Mortgages

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Banks

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
ANZStandard5.69*4.99*4.89*5.29*5.49*5.70*5.85*
Standard
18 months = 5.05* Start the home loan process with New Zealand number one home loan provider today
Special LVR under 80%4.39*4.79*
ASBResidential5.805.354.995.195.495.896.09
Residential
Special LVR < 80%4.954.594.795.095.495.69
Special LVR < 80%
Bank of ChinaStandard5.754.994.854.895.10
BankDirectStandard5.805.354.995.195.496.09
Standard
18 months = 5.15
Special LVR < 80%4.954.594.795.095.69
Special LVR < 80%
18 months = 4.75
BNZSpecial - Classic4.594.795.09
TotalMoney5.79
Std & Flybuys5.795.354.995.195.495.896.09
Std & Flybuys
China Construction BankStandard5.605.155.105.105.30
Co-operative BankOwner Occupied5.55*4.80*4.55*4.85*5.25*5.55*5.75*
Owner Occupied
18 months = 4.70* We'd love to talk to you about home loan options
Standard5.555.305.055.355.756.056.25
Standard
Heartland BankResidential6.706.907.007.257.858.55
Digital Home Loan5.65
Reverse Mortgage7.50
HSBCPremier5.594.854.194.394.895.295.59
Premier
18 months = 3.99* Premier Special
ICBC Standard5.554.754.294.504.795.205.30
Standard
18 months = 4.50
KiwibankStandard5.40*4.85*4.90*5.09*5.55*5.65*5.85*
Special 4.45*4.79*5.25*
Offset Mortgage 5.45
KookminStandard5.855.105.105.30
SBS BankResidential5.54*5.25*4.89*5.19*5.49*5.69*5.89*
Residential
18 months = 5.05* click here to contact SBS Bank
Special4.75*4.45*4.75*5.09*5.45*5.69*
Special
18 months = 4.75* click here to contact SBS Bank
Advance Equity Release6.74
TSB BankStandard5.65*4.99*4.80*5.15*5.45*5.55*5.75*
Standard
10 years = 5.75* TSB Bank Home Loans_ Apply now or find out more
18 months = 4.99* TSB Bank Home Loans_ Apply now or find out more
Special4.75*4.45*4.75*5.05*5.45*5.50*
Special
10 years = 5.75* TSB Bank Home Loans. Apply now or find out more
18 months = 4.75* TSB Bank Home Loans. Apply now or find out more
Lifestyle6.91
WestpacStandard 5.655.254.995.195.495.695.89
Standard
Special LVR < 80%4.59*4.79*5.09*5.49*
Choices Offset5.65*
Choices Everyday5.65
Capped 5.655.155.25

Building societies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
HeretaungaResidential5.604.855.10
NelsonResidential6.105.105.45
WairarapaResidential5.704.854.99

Credit unions

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
First CUResidential5.604.894.99
NZCU Auckland6.20
NZCU BaywideResidential5.955.354.995.25
Residential
18 months = 5.25
NZCU SouthResidential LVR < 80%5.855.055.10
Police CUMembership criteria apply5.194.69

Crown agencies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Housing NZResidential5.654.805.195.495.85

Other non-bank lenders

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
General FinanceResidential ....from5.956.256.507.10
Hibernian Standard5.50
Home Equity5.50
Liberty FinancialResidential5.69
Mike Pero MortgagesResidential5.69
Residential Investor < 70% LVR5.69
NZ Home LoansResidential5.654.854.905.195.555.655.85
Specials LVR < 80%4.454.795.095.495.69
Paraloanfor people with physical disabilities....from3.20
ResimacStandard LVR < 80% 5.304.864.945.305.505.67

Insurance companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
AMP Home LoansStandard < $200,0005.794.754.45*4.79*5.25*5.655.85
Priority > $200,0005.694.654.45*4.79*5.25*5.555.75*
Sovereign Standard Go5.905.354.995.195.495.896.09
Standard Go
18 months = 5.15
Special LVR < 80%4.954.594.795.095.495.69
Special LVR < 80%
18 months = 4.75

Mortgage trusts

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
Capital Mortgage Income Trust Residential10.00
Residential Rental10.50
Commercial and Rural11.00
First Mortgage Trust Residential - from6.70*
Commercial / Rural - from6.70
NZ Mortgage Income Trust (No 2 Fund)Residential8.00
Residential Rental8.50
Commercial9.00
Rural8.50

Trustee Companies

Institution Product Variable floating 6
months
1
year
2
years
3
years
4
years
5
years
NZ Anglican Church Pension BoardStandard >$100,0005.554.454.705.10