About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Eyes on market reactions to the Fed rate cut and political pressure; China FDI stalls; Japan inflation eases; German PPI soft; Canada retail strong; UST 10yr at 4.13%; gold & silver rise, oil lower; NZ$1 = 58.6 USc; TWI-5 = 65.8
22nd Sep 25, 7:20am
14
Eyes on market reactions to the Fed rate cut and political pressure; China FDI stalls; Japan inflation eases; German PPI soft; Canada retail strong; UST 10yr at 4.13%; gold & silver rise, oil lower; NZ$1 = 58.6 USc; TWI-5 = 65.8
China FDI stays weak; Japanese inflation moderates; BofJ to quit EFTs and JREITs; German PPI stays very low; Canada retail rises; big wet to extend in Australia; UST 10yr at 4.13%; gold & silver rise, oil lower; NZ$1 = 58.6 USc; TWI-5 = 65.8
20th Sep 25, 8:26am
28
China FDI stays weak; Japanese inflation moderates; BofJ to quit EFTs and JREITs; German PPI stays very low; Canada retail rises; big wet to extend in Australia; UST 10yr at 4.13%; gold & silver rise, oil lower; NZ$1 = 58.6 USc; TWI-5 = 65.8
[updated]
A review of things you need to know before you sign off on Friday; rents flat or falling, nore job ads, trade deficit halves, more tractors sold, credit card activity rises, FMA gets 'guidance', swaps soft again, NZD drops, & more
19th Sep 25, 3:59pm
10
A review of things you need to know before you sign off on Friday; rents flat or falling, nore job ads, trade deficit halves, more tractors sold, credit card activity rises, FMA gets 'guidance', swaps soft again, NZD drops, & more
A reader asked how a break fee cost can be taken into account in our new home loan comparison calculator. We show you the way
19th Sep 25, 2:02pm
1
A reader asked how a break fee cost can be taken into account in our new home loan comparison calculator. We show you the way
US data mixed but leading indicators weaken; many more central banks review rates; Australian labour market stumbles; container freight rates fall; UST 10yr at 4.10%; gold soft, oil lower; NZ$1 = 58.8 USc; TWI-5 = 66
19th Sep 25, 7:21am
39
US data mixed but leading indicators weaken; many more central banks review rates; Australian labour market stumbles; container freight rates fall; UST 10yr at 4.10%; gold soft, oil lower; NZ$1 = 58.8 USc; TWI-5 = 66
A review of things you need to know before you sign off on Thursday; ugly Q2 GDP result, which changes the OCR outlook, resi property investment lack returns, livestock prices rise, swaps drop, NZD falls, & more
18th Sep 25, 3:59pm
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A review of things you need to know before you sign off on Thursday; ugly Q2 GDP result, which changes the OCR outlook, resi property investment lack returns, livestock prices rise, swaps drop, NZD falls, & more
Fed cuts but can't shake White House corrosion; US housing starts tumble; Canada cuts; Eyes on Australian labour market, NZ GDP; UST 10yr at 4.07%; gold soft, oil holds; NZ$1 = 59.7 USc; TWI-5 = 66.5
18th Sep 25, 7:18am
16
Fed cuts but can't shake White House corrosion; US housing starts tumble; Canada cuts; Eyes on Australian labour market, NZ GDP; UST 10yr at 4.07%; gold soft, oil holds; NZ$1 = 59.7 USc; TWI-5 = 66.5
A review of things you need to know before you sign off on Wednesday; no retail rate changes, current account shrinks notably, dairy prices dip marginally, sentiment edges lower, e-Can acts, swaps soft, NZD stable, & more
17th Sep 25, 3:59pm
11
A review of things you need to know before you sign off on Wednesday; no retail rate changes, current account shrinks notably, dairy prices dip marginally, sentiment edges lower, e-Can acts, swaps soft, NZD stable, & more
Banks with strong or rising home loan market share have a common trait - they prioritise broker channels. But because that is costly, they can no longer offer lower interest rates to borrowers
17th Sep 25, 2:30pm
