Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard5.59*4.99*4.75*4.95*5.15*5.29*5.45*
Standard
18 months = 4.89* Start the home loan process with New Zealand number one home loan provider today
Special LVR under 80%4.25*4.45*
ASBResidential5.655.094.694.995.295.595.79
Residential
Special LVR < 80%4.754.294.494.795.195.39
Special LVR < 80%
Bank of ChinaStandard5.754.994.854.895.10
BankDirectStandard5.655.094.694.995.295.79
Standard
18 months = 4.95
Special LVR < 80%4.754.294.494.795.39
Special LVR < 80%
18 months = 4.45
BNZSpecial - Classic4.294.454.65
TotalMoney5.64
Std & Flybuys5.644.994.854.955.155.295.45
Std & Flybuys
China Construction BankStandard5.605.155.105.105.30
Co-operative BankResidential5.45*4.65*4.39*4.45*4.79*4.99*5.29*
Residential
18 months = 4.45* We'd love to talk to you about home loan options
Heartland BankResidential6.706.907.007.257.858.55
Everyday Gold6.70
Home Equity7.50
HSBCPremier5.594.854.194.194.494.794.99
Premier
18 months = 4.19* Premier Special
Standard6.095.354.694.694.995.295.49
ICBC Standard5.554.794.294.594.895.205.30
Standard
18 months = 4.59
KiwibankStandard5.25*4.75*4.70*4.75*5.00*5.30*5.45*
Special 4.19*4.39*4.75*
Offset Mortgage 5.25
KookminStandard5.855.105.105.30
SBS BankResidential5.54*4.99*4.75*4.89*5.15*5.20*5.39*
Residential
18 months = 4.89* click here to contact SBS Bank
3 years = 5.15* click here to contact SBS Bank
Special4.50*4.29*4.29*4.65*4.99*4.99*
Special
18 months = 4.29* click here to contact SBS Bank
Advance Equity Release6.89
TSB BankStandard5.54*4.99*4.75*4.79*4.99*5.19*5.19*
Standard
18 months = 4.75* TSB Bank Home Loans_ Apply now or find out more
Special4.75*4.25*4.19*4.59*4.89*4.99*
Special
10 years = 5.75* TSB Bank Home Loans. Apply now or find out more
18 months = 4.35* TSB Bank Home Loans. Apply now or find out more
Lifestyle7.25
WestpacStandard 5.655.154.794.905.095.295.79
Standard
Special LVR < 80%4.25*4.39*4.75*5.39*
Choices Offset5.65*
Choices Everyday5.65
Capped 5.655.155.25

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential5.604.854.90
NelsonResidential6.104.854.99
WairarapaResidential5.704.854.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.60
NZCU Auckland6.20
NZCU BaywideResidential5.955.354.994.99
Residential
18 months = 4.99
NZCU SouthResidential LVR < 80%5.854.854.95
Police CUMembership criteria apply5.004.45

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential5.554.694.754.995.19

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
NZ Home LoansResidential5.454.754.694.755.005.305.40
Specials LVR < 80%4.194.394.755.19
Paraloanfor people with physical disabilities....from3.20
ResimacStandard LVR < 80% 5.194.944.904.915.035.03

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansStandard < $200,0005.794.754.19*4.39*4.75*5.305.40*
Priority > $200,0005.694.654.19*4.39*4.75*5.205.40*
Sovereign Standard Go5.755.094.694.995.295.595.79
Standard Go
18 months = 4.95
Special LVR < 80%4.754.294.494.795.195.39
Special LVR < 80%
18 months = 4.45

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from6.70*
Commercial / Rural - from6.70
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.50
Commercial9.00
Rural8.50

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.404.154.304.65