About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Kiwibank's final fixed home loan rate changes set it as the bank with the lowest six month rate, and the highest three year rate, otherwise similar to its main rivals
22nd Dec 25, 10:28am
Kiwibank's final fixed home loan rate changes set it as the bank with the lowest six month rate, and the highest three year rate, otherwise similar to its main rivals
It's always busy just before the holidays. But take a mind break and do our quiz
22nd Dec 25, 8:00am
It's always busy just before the holidays. But take a mind break and do our quiz
Foreign investors hesitant in China; Japan hawkish rate hike boosts bond yields; Malaysia's imports surge; US consumers unhappy but investors upbeat; UST 10yr at 4.15%; gold dips; oil stays low; NZ$1 = 57.6 USc; TWI-5 = 61.8
22nd Dec 25, 7:19am
1
Foreign investors hesitant in China; Japan hawkish rate hike boosts bond yields; Malaysia's imports surge; US consumers unhappy but investors upbeat; UST 10yr at 4.15%; gold dips; oil stays low; NZ$1 = 57.6 USc; TWI-5 = 61.8
US data unconvincing; reaction to Japan rate rise surprises; China's FDI stays weak; Australian wealth surges; Macquarie and ANZ slapped harder; UST 10yr at 4.15%; gold dips; oil stays low; NZ$1 = 57.6 USc; TWI-5 = 61.8
20th Dec 25, 8:36am
14
US data unconvincing; reaction to Japan rate rise surprises; China's FDI stays weak; Australian wealth surges; Macquarie and ANZ slapped harder; UST 10yr at 4.15%; gold dips; oil stays low; NZ$1 = 57.6 USc; TWI-5 = 61.8
A review of things you need to know before you sign off on Friday; investors shun Kiwibank capital raise, sentiment surveys positive, more milk payout cuts, big trade improvements, swaps stable, NZD stable, & more
19th Dec 25, 4:04pm
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A review of things you need to know before you sign off on Friday; investors shun Kiwibank capital raise, sentiment surveys positive, more milk payout cuts, big trade improvements, swaps stable, NZD stable, & more
US CPI surprises with sharp easing; US factory surveys generally downbeat; Canada SMEs upbeat; many central bank reviews; US-China freight rates rise; UST 10yr at 4.13%; gold up at new record; oil stays low; NZ$1 = 57.8 USc; TWI-5 = 62
19th Dec 25, 7:27am
7
US CPI surprises with sharp easing; US factory surveys generally downbeat; Canada SMEs upbeat; many central bank reviews; US-China freight rates rise; UST 10yr at 4.13%; gold up at new record; oil stays low; NZ$1 = 57.8 USc; TWI-5 = 62
A review of things you need to know before you sign off on Thursday; more retail rate changes, Willis on Kiwibank IPO, Fonterra cuts again, GDP bounces back, some big scam losses, swaps stable, NZD soft, & more
18th Dec 25, 3:59pm
9
A review of things you need to know before you sign off on Thursday; more retail rate changes, Willis on Kiwibank IPO, Fonterra cuts again, GDP bounces back, some big scam losses, swaps stable, NZD soft, & more
[updated]
Another large bank hikes most fixed home loan rates, cuts its six month one, and makes wide changes to term deposit rates, adding to the tightening credit conditions. BNZ and TSB follow
18th Dec 25, 8:16am
9
Another large bank hikes most fixed home loan rates, cuts its six month one, and makes wide changes to term deposit rates, adding to the tightening credit conditions. BNZ and TSB follow
Divergence of Fed views on display again; Canada attracts investment, restricts people; more strong Japanese data; eyes on more central banks; UST 10yr at 4.16%; gold up near new record; oil stays low; NZ$1 = 57.8 USc; TWI-5 = 62
18th Dec 25, 6:25am
9
Divergence of Fed views on display again; Canada attracts investment, restricts people; more strong Japanese data; eyes on more central banks; UST 10yr at 4.16%; gold up near new record; oil stays low; NZ$1 = 57.8 USc; TWI-5 = 62
A review of things you need to know before you sign off on Wednesday; consumer mood brightens, current account deficit shrinks, dairy prices tanking, RBNZ aims to make getting into debt easier, swaps stable, NZD firm, & more
17th Dec 25, 3:59pm
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A review of things you need to know before you sign off on Wednesday; consumer mood brightens, current account deficit shrinks, dairy prices tanking, RBNZ aims to make getting into debt easier, swaps stable, NZD firm, & more
Dairy prices fall hard again; US jobs data messy, retail data soft; Japan, India, the EU and Australia all get rising PMIs; Australian consumer mood slips; UST 10yr at 4.16%; gold unchanged; oil drops again; NZ$1 = 57.9 USc; TWI-5 = 62
17th Dec 25, 7:24am
11
Dairy prices fall hard again; US jobs data messy, retail data soft; Japan, India, the EU and Australia all get rising PMIs; Australian consumer mood slips; UST 10yr at 4.16%; gold unchanged; oil drops again; NZ$1 = 57.9 USc; TWI-5 = 62
A review of things you need to know before you sign off on Tuesday; no rate changes, REINZ results soggy, food price pressure eases a little, job ads rise slowly, retail just hanging in there, HYFEU worse, swaps drop, NZD down, & more
16th Dec 25, 3:59pm
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A review of things you need to know before you sign off on Tuesday; no rate changes, REINZ results soggy, food price pressure eases a little, job ads rise slowly, retail just hanging in there, HYFEU worse, swaps drop, NZD down, & more
US data hesitant; Canadian data mixed; Japan sentiment rises; China data weak; Hong Kong trashes its democracy; India exports rise; UST 10yr at 4.18%; gold hovers near record; oil lower; NZ$1 = 57.9 USc; TWI-5 = 62