1
Banks with strong or rising home loan market share have a common trait - they prioritise broker channels. But because that is costly, they can no longer offer lower interest rates to borrowers
Dairy prices hold; US data positive; Binance to escape oversight; Canadian inflation stays in zone; China and EU industrial production rise; UST 10yr at 4.03%; gold firm, oil up; NZ$1 = 59.9 USc; TWI-5 = 66.7
17th Sep 25, 7:19am
22
Dairy prices hold; US data positive; Binance to escape oversight; Canadian inflation stays in zone; China and EU industrial production rise; UST 10yr at 4.03%; gold firm, oil up; NZ$1 = 59.9 USc; TWI-5 = 66.7
A review of things you need to know before you sign off on Tuesday; ASB trims some TD rates, food inflation stays at 5%, REINZ sales 'chilly', business sentiment upbeat, eyes on dairy auction, swaps soft, NZD eases slightly, & more
16th Sep 25, 3:59pm
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A review of things you need to know before you sign off on Tuesday; ASB trims some TD rates, food inflation stays at 5%, REINZ sales 'chilly', business sentiment upbeat, eyes on dairy auction, swaps soft, NZD eases slightly, & more
Markets position for Fed decision; another US factory survey weak; China data below expectations; Indonesia splashes stimulus; climate risk in focus; UST 10yr at 4.04%; gold rises, oil up; NZ$1 = 59.7 USc; TWI-5 = 66.7
16th Sep 25, 7:19am
3
Markets position for Fed decision; another US factory survey weak; China data below expectations; Indonesia splashes stimulus; climate risk in focus; UST 10yr at 4.04%; gold rises, oil up; NZ$1 = 59.7 USc; TWI-5 = 66.7
A review of things you need to know before you sign off on Monday; No retail rate changes again, PSI contracting again, ANZ fined again, farmer sentiment high, FMA warns about McEwen again, swaps stable, NZD on hold, & more
15th Sep 25, 3:59pm
6
A review of things you need to know before you sign off on Monday; No retail rate changes again, PSI contracting again, ANZ fined again, farmer sentiment high, FMA warns about McEwen again, swaps stable, NZD on hold, & more
US inflation expectations stay high as sentiment turns lower; US & China talking in Madrid; China loan demand soft; France downgraded; copper resource plentiful; UST 10yr at 4.06%; gold dips, oil stable; NZ$1 = 59.6 USc; TWI-5 = 66.7
15th Sep 25, 7:19am
16
US inflation expectations stay high as sentiment turns lower; US & China talking in Madrid; China loan demand soft; France downgraded; copper resource plentiful; UST 10yr at 4.06%; gold dips, oil stable; NZ$1 = 59.6 USc; TWI-5 = 66.7
Koichi Hamada cannot see US leadership recovering from Trump's bullying of trade partners
13th Sep 25, 9:30am
Koichi Hamada cannot see US leadership recovering from Trump's bullying of trade partners
US sentiment slides; Canadian house building rises; China bank debt not growing; India CPI stable; Russia cuts rates; Pacific Ocean surprise; UST 10yr at 4.07%; gold & silver at new ATHs, oil stable; NZ$1 = 59.6 USc; TWI-5 = 66.8
13th Sep 25, 8:34am
3
US sentiment slides; Canadian house building rises; China bank debt not growing; India CPI stable; Russia cuts rates; Pacific Ocean surprise; UST 10yr at 4.07%; gold & silver at new ATHs, oil stable; NZ$1 = 59.6 USc; TWI-5 = 66.8
A review of things you need to know before you sign off on Friday; no retail rate changes, retail sector patchy, PMI slips, fiscal situation goes backwards, settlement accounts shrink fast, swaps stable NZD firms on USD weakness, & more
12th Sep 25, 3:59pm
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A review of things you need to know before you sign off on Friday; no retail rate changes, retail sector patchy, PMI slips, fiscal situation goes backwards, settlement accounts shrink fast, swaps stable NZD firms on USD weakness, & more
