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David Chaston

About

David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.

Member for

15 years 10 months

Latest articles

Interest.co.nz launches new home loan comparison calculator allowing you to compare the impact on the rate you are offered of costs you be will liable for, and the benefits of any cashbacks, across multiple offers
1st Sep 25, 10:30am
2
Interest.co.nz launches new home loan comparison calculator allowing you to compare the impact on the rate you are offered of costs you be will liable for, and the benefits of any cashbacks, across multiple offers
[updated]
Kiwibank the last major to cut home loan rates, and it cuts the least possible to just match the highest levels of any of the big four Aussie banks. It trims term deposit rates too
1st Sep 25, 8:37am
Kiwibank the last major to cut home loan rates, and it cuts the least possible to just match the highest levels of any of the big four Aussie banks. It trims term deposit rates too
Eyes on upcoming US jobs data; Chinese PMIs stay weak; China housing market weaker; Japan & Korea positive; air travel and air freight grow strongly; UST 10yr at 4.23%; gold rises again but oil holds; NZ$1 = 59 USc; TWI-5 = 66.5
1st Sep 25, 7:19am
14
Eyes on upcoming US jobs data; Chinese PMIs stay weak; China housing market weaker; Japan & Korea positive; air travel and air freight grow strongly; UST 10yr at 4.23%; gold rises again but oil holds; NZ$1 = 59 USc; TWI-5 = 66.5
[updated]
US data imbalanced and faces a reckoning; Korea and Japan show economic gains; EU inflation expectations anchored; air cargo volumes rise, except in US; UST 10yr at 4.23%; gold rises again but oil holds; NZ$1 = 59 USc; TWI-5 = 66.5
30th Aug 25, 9:02am
24
US data imbalanced and faces a reckoning; Korea and Japan show economic gains; EU inflation expectations anchored; air cargo volumes rise, except in US; UST 10yr at 4.23%; gold rises again but oil holds; NZ$1 = 59 USc; TWI-5 = 66.5
A review of things you need to know before you sign off on Friday; ASB cuts fixed rates, insurance premiums significant, consumer sentiment weaker, FHB's very active, housing loans rise faster, swaps hold, NZD firmer, & more
29th Aug 25, 3:59pm
14
A review of things you need to know before you sign off on Friday; ASB cuts fixed rates, insurance premiums significant, consumer sentiment weaker, FHB's very active, housing loans rise faster, swaps hold, NZD firmer, & more
ASB cuts its fixed home loan rates to keep up with its main Aussie-bank rivals, leaving Kiwibank as the last major to move
29th Aug 25, 10:08am
10
ASB cuts its fixed home loan rates to keep up with its main Aussie-bank rivals, leaving Kiwibank as the last major to move
US data uninspiring but equity markets hit records again; Canadian wages rise faster; India factories busier; freight rates fall; UST 10yr at 4.21%; gold rises but oil holds; NZ$1 = 58.9 USc; TWI-5 = 66.4
29th Aug 25, 7:27am
17
US data uninspiring but equity markets hit records again; Canadian wages rise faster; India factories busier; freight rates fall; UST 10yr at 4.21%; gold rises but oil holds; NZ$1 = 58.9 USc; TWI-5 = 66.4
A review of things you need to know before you sign off on Thursday; retail rates keep falling, home loan affordability improves again, business sentiment little-changed, jobs market improves, swaps soft, NZD firmish, & more
28th Aug 25, 3:59pm
9
A review of things you need to know before you sign off on Thursday; retail rates keep falling, home loan affordability improves again, business sentiment little-changed, jobs market improves, swaps soft, NZD firmish, & more
If you read us from Australia, check out our new service there. Our interest rate tables are unique for Aussie homeowners and savers. Our news and opinion is tailored for Lucky Country readers
28th Aug 25, 11:54am
4
If you read us from Australia, check out our new service there. Our interest rate tables are unique for Aussie homeowners and savers. Our news and opinion is tailored for Lucky Country readers
Eyes on Nvidia; US mortgage applications dip; US caught doing covert ops in Greenland; Taiwan sentiment weakens; Aussie inflation turns up; UST 10yr at 4.24%; gold firmer and oil firmer; NZ$1 = 58.6 USc; TWI-5 = 66.3
28th Aug 25, 7:19am
19
Eyes on Nvidia; US mortgage applications dip; US caught doing covert ops in Greenland; Taiwan sentiment weakens; Aussie inflation turns up; UST 10yr at 4.24%; gold firmer and oil firmer; NZ$1 = 58.6 USc; TWI-5 = 66.3
Our largest home loan lender ANZ has now responded to the Westpac and BNZ fixed rate moves lower with their own mortgage rate cuts, leaving ASB and Kiwibank as the other majors yet to respond
27th Aug 25, 5:51pm
6
Our largest home loan lender ANZ has now responded to the Westpac and BNZ fixed rate moves lower with their own mortgage rate cuts, leaving ASB and Kiwibank as the other majors yet to respond
A review of things you need to know before you sign off on Wednesday; gender pay gap shrinks, bank mortgage market share changes, dairy prices dip, FMA sees more fraud, ASB bond issue wildly popular, swaps soft, NZD stable, & more
27th Aug 25, 3:59pm
7
A review of things you need to know before you sign off on Wednesday; gender pay gap shrinks, bank mortgage market share changes, dairy prices dip, FMA sees more fraud, ASB bond issue wildly popular, swaps soft, NZD stable, & more
There are two definite winners in the long term battle for home loan market share, and one clear underperformer. These pressures partly explain why some banks are more competitive than others
27th Aug 25, 9:43am
2
