David Chaston

After three straight years of building back term deposit balances, savers took a break in 2025. Lower rate offers and better alternatives caused the pause

After three straight years of building back term deposit balances, savers took a break in 2025. Lower rate offers and better alternatives caused the pause

US Fed minutes show expected divisions, likely 2026 rate cuts; regional surveys negative; Korean data dips; China moves on local support; UST 10yr at 4.13%; precious metals recover some; oil stays low; NZ$1 = 58 USc; TWI-5 = 62.1

US Fed minutes show expected divisions, likely 2026 rate cuts; regional surveys negative; Korean data dips; China moves on local support; UST 10yr at 4.13%; precious metals recover some; oil stays low; NZ$1 = 58 USc; TWI-5 = 62.1

2026 is likely to be a year of growing instability in global financial markets, washing over our shores in stronger waves. Time to record your 2026 predictions - and check how you did last year

2026 is likely to be a year of growing instability in global financial markets, washing over our shores in stronger waves. Time to record your 2026 predictions - and check how you did last year

Before you buy car insurance - from your broker, or just rolling over with your existing insurer - use the online tools many insurers offer. You are likely to be surprised at the wide range of premiums quoted

Before you buy car insurance - from your broker, or just rolling over with your existing insurer - use the online tools many insurers offer. You are likely to be surprised at the wide range of premiums quoted

US data mixed; Japan eyes virtuous cycle; India factories busier; UST 10yr at 4.12%; gold drops back with other precious metals; copper and nickel climb; oil firms; NZ$1 = 58.1 USc; TWI-5 = 62.1, bitcoin heads for -7% annual drop

US data mixed; Japan eyes virtuous cycle; India factories busier; UST 10yr at 4.12%; gold drops back with other precious metals; copper and nickel climb; oil firms; NZ$1 = 58.1 USc; TWI-5 = 62.1, bitcoin heads for -7% annual drop

China takes another crack at juicing its domestic demand; US data mixed; Taiwan still the Asian star; precious metals keep rising; eyes on retail reports; UST 10yr at 4.13%; oil retreats again; NZ$1 = 58.3 USc; TWI-5 = 62.3

China takes another crack at juicing its domestic demand; US data mixed; Taiwan still the Asian star; precious metals keep rising; eyes on retail reports; UST 10yr at 4.13%; oil retreats again; NZ$1 = 58.3 USc; TWI-5 = 62.3

interest.com.au needs an experienced, business or economics journalist to cover the Australian economy

interest.com.au needs an experienced, business or economics journalist to cover the Australian economy

US data mixed; mixed Asian industrial production data; China beef producers call for protection from imports; freight rates hold; UST 10yr at 4.14%; metals prices rise; oil retreats sharpy; NZ$1 = 58.3 USc; TWI-5 = 62.3

US data mixed; mixed Asian industrial production data; China beef producers call for protection from imports; freight rates hold; UST 10yr at 4.14%; metals prices rise; oil retreats sharpy; NZ$1 = 58.3 USc; TWI-5 = 62.3

It has been hard to win home loan market share over the long run - only BNZ and Kiwibank have managed to do that

It has been hard to win home loan market share over the long run - only BNZ and Kiwibank have managed to do that

US consumers & factories downbeat, but official data surprises with sharp gains; Taiwan exports orders leap; semaglutide now in pill-form; UST 10yr at 4.17%; precious & other metals prices surge; oil rises; NZ$1 = 58.3 USc; TWI-5 = 62.4

US consumers & factories downbeat, but official data surprises with sharp gains; Taiwan exports orders leap; semaglutide now in pill-form; UST 10yr at 4.17%; precious & other metals prices surge; oil rises; NZ$1 = 58.3 USc; TWI-5 = 62.4

Precious metals star; US retail turns uncertain; Canada PPI rises; Japanese rates rise; China hits EU dairy with duty penalties; India & NZ agree FTA; UST 10yr at 4.17%; gold & silver zoom; oil rises; NZ$1 = 58 USc; TWI-5 = 62.1

Precious metals star; US retail turns uncertain; Canada PPI rises; Japanese rates rise; China hits EU dairy with duty penalties; India & NZ agree FTA; UST 10yr at 4.17%; gold & silver zoom; oil rises; NZ$1 = 58 USc; TWI-5 = 62.1

Kiwibank's final fixed home loan rate changes set it as the bank with the lowest six month rate, and the highest three year rate, otherwise similar to its main rivals

Kiwibank's final fixed home loan rate changes set it as the bank with the lowest six month rate, and the highest three year rate, otherwise similar to its main rivals

It's always busy just before the holidays. But take a mind break and do our quiz

It's always busy just before the holidays. But take a mind break and do our quiz

Foreign investors hesitant in China; Japan hawkish rate hike boosts bond yields; Malaysia's imports surge; US consumers unhappy but investors upbeat; UST 10yr at 4.15%; gold dips; oil stays low; NZ$1 = 57.6 USc; TWI-5 = 61.8

