interest rates charts

Term Deposit rates

This is the average bank rate, for a deposit of $10,000. Data is sourced from our archived rates, as at 5pm each Friday.

We can supply this data in a wide range of versions. We have it by... Read full story

Bank bill rates

This chart series tracks the bank bill rates as published by the RBNZ daily.

Wholesale bank bill reference rates

This chart series tracks the FRA of the "NZ independent bank bill" rates as published daily by the NZ Financial Markets Association. Used with permission.

Credit default swap

This data is sourced from the Markit CDS series, for investment grade instruments. They measure the Credit Default Swap spreads on a daily basis for all components of these high level indexes.... Read full story

Mortgage rates

This series is based on our archived records for all banks, as at 5pm each Friday. It is a simple average of all retail offerings of each bank brand.

Where an institution offers different... Read full story

NZ Government bond rates

This chart series records the yields on NZ Government bonds, as published by the RBNZ. Specific bond selection is by the RBNZ.

All government bonds are denominated in New Zealand dollars and... Read full story

Official cash rates

This chart set records the official interest rate for each central bank regulator, as at Friday each week.

The "real rates" reflect each official rate, less the local headline consumer price... Read full story

Rate curves

Rate curves record the variation between interest rates at two different terms. Common ones are the ten-year-rate-less-the-one-year-rate, or the five-year-rate-less-the-one-year-rate.

If... Read full story

NZ rate premium over US

This chart set measures the difference between NZ official rates, and the benchmark US rates.

For reference, we also show these rates after deducting the local CPI, giving the "real... Read full story

Risk premiums
Swap rates

These are end-of-day swap rates tracked and reported by a major bank.

An interest rate swap is where two people (or counterparties if you want to be technical) agree to exchange two... Read full story

US Treasury Bonds

Data in this chart set is from the US Federal Reserve, the average for each calendar week.

Online call rate

This chart tracks the average of bank online call rates weekly.

Fixed mortgage rates

This series is based on our archived records for all banks, as at 5pm each Friday. It is a simple average of all retail offerings of each bank brand.

Where an institution offers different... Read full story