Personal Finance
Latest Reserve Bank figures show people switching loan providers helped drive mortgage figures in March to levels last seen in 2021
30th Apr 25, 10:37am
Latest Reserve Bank figures show people switching loan providers helped drive mortgage figures in March to levels last seen in 2021
Why the Reserve Bank is developing a Depositor Compensation Scheme product hierarchy policy and what it would mean
30th Apr 25, 5:00am
3
Why the Reserve Bank is developing a Depositor Compensation Scheme product hierarchy policy and what it would mean
New report says only 44% of New Zealanders feel prepared for retirement
29th Apr 25, 1:21pm
New report says only 44% of New Zealanders feel prepared for retirement
Lynda Moore is reluctantly drawn into thinking about how to prepare your finances for retirement, to prevent them running out before you do
29th Apr 25, 11:31am
Lynda Moore is reluctantly drawn into thinking about how to prepare your finances for retirement, to prevent them running out before you do
KiwiSaver early withdrawals reached record monthly high in March as more savers tap funds for first homes and financial hardship
29th Apr 25, 9:25am
8
KiwiSaver early withdrawals reached record monthly high in March as more savers tap funds for first homes and financial hardship
In an unsafe world, savers can manage risk, and the upcoming taxpayer guarantee will make that easy to access. But the cost will be lower returns
28th Apr 25, 2:34pm
5
In an unsafe world, savers can manage risk, and the upcoming taxpayer guarantee will make that easy to access. But the cost will be lower returns
Reserve Bank's latest credit conditions survey shows while mortgage demand has increased, poor economic conditions and higher unemployment rates are likely to remain headwinds
27th Apr 25, 6:30am
1
Reserve Bank's latest credit conditions survey shows while mortgage demand has increased, poor economic conditions and higher unemployment rates are likely to remain headwinds
ANZ Roy Morgan Consumer Confidence survey shows kiwis see inflation being 4.7% in 2027 - the highest reading in this survey for two years
24th Apr 25, 10:38am
ANZ Roy Morgan Consumer Confidence survey shows kiwis see inflation being 4.7% in 2027 - the highest reading in this survey for two years
Lynda Moore wants you to acknowledge shopping impulses based on holiday or marketing 'deadlines' for what they are - artificial. Respond to them with a level and realistic head
24th Apr 25, 9:34am
Lynda Moore wants you to acknowledge shopping impulses based on holiday or marketing 'deadlines' for what they are - artificial. Respond to them with a level and realistic head
Celebratory spending is fun but can get expensive, says Lynda Moore. She says there is still time to get creative and do something different that might be a bit lighter on the wallet
19th Apr 25, 9:10am
2
Celebratory spending is fun but can get expensive, says Lynda Moore. She says there is still time to get creative and do something different that might be a bit lighter on the wallet
As term deposit offer rates sink, real after-tax, after-inflation yields are vanishing. Taxpayer guarantees reducing the risk premiums aren't helping. Savers are barely breaking even, making short term TD's a poor investment
17th Apr 25, 11:00am
38
As term deposit offer rates sink, real after-tax, after-inflation yields are vanishing. Taxpayer guarantees reducing the risk premiums aren't helping. Savers are barely breaking even, making short term TD's a poor investment
[updated]
Home loan rates are being inched lower in response to competitive pressures and uncertain loan demand. BNZ's latest reductions match other rivals who moved recently, with a little extra cut for an 18 month term
16th Apr 25, 9:50am
6
Home loan rates are being inched lower in response to competitive pressures and uncertain loan demand. BNZ's latest reductions match other rivals who moved recently, with a little extra cut for an 18 month term
New Zealand Banking Association says a large proportion of mortgage holders are 'reaping the benefits' of paying down their loan faster
16th Apr 25, 8:41am
New Zealand Banking Association says a large proportion of mortgage holders are 'reaping the benefits' of paying down their loan faster
[updated]
ANZ pushes down term deposit rates, seemingly confident rivals will follow even though the gap with those rivals is unusually wide. Kiwibank follows with comprehensive cuts. Low loan demand bolsters their shift
15th Apr 25, 8:30am
1
ANZ pushes down term deposit rates, seemingly confident rivals will follow even though the gap with those rivals is unusually wide. Kiwibank follows with comprehensive cuts. Low loan demand bolsters their shift
[updated]
New round of retail interest rate cuts starts, and it is savers who will be paying for the reductions in home loan rates. All the influences on wholesale rates are negative
14th Apr 25, 5:30pm
8
New round of retail interest rate cuts starts, and it is savers who will be paying for the reductions in home loan rates. All the influences on wholesale rates are negative