Bonus savings accounts

We have updated our coverage of Saving accounts, separating them out by type. Unique pages now exist for the following savings account types:
- Bonus savings accounts - Business savings accounts - Children's accounts
- Online savings accounts - Standard savings accounts  

Printer-friendly version of this page                                                                        for term deposits from 1 to 9 months, see here »

Make sense of all these rates by using our Savings Calculator »

* = These products may require a regular monthly deposit. Other conditional may also apply. Refer to institution directly.


Institution Credit Rating Account type Minimum deposit $ Interest rate %
ANZAA-Serious Saver - base rate$10.10*
AA-Serious Saver - bonus rate $12.65*
AA-Serious Saver - potential rate $12.75*
ASBAA-Savings Plus - base rate$10.50
AA-Savings Plus - bonus, one withdraw/qtr$11.00
AA-Savings Plus - potential rate, one withdraw/qtr$11.50
AA-Savings Plus - bonus, no withdraw/qtr$12.40
AA-Savings Plus - potential rate, no withdraw/qtr$12.90
BNZAA-Rapid Save - base rate$10.10
AA-Rapid Save - bonus rate$12.65
AA-Rapid Save - potential rate$12.75
AA-Achiever - base and bonus rate$10.50
AA-Achiever - base and bonus rate$1,0000.50
AA-Achiever - base and bonus rate$5,0001.00
Co-operative BankBBB-Step Saver - base$10.25
BBB-Step Saver - bonus rate$12.60
BBB-Step Saver - base and bonus rate$12.85
KiwibankA+On-line Call - base rate$2,0001.00
A+On-line Call - bonus rate$2,0001.00
A+On-line call - potential rate$2,0002.00
A+Fast Foward - base rate$10.10
A+Fast Foward - base rate$1,0000.10
A+Fast Foward - base rate$4,0000.50
A+Fast Forward - base and bonus rate$11.10
A+Fast Forward - base and bonus rate$1,0001.10
A+Fast Forward - base and bonus rate$4,0001.50
RaboDirectAPremiumSaver - base$11.00
APremiumSaver - bonus$12.00
APremiumSaver - potential rate$13.00
SBS BankBBBIncentive Saver - base rate$10.15
BBBIncentive Saver - bonus rate$12.85
BBBIncentive Saver - potential rate$13.00
WestpacAA-Online Bonus Saver - base rate$10.05
AA-Online Bonus Saver - bonus rate $12.70
AA-Online Bonus Saver - potential rate $12.75
AA-Bonus Saver - base$10.05
AA-Bonus Saver - base and bonus rate$10.40

Credit Unions

Institution Credit Rating Account type Minimum deposit $ Interest rate %
NZCU BaywideBB-Retirement Saver - base$13.00
BB-Retirement Saver - bonus$10.50
BB-Retirement Saver - potential rate$13.50
Police CUBB+Bonus Saver - base$201.50
BB+Bonus Saver - bonus*$201.50
BB+Bonus Saver - potential interest$203.00
BB+Future Saver - base$201.50
BB+Future Saver - bonus$201.25
BB+Future Saver - potential interest$202.75