Foreign investors hesitant in China; Japan hawkish rate hike boosts bond yields; Malaysia's imports surge; US consumers unhappy but investors upbeat; UST 10yr at 4.15%; gold dips; oil stays low; NZ$1 = 57.6 USc; TWI-5 = 61.8

US data unconvincing; reaction to Japan rate rise surprises; China's FDI stays weak; Australian wealth surges; Macquarie and ANZ slapped harder; UST 10yr at 4.15%; gold dips; oil stays low; NZ$1 = 57.6 USc; TWI-5 = 61.8

US data unconvincing; reaction to Japan rate rise surprises; China's FDI stays weak; Australian wealth surges; Macquarie and ANZ slapped harder; UST 10yr at 4.15%; gold dips; oil stays low; NZ$1 = 57.6 USc; TWI-5 = 61.8

A review of things you need to know before you sign off on Friday; investors shun Kiwibank capital raise, sentiment surveys positive, more milk payout cuts, big trade improvements, swaps stable, NZD stable, & more

A review of things you need to know before you sign off on Friday; investors shun Kiwibank capital raise, sentiment surveys positive, more milk payout cuts, big trade improvements, swaps stable, NZD stable, & more

US CPI surprises with sharp easing; US factory surveys generally downbeat; Canada SMEs upbeat; many central bank reviews; US-China freight rates rise; UST 10yr at 4.13%; gold up at new record; oil stays low; NZ$1 = 57.8 USc; TWI-5 = 62

US CPI surprises with sharp easing; US factory surveys generally downbeat; Canada SMEs upbeat; many central bank reviews; US-China freight rates rise; UST 10yr at 4.13%; gold up at new record; oil stays low; NZ$1 = 57.8 USc; TWI-5 = 62

A review of things you need to know before you sign off on Thursday; more retail rate changes, Willis on Kiwibank IPO, Fonterra cuts again, GDP bounces back, some big scam losses, swaps stable, NZD soft, & more

A review of things you need to know before you sign off on Thursday; more retail rate changes, Willis on Kiwibank IPO, Fonterra cuts again, GDP bounces back, some big scam losses, swaps stable, NZD soft, & more

Another large bank hikes most fixed home loan rates, cuts its six month one, and makes wide changes to term deposit rates, adding to the tightening credit conditions. BNZ and TSB follow

Another large bank hikes most fixed home loan rates, cuts its six month one, and makes wide changes to term deposit rates, adding to the tightening credit conditions. BNZ and TSB follow

Divergence of Fed views on display again; Canada attracts investment, restricts people; more strong Japanese data; eyes on more central banks; UST 10yr at 4.16%; gold up near new record; oil stays low; NZ$1 = 57.8 USc; TWI-5 = 62

Divergence of Fed views on display again; Canada attracts investment, restricts people; more strong Japanese data; eyes on more central banks; UST 10yr at 4.16%; gold up near new record; oil stays low; NZ$1 = 57.8 USc; TWI-5 = 62

A review of things you need to know before you sign off on Wednesday; consumer mood brightens, current account deficit shrinks, dairy prices tanking, RBNZ aims to make getting into debt easier, swaps stable, NZD firm, & more

A review of things you need to know before you sign off on Wednesday; consumer mood brightens, current account deficit shrinks, dairy prices tanking, RBNZ aims to make getting into debt easier, swaps stable, NZD firm, & more

Dairy prices fall hard again; US jobs data messy, retail data soft; Japan, India, the EU and Australia all get rising PMIs; Australian consumer mood slips; UST 10yr at 4.16%; gold unchanged; oil drops again; NZ$1 = 57.9 USc; TWI-5 = 62

Dairy prices fall hard again; US jobs data messy, retail data soft; Japan, India, the EU and Australia all get rising PMIs; Australian consumer mood slips; UST 10yr at 4.16%; gold unchanged; oil drops again; NZ$1 = 57.9 USc; TWI-5 = 62

A review of things you need to know before you sign off on Tuesday; no rate changes, REINZ results soggy, food price pressure eases a little, job ads rise slowly, retail just hanging in there, HYFEU worse, swaps drop, NZD down, & more

A review of things you need to know before you sign off on Tuesday; no rate changes, REINZ results soggy, food price pressure eases a little, job ads rise slowly, retail just hanging in there, HYFEU worse, swaps drop, NZD down, & more

US data hesitant; Canadian data mixed; Japan sentiment rises; China data weak; Hong Kong trashes its democracy; India exports rise; UST 10yr at 4.18%; gold hovers near record; oil lower; NZ$1 = 57.9 USc; TWI-5 = 62

US data hesitant; Canadian data mixed; Japan sentiment rises; China data weak; Hong Kong trashes its democracy; India exports rise; UST 10yr at 4.18%; gold hovers near record; oil lower; NZ$1 = 57.9 USc; TWI-5 = 62

ANZ, our biggest mortgage lender, raises most fixed home loan rates, but cuts its 6 month one. It also raises TD rates for 1 year & longer

ANZ, our biggest mortgage lender, raises most fixed home loan rates, but cuts its 6 month one. It also raises TD rates for 1 year & longer