternatives in 2021, as lockdowns pressed households to eat-at-home more
20th Jan 22, 11:46am
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The cost of eating healthy rose much faster than the alternatives in 2021, as lockdowns pressed households to eat-at-home more
Wider range of services opening in December, coupled with Christmas rush, boosts card spending by $157 million on previous month, Statistics NZ data shows
19th Jan 22, 3:13pm
1
Wider range of services opening in December, coupled with Christmas rush, boosts card spending by $157 million on previous month, Statistics NZ data shows
We look at what a 'credit crunch' really is in light of recent local reports of sharp falls in loan application approvals. Brokers are squealing; politicians dodging for cover. But is it the adjustment we need to have, finally?
16th Jan 22, 11:18am
148
We look at what a 'credit crunch' really is in light of recent local reports of sharp falls in loan application approvals. Brokers are squealing; politicians dodging for cover. But is it the adjustment we need to have, finally?
Despite coming rates hikes, real rates remain low. Rate hikes can create headwinds for gold, but history shows the impact is limited. High inflation and market pullbacks will sustain demand. Jewellery and central banks will give longer-term support
15th Jan 22, 1:41pm
by admin
8
Despite coming rates hikes, real rates remain low. Rate hikes can create headwinds for gold, but history shows the impact is limited. High inflation and market pullbacks will sustain demand. Jewellery and central banks will give longer-term support
Home loan borrowers have learned to take out longer fixed rate mortgage contracts. The 2021 incentive to lock in unusually low interest rates may change in 2022 to the fear of facing higher interest rates
14th Jan 22, 11:23am
122
Home loan borrowers have learned to take out longer fixed rate mortgage contracts. The 2021 incentive to lock in unusually low interest rates may change in 2022 to the fear of facing higher interest rates
Kiwi savers may grumble about how much lower than inflation after tax returns are here for term deposits, but in Australia it remains dire for their savers
12th Jan 22, 10:00am
31
Kiwi savers may grumble about how much lower than inflation after tax returns are here for term deposits, but in Australia it remains dire for their savers
Interest rates are on the move higher so we review what that means for term deposit savers. One bank is the consistent high offeror, but all banks are now eyeing new marketing efforts to attract funds from retail savers
11th Jan 22, 9:46am
25
Interest rates are on the move higher so we review what that means for term deposit savers. One bank is the consistent high offeror, but all banks are now eyeing new marketing efforts to attract funds from retail savers
Your new Government-subsidised electric vehicle may not have the life you think it has, and it may cause more global environmental damage than you realise. Take care before you buy the hype
3rd Jan 22, 8:12am
137
Your new Government-subsidised electric vehicle may not have the life you think it has, and it may cause more global environmental damage than you realise. Take care before you buy the hype
2021 might have ended up as "déjà vu all over again", but now is the time to record your 2022 predictions (and check how you went with your 2021 attempt)
31st Dec 21, 10:45am
153
2021 might have ended up as "déjà vu all over again", but now is the time to record your 2022 predictions (and check how you went with your 2021 attempt)
Help us keep interest.co.nz free for all readers. We need your support keeping our service open to all, and there are great benefits if you do
31st Dec 21, 10:22am
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Help us keep interest.co.nz free for all readers. We need your support keeping our service open to all, and there are great benefits if you do
Despite recent interest rate rises, Kiwi home loan borrowers are still getting a good deal compared to those offered to Australians. We update our trans-Tasman comparison and find we are batting on even terms still
30th Dec 21, 11:53am
12
Despite recent interest rate rises, Kiwi home loan borrowers are still getting a good deal compared to those offered to Australians. We update our trans-Tasman comparison and find we are batting on even terms still
We look back on our interesting trek through 2021, reveal our most popular articles, and assess how readers engaged with our broad content
23rd Dec 21, 9:45am
21
We look back on our interesting trek through 2021, reveal our most popular articles, and assess how readers engaged with our broad content
People who are bad with numbers often find it harder to make ends meet – even if they are not poor
22nd Dec 21, 11:45am
by Guest
41
People who are bad with numbers often find it harder to make ends meet – even if they are not poor
New offer rates from Treasury for Kiwi Bonds are not rising as fast as what retail banks are offering for the same terms, but at least they are rising whereas wholesale rates are now not
17th Dec 21, 1:52pm
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New offer rates from Treasury for Kiwi Bonds are not rising as fast as what retail banks are offering for the same terms, but at least they are rising whereas wholesale rates are now not
Forsyth Barr research analysts see 'elevated' downside risks to the housing market and more generally see continuation of supply chain woes and inflation and they will be watching out for a few stretched company balance sheets
16th Dec 21, 3:05pm
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Forsyth Barr research analysts see 'elevated' downside risks to the housing market and more generally see continuation of supply chain woes and inflation and they will be watching out for a few stretched company balance sheets
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
16th Dec 21, 5:00am
69
Will changes to credit contracts and consumer finance laws lead to a government-induced credit crunch or protect borrowers from predatory lending?
Morningstar says by focusing heavily on fees, the Government's review of KiwiSaver default fund providers didn't try to attract the funds performing best over the long-term
15th Dec 21, 11:22am
1
Morningstar says by focusing heavily on fees, the Government's review of KiwiSaver default fund providers didn't try to attract the funds performing best over the long-term
David Hargreaves highlights some of the issues he's looking out for in 2022 and ponders what's looking increasingly like a very unpleasant legacy of the global pandemic
9th Dec 21, 10:03am
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David Hargreaves highlights some of the issues he's looking out for in 2022 and ponders what's looking increasingly like a very unpleasant legacy of the global pandemic
Fund manager Harbour Asset Management says the recent pickup in inflation goes beyond supply chain disruption and higher petrol prices
8th Dec 21, 11:34am
4
Fund manager Harbour Asset Management says the recent pickup in inflation goes beyond supply chain disruption and higher petrol prices
Cryptocurrency gets its own category for the first time in the FMA's anti-money laundering & countering the financing of terrorism risk assessment - jumps straight to high risk
7th Dec 21, 2:23pm
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Cryptocurrency gets its own category for the first time in the FMA's anti-money laundering & countering the financing of terrorism risk assessment - jumps straight to high risk
The old favourites - Covid, closed borders and hot houses - ruled the year again. But Covid got much more up close and personal, and there's a menacing 'new', but familiar-looking, kid in town. David Hargreaves shares his views on the year that was
7th Dec 21, 9:30am
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The old favourites - Covid, closed borders and hot houses - ruled the year again. But Covid got much more up close and personal, and there's a menacing 'new', but familiar-looking, kid in town. David Hargreaves shares his views on the year that was
ASB trims its two year fixed home loan rate by 20 basis points to 4.15% as wholesale swap rates make a similar move down. And the CCCFA rules start to bite at loan demand
7th Dec 21, 9:12am
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ASB trims its two year fixed home loan rate by 20 basis points to 4.15% as wholesale swap rates make a similar move down. And the CCCFA rules start to bite at loan demand