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Personal Finance

NZ Bankers' Association figures show a significant rise in the latter half of 2021 in the numbers of mortgage holders shifting to interest-only payments
24th May 22, 12:17pm
46
NZ Bankers' Association figures show a significant rise in the latter half of 2021 in the numbers of mortgage holders shifting to interest-only payments
Kiwibank economists see mortgage rates ranging as high as 7.5% even though they don't see the OCR going as high as currently forecast
23rd May 22, 3:03pm
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Kiwibank economists see mortgage rates ranging as high as 7.5% even though they don't see the OCR going as high as currently forecast
Institute of International Finance cautions on hidden debt in emerging markets as global debt hits new highs
19th May 22, 12:38pm
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Institute of International Finance cautions on hidden debt in emerging markets as global debt hits new highs
TSB follows up a cut to its one year home loan rate with a new cut to its two year rate
19th May 22, 9:32am
4
TSB follows up a cut to its one year home loan rate with a new cut to its two year rate
TSB surprises the home loan market cutting its one-year fixed rate 'special' as term deposit rates continue to trend up
13th May 22, 9:33am
5
TSB surprises the home loan market cutting its one-year fixed rate 'special' as term deposit rates continue to trend up
[updated]
Yes, term deposit rates are rising and that is a good thing. But are these rises keeping pace with the wider financial world? We investigate
12th May 22, 6:36pm
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Yes, term deposit rates are rising and that is a good thing. But are these rises keeping pace with the wider financial world? We investigate
Statistics New Zealand says food prices climbed 0.1% last month, with the rise in minimum wage having an impact
12th May 22, 11:14am
7
Statistics New Zealand says food prices climbed 0.1% last month, with the rise in minimum wage having an impact
BNZ the latest bank to increase the interest rate it uses to stress test mortgage applicants' ability to service their loans
12th May 22, 10:35am
13
BNZ the latest bank to increase the interest rate it uses to stress test mortgage applicants' ability to service their loans
In their second edition of The Vault, ANZ commodity strategists think heightened geopolitical risks will drive investor demand for gold, and make it a good hedge against inflation despite a strong USD
10th May 22, 12:47pm
by Guest
19
In their second edition of The Vault, ANZ commodity strategists think heightened geopolitical risks will drive investor demand for gold, and make it a good hedge against inflation despite a strong USD
ANZ New Zealand lifts its Servicing Sensitivity Rate, which it uses to stress test mortgage applicants, by 45 basis points
2nd May 22, 10:53am
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ANZ New Zealand lifts its Servicing Sensitivity Rate, which it uses to stress test mortgage applicants, by 45 basis points
[updated]
Consumer NZ says the Bank of Mum and Dad is the fifth biggest owner-occupier lender in New Zealand
28th Apr 22, 8:26am
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Consumer NZ says the Bank of Mum and Dad is the fifth biggest owner-occupier lender in New Zealand
[updated]
RBNZ to develop debt-to-income ratio framework for mortgage lending, but won't set banks' test interest rates at this stage
27th Apr 22, 10:37am
84
RBNZ to develop debt-to-income ratio framework for mortgage lending, but won't set banks' test interest rates at this stage
Westpac pushes through its third interest rate rise for home loans in April, but ends up with the most competitive card for key terms among the main banks. It raised its term deposit rates at the same time
26th Apr 22, 4:32pm
18
Westpac pushes through its third interest rate rise for home loans in April, but ends up with the most competitive card for key terms among the main banks. It raised its term deposit rates at the same time
The country's banks see potential falls in house prices and inflationary pressures as factors that will continue to dampen demand for mortgages. Tighter lending standards will remain
26th Apr 22, 1:56pm
6
The country's banks see potential falls in house prices and inflationary pressures as factors that will continue to dampen demand for mortgages. Tighter lending standards will remain
World Gold Council analysis shows that gold can help mitigate key risks by providing diversification that works, protection against high and extreme inflation, and enhancing risk-adjusted returns
24th Apr 22, 10:00am
by Guest
5
World Gold Council analysis shows that gold can help mitigate key risks by providing diversification that works, protection against high and extreme inflation, and enhancing risk-adjusted returns
[updated]
The scale of home loan rate rises is now at a level that will crimp consumer spending for those who roll over the fixed rate mortgages. The impact will spread relentlessly over the next few months
22nd Apr 22, 9:19am
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The scale of home loan rate rises is now at a level that will crimp consumer spending for those who roll over the fixed rate mortgages. The impact will spread relentlessly over the next few months
With interest rates on two-year bank mortgage rates seemingly poised to rise above floating rates, could we see growth in the number of borrowers choosing to float over fixing?
21st Apr 22, 10:13am
14
With interest rates on two-year bank mortgage rates seemingly poised to rise above floating rates, could we see growth in the number of borrowers choosing to float over fixing?
ASB raises its fixed home loan rates just ahead of the imminent release of the March quarter inflation data. Banks are now in two separate rate-level camps
21st Apr 22, 9:14am
27
ASB raises its fixed home loan rates just ahead of the imminent release of the March quarter inflation data. Banks are now in two separate rate-level camps
David Hargreaves says we need to be keeping a close eye on what happens when households face - as they will - enormous increases in mortgage payments
20th Apr 22, 2:13pm
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David Hargreaves says we need to be keeping a close eye on what happens when households face - as they will - enormous increases in mortgage payments
[updated]
BNZ joins ANZ pushing fixed home loan rates higher as the relentless rise in wholesale rates compresses bank margins faster than some of them are responding. Westpac raises rates too but by less
20th Apr 22, 8:57am
81
BNZ joins ANZ pushing fixed home loan rates higher as the relentless rise in wholesale rates compresses bank margins faster than some of them are responding. Westpac raises rates too but by less
Co-op Bank No. 1, People's Choice gong for TSB, Kiwibank customers experiencing problems, ANZ customers least satisfied with value for money, Westpac dead last in consumer satisfaction survey
18th Apr 22, 8:45am
5
Co-op Bank No. 1, People's Choice gong for TSB, Kiwibank customers experiencing problems, ANZ customers least satisfied with value for money, Westpac dead last in consumer satisfaction survey
In their first edition of The Vault, ANZ commodity strategists explore what is in store for gold when investor demand is strong, with gold being a good inflation hedge, and a break higher in price is near
16th Apr 22, 9:24am
by Guest
9
In their first edition of The Vault, ANZ commodity strategists explore what is in store for gold when investor demand is strong, with gold being a good inflation hedge, and a break higher in price is near
Help us keep interest.co.nz free for all readers. If you know us, trust us, and value what we do, can we ask you to Support Us
14th Apr 22, 8:24am
7
Help us keep interest.co.nz free for all readers. If you know us, trust us, and value what we do, can we ask you to Support Us
ANZ raises its fixed home loan rates sharply, after passing on the full +50 bps rise in their floating rate. Their fixed rates rose between +20 bps and +40 bps too. Their rivals are sure to follow soon
13th Apr 22, 5:48pm
13
ANZ raises its fixed home loan rates sharply, after passing on the full +50 bps rise in their floating rate. Their fixed rates rose between +20 bps and +40 bps too. Their rivals are sure to follow soon
[updated]
ANZ moves fast after the OCR rate hike, raising its floating rates plus a full range of other home loan rate increases, with others likely to quickly follow
13th Apr 22, 5:25pm
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ANZ moves fast after the OCR rate hike, raising its floating rates plus a full range of other home loan rate increases, with others likely to quickly follow