About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you sign off on Wednesday; RBNZ cuts as expected, few changes so far, Westpac cuts dairy payout forecast, FHP delivers strong result, Aussie CPI jumps, swaps up, NZD jumps, & more
26th Nov 25, 4:00pm
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A review of things you need to know before you sign off on Wednesday; RBNZ cuts as expected, few changes so far, Westpac cuts dairy payout forecast, FHP delivers strong result, Aussie CPI jumps, swaps up, NZD jumps, & more
[updated]
Cuts to savings account interest rates have started with one bank cutting less than the OCR reduction
26th Nov 25, 2:24pm
1
Cuts to savings account interest rates have started with one bank cutting less than the OCR reduction
[updated]
Co-operative Bank first to cut floating mortgage rate following RBNZ's OCR cut with a 31 bps reduction to 4.99%. Westpac, ANZ & ASB cut 20 bps, Kiwibank & BNZ by only 15 bps
26th Nov 25, 2:06pm
Co-operative Bank first to cut floating mortgage rate following RBNZ's OCR cut with a 31 bps reduction to 4.99%. Westpac, ANZ & ASB cut 20 bps, Kiwibank & BNZ by only 15 bps
US data droops as their consumer mood turns negative; Korean mood brightens; Taiwan follows suit; dairy prices fall again; UST 10yr at 3.99%; gold up and oil lower; NZ$1 = 56.1 USc; TWI-5 = 60.8
26th Nov 25, 7:19am
14
US data droops as their consumer mood turns negative; Korean mood brightens; Taiwan follows suit; dairy prices fall again; UST 10yr at 3.99%; gold up and oil lower; NZ$1 = 56.1 USc; TWI-5 = 60.8
A review of things you need to know before you sign off on Tuesday; BNZ trims some TD rates, job ads rise, Fonterra trims milk payout forecast, mortgage switching rises, bank NIMs ease, swaps soft, NZD stable, & more
25th Nov 25, 3:59pm
22
A review of things you need to know before you sign off on Tuesday; BNZ trims some TD rates, job ads rise, Fonterra trims milk payout forecast, mortgage switching rises, bank NIMs ease, swaps soft, NZD stable, & more
Eyes on US holiday shopping impulse; US factory data soft; ditto Canada; Singapore inflation firmer; Beijing considers big changes; UST 10yr at 4.04%; gold up and oil stays down; NZ$1 = 56.1 USc; TWI-5 = 60.8
25th Nov 25, 7:23am
10
Eyes on US holiday shopping impulse; US factory data soft; ditto Canada; Singapore inflation firmer; Beijing considers big changes; UST 10yr at 4.04%; gold up and oil stays down; NZ$1 = 56.1 USc; TWI-5 = 60.8
A review of things you need to know before you sign off on Monday; some TD rates dip, ITS company liquidations spike, National pledges 12% KiwiSaver contributions, equities firmish, swaps and NZD stable, & more
24th Nov 25, 3:58pm
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A review of things you need to know before you sign off on Monday; some TD rates dip, ITS company liquidations spike, National pledges 12% KiwiSaver contributions, equities firmish, swaps and NZD stable, & more
China FDI weak; India activity strong; Japanese exports rise; Italy gets ratings upgrade; US activity positive but inflation high; China not buying US soybeans; UST 10yr at 4.06%; gold down and oil stays low; NZ$1 = 56.1 USc; TWI-5 = 60.9
24th Nov 25, 7:19am
22
China FDI weak; India activity strong; Japanese exports rise; Italy gets ratings upgrade; US activity positive but inflation high; China not buying US soybeans; UST 10yr at 4.06%; gold down and oil stays low; NZ$1 = 56.1 USc; TWI-5 = 60.9
In a deeper dive, we dig into the competitive world of car insurance, and are surprised to find an unusually wide range of quoted premium costs between the five insurers we reviewed
22nd Nov 25, 10:41am
2
In a deeper dive, we dig into the competitive world of car insurance, and are surprised to find an unusually wide range of quoted premium costs between the five insurers we reviewed
