Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard5.794.994.995.355.595.896.09
Standard
18 months = 5.15 Start the home loan process with New Zealand number one home loan provider today
Special LVR under 80%4.494.85
ASBResidential5.805.354.855.145.495.896.09
Residential
Special LVR < 80%4.954.454.745.095.495.69
Special LVR < 80%
Bank of ChinaStandard5.754.994.854.895.10
BankDirectStandard5.805.354.855.145.496.09
Standard
18 months = 5.10
Special LVR < 80%4.954.454.745.095.69
Special LVR < 80%
18 months = 4.70
BNZSpecial - Classic4.594.795.09
TotalMoney5.90
Std & Flybuys5.905.354.995.195.495.896.09
Std & Flybuys
China Construction BankStandard5.605.155.105.105.30
Co-operative BankOwner Occupied5.754.804.594.855.255.655.85
Owner Occupied
18 months = 4.75 We'd love to talk to you about home loan options
Standard5.755.305.095.355.756.156.35
Standard
Heartland BankResidential6.706.907.007.257.858.55
Digital Home Loan5.65
Reverse Mortgage7.80
HSBCPremier5.794.854.094.294.895.295.59
Premier
18 months = 4.09 Premier Special
ICBC Standard5.704.994.594.695.095.305.85
Standard
18 months = 5.00
KiwibankStandard5.704.995.095.195.655.755.99
Special 4.694.795.25
Offset Mortgage 5.70
KookminStandard5.855.105.105.30
SBS BankResidential5.795.254.995.195.495.896.09
Residential
18 months = 5.05 click here to contact SBS Bank
Special4.994.594.795.255.655.85
Special
18 months = 4.85 click here to contact SBS Bank
Advance Equity Release7.45
TSB BankStandard5.654.994.805.155.455.755.99
Standard
18 months = 4.99 TSB Bank Home Loans_ Apply now or find out more
Special4.854.554.655.155.655.79
Special
10 years = 5.99 TSB Bank Home Loans. Apply now or find out more
18 months = 4.75 TSB Bank Home Loans. Apply now or find out more
Lifestyle6.91
WestpacStandard 5.845.254.995.295.595.896.09
Standard
Special LVR < 80%4.594.855.095.59
Choices Offset5.84
Choices Everyday5.84
Capped 5.655.155.25

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential5.755.005.20
NelsonResidential6.105.105.45
WairarapaResidential5.704.854.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.604.894.99
NZCU Auckland6.20
NZCU BaywideResidential5.955.355.105.25
Residential
18 months = 5.30
NZCU SouthResidential LVR < 80%5.855.205.25
Police CUMembership criteria apply5.194.79

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential5.794.855.145.495.89

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Christian Savings Residential5.996.346.59
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
Paraloanfor people with physical disabilities....from3.20
ResimacStandard LVR < 80% 5.304.864.945.305.505.67
Standard LVR < 60%5.004.75

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansStandard < $200,0006.244.994.694.795.255.655.99
Priority > $200,0006.144.894.694.795.255.555.89
Sovereign Standard Go5.905.354.995.145.495.896.09
Standard Go
18 months = 5.10
Special LVR < 80%4.954.454.745.095.495.69
Special LVR < 80%
18 months = 4.70

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from6.70
Commercial / Rural - from6.70
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.50
Commercial9.00
Rural8.50

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.604.454.705.10