About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
[updated]
A review of things you need to know before you sign off on Thursday; rents rise, per capita activity slips, GHGs fall (slightly), strong NZGB demand, scrum screwed, swaps jump, NZD eases, & more
11th Apr 24, 3:59pm
47
A review of things you need to know before you sign off on Thursday; rents rise, per capita activity slips, GHGs fall (slightly), strong NZGB demand, scrum screwed, swaps jump, NZD eases, & more
American inflation rises as rate cut hopes fade; Canada holds but sees lower inflation coming; Taiwan exports surge; Fitch downgrades China's credit rating; UST 10yr 4.42%; gold slips but oil firms; NZ$1 = 59.8 USc; TWI-5 = 69.3
11th Apr 24, 7:19am
83
American inflation rises as rate cut hopes fade; Canada holds but sees lower inflation coming; Taiwan exports surge; Fitch downgrades China's credit rating; UST 10yr 4.42%; gold slips but oil firms; NZ$1 = 59.8 USc; TWI-5 = 69.3
A review of things you need to know before you sign off on Wednesday; no retail rate changes, no OCR change, more here on work visas, job ad levels ease, consumer card activity soft, swaps soft, NZD firm, & more
10th Apr 24, 3:59pm
33
A review of things you need to know before you sign off on Wednesday; no retail rate changes, no OCR change, more here on work visas, job ad levels ease, consumer card activity soft, swaps soft, NZD firm, & more
American activity rises, sentiment slips; Japan eyes higher inflation; Taiwan has inflation under control; Aussie sentiment slips; UST 10yr 4.42%; gold up again but oil slips again; NZ$1 = 60.5 USc; TWI-5 = 69.5
10th Apr 24, 7:21am
76
American activity rises, sentiment slips; Japan eyes higher inflation; Taiwan has inflation under control; Aussie sentiment slips; UST 10yr 4.42%; gold up again but oil slips again; NZ$1 = 60.5 USc; TWI-5 = 69.5
A review of things you need to know before you sign off on Tuesday; post-election business sentiment drops, Asteron Life downgraded, eyes on dairy prices, OCR and inflation, swaps up, NZD firms, & more
9th Apr 24, 3:59pm
68
A review of things you need to know before you sign off on Tuesday; post-election business sentiment drops, Asteron Life downgraded, eyes on dairy prices, OCR and inflation, swaps up, NZD firms, & more
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9th Apr 24, 11:31am
34
interest.co.nz is a free service for all - help us stay that way. If you know us, trust us, and value what we do, can we ask you to support us? And supporters can go ad-free
US inflation expectations contained; copper has a moment but not steel; Aussie new home build signals weak; Aussie mortgage pain strongest; UST 10yr 4.42%; gold up again but oil slips again; NZ$1 = 60.3 USc; TWI-5 = 69.3
9th Apr 24, 7:19am
64
US inflation expectations contained; copper has a moment but not steel; Aussie new home build signals weak; Aussie mortgage pain strongest; UST 10yr 4.42%; gold up again but oil slips again; NZ$1 = 60.3 USc; TWI-5 = 69.3
A review of things you need to know before you sign off on Monday; some retail rate changes, few farms selling; supermarket cost pressure eases; swaps firm, NZD stable, & more
8th Apr 24, 3:59pm
89
A review of things you need to know before you sign off on Monday; some retail rate changes, few farms selling; supermarket cost pressure eases; swaps firm, NZD stable, & more
As the real estate selling season tails off, two banks trim a key home loan rate just before the RBNZ does its review, and markets turn sceptical rate cuts are imminent
8th Apr 24, 9:08am
39
As the real estate selling season tails off, two banks trim a key home loan rate just before the RBNZ does its review, and markets turn sceptical rate cuts are imminent
Eyes on US CPI after resilient jobs expansion & wage rises; Canadian job growth stalls; Aussie data eases; China's investment appetite in Australia fades; UST 10yr 4.40%; gold up but oil slips; NZ$1 = 60.1 USc; TWI-5 = 69.2
8th Apr 24, 7:19am
139
Eyes on US CPI after resilient jobs expansion & wage rises; Canadian job growth stalls; Aussie data eases; China's investment appetite in Australia fades; UST 10yr 4.40%; gold up but oil slips; NZ$1 = 60.1 USc; TWI-5 = 69.2
US labour market expands faster; US pay rises more than CPI; US consumer debt growth modest; Japan equities slide, more rate rises soon; Aussie data soft; UST 10yr 4.39%; gold & oil up; NZ$1 = 60.1 USc; TWI-5 = 69.2
6th Apr 24, 8:34am
42
US labour market expands faster; US pay rises more than CPI; US consumer debt growth modest; Japan equities slide, more rate rises soon; Aussie data soft; UST 10yr 4.39%; gold & oil up; NZ$1 = 60.1 USc; TWI-5 = 69.2
A review of things you need to know before you sign off on Friday; more big bonds, more FBU departures, DST ending, Aussie data sags, markets await NFPs, swaps stable, NZD stable, & more
5th Apr 24, 3:59pm
65
A review of things you need to know before you sign off on Friday; more big bonds, more FBU departures, DST ending, Aussie data sags, markets await NFPs, swaps stable, NZD stable, & more
Markets see little risk of weak US labour market data; US & Canada exports rise; freight rates ease lower; world faces historic demographic change; UST 10yr 4.35%; gold oil lower; NZ$1 = 60.4 USc; TWI-5 = 69.4
