Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard5.64*4.99*4.75*4.85*4.99*5.20*5.30*
Standard
18 months = 4.89* Start the home loan process with New Zealand number one home loan provider today
Special LVR under 80%4.25*4.35*
ASBResidential5.655.094.694.754.895.095.29
Residential
Special LVR < 80%4.754.254.294.344.594.79
Special LVR < 80%
18 months = 4.25
Bank of ChinaStandard5.754.994.854.895.10
BankDirectStandard5.655.094.694.754.895.29
Standard
18 months = 4.79
Special LVR < 80%4.754.254.294.344.79
Special LVR < 80%
18 months = 4.25
BNZSpecial - Classic4.254.194.49
TotalMoney5.69
Std & Flybuys5.694.994.854.894.994.995.15
Std & Flybuys
China Construction BankStandard5.604.794.504.604.95
Co-operative BankResidential5.45*4.50*4.25*4.29*4.49*4.89*4.99*
Residential
18 months = 4.29* We'd love to talk to you about home loan options
Heartland BankResidential6.706.907.007.257.858.55
Everyday Gold6.70
Home Equity7.60
HSBCPremier5.754.854.194.194.494.794.99
Premier
18 months = 4.19* Premier Special
ICBCStandard5.604.394.394.694.995.355.45
Standard
18 months = 4.69
KiwibankStandard5.45*4.75*4.70*4.75*4.49*4.90*4.99*
Special 4.19*4.29*
Offset Mortgage 5.50
KookminStandard6.005.255.255.45
SBS BankResidential5.69*4.99*4.75*4.89*4.99*5.10*5.19*
Residential
18 months = 4.89* click here to contact SBS Bank
3 years = 4.99* click here to contact SBS Bank
Special4.50*4.25*4.15*4.55*4.90*4.99*
Special
18 months = 4.15* click here to contact SBS Bank
Advance Equity Release6.89
TSB BankStandard5.54*4.99*4.75*4.79*4.99*5.19*5.19*
Standard
18 months = 4.75* TSB Bank Home Loans_ Apply now or find out more
Special4.75*4.25*4.19*4.59*4.89*4.99*
Special
10 years = 5.75* TSB Bank Home Loans. Apply now or find out more
18 months = 4.35* TSB Bank Home Loans. Apply now or find out more
Lifestyle7.25
WestpacStandard 5.755.154.794.854.995.095.19
Standard
Special LVR < 80%4.25*4.29*4.49*4.89*
Choices Offset5.75*
Choices Everyday5.75
Capped 5.755.155.25

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential5.604.854.90
NapierResidential5.854.99
NelsonResidential6.104.854.99
WairarapaResidential5.704.854.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.60
NZCU Auckland6.20
NZCU BaywideResidential5.955.354.994.99
Residential
18 months = 4.99
NZCU SouthResidential5.855.055.10
Police CUMembership criteria apply5.144.45

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential5.644.694.754.895.15

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
NZ Home LoansResidential5.704.854.694.754.494.594.79
Specials LVR < 80%4.754.194.294.34
Paraloanfor people with physical disabilities....from3.60
ResimacStandard LVR < 80% 5.344.954.995.055.165.27

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansStandard < $200,0005.994.754.19*4.29*4.49*4.904.99*
Priority > $200,0005.894.654.19*4.29*4.39*4.804.89*
Sovereign Standard Go5.755.094.694.754.895.095.29
Standard Go
18 months = 4.79
Special LVR < 80%4.754.254.294.344.594.79
Special LVR < 80%
18 months = 4.25

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from6.70*
Commercial / Rural - from6.70
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.50
Commercial9.00
Rural8.50

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.504.154.204.45