THIS PAGE HAS NOT BEEN UPDATED SINCE EARLY 2011.
It is being made available only for archival purposes, and reflects the situation prior to the Christchurch earthquakes.
It does not reflect current premium rates or coverage. Do not use it for current reviews.
------------------------------------------------------------------------
| Company | Plan name |
Product
Score |
Excess
$ |
|||||||
| Profiles: The information on this page does not cover every option, but shows a range of profiles which may relate to your contents insurance requirements. Price is not the most important aspect in selecting appropriate cover for your contents protection. We strongly recommend you only use this page to do an initial assessment, and that you use the links to the coverage details on this page to begin your review. The profiles we have on this page are: | ||||||||||
| Over 65, total value of $80,000, with no specified items, and no alarm system | ||||||||||
| Family with teenage children, $120,000, no specified items, and with non-monitored alarm |
 |
|||||||||
| Young couple, $100,000, no specified items, and with non-monitored alarm | ||||||||||
| Note: Click on the Plan Name for more information about what is covered. | ||||||||||
| Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
|
more cities continue below ...
|
||||||||||
| Profile - | Owners: couple over 65 years | |||||||||
| Contents: total value of $80,000, with no specified items, and no alarm system | ||||||||||
| Construction = Weatherboard and tile roof, 1950 property, Owner Occupied and Private Use | ||||||||||
| AA Insurance | ContentsCover - Defined Events |
40%
|
$200
|
330.58 | 360.45 | 271.57 | 291.49 | 271.57 | 243.85 | 184.86 |
| AA Insurance | ContentsCover - Accidental Damage |
58%
|
$200
|
406.17 | 442.83 | 333.75 | 358.19 | 333.75 | 299.71 | 227.31 |
| AMI | Advanced |
66%
|
$200
|
400.22 | 597.18 | 373.57 | 366.26 | 331.20 | 338.29 | 277.14 |
| Ansvar | Omega |
66%
|
$250
|
617.90 | 617.90 | 531.86 | 456.08 | 542.75 | 449.28 | 386.80 |
| BNZ | Premiercare |
65%
|
$250
|
387.72 | 804.96 | 505.41 | 440.90 | 408.48 | 336.37 | 323.54 |
| NZI | Supersurance |
68%
|
$250
|
518.62 | 509.46 | 484.47 | 518.62 | 404.74 | 351.61 | |
| NZI | Echelon Home |
77%
|
$250
|
508.04 | 554.37 | 446.51 | 384.26 | 478.32 | 373.44 | 324.74 |
| State | Home Comprehensive |
73%
|
$250
|
428.91 | 569.10 | 414.44 | 405.71 | 366.41 | 305.18 | 295.97 |
| State | Home Essentials |
47%
|
$250
|
320.32 | 415.32 | 310.46 | 290.34 | 276.89 | 234.11 | 227.53 |
| Tower | Maxi House |
72%
|
$300
|
298.40 | 331.11 | 296.13 | 232.96 | 320.94 | 216.33 | 212.80 |
| Vero | MaxiPlan |
65%
|
$150
|
536.71 | 656.39 | 461.31 | 428.34 | 407.05 | 402.75 | 310.66 |
| Westpac | Contents, Full Cover |
75%
|
$250
|
401.00 | 535.07 | 372.05 | 341.93 | 315.13 | 269.25 | 225.58 |
| Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
| Profile - | Owners: couple over 65 years | |||||||||
| Contents: total value of $80,000, with no specified items, and no alarm system | ||||||||||
| Construction = Weatherboard and tile roof, 1950 property, Owner Occupied and Private Use | ||||||||||
| AA Insurance | ContentsCover - Defined Events |
40%
|
$200
|
271.57 | 243.85 | 291.49 | 291.49 | 177.76 |
|
|
| AA Insurance | ContentsCover - Accidental Damage |
58%
|
$200
|
333.75 | 299.71 | 358.19 | 358.19 | 218.59 |
|
|
| AMI | Advanced |
66%
|
$200
|
343.98 | 341.56 | 363.76 | 358.25 | 278.77 | ||
| Ansvar | Omega |
66%
|
$250
|
501.16 | 498.90 | 498.90 | 542.75 | 349.35 | ||
| BNZ | Premiercare |
65%
|
$250
|
451.91 | 366.68 | 377.03 | 355.92 | |||
| NZI | Supersurance |
68%
|
$250
|
484.47 | 484.47 | 518.62 | 518.62 | 306.07 | ||
| NZI | Echelon Home |
77%
|
$250
|
446.51 | 477.83 | 424.02 | 433.86 | 282.97 | ||
| State | Home Comprehensive |
73%
|
$250
|
394.69 | 388.12 | 375.62 | 388.12 | 300.57 | ||
| State | Home Essentials |
47%
|
$250
|
295.97 | 292.11 | 282.81 | 292.11 | 230.82 | ||
| Tower | Maxi House |
72%
|
$300
|
308.33 | 320.05 | 261.83 | 190.07 | |||
| Vero | MaxiPlan |
65%
|
$150
|
477.58 | 396.22 | 396.22 | 280.39 | |||
| Westpac | Contents, Full Cover |
75%
|
$250
|
333.65 | 341.87 | 341.87 | 315.13 | 235.52 | ||
| Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
|
more cities continue below ...
