Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard5.59*4.99*4.75*5.25*5.49*5.70*5.85*
Standard
18 months = 5.05* Start the home loan process with New Zealand number one home loan provider today
Special LVR under 80%4.45*4.75*
ASBResidential5.655.254.895.195.495.896.09
Residential
Special LVR < 80%4.854.494.795.095.495.69
Special LVR < 80%
Bank of ChinaStandard5.754.994.854.895.10
BankDirectStandard5.655.254.895.195.496.09
Standard
18 months = 5.05
Special LVR < 80%4.854.494.795.095.69
Special LVR < 80%
18 months = 4.65
BNZSpecial - Classic4.494.795.09
TotalMoney5.64
Std & Flybuys5.795.254.895.195.495.695.79
Std & Flybuys
China Construction BankStandard5.605.155.105.105.30
Co-operative BankOwner Occupied5.55*4.80*4.45*4.75*5.05*5.45*5.55*
Owner Occupied
18 months = 4.60* We'd love to talk to you about home loan options
Standard5.555.304.955.255.555.956.05
Standard
Heartland BankResidential6.706.907.007.257.858.55
Everyday Gold6.70
Home Equity7.50
HSBCPremier5.594.854.194.394.695.095.29
Premier
18 months = 4.29* Premier Special
Standard6.095.354.694.694.995.295.49
ICBC Standard5.554.754.294.504.795.205.30
Standard
18 months = 4.50
KiwibankStandard5.40*4.85*4.80*4.90*5.20*5.45*5.55*
Special 4.35*4.54*4.95*
Offset Mortgage 5.45
KookminStandard5.855.105.105.30
SBS BankResidential5.54*4.99*4.75*4.95*5.29*5.29*5.79*
Residential
18 months = 4.95* click here to contact SBS Bank
Special4.50*4.29*4.39*4.75*5.29*5.45*
Special
18 months = 4.45* click here to contact SBS Bank
Advance Equity Release6.89
TSB BankStandard5.54*4.99*4.75*4.79*4.99*5.29*5.49*
Standard
18 months = 4.75* TSB Bank Home Loans_ Apply now or find out more
Special4.75*4.25*4.49*4.69*5.10*5.29*
Special
10 years = 5.75* TSB Bank Home Loans. Apply now or find out more
18 months = 4.45* TSB Bank Home Loans. Apply now or find out more
Lifestyle7.25
WestpacStandard 5.655.254.895.195.495.695.89
Standard
Special LVR < 80%4.49*4.79*5.09*5.49*
Choices Offset5.65*
Choices Everyday5.65
Capped 5.655.155.25

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential5.604.855.10
NelsonResidential6.104.995.25
WairarapaResidential5.704.854.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.60
NZCU Auckland6.20
NZCU BaywideResidential5.955.354.994.99
Residential
18 months = 4.99
NZCU SouthResidential LVR < 80%5.854.854.95
Police CUMembership criteria apply5.194.69

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential5.594.754.905.205.55

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
NZ Home LoansResidential5.654.854.804.905.205.455.55
Specials LVR < 80%4.354.544.95
Paraloanfor people with physical disabilities....from3.20
ResimacStandard LVR < 80% 5.304.864.945.155.345.48

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansStandard < $200,0005.794.754.24*4.65*5.05*5.305.65*
Priority > $200,0005.694.654.24*4.65*5.05*5.205.55*
Sovereign Standard Go5.755.254.895.195.495.896.09
Standard Go
18 months = 5.05
Special LVR < 80%4.854.494.795.095.495.69
Special LVR < 80%
18 months = 4.65

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from6.70*
Commercial / Rural - from6.70
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.50
Commercial9.00
Rural8.50

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.404.304.304.65