US inflation rises along with jobless claims; US Federal deficit surges; US demographics turn negative; Japan PPI stable; China car sales rise; Aussie inflation expectations rise; UST 10yr at 4.00%; gold dips, oil soft; NZ$1 = 59.7 USc; TWI-5 = 66.8
12th Sep 25, 7:23am
27
US inflation rises along with jobless claims; US Federal deficit surges; US demographics turn negative; Japan PPI stable; China car sales rise; Aussie inflation expectations rise; UST 10yr at 4.00%; gold dips, oil soft; NZ$1 = 59.7 USc; TWI-5 = 66.8
A review of things you need to know before you sign off on Thursday; Westpac cuts TD rates, Cotality highlights downward pressure from demographics, Asian ethnicities rise, renewables save the day, swaps stable, NZD holds, & more
11th Sep 25, 3:59pm
20
A review of things you need to know before you sign off on Thursday; Westpac cuts TD rates, Cotality highlights downward pressure from demographics, Asian ethnicities rise, renewables save the day, swaps stable, NZD holds, & more
US PPI up much less than expected; US mortgage applications jump; Japanese exporters bullish; China deflation worse; global growth improves but US a laggard; UST 10yr at 4.03%; gold at another ATH, oil firm; NZ$1 = 59.5 USc; TWI-5 = 66.8
11th Sep 25, 7:19am
25
US PPI up much less than expected; US mortgage applications jump; Japanese exporters bullish; China deflation worse; global growth improves but US a laggard; UST 10yr at 4.03%; gold at another ATH, oil firm; NZ$1 = 59.5 USc; TWI-5 = 66.8
A review of things you need to know before you sign off on Wednesday; immigration dries up, winter tourists flood in, truckometer mixed, ETS auction fails, deep drilling planned, dairy prices waiver, swaps & NZD stable, & more
10th Sep 25, 3:59pm
21
A review of things you need to know before you sign off on Wednesday; immigration dries up, winter tourists flood in, truckometer mixed, ETS auction fails, deep drilling planned, dairy prices waiver, swaps & NZD stable, & more
US data average, with bonds in defensive posture; US jobs revised sharply lower; Japan and Taiwan report sharp increases; AU sentiment surveys slip; UST 10yr at 4.07%; gold at new ATH, oil holds; NZ$1 = 59.3 USc; TWI-5 = 66.6
10th Sep 25, 7:19am
22
US data average, with bonds in defensive posture; US jobs revised sharply lower; Japan and Taiwan report sharp increases; AU sentiment surveys slip; UST 10yr at 4.07%; gold at new ATH, oil holds; NZ$1 = 59.3 USc; TWI-5 = 66.6
A review of things you need to know before you sign off on Tuesday; Q2 GDP on track to be weak, dairy prices turn uncertain, beef prices move up, ANZ Group sheds Aussie staff, swaps stable, NZD firm, & more
9th Sep 25, 3:59pm
17
A review of things you need to know before you sign off on Tuesday; Q2 GDP on track to be weak, dairy prices turn uncertain, beef prices move up, ANZ Group sheds Aussie staff, swaps stable, NZD firm, & more
US inflation expectations rise, debt stress rises; Chinese exports rise; PM changes in Japan, France; Germany exports rise with factory output; UST 10yr at 4.05%; gold surges to new ATH, oil holds low; NZ$1 = 59.3 USc; TWI-5 = 66.7
9th Sep 25, 7:19am
29
US inflation expectations rise, debt stress rises; Chinese exports rise; PM changes in Japan, France; Germany exports rise with factory output; UST 10yr at 4.05%; gold surges to new ATH, oil holds low; NZ$1 = 59.3 USc; TWI-5 = 66.7
A review of things you need to know before you sign off on Monday; WBS goes surprisingly low, local authority rates boom hits 2 year streak, ANZ & FMA reach deal on failings, less food waste, swaps stable, NZD firmish, & more
8th Sep 25, 3:59pm
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A review of things you need to know before you sign off on Monday; WBS goes surprisingly low, local authority rates boom hits 2 year streak, ANZ & FMA reach deal on failings, less food waste, swaps stable, NZD firmish, & more