5th Apr 24, 7:20am
188
Markets see little risk of weak US labour market data; US & Canada exports rise; freight rates ease lower; world faces historic demographic change; UST 10yr 4.35%; gold oil lower; NZ$1 = 60.4 USc; TWI-5 = 69.4
A review of things you need to know before you sign off on Thursday; no retail rate changes, Barfoots sees rising sales, fewer building consents issued, weak spending, swaps little-changed, NZD up, & more
4th Apr 24, 3:59pm
43
A review of things you need to know before you sign off on Thursday; no retail rate changes, Barfoots sees rising sales, fewer building consents issued, weak spending, swaps little-changed, NZD up, & more
Commerce Commission finds mortgage advisors face a conflict of interest because they are incentivised to recommend a lender who pays them the best commissions, even if that lender is not the best fit for the borrower
4th Apr 24, 7:28am
33
Commerce Commission finds mortgage advisors face a conflict of interest because they are incentivised to recommend a lender who pays them the best commissions, even if that lender is not the best fit for the borrower
Powell says rate cuts will come but slowly as US economy prosperous; China service sector expands; EU inflation falls; UST 10yr 4.36%; gold at another new high and oil up; NZ$1 = 60.1 USc; TWI-5 = 69.2
4th Apr 24, 7:20am
67
Powell says rate cuts will come but slowly as US economy prosperous; China service sector expands; EU inflation falls; UST 10yr 4.36%; gold at another new high and oil up; NZ$1 = 60.1 USc; TWI-5 = 69.2
A review of things you need to know before you sign off on Wednesday; dairy prices rise, filled jobs rise but labour force rises faster, another huge syndicated bond success, swaps firm, NZD weak, & more
3rd Apr 24, 4:02pm
75
A review of things you need to know before you sign off on Wednesday; dairy prices rise, filled jobs rise but labour force rises faster, another huge syndicated bond success, swaps firm, NZD weak, & more
Dairy prices rise; US economic data very positive; Country Garden in vortex; German inflation eases; Aussie house prices bifurcate; UST 10yr 4.36%; gold at new high and oil up; NZ$1 = 59.6 USc; TWI-5 = 69
3rd Apr 24, 7:19am
37
Dairy prices rise; US economic data very positive; Country Garden in vortex; German inflation eases; Aussie house prices bifurcate; UST 10yr 4.36%; gold at new high and oil up; NZ$1 = 59.6 USc; TWI-5 = 69
[updated]
A review of things you need to know before you sign off on Tuesday; housing market's unsold inventory swells, Synlait in trouble, Rabobank in good shape, car sales sluggish, swaps up, NZD stays low, & more
2nd Apr 24, 3:59pm
58
A review of things you need to know before you sign off on Tuesday; housing market's unsold inventory swells, Synlait in trouble, Rabobank in good shape, car sales sluggish, swaps up, NZD stays low, & more
It helps to use a mortgage calculator that can handle a range of realistic options and solve for the answers you actually need, when your budget gets tight
2nd Apr 24, 9:35am
It helps to use a mortgage calculator that can handle a range of realistic options and solve for the answers you actually need, when your budget gets tight
China PMIs turn positive; other Asian factories up as well; US PMIs more positive; but US PCE inflation sticky; Aussie inflation expectations sticky too; UST 10yr 4.33%; gold at new and oil up; NZ$1 = 59.4 USc; TWI-5 = 69
2nd Apr 24, 7:19am
79
China PMIs turn positive; other Asian factories up as well; US PMIs more positive; but US PCE inflation sticky; Aussie inflation expectations sticky too; UST 10yr 4.33%; gold at new and oil up; NZ$1 = 59.4 USc; TWI-5 = 69
US Fed happy to wait for more inflation retreats; US sentiment rises; China's property crash pressures banks; India educated jobless extreme; UST 10yr 4.21%; gold at new record high and oil up; NZ$1 = 59.8 USc; TWI-5 = 69.1
30th Mar 24, 9:00am
46
US Fed happy to wait for more inflation retreats; US sentiment rises; China's property crash pressures banks; India educated jobless extreme; UST 10yr 4.21%; gold at new record high and oil up; NZ$1 = 59.8 USc; TWI-5 = 69.1
Mortgage interest rates may have risen a lot, but David Chaston wonders if they are 'fair' or at least still in line with historic benchmarks
29th Mar 24, 1:38pm
3
Mortgage interest rates may have risen a lot, but David Chaston wonders if they are 'fair' or at least still in line with historic benchmarks
A review of things you need to know before you sign off on Thursday; consumer & business sentiment sinks, benefits & minimum wage rise, debt growth timid, swaps stable, NZD unchanged, & more
28th Mar 24, 3:59pm
99
A review of things you need to know before you sign off on Thursday; consumer & business sentiment sinks, benefits & minimum wage rise, debt growth timid, swaps stable, NZD unchanged, & more
US mortgage applications sink back; China's profits rise off a very low base; Sweden signals rate cuts soon; Aussie inflation sticky; UST 10yr 4.19%; gold up and oil lower; NZ$1 = 60 USc USc; TWI-5 = 69.3
28th Mar 24, 7:19am
108
US mortgage applications sink back; China's profits rise off a very low base; Sweden signals rate cuts soon; Aussie inflation sticky; UST 10yr 4.19%; gold up and oil lower; NZ$1 = 60 USc USc; TWI-5 = 69.3