Motor Trade Finances Limited (MTF) was formed in 1971 to enable selected motor vehicle dealers to finance sales of motor vehicles to the public.

From a base of twelve Dunedin dealers, MTF has grown to become one of the largest financiers of motor vehicles in New Zealand, with representation from Kaitaia to Invercargill.

Through its shareholder network, MTF offers:

• credit contracts
• finance leases

MTF provides a range of risk protection products for events affecting repayment, such as illness, redundancy, death, insurance shortfall and vehicle breakdown:

• payment waiver
• mechanical breakdown insurance

MTF is an investor-owned company, incorporated under the Companies Act 1993, with its shares held by its participating shareholders.

With its head office in Dunedin, MTF has a staff of around fifty, supporting the network of shareholders.