About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
Key challenger bank bucks the falling rate trend for term deposit savers, raising two key rates to market-leading (or close) levels
6th Sep 24, 3:07pm
5
Key challenger bank bucks the falling rate trend for term deposit savers, raising two key rates to market-leading (or close) levels
Eyes on US labour market; other US data is positive; Japan wages rise; EU retail rises; Australia trade surplus rises; China warns on steel prospects; UST 10yr 3.73%; gold up and oil down; NZ$1 = 62.3; TWI = 70
6th Sep 24, 7:19am
76
Eyes on US labour market; other US data is positive; Japan wages rise; EU retail rises; Australia trade surplus rises; China warns on steel prospects; UST 10yr 3.73%; gold up and oil down; NZ$1 = 62.3; TWI = 70
A review of things you need to know before you sign off on Thursday; no retail rate changes, house values fall again, construction red tape in focus, NZGB yields rise, swaps and NZD stable, & more
5th Sep 24, 3:59pm
47
A review of things you need to know before you sign off on Thursday; no retail rate changes, house values fall again, construction red tape in focus, NZGB yields rise, swaps and NZD stable, & more
US data largely positive although job ads soften; Canada cuts rates; China mulls big mortgage relief; Aussie GDP disappoints; UST 10yr 3.77%; gold and oil stable; NZ$1 = 61.9; TWI = 69.9
5th Sep 24, 7:19am
22
US data largely positive although job ads soften; Canada cuts rates; China mulls big mortgage relief; Aussie GDP disappoints; UST 10yr 3.77%; gold and oil stable; NZ$1 = 61.9; TWI = 69.9
A review of things you need to know before you sign off on Wednesday; commodity prices hold, but retail struggles, new lending rises, global signals not great, swaps fall, NZD falls, & more
4th Sep 24, 3:59pm
63
A review of things you need to know before you sign off on Wednesday; commodity prices hold, but retail struggles, new lending rises, global signals not great, swaps fall, NZD falls, & more
Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved
4th Sep 24, 9:00am
16
Many home loan borrowers are choosing a 'pay-more-now-to-pay-less-later' strategy. David Chaston checks the numbers to see if they justify it, and show the risks involved
Dairy prices slip; US PMIs disappoint; other US data positive; China to retaliate against Canada; Australia posts current account deficit; UST 10yr 3.84%; equities drop; gold and oil drop; NZ$1 = 61.9; TWI = 70.2
4th Sep 24, 7:18am
23
Dairy prices slip; US PMIs disappoint; other US data positive; China to retaliate against Canada; Australia posts current account deficit; UST 10yr 3.84%; equities drop; gold and oil drop; NZ$1 = 61.9; TWI = 70.2
A review of things you need to know before you sign off on Tuesday; no retail rate changes, Auckland house sales soft, non-performing housing loans rise, liquidations rise, swaps stable, NZD eases slightly, & more
3rd Sep 24, 3:59pm
52
A review of things you need to know before you sign off on Tuesday; no retail rate changes, Auckland house sales soft, non-performing housing loans rise, liquidations rise, swaps stable, NZD eases slightly, & more
Global August PMIs point to rising risks of China's inventory and housing imbalances; Australia dealing with its own imbalances; UST 10yr 3.93%; gold and oil little-changed; NZ$1 = 62.3; TWI = 70.2
3rd Sep 24, 7:19am
34
Global August PMIs point to rising risks of China's inventory and housing imbalances; Australia dealing with its own imbalances; UST 10yr 3.93%; gold and oil little-changed; NZ$1 = 62.3; TWI = 70.2
A review of things you need to know before you sign off on Monday; more retail cuts, house listings at decade high, rental yields low, more electricity price extremes, swaps stable, NZD stays firm, & more
2nd Sep 24, 3:59pm
102
A review of things you need to know before you sign off on Monday; more retail cuts, house listings at decade high, rental yields low, more electricity price extremes, swaps stable, NZD stays firm, & more
China PMIs stay lackluster; South Korea & Japan release good data; US PCE inflation bolsters Fed rate cut; Aussie retail sales disappoint; UST 10yr 3.91%; gold and oil lower; NZ$1 = 62.4; TWI = 70.4
2nd Sep 24, 7:19am
94
China PMIs stay lackluster; South Korea & Japan release good data; US PCE inflation bolsters Fed rate cut; Aussie retail sales disappoint; UST 10yr 3.91%; gold and oil lower; NZ$1 = 62.4; TWI = 70.4
US data confirms inflation beaten; Canada and India grow as expected;; Japan data good; EU inflation low; Aussie retail weak; UST 10yr 3.91%; gold and oil lower; NZ$1 = 62.4; TWI = 70.4
31st Aug 24, 8:06am
106
US data confirms inflation beaten; Canada and India grow as expected;; Japan data good; EU inflation low; Aussie retail weak; UST 10yr 3.91%; gold and oil lower; NZ$1 = 62.4; TWI = 70.4
US mortgage rates fall as do UST yields; China dissent rising along with temperature stress; Aussie inflation remains high; UST 10yr 3.84%; gold and oil down; NZ$1 = 62.3 USc; TWI-5 = 70.1
29th Aug 24, 7:19am
45
US mortgage rates fall as do UST yields; China dissent rising along with temperature stress; Aussie inflation remains high; UST 10yr 3.84%; gold and oil down; NZ$1 = 62.3 USc; TWI-5 = 70.1