16th Dec 25, 7:19am
7
US data hesitant; Canadian data mixed; Japan sentiment rises; China data weak; Hong Kong trashes its democracy; India exports rise; UST 10yr at 4.18%; gold hovers near record; oil lower; NZ$1 = 57.9 USc; TWI-5 = 62
ANZ, our biggest mortgage lender, raises most fixed home loan rates, but cuts its 6 month one. It also raises TD rates for 1 year & longer
15th Dec 25, 5:02pm
5
ANZ, our biggest mortgage lender, raises most fixed home loan rates, but cuts its 6 month one. It also raises TD rates for 1 year & longer
[updated]
A review of things you need to know before you sign off on Monday; Kiwibank raises TD rates, rents fall, service sector in trouble, ASB slapped over AML failures, Govt bond turnover stays very high, swaps dip, NZD stable, & more
15th Dec 25, 3:59pm
9
A review of things you need to know before you sign off on Monday; Kiwibank raises TD rates, rents fall, service sector in trouble, ASB slapped over AML failures, Govt bond turnover stays very high, swaps dip, NZD stable, & more
How will you do this week? Even if you haven't tried before, join the hundreds who do our weekly quiz
15th Dec 25, 8:01am
2
How will you do this week? Even if you haven't tried before, join the hundreds who do our weekly quiz
China shows some weaknesses; India shows some strengths; Malaysia booms; Japan ready for a rate hike; Canadian house building zooms; UST 10yr at 4.20%; gold nears record again, oil stays low; NZ$1 = 58 USc; TWI-5 = 62.2
15th Dec 25, 7:00am
15
China shows some weaknesses; India shows some strengths; Malaysia booms; Japan ready for a rate hike; Canadian house building zooms; UST 10yr at 4.20%; gold nears record again, oil stays low; NZ$1 = 58 USc; TWI-5 = 62.2
[updated]
The year is ending with selected banks raising longer term deposit rates. The latest is state-owned Kiwibank whose one year TD rate now easily eclipses their big Aussie bank rivals
15th Dec 25, 5:00am
The year is ending with selected banks raising longer term deposit rates. The latest is state-owned Kiwibank whose one year TD rate now easily eclipses their big Aussie bank rivals
US markets weaker; Canadian building stronger; China loan demand weak; India loan demand strong; Japan wins tariff battle with the US; UST 10yr at 4.20%; gold nears record again, silver retreats; oil stays low; NZ$1 = 58.1 USc; TWI-5 = 62.1
13th Dec 25, 8:38am
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US markets weaker; Canadian building stronger; China loan demand weak; India loan demand strong; Japan wins tariff battle with the US; UST 10yr at 4.20%; gold nears record again, silver retreats; oil stays low; NZ$1 = 58.1 USc; TWI-5 = 62.1
A review of things you need to know before you sign off on Friday; more rate hikes, retail shows small gains, factory PMI stays positive, Auckland housing completions stay low, swaps hold for short terms, NZD holds, & more
12th Dec 25, 4:18pm
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A review of things you need to know before you sign off on Friday; more rate hikes, retail shows small gains, factory PMI stays positive, Auckland housing completions stay low, swaps hold for short terms, NZD holds, & more
The Co-operative Bank matches Westpac with steep hikes in longer term fixed mortgage rates, but a cut for its 6 month rate to the market's lowest. It also raised long-term TD rates
12th Dec 25, 2:36pm
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The Co-operative Bank matches Westpac with steep hikes in longer term fixed mortgage rates, but a cut for its 6 month rate to the market's lowest. It also raised long-term TD rates
US data lackluster; Canada posts surprise trade surplus; Japan business sentiment rises; Australian labour market weaker; UST 10yr at 4.12%; gold jumps, silver at another new record; oil falls; NZ$1 = 58.2 USc; TWI-5 = 62.3
12th Dec 25, 7:28am
9
US data lackluster; Canada posts surprise trade surplus; Japan business sentiment rises; Australian labour market weaker; UST 10yr at 4.12%; gold jumps, silver at another new record; oil falls; NZ$1 = 58.2 USc; TWI-5 = 62.3
A review of things you need to know before you sign off on Thursday; asking prices weaken, solid improvements in business data, Opes censured, NZGB demand still hot, flood risks & mitigation in focus, swaps dip, NZD firm, & more
11th Dec 25, 3:58pm
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A review of things you need to know before you sign off on Thursday; asking prices weaken, solid improvements in business data, Opes censured, NZGB demand still hot, flood risks & mitigation in focus, swaps dip, NZD firm, & more
US Fed cuts as expected; US payroll costs inflate; Canada holds its rate; China CPI stays low; IMF upgrades China growth; UST 10yr at 4.16%; gold firm, silver at another new record; oil holds; NZ$1 = 57.9 USc; TWI-5 = 62
11th Dec 25, 8:09am
54
US Fed cuts as expected; US payroll costs inflate; Canada holds its rate; China CPI stays low; IMF upgrades China growth; UST 10yr at 4.16%; gold firm, silver at another new record; oil holds; NZ$1 = 57.9 USc; TWI-5 = 62
[updated]
A review of things you need to know before you sign off on Wednesday; QV can't find rising house prices, dairy prices fall again, emigration eases, traffic not growing, tourism tops out, swaps firmish, NZD stable, & more
10th Dec 25, 4:00pm
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A review of things you need to know before you sign off on Wednesday; QV can't find rising house prices, dairy prices fall again, emigration eases, traffic not growing, tourism tops out, swaps firmish, NZD stable, & more