|
||||||||||
| Profile - | Owners: Family with teenage children | |||||||||
| Contents: total value of $120,000, no specified items, and with non-monitored alarm | ||||||||||
| Construction = Stucco and shingle, 2004 property, Owner Occupied and Private Use | ||||||||||
| AA Insurance | ContentsCover - Defined Events |
40%
|
$200
|
400.85 | 430.72 | 341.85 | 361.76 | 341.85 | 314.14 | 255.14 |
| AA Insurance | ContentsCover - Accidental Damage |
58%
|
$200
|
492.44 | 529.09 | 420.00 | 444.45 | 420.00 | 385.99 | 313.57 |
| AMI | Advanced |
66%
|
$200
|
484.53 | 842.08 | 537.43 | 454.73 | 418.24 | 466.29 | 297.24 |
| Ansvar | Omega |
66%
|
$250
|
698.57 | 698.57 | 611.36 | 535.59 | 635.84 | 529.94 | 458.06 |
| BNZ | Premiercare |
65%
|
$250
|
560.18 | 848.88 | 405.89 | 472.35 | 512.26 | 363.82 | 350.52 |
| NZI | Supersurance |
68%
|
$250
|
859.85 | 1001.56 | 801.89 | 859.85 | 666.63 | 576.46 | |
| NZI | Echelon Home |
77%
|
$250
|
790.18 | 920.52 | 790.62 | 597.59 | 613.79 | 556.24 | 399.57 |
| State | Home Comprehensive |
73%
|
$250
|
466.78 | 611.55 | 452.28 | 532.73 | 402.94 | 339.76 | 330.54 |
| State | Home Essentials |
47%
|
$250
|
354.90 | 456.24 | 345.01 | 378.09 | 310.13 | 266.04 | 259.46 |
| Tower | Maxi House |
72%
|
$300
|
335.10 | 563.24 | 396.49 | 317.33 | 511.70 | 257.11 | 288.27 |
| Vero | MaxiPlan |
65%
|
$150
|
704.69 | 827.81 | 571.87 | 528.56 | 456.50 | ||
| Westpac | Contents, Full Cover |
75%
|
$250
|
424.43 | 573.96 | 396.09 | 363.05 | 334.39 | 275.75 | 243.13 |
| Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
| Profile - | Owners: Family with teenage children | |||||||||
| Property: total value of $120,000, no specified items, and with non-monitored alarm | ||||||||||
| Construction = Stucco and shingle, 2004 property, Owner Occupied and Private Use | ||||||||||
| AA Insurance | ContentsCover - Defined Events |
40%
|
$200
|
341.85 | 314.14 | 361.76 | 361.76 | 248.04 | ||
| AA Insurance | ContentsCover - Accidental Damage |
58%
|
$200
|
420.00 | 385.99 | 444.45 | 444.45 | 304.86 | ||
| AMI | Advanced |
66%
|
$200
|
444.25 | 431.44 | 454.73 | 441.47 | 327.96 |
|
|
| Ansvar | Omega |
66%
|
$250
|
594.28 | 588.31 | 588.31 | 635.84 | 588.31 |
|
|
| BNZ | Premiercare |
65%
|
$250
|
483.43 | 483.43 | 483.43 | 361.58 |
|
||
| NZI | Supersurance |
68%
|
$250
|
801.89 | 801.89 | 801.89 | 859.85 | 499.16 |
|
|
| NZI | Echelon Home |
77%
|
$250
|
737.49 | 790.62 | 790.62 | 716.02 | 417.77 |
|
|
| State | Home Comprehensive |
73%
|
$250
|
431.90 | 425.31 | 425.31 | 425.31 | 335.15 |
|
|
| State | Home Essentials |
47%
|
$250
|
330.54 | 325.94 | 325.94 | 325.94 | 262.75 |
|
|
| Tower | Maxi House |
72%
|
$300
|
412.33 | 403.01 | 358.32 | 323.59 |
|
||
| Vero | MaxiPlan |
65%
|
$150
|
563.95 | 486.37 | 486.37 |
|
|||
| Westpac | Contents, Full Cover |
75%
|
$250
|
354.26 | 356.84 | 356.84 | 334.39 | 254.78 |
|
|
| Company | Plan name |
Product
Score |
Excess
$ |
AKL
BrownsBay |
AKL
Papatoetoe |
Hamilton
|
Tauranga
|
WLG
Kilbirnie |
CHC
Redwood |
Dunedin
|
|
more cities continue below ...