There are two definite winners in the long term battle for home loan market share, and one clear underperformer. These pressures partly explain why some banks are more competitive than others
US durable goods orders fall, factory surveys mildly negative; consumer sentiment dips; Canadian data positive; South Korean sentiment stays firm; UST 10yr at 4.25%; gold firmer and oil lower; NZ$1 = 58.6 USc; TWI-5 = 66.3
27th Aug 25, 7:27am
28
US durable goods orders fall, factory surveys mildly negative; consumer sentiment dips; Canadian data positive; South Korean sentiment stays firm; UST 10yr at 4.25%; gold firmer and oil lower; NZ$1 = 58.6 USc; TWI-5 = 66.3
A review of things you need to know before you sign off on Tuesday; many retail rate reductions, Fonterra gets the cream, RBNZ mortgage lending data under review, swaps stable, equity losses everywhere, NZD slips, & more
26th Aug 25, 4:00pm
19
A review of things you need to know before you sign off on Tuesday; many retail rate reductions, Fonterra gets the cream, RBNZ mortgage lending data under review, swaps stable, equity losses everywhere, NZD slips, & more
BNZ cuts fixed home loan rates, following Westpac down. Challenger banks are going even lower, with Coop Bank and SBS Bank with very low FHB specials, and ICBC has a new market-low one year fixed rate
26th Aug 25, 9:01am
6
BNZ cuts fixed home loan rates, following Westpac down. Challenger banks are going even lower, with Coop Bank and SBS Bank with very low FHB specials, and ICBC has a new market-low one year fixed rate
Even superprime US consumers now showing credit stress; other US data lackluster; Singapore beats inflation; Chinese yuan rises with equity markets; UST 10yr at 4.28%; gold stable and oil firmer; NZ$1 = 58.6 USc; TWI-5 = 66.3
26th Aug 25, 7:22am
7
Even superprime US consumers now showing credit stress; other US data lackluster; Singapore beats inflation; Chinese yuan rises with equity markets; UST 10yr at 4.28%; gold stable and oil firmer; NZ$1 = 58.6 USc; TWI-5 = 66.3
A review of things you need to know before you sign off on Monday; ICBC stars with very low 1yr rate, retail delivers a surprise rise, ASB launches big new bond, awful Q2 KiwiSaver results, swaps soft, NZD stable, & more
25th Aug 25, 3:59pm
43
A review of things you need to know before you sign off on Monday; ICBC stars with very low 1yr rate, retail delivers a surprise rise, ASB launches big new bond, awful Q2 KiwiSaver results, swaps soft, NZD stable, & more
China reveals extended weak FDI; Canada gets tariff inflation; Japan inflation dips but rice still a problem; US markets like that Powell de-emphasising the inflation fight; UST 10yr at 4.26%; gold and oil firmer; NZ$1 = 58.7 USc; TWI-5 = 66.3
25th Aug 25, 7:19am
13
China reveals extended weak FDI; Canada gets tariff inflation; Japan inflation dips but rice still a problem; US markets like that Powell de-emphasising the inflation fight; UST 10yr at 4.26%; gold and oil firmer; NZ$1 = 58.7 USc; TWI-5 = 66.3
Markets embrace US rate cut signals; tariff-tax costs embed; Canada rolls back some tariffs; China's FDI stays very weak; AI investments juices R&D; UST 10yr at 4.26%; gold and oil firmer; NZ$1 = 58.7 USc; TWI-5 = 66.3
23rd Aug 25, 8:53am
4
Markets embrace US rate cut signals; tariff-tax costs embed; Canada rolls back some tariffs; China's FDI stays very weak; AI investments juices R&D; UST 10yr at 4.26%; gold and oil firmer; NZ$1 = 58.7 USc; TWI-5 = 66.3
A review of things you need to know before you sign off on Friday; more rate cuts, Fonterra sells, farmers want to twist the scrum further, fraud attempts pervasive, ghost tapping arrives, swaps stable, NZD stable, & more
22nd Aug 25, 4:06pm
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A review of things you need to know before you sign off on Friday; more rate cuts, Fonterra sells, farmers want to twist the scrum further, fraud attempts pervasive, ghost tapping arrives, swaps stable, NZD stable, & more
Fonterra's sale of its consumer business to French giant Lactalis will deliver a $3.2 bln tax-free boost for shareholders, and it retains supply agreements for iconic dairy brands Anchor and Mainland
22nd Aug 25, 8:45am
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Fonterra's sale of its consumer business to French giant Lactalis will deliver a $3.2 bln tax-free boost for shareholders, and it retains supply agreements for iconic dairy brands Anchor and Mainland
Powell awaited but US data doesn't support rate cuts; Japanese business rises; China in more debt stress; Australia data upbeat; freight rates ease; UST 10yr at 4.33%; gold soft and oil firmer; NZ$1 = 58.2 USc; TWI-5 = 66.2
22nd Aug 25, 7:27am
46
Powell awaited but US data doesn't support rate cuts; Japanese business rises; China in more debt stress; Australia data upbeat; freight rates ease; UST 10yr at 4.33%; gold soft and oil firmer; NZ$1 = 58.2 USc; TWI-5 = 66.2
A review of things you need to know before you sign off on Thursday; more rate cuts, more housing market sceptics, Fonterra boosts payout, two banks report profit stutters, swaps stay down, NZD stays down, & more
21st Aug 25, 3:59pm
13
A review of things you need to know before you sign off on Thursday; more rate cuts, more housing market sceptics, Fonterra boosts payout, two banks report profit stutters, swaps stay down, NZD stays down, & more
Rate cut announcements to savings accounts have started to flow with the six banks advising changes so far, ranging from no-change to -30 bps
21st Aug 25, 9:59am
Rate cut announcements to savings accounts have started to flow with the six banks advising changes so far, ranging from no-change to -30 bps