LVRs

The decision to ease loan-to-value ratio restrictions now is not necessarily a mistake, but the timing is odd and sends the wrong signals

The decision to ease loan-to-value ratio restrictions now is not necessarily a mistake, but the timing is odd and sends the wrong signals

Banks will be allowed to write more low-deposit mortgages to property investors and home buyers as the RBNZ relaxes its loan-to-value ratio rules

Banks will be allowed to write more low-deposit mortgages to property investors and home buyers as the RBNZ relaxes its loan-to-value ratio rules

Bank and financial stability regulations will soon be set by a committee made up of Reserve Bank staff, board members, and external experts

Bank and financial stability regulations will soon be set by a committee made up of Reserve Bank staff, board members, and external experts

ANZ NZ CEO Antonia Watson says the housing market's 'especially competitive' at the moment, at least in part due to low volumes of new loans

ANZ NZ CEO Antonia Watson says the housing market's 'especially competitive' at the moment, at least in part due to low volumes of new loans

Reserve Bank Governor Adrian Orr says being more 'circumspect' with reducing interest rates relative to the speed at which they went up 'is the general idea'

Reserve Bank Governor Adrian Orr says being more 'circumspect' with reducing interest rates relative to the speed at which they went up 'is the general idea'

Banks typically charge low equity fees for borrowers with deposits below 20%. Are these reapplied if equity rises above 20% and then drops back below 20%?

Banks typically charge low equity fees for borrowers with deposits below 20%. Are these reapplied if equity rises above 20% and then drops back below 20%?

New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants

New Zealand Banking Association calls for less restrictive debt-to-income limits for home lending than the RBNZ wants

There are clear signs that the RBNZ’s 'heavy handed hikes' are inhibiting household demand, and hurting business, Kiwibank economists say

There are clear signs that the RBNZ’s 'heavy handed hikes' are inhibiting household demand, and hurting business, Kiwibank economists say

David Hargreaves looks at the 'inevitable' discussion we are about to have as to whether it's still the right economic approach to just target low inflation at all costs

David Hargreaves looks at the 'inevitable' discussion we are about to have as to whether it's still the right economic approach to just target low inflation at all costs

Adrian Orr will give a keynote speech to a high-powered economic forum ahead of the Reserve Bank's first Official Cash Rate decision of the year

Adrian Orr will give a keynote speech to a high-powered economic forum ahead of the Reserve Bank's first Official Cash Rate decision of the year

David Hargreaves wonders whether the belated introduction of debt-to-income ratio controls will be a case of better-late-than-never, or whether they've already missed the proverbial bus

David Hargreaves wonders whether the belated introduction of debt-to-income ratio controls will be a case of better-late-than-never, or whether they've already missed the proverbial bus

RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending

RBNZ wants to loosen loan-to-value ratio restrictions and introduce debt-to-income restrictions on banks' home lending

ANZ economists don't believe the RBNZ will give warning of when it is going to cut the Official Cash Rate and that it will be a case of 'deny-deny-deny-cut' to avoid premature easing in financial conditions

ANZ economists don't believe the RBNZ will give warning of when it is going to cut the Official Cash Rate and that it will be a case of 'deny-deny-deny-cut' to avoid premature easing in financial conditions

The Reserve Bank's chief economist will be speaking on economic developments a month before the first scheduled OCR announcement for the year in a move clearly aimed at guiding the markets after December's shock GDP fall

The Reserve Bank's chief economist will be speaking on economic developments a month before the first scheduled OCR announcement for the year in a move clearly aimed at guiding the markets after December's shock GDP fall

ASB economists assess the key risks in the year ahead - there's plenty

ASB economists assess the key risks in the year ahead - there's plenty