Global PMIs mostly positive; US sentiment at record low; Japanese exports strong; China foreign investment stays weak; equities drop for week; bitcoin falls hard again; UST 10yr at 4.07%; gold up and oil down; NZ$1 = 56.1 USc; TWI-5 = 60.8
22nd Nov 25, 8:35am
12
Global PMIs mostly positive; US sentiment at record low; Japanese exports strong; China foreign investment stays weak; equities drop for week; bitcoin falls hard again; UST 10yr at 4.07%; gold up and oil down; NZ$1 = 56.1 USc; TWI-5 = 60.8
A review of things you need to know before you sign off on Friday; SBS's 3.99% special ends, October meat exports strong, commercial building permits rise, more banks cut dairy payout forecasts, swaps & NZD stable, bitcoin dives
21st Nov 25, 3:59pm
44
A review of things you need to know before you sign off on Friday; SBS's 3.99% special ends, October meat exports strong, commercial building permits rise, more banks cut dairy payout forecasts, swaps & NZD stable, bitcoin dives
Restarted US data gives mixed results; Canada PPI rises; Taiwan export order growth high; China hooked on subsidies; German PPI low; IMF warns Australia; UST 10yr at 4.11%; gold and oil soft; NZ$1 = 56 USc; TWI-5 = 60.7
21st Nov 25, 7:24am
Restarted US data gives mixed results; Canada PPI rises; Taiwan export order growth high; China hooked on subsidies; German PPI low; IMF warns Australia; UST 10yr at 4.11%; gold and oil soft; NZ$1 = 56 USc; TWI-5 = 60.7
A review of things you need to know before you sign off on Thursday; investor mood improves but not for housing, BNZ trims milk payout forecast, tech giant Nvidia rises, Aussie GSP modest, swaps & NZD firm, & more
20th Nov 25, 3:59pm
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A review of things you need to know before you sign off on Thursday; investor mood improves but not for housing, BNZ trims milk payout forecast, tech giant Nvidia rises, Aussie GSP modest, swaps & NZD firm, & more
[updated]
US data turns defensive, Fed minutes awaited; Japanese machine orders rise along with bond yields; stunning demand for China bonds; Malaysia exports star; UST 10yr at 4.11%; gold firm and oil soft; NZ$1 = 56 USc; TWI-5 = 60.7
20th Nov 25, 7:23am
13
US data turns defensive, Fed minutes awaited; Japanese machine orders rise along with bond yields; stunning demand for China bonds; Malaysia exports star; UST 10yr at 4.11%; gold firm and oil soft; NZ$1 = 56 USc; TWI-5 = 60.7
A review of things you need to know before you sign off on Wednesday; dairy prices drop again, rents drop on oversupply, PPI rises, farm expenses don't, eyes on insider trading, swaps soft, NZD soft, & more
19th Nov 25, 4:00pm
63
A review of things you need to know before you sign off on Wednesday; dairy prices drop again, rents drop on oversupply, PPI rises, farm expenses don't, eyes on insider trading, swaps soft, NZD soft, & more
Dairy prices drop again; official US data restarts but weak; Canada housing starts soft; RBA minutes give few clues about next moves; UST 10yr at 4.14%; gold dips and oil holds; NZ$1 = 56.6 USc; TWI-5 = 61.2; bitcoin stays down
19th Nov 25, 7:19am
19
Dairy prices drop again; official US data restarts but weak; Canada housing starts soft; RBA minutes give few clues about next moves; UST 10yr at 4.14%; gold dips and oil holds; NZ$1 = 56.6 USc; TWI-5 = 61.2; bitcoin stays down
[updated]
A review of things you need to know before you sign off on Tuesday; FBU to sell some good bits, businesses see little inflation pressure; another huge NZGB syndication, swaps stable, NZD stable, bitcoin in bear trend, & more
18th Nov 25, 3:59pm