|
||||||||||
| Profile - | Owners: Young couple, no children | |||||||||
| Contents: total value of $100,000, no specified items, and with non-monitored alarm | ||||||||||
| Construction = Cladding under longrun iron, 2005 property, Owner Occupied and Private Use | ||||||||||
| AA Insurance | ContentsCover - Defined Events |
40%
|
$200
|
406.53 | 439.72 | 340.98 | 363.10 | 340.98 | 310.18 | 244.64 |
| AA Insurance | ContentsCover - Accidental Damage |
58%
|
$200
|
499.40 | 540.13 | 418.95 | 446.10 | 418.95 | 381.14 | 300.68 |
| AMI | Advanced |
66%
|
$200
|
488.62 | 645.02 | 465.23 | 422.57 | 415.22 | 425.99 | 318.48 |
| Ansvar | Omega |
66%
|
$250
|
887.23 | 887.23 | 771.45 | 670.42 | 798.27 | 662.39 | 569.06 |
| BNZ | Premiercare |
65%
|
$250
|
1049.34 | 826.90 | 522.09 | 456.76 | 350.07 | 337.02 | |
| NZI | Supersurance |
68%
|
$250
|
794.17 | 924.68 | 740.79 | 794.17 | 616.32 | 533.19 | |
| NZI | Echelon Home |
77%
|
$250
|
824.22 | 959.52 | 737.49 | 610.67 | 746.08 | 579.30 | 552.79 |
| State | Home Comprehensive |
73%
|
$250
|
491.94 | 651.87 | 476.15 | 513.32 | 421.52 | 351.75 | 341.23 |
| State | Home Essentials |
47%
|
$250
|
368.86 | 480.09 | 357.69 | 329.04 | 318.85 | 270.81 | 262.92 |
| Tower | Maxi House |
72%
|
$300
|
532.58 | 592.43 | 332.67 | 218.81 | 296.94 | ||
| Vero | MaxiPlan |
65%
|
$150
|
602.60 | 1047.78 | 725.57 | 671.07 | 684.97 | ||
| Westpac | Contents, Full Cover |
75%
|
$250
|
570.40 | 781.51 | 529.31 | 484.26 | 444.30 | 361.38 | 315.62 |
| Company | Plan name |
Product
Score |
Excess
$ |
Whangarei
|
Napier
|
Palm
North |
Lower
Hutt |
Nelson
|
|
|
| Profile - | Owners: Young couple, no children | |||||||||
| Contents: total value of $100,000, no specified items, and with non-monitored alarm | ||||||||||
| Construction = Cladding under longrun iron, 2005 property, Owner Occupied and Private Use | ||||||||||
| AA Insurance | ContentsCover - Defined Events |
40%
|
$200
|
340.98 | 310.18 | 363.10 | 363.10 | 236.74 | ||
| AA Insurance | HomeCover - Accidental Damage |
58%
|
$200
|
418.95 | 381.14 | 446.10 | 446.10 | 290.99 | ||
| AMI | Advanced |
66%
|
$200
|
417.86 | 427.07 | 448.88 | 439.68 | 345.54 |
|
|
| Ansvar | Omega |
66%
|
$250
|
742.85 | 736.47 | 736.47 | 798.27 | 507.87 |
|
|
| BNZ | Premiercare |
65%
|
$250
|
467.65 | 559.65 | 445.88 | 347.90 |
|
||
| NZI | Supersurance |
68%
|
$250
|
740.79 | 740.79 | 794.17 | 794.17 | 462.00 |
|
|
| NZI | Echelon Home |
77%
|
$250
|
768.48 | 823.91 | 675.76 | 746.08 | 434.78 |
|
|
| State | Home Comprehensive |
73%
|
$250
|
453.11 | 445.86 | 432.04 | 445.86 | 346.49 |
|
|
| State | Home Essentials |
47%
|
$250
|
341.23 | 335.96 | 326.10 | 335.96 | 266.86 |
|
|
| Tower | Maxi House |
72%
|
$300
|
469.36 | 462.98 | 410.93 | 280.79 |
|
||
| Vero | MaxiPlan |
65%
|
$150
|
751.69 | 618.02 | 618.02 |
|
|||
| Westpac | Contents, Full Cover |
75%
|
$250
|
471.90 | 476.07 | 484.29 | 444.30 | 331.94 |
|
|
|
|
||||||||||
| Note: Click on the Plan Name for more information about what is covered. | ||||||||||