A review of things you need to know before you sign off on Wednesday; labour market weakens, Woolworth profit drops, RBNZs FX intervention capacity at record high, swaps stable, NZD firm, & more
28th Aug 24, 4:00pm
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A review of things you need to know before you sign off on Wednesday; labour market weakens, Woolworth profit drops, RBNZs FX intervention capacity at record high, swaps stable, NZD firm, & more
US retail and services sectors buoy sentiment, factories not so much; China says profits rising but demographics bite hard; Taiwan sentiment surges; UST 10yr 3.84%; gold unchanged and oil down; NZ$1 = 62.5 USc; TWI-5 = 70.1
28th Aug 24, 7:18am
75
US retail and services sectors buoy sentiment, factories not so much; China says profits rising but demographics bite hard; Taiwan sentiment surges; UST 10yr 3.84%; gold unchanged and oil down; NZ$1 = 62.5 USc; TWI-5 = 70.1
A review of things you need to know before you sign off on Tuesday; no significant rate changes, easier for FHBs, tougher for commercial property, analysts more bullish on milk price, TSB cops big fine, swaps & NZD stable, & much more
27th Aug 24, 3:59pm
62
A review of things you need to know before you sign off on Tuesday; no significant rate changes, easier for FHBs, tougher for commercial property, analysts more bullish on milk price, TSB cops big fine, swaps & NZD stable, & much more
Dear readers, thank you for your support. You have helped us to consecutive record months of readership
27th Aug 24, 10:00am
45
Dear readers, thank you for your support. You have helped us to consecutive record months of readership
US factory orders jump; Texas struggles; Germany struggles; China faces bond bubble; Insurance hits housing affordability; UST 10yr 3.81%; gold at new high and oil up; NZ$1 = 62.1 USc; TWI-5 = 69.6
27th Aug 24, 7:19am
45
US factory orders jump; Texas struggles; Germany struggles; China faces bond bubble; Insurance hits housing affordability; UST 10yr 3.81%; gold at new high and oil up; NZ$1 = 62.1 USc; TWI-5 = 69.6
A review of things you need to know before you sign off on Monday; More rate cuts, KiwiSaver assets rise, FHBs at capacity, big fine for big lie, swaps and NZD stable, and more
26th Aug 24, 3:59pm
61
A review of things you need to know before you sign off on Monday; More rate cuts, KiwiSaver assets rise, FHBs at capacity, big fine for big lie, swaps and NZD stable, and more
More dotplots, this time for savers. And they tell a story of fast-retreating rate offers. Six percent has largely vanished, although if you are quick one or two can still be found
26th Aug 24, 2:57pm
6
More dotplots, this time for savers. And they tell a story of fast-retreating rate offers. Six percent has largely vanished, although if you are quick one or two can still be found
Japan gets its embedded inflation; Taiwan rises; China ends new steel capacity; US ready to cut rates; Australia ready to disconnect; UST 10yr 3.80%; gold back near ATH and oil firmish; NZ$1 = 62.3 USc; TWI-5 = 69.9
26th Aug 24, 7:20am
59
Japan gets its embedded inflation; Taiwan rises; China ends new steel capacity; US ready to cut rates; Australia ready to disconnect; UST 10yr 3.80%; gold back near ATH and oil firmish; NZ$1 = 62.3 USc; TWI-5 = 69.9
Powell says 'the time has come'; US new home sales jump, commercial property struggles; Canada still faces rail disruption; Taiwan rises; Japan still faces rate hikes; UST 10yr 3.80%; gold and oil firmer; NZ$1 = 62.3 USc; TWI-5 = 69.9
24th Aug 24, 8:28am
35
Powell says 'the time has come'; US new home sales jump, commercial property struggles; Canada still faces rail disruption; Taiwan rises; Japan still faces rate hikes; UST 10yr 3.80%; gold and oil firmer; NZ$1 = 62.3 USc; TWI-5 = 69.9
[updated]
A review of things you need to know before you sign off on Friday; Fonterra raises milk payout forecast, retail volumes sink, RBNZ Dashboard data updated, swaps firmish, NZD firmer too, & more
23rd Aug 24, 3:59pm
47
A review of things you need to know before you sign off on Friday; Fonterra raises milk payout forecast, retail volumes sink, RBNZ Dashboard data updated, swaps firmish, NZD firmer too, & more
US data mixed but mostly positive; Canada rail system shuts on labour dispute; India expansion rolls on; container freight rates ease again; UST 10yr 3.86%; gold falls but oil firmer; NZ$1 = 61.3 USc; TWI-5 = 69.4
23rd Aug 24, 7:20am
59
US data mixed but mostly positive; Canada rail system shuts on labour dispute; India expansion rolls on; container freight rates ease again; UST 10yr 3.86%; gold falls but oil firmer; NZ$1 = 61.3 USc; TWI-5 = 69.4
A review of things you need to know before you sign off on Thursday; more rate cuts from majors again, Kiwibank reports record profit, regions suffering, emissions falling, NIMs stable, swaps stable, NZD holds, & more
22nd Aug 24, 4:00pm
74
A review of things you need to know before you sign off on Thursday; more rate cuts from majors again, Kiwibank reports record profit, regions suffering, emissions falling, NIMs stable, swaps stable, NZD holds, & more