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A review of things you need to know before you sign off on Tuesday; FBU to sell some good bits, businesses see little inflation pressure; another huge NZGB syndication, swaps stable, NZD stable, bitcoin in bear trend, & more
Canadian inflation falls; China eyes lower rates; Singapore exports jump but India's exports dive; Aluminium shortage drive US inflation; UST 10yr at 4.13%; gold dips and oil holds; NZ$1 = 56.7 USc; TWI-5 = 61.3, bitcoin falls
18th Nov 25, 7:19am
12
Canadian inflation falls; China eyes lower rates; Singapore exports jump but India's exports dive; Aluminium shortage drive US inflation; UST 10yr at 4.13%; gold dips and oil holds; NZ$1 = 56.7 USc; TWI-5 = 61.3, bitcoin falls
A review of things you need to know before you sign off on Monday; housing market stable, food inflation fierce, service sector contracts again, population ages, Uber loses, inflation expectation stay high but falling, swaps & NZD flat, & more
17th Nov 25, 3:59pm
14
A review of things you need to know before you sign off on Monday; housing market stable, food inflation fierce, service sector contracts again, population ages, Uber loses, inflation expectation stay high but falling, swaps & NZD flat, & more
Join the hundreds of readers who took our quiz last week. The next one is out now, below
17th Nov 25, 8:33am
7
Join the hundreds of readers who took our quiz last week. The next one is out now, below
Sudden investment drop in China puzzles many; India loan growth very high; EU trade surplus widens; Trump learns tariffs cause inflation; UST 10yr at 4.15%; gold drops and oil holds low; NZ$1 = 56.8 USc; TWI-5 = 61.3
17th Nov 25, 7:20am
7
Sudden investment drop in China puzzles many; India loan growth very high; EU trade surplus widens; Trump learns tariffs cause inflation; UST 10yr at 4.15%; gold drops and oil holds low; NZ$1 = 56.8 USc; TWI-5 = 61.3
Canada shows resilience; India borrowing at record; China data mixed with some quite puzzling; mineral screws tighten; EU trade rises; UST 10yr at 4.14%; gold drops and oil recovers some; NZ$1 = 56.8 USc; TWI-5 = 61.4
15th Nov 25, 8:32am
21
Canada shows resilience; India borrowing at record; China data mixed with some quite puzzling; mineral screws tighten; EU trade rises; UST 10yr at 4.14%; gold drops and oil recovers some; NZ$1 = 56.8 USc; TWI-5 = 61.4
[updated]
A review of things you need to know before you sign off on Friday; BNZ trims TD rates, PMI rises on new orders, complaints against real estate agents rise sharply, swaps stable, NZD up, bitcoin retreats below US$100,000, & more
14th Nov 25, 3:59pm
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A review of things you need to know before you sign off on Friday; BNZ trims TD rates, PMI rises on new orders, complaints against real estate agents rise sharply, swaps stable, NZD up, bitcoin retreats below US$100,000, & more
China bank loan demand weak; EU industrial production growth low; Aussie jobs gains strong; IEA says renewables have cost advantages; UST 10yr at 4.10%; gold firmish and oil holds lower; NZ$1 = 56.7 USc; TWI-5 = 61.2
14th Nov 25, 7:19am
26
China bank loan demand weak; EU industrial production growth low; Aussie jobs gains strong; IEA says renewables have cost advantages; UST 10yr at 4.10%; gold firmish and oil holds lower; NZ$1 = 56.7 USc; TWI-5 = 61.2
A review of things you need to know before you sign off on Thursday; no joy for retailers, migration pressures very low, tourism rises, strong Aussie jobs report pushes up Kiwi rates, swaps up, NZD stable, & more
13th Nov 25, 3:59pm
13
A review of things you need to know before you sign off on Thursday; no joy for retailers, migration pressures very low, tourism rises, strong Aussie jobs report pushes up Kiwi rates, swaps up, NZD stable, & more